Best Totally Irish Productions Podcasts (2025)

1
Ep.715: Why You Want Volatilty 15:40

Play Pause

2y ago15:40

15:40

Why You Want Volatility What is VOLATILITY? The speed or degree of change in prices is called volatility. Turns out you want volatility. Why?.Volatility is what you want because volatility leads to returns. 3 Reasons 1)To make money in the financial markets, there must be price movement. Fortunately, the stock market obliges everyday because price …

1
Ep.714: A Quick Lesson From Warren Buffett 11:40

2y ago11:40

11:40

A QUICK LESSON FROM⁠ W⁠ARREN BUFFETT If the Dow Jones Industrial Average, at 33,057 as of this date in early November 2023, compounds at 1.47% annually, what will its value be on Dec. of 2099? The end of the century - 76 years from now. That would take the Dow to 100,000. What if the Dow compounds at 4.6% annually? That would bring the Dow to 1,000…

1
Ep.713: What's Predictable About Personal Finance? 16:22

2y ago16:22

16:22

THINGS THAT ARE PREDICTABLE ABOUT PERSONAL FINANCE 1)The stock market will go up and the stock market will go down. Every year there are rallies and every year there are declines. It is the cost of being in the stock market. Accept it as fact. 2)Stock Market indexes are a zero sum game . Poker is an example of a zero-sum game since the sum of the a…

1
Ep.712: Little Known Social Security Facts That Can Help You 17:22

2y ago17:22

17:22

Little Known Social Security Facts 1. Social Security pays benefits to children. Social Security pays benefits to unmarried children whose parents are deceased, disabled, or retired. An unmarried child can get benefits if they are: • Younger than age 18. • Between ages 18 and 19 and a full-time student at an elementary or secondary school (grade 12…

1
Ep.711: What Is A Life File? 21:50

2y ago21:50

21:50

A Life File is a place for all your important records. I got the idea when I read an article 20 years ago about what you should do if your wallet is stolen. That article said you should make a photocopy of everything in your wallet at least once a year. It’s a great idea. If you misplace your wallet or it is stolen, could anyone really know exactly…

1
Ep.710: How To Do A Backdoor Roth IRA 16:00

2y ago16:00

16:00

A "Backdoor Roth IRA" is not an account, it is a strategy used by high-income earners who can't contribute to a Roth IRA because their income is too high. Let’s quickly describe the difference BETWEEN a Roth IRA and a regular IRA. A Roth IRA is a tax free retirement account where you make a contribution to your Roth IRA account after you’ve already…

1
Ep.709: Why You Should Stay The Course 14:27

2y ago14:27

14:27

In this episode we discuss why you should stay the course when it comes to the stock market. 2022 was one of the worst years ever for financial markets. The S&P 500 was down 18%. We are hard-wired to assume big losses will be followed by additional losses , just like we assume big gains will be followed by additional gains. Neither of those are nec…

1
Ep.708: Lump Sum Investing vs Dollar Cost Averaging 19:19

2y ago19:19

19:19

We welcome Katelyn back from the 2023 Women's World Cup in New Zealand. In this episode we compare lump-sum investing vs dollar cost averaging. Let's first define both.Dollar-cost averaging is continuously investing the same amount of money in a security over time, regardless of fluctuating prices. Lump sum investing is investing the full amount al…

1
Ep.707: What Ia A Callable Certificate Of Deposit? 15:28

2y ago15:28

15:28

A Regular CD A certificate of deposit, or CD, is a type of savings account offered by banks and credit unions. You generally agree to keep your money in the CD without taking a withdrawal for a specified length of time. In general, in the past, the longer time frame of the CD, the more interest you would make. 5 year CD's would pay more than 1 year…

1
Ep.706: How To Make Your Digital Assets Accessible If You Die 16:52

2y ago16:52

16:52

In this episode we talk about a recent great article I read from Clark Howard about making your digital accounts accessible should you have an accident or die. Here is the link https://clark.com/family-lifestyle/wills-funerals/online-accounts-accessible-when-you-die/?utm_source=Clark.com&utm_campaign=4d5b36bff3-EMAIL_CAMPAIGN_2023_08_06_06_49&utm_m…

1
Ep.705: Spousal IRA: What It Is, How to Open One 16:17

2y ago16:17

16:17

True or False-To open an IRA you need to have earned income. False.One exception to the rule -A spousal IRA lets couples save for retirement even if only one spouse works and has earned income. History The IRA became law in !974 under the Employee Retirement Income Security Act.The IRA initially allowed workers to save for retirement and take a tax…

1
Ep. 704: What To Do If Your Passport Gets Lost Or Stolen 24:52

2y ago24:52

24:52

BEFORE YOU GO ON YOUR TRIP -PUT IN YOUR PHONE-The closest State Dept phone number of your destination. ALSO PUT IN YOUR PHONE The U.S. Department of State's Office of Overseas Citizens Services (888) 407-4747 (or from overseas +1 202-501-4444) can assist U.S. citizens who are temporarily destitute abroad. -THINGS TO BRING-Bring a color photocopy of…

1
Ep.703: Travel Hacking Our Way To Sweden 24:14

2y ago24:14

24:14

BEFORE I LEFT ON VACATION 1)I Made sure our passports were current. I always put a reminder in my calendar 9 months before it expires to update it. 2)I called and checked which credit cards had no foreign transaction fees. I put travel notices on the credit cards without foreign transaction fees and only used those cards. Everything else stayed hom…

1
Ep.702: Travel Hacking Our Way to Finland 44:57

2y ago44:57

44:57

BEFORE I LEFT ON VACATION 1)I Made sure our passports were current. I always put a reminder in my calendar 9 months before it expires to update it. 2)I called and checked which credit cards had no foreign transaction fees. I put travel notices on the credit cards without foreign transaction fees and only used those cards. Everything else stayed hom…

1
Ep.701: Is Your House A Good Investment? 23:34

2y ago23:34

23:34

We welcome back Katelyn before she heads off to New Zealand for the 2023 Women's World Cup. We also welcome our 28th country , Taiwan! In this episode we discuss whether your house is a good investment. JL Collins and various other personal finance experts say a home is not a great investment. When compared to the stock market, in general, your hou…

1
Ep.628: Travel Hacking My Way to Portugal-BEST OF EPISODE 29:10

2y ago29:10

29:10

In this popular travel episode, we discuss the pros and cons of trying to do 8 days and 7 nights in Portugal for under $1500. Why the words "Operated By" and "Code Share" give me PTSD and how the people and city of Lisbon are incredibly nice. Here are links to some of the hacks used during this trip. Smart Traveler Enrollment Program- Every US citi…

1
Ep.627: Net Worth-What Is It & Why You Should Care-BEST OF EPISODE 24:46

2+ y ago24:46

24:46

We discuss how to figure your net worth and where you should be at certain ages to be on track. Reviewing your Net Worth over time can help you determine where you are AND how to get where you want to be. Net Worth Calculator https://www.harnesswealth.com/net-worth-calculator/ Net Worth By Age Calculator https://www.youtube.com/watch?v=44ddtR0XDVU …

1
Ep.626: Intellectual Curiosity, Part 1 of a Series-BEST OF EPISODE 27:24

2+ y ago27:24

27:24

My Dad has always said he believes everyone can handle their finances with a little intellectual curiosity. In this Part 1, he reveals two of the people he follows and hopes they inspire you to check out their work. Take 10-15 minutes 3 times a week and educate yourself!The first is Clark Howard, the popular consumer expert and former host of the n…

1
Ep.625:Smart Moves With Credit Cards Now-BEST OF EPISODE 27:21

2+ y ago27:21

27:21

During this episode, we discuss how credit cards are a borrowing device and how paying off your balance 100% is a smart move.

1
Ep.624: Inflation Isn't Scary-BEST OF EPISODE 22:25

2+ y ago22:25

22:25

In this BEST OF EPISODE, my Dad explains what inflation is, why we should expect it and why it isn't necessarily bad for your investments.

1
Ep.623: Start Saving, Live Longer-BEST OF EPISODE 26:03

2+ y ago26:03

26:03

We discuss all the reasons why saving is good for your mental and physical health. There are more reasons than you may think — it even surprised me!

1
Ep.622: The Best Financial Book My Dad Has Ever Read-BEST OF EPISODE 23:44

2+ y ago23:44

23:44

In this highly requested episode, my dad breaks down the financial philosophy of J.L. Collins and why he thinks he's one of the best ever in guiding us down the path of financial independence. Fun fact: the book Collins wrote is the first and only financial book Sean has given me! Links to articles/videos referenced in this podcast: JL Collins - Ta…

1
Ep.621: Small Decisions Really Add Up-BEST OF EPISODE 25:58

2+ y ago25:58

25:58

In this popular BEST OF EPISODE we talk about how small financial decisions really make a difference. Can you really watch everything on every streaming service? Learn about the rule of 173 and 1212 and why you need to know them when making financial decisions.

1
Ep.620: Why You Should Follow Morgan Housel 22:28

2+ y ago22:28

22:28

Things we talk about in this episode. Congrats to Katelyn for getting assigned the 2023 Women's World Cup in New Zealand & Australia. Why I follow Morgan Housel & why I think you should too. And a Big Thank You to my wife Deanne for co-hosting a number of episodes in Season 6. SAVING The most valuable personal finance asset is not needing to impres…

1
Ep.619: How To Find Out If Your Bank Is Safe 24:08

2+ y ago24:08

24:08

Is your bank safe? The FDIC is a wealth of information. What is the FDIC? The FDIC (Federal Deposit Insurance Corporation) is an independent agency of the United States government that protects you against the loss of your deposits if an FDIC-insured bank or savings association fails. Right now the FDIC (As of May of 2023) covers 4677 institutions …

1
Ep.618:Why You Need A Will 18:27

2+ y ago18:27

18:27

54% of Americans said they didn’t have a will in 2021. If you die without a will, state laws dictate who gets your assets. Depending on the state you live in, the surviving spouse could get 100% of the estate and the children get nothing. In other states. It could be a 50/50 split. And still different in other states. Dying without a will is called…

1
Ep.617: How To Get Price Guarantee On Google Flights 20:13

2+ y ago20:13

20:13

With price guarantee on Google Flights they will keep track of the fares each day and if the price goes down, you’ll be given the difference via Google Pay. Google Flights is basically a travel agency. They get a commission from airlines when you book your flight through them.They believe through their algorithms of tracking flights they can GUARAN…

1
Ep.616: Quotes That Cut To The Chase 20:20

2+ y ago20:20

20:20

This week we discuss quotes that have made my financial life so much easier. They have a way of making complex ideas simple. Enjoy. “The Bear Market is when stocks return to their rightful owners.” “Wall Street makes money on activity. You make money on inactivity. “ “The reason you can make really good returns in the stock market in the long run i…

1
Ep.615: How To Avoid Being The Victim Of A Tax Scam 19:46

2+ y ago19:46

19:46

It’s tax season and we want you to avoid being a victim of tax fraud. As we record this episode, we are a week away from tax day. However the information in this episode is good year round. So if you hear it in a best of episode, it still applies. Since 2018, more than 75,000 victims have lost $28 million to scammers impersonating the IRS over the …

1
Ep. 614: Discover What Your Character Strengths Are 25:41

2+ y ago25:41

25:41

In this episode we discuss the VIA Survey of Character Strengths which you can help figure what is really important to you. During the epidemic I took a free course online called "The Science of Well Being" taught by Yale Professor Laurie Santos. Here is the link https://www.coursera.org/learn/the-science-of-well-being The Course is a study of Happ…

1
Ep. 613: What To Do IF Your Phone Is Lost Or Stolen 20:56

2+ y ago20:56

20:56

8 Steps To Take After Your Phone Gets Lost or Stolen 1. Call Your Phone It’s possible that you simply misplaced your phone. Call your number and send a text. If the phone is within reach, you will hear it. Or if you misplaced it, someone may answer. 2. Log On To Find My Phone on iPhone or Find My Device on Google For an Android phone, use Google’s …

1
Ep.612: Become A Better Consumer & Investor With These Apps 18:59

2+ y ago18:59

18:59

In this episode, we discuss apps that can help you regain your time and focus, making you a better consumer, better investor and benefitting your mental health. Globally, we spend 6 hours and 58 minutes each day on our smartphones. Americans spent an average of 7 hours and 4 minutes each day. Annually that means we spend about 106 days every year l…

1
Ep.611: How To Save Money On College 23:46

2+ y ago23:46

23:46

In this episode we discuss what dual enrollment is and how it can save you plenty of money over your college career. We share our personal experience with our daughter Katelyn and her taking college classes during the summer to graduate on time. We welcome back our guest host Deanne, my wife and she shares what planning for college was like. Dual e…

1
Ep.610: Reduce Your Taxes Today 22:56

2+ y ago22:56

22:56

We are lucky to have as my guest host this week my wife Deanne. She joins the show as we head into tax season to talk about ways to reduce your taxes. The first half of the show is about personal deductions and the 2nd half of the show is about Business deductions should you have a business or side hustle. Enjoy! Reducing Personal Taxes 1)Contribut…

1
Ep.609: All The Free You Get At The Library 26:01

2+ y ago26:01

26:01

In this episode we discuss all the free things available at your local library. They include free e-books, free movies, free TV shows, free documentaries, free music, free newspapers, free magazines, free audiobooks, free comics, free foreign language instruction, free podcasts, free online learning, free culture passes, free tutors, free resume he…

1
Ep.608: Live Rent Free? What is House Hacking? 30:09

2+ y ago30:09

30:09

In this episode we discuss the Pros and Cons of House Hacking. Pros 1-Build equity in your house 2-Live rent free or close to rent free 3-House hacking can also help you qualify for low-down-payment loans reserved for primary residences. 4-You can use the profits to grow your investment portfolio Cons 1)PMI (Private Mortgage insurance) for those pu…

1
Ep.607: How To Pay Off Debt 20:57

2+ y ago20:57

20:57

In this episode Katelyn and I discuss figuring your debt to income ratio (see calculators below) and two ways to pay off debt. The first is the Debt Snowball (created by Dave Ramsey) and the second is the Debt Avalanche. I believe the most reliable way to eliminate debt is to avoid spending beyond your means, and paying your bills in full and on ti…

1
Ep.606: Another Reason to Be A Long Term Investor or Nobody Knows Anything 19:51

2+ y ago19:51

19:51

In this episode we discuss how the Stock Market is not the Economy. The economy is backward looking, looking at the previous 3, 6, 9 and 12 months. The stock market is forward looking and depends on the optimism or pessimism of investors.

1
Ep. 605: The Reality of Finding Health Insurance 26:35

2+ y ago26:35

26:35

In this episode we discuss the difficulty in finding health insurance for Katelyn as she turns 26. After hours of research, we found a plan that is affordable for Katelyn and allows her to see the majority of her doctors. One of the first things you should do is call each of your doctors and ask "What insurance do you take?" "What HMO's do you take…

1
Ep.604: Why Does The Stock Market Go Up and Down ? 14:32

2+ y ago14:32

14:32

We talk about what causes the stock market to go up and down each day. We learn that optimism causes prices to rise. Pessimism causes prices to fall. And that optimism and pessimism can be seen even when no new news about a particular company is released. While daily current news can certainly drive the market up and down, often there is no clear r…

1
Ep. 603: How Do You Make Money With Laddering? 17:30

2+ y ago17:30

17:30

In this episode we discuss laddering and the pros and cons. It certainly beats the interest rate you can make at major banks. Laddering is an investment technique where you purchase several financial products with different maturity dates. You are usually buying bonds or certificates of deposit (CDs), or some sort of fixed income investments. Bonds…

1
Ep. 602: Should You Use Chat GPT for Personal Finance? 16:08

2+ y ago16:08

16:08

Chat GPT is a language learning artificial intelligence that was designed to imitate human conversation. Should you use it for personal finance? We discuss the pros and cons of Chat GPT! Enjoy!

1
Ep. 601: Financial New Year's Resolutions 2023 20:49

3y ago20:49

20:49

We welcome Katelyn back from the 2022 World Cup and discuss 7 financial resolutions to ease your money anxiety in 2023. They are : 1. Create a budget 2. Save Money (Especially an Emergency fund) 3. Save for and Max Out Retirement 4. Ask for your Credit Report 5. Cut the Cord 6, Switch to a Cheaper Cell Phone Service 7. Delete Used Subscription Serv…

1
Ep. 527: Why Women Are Great Investors-BEST OF EPISODE 25:04

3y ago25:04

25:04

During this episode, we discuss five reasons why women are inherently great investors and five reasons why women need to be investing now.

1
Ep.526: What Finance Gurus Taught My Dad-BEST OF EPISODE 21:13

3y ago21:13

21:13

Warren Buffet, Rick Ferri and Jack Bogle school my Dad. How wise words made my Dad a smarter investor.

1
Ep. 525: What Pitbull Taught My Dad-BEST OF EPISODE 27:22

3y ago27:22

27:22

Yes, the title is really true! Find out what my dad learned from Pitbull the rapper and why he thinks it's so important for you to know. Enjoy the Holidays!!

1
Ep. 524: Not All Debt Is Bad Debt-BEST OF EPISODE 21:15

3y ago21:15

21:15

We discuss Good Debt vs Bad Debt and give examples of both. Also how tired Katelyn is from shooting the Super Bowl. And we welcome our 17th country listening, South Korea! Welcome aboard.

1
Ep.523 :What To Do If You Win The Lottery-BEST OF EPISODE 29:43

3y ago29:43

29:43

We discuss the many steps you should take if you win the lottery. First and foremost, don't tell anyone! Then go incognito. Also the pros and cons of taking a lump-sum payment versus the annual payments. Here is the calculator we discussed to help you make a decision. https://www.afterlotto.com Good Luck!!!…

1
Ep.522: The Magic of Compound Interest-BEST OF EPISODE 25:33

3y ago25:33

25:33

My dad explains his obsession with compound interest. It was 26 minutes well spent — surprised me! Find out how one penny becomes 10.7 MILLION Dollars!!

1
Ep.521: What Is A Solo 401K?-BEST OF EPISODE 36:02

3y ago36:02

36:02

Solo 401K's have really big advantages for business owners. We discuss how you can benefit if you are a business with no employees.