Welcome to the Bryan Foltice Behavioral Finance Podcast, where we dive deep into the fascinating intersection of financial decision-making and human behavior. Your host, Dr. Bryan Foltice, aims to embark on this journey with you to explore the quirks, biases, and psychological factors that shape our financial choices. From understanding why we buy high and sell low, to uncovering the emotional drivers behind our investment strategies, each episode will uncover valuable insights to help you n ...
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Dr Bryan Foltice Podcasts
Money doesn’t have to be complicated or overwhelming. Hosted by Dr. Bryan Foltice, The Money Strong Podcast breaks down personal finance topics in a clear, stress-free way so you can take control of your money and build lasting financial confidence. From budgeting and saving to investing, debt payoff, and navigating life’s biggest money decisions, each episode gives you practical strategies and real-world insights you can apply right away. Whether you’re just getting started on your financia ...
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Advanced Money Strong: Platinum and Beast Mode Planning
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31:58The Advanced Money Strong: Platinum & Beast Mode Plan offers actionable strategies and expert insights to help you build lasting wealth and strengthen your financial future. This episode provides clear guidance to elevate your money mindset and achieve platinum-level results. Let's Connect! Instagram: https://www.instagram.com/dr.bryanfoltice/ Link…
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The Five Milestones to Achieving Financial Independence
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22:27This episode unpacks the 5 Milestones to Achieving "Level 2" financial inpendence. Milestone 1: First $100,000 The hardest and most crucial step. Requires the most effort and discipline. Milestone 2: $100,000 to $300,000 The “wilderness” phase. Still requires significant contributions and sacrifice. Milestone 3: $300,000 to $600,000 Investments sta…
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Introducing the Four Levels of Financial Independence
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18:16This episode introduces the the Four Levels of Financial Independence Level 1: Foundation / Starting Line Focus: Getting out of debt and building a flexibility fund (3–6 months of expenses). Level 2: Building Passive Income and Wealth Focus: Actively building assets and generating streams of passive income. Level 3: Passive Income Exceeds Expenses …
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Money Strong For College Students and Graduates: Program Overview
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37:25This episode introduces the "Money Strong" program, which is designed to help students build essential personal finance skills before graduation. Dr. Foltice discusses the challenges of financial education, the stigma around money conversations, and the importance of early financial planning. The episode also highlights the launch of a student-led …
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Millions on the Field: NIL and the New Age of College Entrepreneurs
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26:55Welcome to the Money Strong Monday morning broadcast with Dr. Bryan Foltice! In this episode, we break format to discuss the latest economic updates, including the state of the S&P 500, inflation rates, and interest rates, and their impacts. Dr. Foltice then dives deep into this episode's primary topic—NIL (Name, Image, and Likeness) money and its …
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Financial Expert Makes Terrible Spending Decisions: Bad Luck or Something Deeper?
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27:41How I Overspent $3300 in June & What I Learned From It | Money Strong Podcast In this episode of the Money Strong Podcast, Dr. Bryan Foltice shares his real-life experience of going over his monthly budget by $3300 in June. He provides insights into how unexpected expenses and impulsive spending can derail financial plans. Learn about his approach …
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Breaking Free From the (Financial) Shame Wizard and Anxiety Mosquito
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15:37Tackling Financial Anxiety and Shame: Steps to Overcome Welcome back! In this episode, we delve into the often overlooked aspects of financial well-being—financial anxiety and shame. Dr. Bryan Foltice explains how money is more than just numbers; it's tied to our emotions and past experiences. Using references from the show 'Big Mouth,' he illustra…
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The Hidden Side of Finance: The Influence of Money Beliefs
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21:37Unpacking Money Beliefs: Key to Financial Wellbeing Welcome to the Money Strong Podcast hosted by Dr. Bryan Foltice, where we dive deep into the psychology behind our financial decision-making. In this episode, we explore the hidden beliefs about money that stem from our upbringing, culture, media, and personal experiences. Dr. Foltice discusses co…
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Revamp Your Financial Habits: A Step-by-Step Approach
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19:54Understanding and Changing Your Financial Behavior | Money Strong Podcast Join Dr. Bryan Foltice on the Money Strong Podcast as he dives into the psychology behind financial decision-making. Discover why knowing the right financial behaviors isn't enough and learn how to change your habits for the better. In this episode, Dr. Foltice discusses the …
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Rewiring Your Brain: How Past Money Memories Influence Today's Choices
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16:04Unlocking Your Financial Potential: Understanding Money Memories & Motivations Welcome to the Money Strong Podcast with Dr. Bryan Foltice, dedicated to helping you gain confidence and control over your finances. In this episode, we explore the deep-seated impact of 'money memories' from childhood and how they shape our financial behaviors today. Dr…
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Understanding Financial Well Being: It's Way More Than a Number
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16:06Understanding Financial Wellbeing: Key Components and Why It Matters Welcome to the Money Strong Podcast, where Dr. Bryan Foltice helps listeners build confidence and control over their finances. In this episode, Dr. Foltice explores the true meaning of financial wellbeing, breaking down its components such as security, confidence, and control. He …
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Understanding the Difference Between Risk vs. Uncertainty: How Ambiguity Aversion Impacts Our Choices
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18:06Understanding Ambiguity Aversion: How Uncertainty Affects Financial Decisions In this episode of the Money Strong podcast, hosted by Dr. Bryan Foltice, we dive into the concept of ambiguity aversion as part of our Psychology Saturday segment. Bryan explains how individuals prefer known risks over uncertain outcomes and how this affects various aspe…
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Achieving Financial Independence: An In-Depth Look at Its Four Levels
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18:17Understanding Financial Independence: Breaking Down the Four Levels In this episode of the Money Strong Money Monday podcast, hosted by Dr. Bryan Foltice, the focus is on clarifying the concept of financial independence. Bryan introduces a four-level framework to help listeners understand and navigate their journey toward financial independence. He…
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The Psychology of Money: Mental Accounting Explained
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20:51Understanding Mental Accounting: Avoiding Common Financial Pitfalls In this episode of the Money Strong Personal and Behavioral Finance podcast, host Dr. Bryan Foltice introduces 'Psychological Saturday' with a deep dive into mental accounting. Learn how categorizing money in different areas can lead to both optimal and suboptimal financial decisio…
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Side Hustles: Pathway to Financial Freedom or Recipe for Burnout?
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21:08Side Hustles: Should You Have One? Exploring All Angles Welcome to the Money Strong Personal Finance podcast! Join Dr. Bryan Foltice as he delves into the heated debate around side hustles. Discover the pros and cons, various types of side hustles, and key considerations for deciding when and if you should take on a side gig. Bryan shares personal …
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Four Roadblocks to Long-Term Financial Success and How to Conquer Them
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24:46Overcoming Financial Planning Obstacles: 4 Common Pitfalls and How to Avoid Them | Money Strong Podcast In this episode of the Money Strong Podcast, host Bryan Foltice discusses the key reasons why many people struggle with long-term financial planning. He outlines four major obstacles: not starting at all, quitting after setbacks, creating unsusta…
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Turning Losses Into Lessons: A Guide Through Stock Market Corrections in 2025
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21:43Navigating Stock Market Corrections: Lessons in Emotion, Timing, and Diversification In this episode of the Money Strong Podcast, host Bryan Foltice discusses the recent stock market correction of 2025. Bryan delves into the importance of remaining unemotional during market downturns and views these periods as buying opportunities. He emphasizes ke…
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Mastering Money Talks: 10 Keys to Discussing Finances with Your Partner
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26:0110 Keys to Improve Financial Communication with Your Partner Join Bryan Foltice in the Money Strong Personal Finance Podcast as he discusses how to effectively talk about money with your significant other. This episode dives into 10 key strategies to help build a stronger relationship through financial conversations. Topics include setting regular …
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Turning The Negative Bias Into Positive Gains: A Financial Perspective
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24:55Overcoming Negativity Bias: Strategies for Financial Resilience | Money Strong Podcast In this episode of the Money Strong podcast, host Bryan Foltice discusses the common human tendency towards negativity bias and its implications for personal finance. He provides updates on the rebranding of the podcast and the new Money Strong College Program av…
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Four Intensity Levels in Debt Reduction: Tailoring Intensity to Fit Your Personality
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22:14Mastering Debt: Understanding Your Financial Intensity Levels Join Dr. Bryan Foltice in this episode of the Bryan Foltice Behavioral Finance Podcast as he dives deep into the concept of financial intensity levels, particularly in the context of paying off loans and debt. Bryan shares his unique approach from his Money Strong program, offering four …
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Beyond the Snowball: Tailored Debt Repayment Plans
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20:17Debt Repayment Strategies Unveiled | Bryan Foltice Behavioral Finance Podcast In this episode of the Bryan Foltice Behavioral Finance Podcast, host Dr. Bryan Foltice dives into debt repayment strategies. Dr. Foltice discusses the growing issue of consumer debt in the U.S. and reveals different methods to tackle it, including the snowball, avalanche…
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Chasing Happy: Hedonic Adaptation and Financial Wisdom
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26:24Understanding Hedonic Adaptation in Behavioral Finance with Dr. Bryan Foltice Welcome to the Bryan Foltice Behavioral Finance Podcast! In this episode, Dr. Bryan Foltice dives deep into the concept of hedonic adaptation, also known as the hedonic treadmill. Dr. Foltice shares his personal journey, transitioning from the corporate world to academia,…
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The Zeigarnik Effect: Unlocking the Power of Unfinished Tasks
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21:59Unveiling the Ziegarnik Effect: How Unfinished Tasks Shape Our Financial Decisions In this episode of the Bryan Foltice Behavioral Finance Podcast, Dr. Bryan Foltice delves into the Ziegarnik effect, a psychological phenomenon that explains why unfinished tasks occupy our minds more than completed ones. The discussion covers the impact of this effe…
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Building Your Safety Net: The Importance of a Flexibility Fund
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19:57Building a Flexibility Fund: The Key to Financial Independence | Bryan Foltice Behavioral Finance Podcast Welcome to the Bryan Foltice Behavioral Finance Podcast! In this episode, Dr. Bryan Foltice discusses the importance of the Flexibility Fund as a crucial step in achieving financial independence. He shares personal anecdotes and practical advic…
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Murphy’s Fund: The First Step to Financial Stability
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20:09Achieve Your First $1,000: Behavioral Finance Tips with Dr. Bryan Foltice Welcome to the first episode of the Bryan Foltice Behavioral Finance Podcast! Dr. Bryan Foltice dives into the world of behavioral finance and personal milestones, focusing on how to save your first $1,000. Whether you're starting from zero or already have some savings, this …
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The Winner's Curse: When Winning Is Actually Losing
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19:46Understanding the Winner's Curse: How Overpaying Leads to Losses Welcome to the Bryan Foltice Behavioral Finance Podcast! In this episode, host Dr. Bryan Foltice delves into the intriguing phenomenon of the winner's curse—a situation where winning can actually mean losing. By examining real-world examples ranging from eBay auctions and trading card…
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From Gridiron to Portfolio: The Super Bowl Effect Explored
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20:10Unmasking the Super Bowl Effect in Behavioral Finance | Bryan Foltice Welcome to another episode of the Bryan Foltice Behavioral Finance Podcast! This week, coinciding with Super Bowl week, Dr. Bryan Foltice dives into the intriguing 'Super Bowl effect'—a theory that links Super Bowl outcomes with stock market performance. Originating from a 1978 N…
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Steps to Successful Financial Planning in 2025
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20:22Smart Goal Setting in Personal Finance for 2025: A Year in Review and Planning Ahead In this episode of the Bryan Foltice Behavioral Finance Podcast, Dr. Bryan Foltice discusses personal finance goal setting for the new year, reviewing the events of 2024. He emphasizes the importance of SMART goals (Specific, Measurable, Achievable, Relevant, Time-…
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Navigating the Mere Urgency Effect: Balancing Urgency and Importance
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19:59Understanding the Mere Urgency Effect in Behavioral Finance In this episode of the Bryan Foltice Behavioral Finance Podcast, Dr. Bryan Foltice explores the Mere Urgency Effect, a psychological phenomenon where people prioritize urgent tasks over important ones, even if the latter offers greater rewards. He delves into recent studies from the Journa…
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SMART Goals in Financial Planning for the Future in 2025
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20:22Goal Setting and Financial Independence for 2025 In this episode of the Bryan Foltice Behavioral Finance Podcast, Dr. Bryan Foltice helps listeners kick off 2025 with personal finance goal setting. Discussing SMART goals, he outlines the importance of setting Specific, Measurable, Achievable, Relevant, and Time-bound objectives. Bryan shares his ow…
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Using Pareto's Principle (80:20 Rule) in the New Year
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20:33Mastering Time Management and Financial Decisions with Pareto's Principle In this episode of the Bryan Foltice Behavioral Finance Podcast, Dr. Foltice returns after a hiatus to discuss the challenges of time management and financial decision-making, using Pareto's Principle (the 80/20 rule) as a guide. He shares his personal experiences from a dema…
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Money Strong with Randy Brown: Butler's Initiative on Financial Education for All Students
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36:21Introducing the Money Strong Program: Empowering Financial Literacy at Butler University In this episode, Bryan introduces his friend and partner, Randy Brown, as they unveil the Money Strong Program at Butler University. Together, they share their journey in developing the program, emphasizing the importance of financial literacy for students. Ran…
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Episode 38: Three Untold Truths of Starting Your Own Business
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20:15The Untold Truths of Starting Your Own Business | Bryan Foltice Behavioral Finance Podcast Welcome to the Bryan Foltice Behavioral Finance Podcast! In this episode, Bryan shares invaluable insights on starting your own business, focusing on three often overlooked aspects: the overwhelming responsibility, the isolation, and the slow growth. Drawing …
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Episode 37: Master Your Estimates: Understanding and Overcoming the Planning Fallacy
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16:38Understanding and Overcoming the Planning Fallacy | Bryan Foltice Behavioral Finance Podcast In this episode of the Bryan Foltice Behavioral Finance Podcast, host Bryan Foltice discusses the 'planning fallacy,' a common cognitive bias where individuals systematically underestimate the time, cost, and risks associated with tasks. Originating from th…
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Episode 36: The Carry Trade Unveiled: Impacts on Global Markets
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13:13In this episode of the Bryan Foltice Behavioral Finance podcast, Bryan discusses the recent market volatility linked to the carry trade, a complex financial strategy involving borrowing in low-interest currencies like the Japanese yen to invest in higher-yielding assets. Using current market data, he provides an in-depth explanation of how fluctuat…
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Episode 35: Seeing Clearly: Understanding the Bias Blind Spot
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26:55Join Dr. Bryan Foltice in this episode of the Bryan Foltice Behavioral Finance Podcast as he dives into the concept of the bias blind spot. Discover how most of us perceive ourselves as less biased than others and the psychological mechanisms behind this phenomenon. Dr. Foltice discusses the impact of this bias on decision-making and offers persona…
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Episode 34: Behavioral Finance Insights: Weighing Active Management and Index Investments
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24:26Active vs Passive Management: Analyzing Mutual Fund Performance In this episode of the Bryan Foltice Behavioral Finance Podcast, Dr. Bryan Foltice delves into the debate between actively managed mutual funds and their passive counterparts. He discusses market efficiency, the pitfalls of actively managed funds, and the significant impact of expenses…
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Episode 33: Critiquing Dave Ramsey's Retirement Advice: Finding Balance in Withdrawal Rates
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24:49In this episode of the Bryan Foltice Behavioral Finance Podcast, Dr. Bryan Foltice discusses the controversy surrounding Dave Ramsey's recommendation of an 8% retirement withdrawal rate. He critiques Ramsey's approach, highlighting its potential risks and compares it with the more conservative 4% rate commonly advised by financial planners. Dr. Fol…
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Episode 32: Beyond Gains and Losses: Exploring the Disposition Effect
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16:06In this episode of the Bryan Foltice Behavioral Finance Podcast, Dr. Bryan Foltice delves into foundational concepts of behavioral finance. He revisits prospect theory, emphasizing our differing sensitivities to gains and losses, and introduces the disposition effect - our tendency to sell winning stocks too early and hold onto losing stocks too lo…
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Episode 31: Behavioral Finance Explains: Why Americans Misunderstand the Economy
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15:41Behavioral Finance Explains: Why Americans Misunderstand the Economy In this episode of the Bryan Foltice Behavioral Finance Podcast, Dr. Bryan Foltice discusses a U.S. survey revealing widespread economic misconceptions among Americans. Key findings show that many Americans believe the economy is shrinking, the stock market is down, and unemployme…
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Episode 30: Retiring Early: Is the FIRE Community the Right Path?
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16:33Retiring Early: Is the FIRE Community the Right Path? In this episode of the Bryan Foltice Behavioral Finance Podcast, Dr. Bryan Foltice delves into the FIRE (Financial Independence, Retire Early) movement. He discusses the key principles behind FIRE, including the idea of saving up to 70% of annual income to retire early and live off small withdra…
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Episode 29: Unpacking the Phenomenon of Meme Stocks and Investor Behavior
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21:10In this episode of the Brtan Foltice Behavioral Finance Podcast, Dr. Brtan Foltice delves into the intriguing world of meme stocks, such as GameStop and AMC Entertainment, and their impact on investor behavior. He introduces key concepts of behavioral finance including noise trader risk and the Greater Fool Theory, explaining how these factors driv…
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Episode 28: Money Strong: Empowering College Students for Financial Success
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38:13Empowering Students with Financial Literacy: The Money Strong Program at Butler In this episode of the Bryan Foltice Behavioral Finance Podcast, Dr. Bryan Foltice discusses the Money Strong program, a new initiative designed for college juniors and seniors at Butler University aimed at improving their personal finance skills. This program, born fro…
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Episode 27: Travel Sports Meets Behavioral Finance (And It's Not Pretty) - Part 2
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30:42Youth Sports Meets Behavioral Finance: A Deep Dive with Dr. Bryan Foltice In this episode of the Bryan Foltice Behavioral Finance Podcast, Dr. Foltice discusses the intersection of youth sports and behavioral finance in the United States. He explores the shift from community-based sports to private, for-profit sports organizations that emerged arou…
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Episode 26: Travel Sports Meets Behavioral Finance (And It's Not Pretty) - Part 1
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30:39The Overwhelming World of Youth Sports: A Behavioral Finance Perspective In this episode of the Bryan Foltice Behavioral Finance Podcast, the discussion centers around the behavioral finance aspects of youth sports in the United States, highlighting the vast changes and increasing pressures families face. Bryan shares personal experiences to unders…
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Episode #26 The Intersection of Finance, Creativity, and Life Purpose with Mandi and Bryan Foltice
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28:28In this episode of the Bryan Foltice Behavioral Finance Podcast, hosts Bryan and Mandi Foltice delve into the topic of finance in relation to life purpose and future planning. They share personal stories, including Mandi's journey from nursing to pursuing a career aligned with her passion for creativity. They discuss the challenges and consideratio…
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Episode 25: Navigating Finances Together: A Couple's Guide to Budgeting and Financial Conversations
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26:23In this episode of the Bryan Foltice Behavioral Finance Podcast, hosts Dr. Bryan Foltice and his wife Mandi discuss the evolution of their financial management as a couple. They recount their experiences of merging their finances after getting married, buying a house, and adjusting to new expenses like a dog and personal maintenance. They emphasize…
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Episode 24: Love, Money, and Marriage: Our Early Financial Journey with Mandi Foltice Part 1
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27:18In this episode of the Bryan Foltice Behavioral Finance Podcast, host Dr. Bryan Foltice and his wife Mandi delve into their personal journey of combining finances in their relationship. They discuss their backgrounds, including Mandi's financial situation before they met and how they navigated their differing approaches to money management. By shar…
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Episode 23: Behavioral Finance Gets Personal - Part 4: Navigating Finances in (Second) Marriage
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27:04Navigating Finances in Marriage: Part 4 - Personal Finance Series In this episode of the Bryan Foltice Behavioral Finance Podcast, Bryan shares his personal experience of navigating finances in marriage, highlighting the transition from single life through dating to getting married for a second time. Beginning with reflections on his dating life po…
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Episode 22: Behavioral Finance Gets Personal - Part 3: Talking with Your Kids About Money
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23:295 Key Lessons on Teaching Kids About Money | Bryan Foltice Behavioral Finance Podcast In this episode of the Bryan Foltice Behavioral Finance Podcast, Bryan continues the personal finance series by sharing important teaching points for educating children about money. He emphasizes the necessity of open discussions about financial matters, despite n…
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