Best Smart Debit Podcasts (2025)

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Christmas Special: The best of Question Time! 29:25

Play Pause

2h ago29:25

29:25

As it’s Christmas, Producer Matt has chosen his favourite questions you’ve asked Martin in our Question Time podcast, including: Can I refuse a smart meter? Is paying by PayPal a bigger risk? Should I keep cash under my mattress? Should you invest in gold? Will my new husband need to pay for my daughter’s university? And, would Martin want to fight…

1
Not Your Keys, Not Your Coins – Why Tangem Is Changing the Crypto Wallet Game 13:03

2d ago13:03

13:03

In this episode of The Passive Pathway, we take a clear and practical look at crypto wallets, with a special focus on the increasingly popular Tangem Wallet. We break down what a crypto wallet really is, how Tangem works, the unique three-card system, and the difference between public and private keys—without the technical headache. We also explore…

1
Question Time: Council Tax £6,000 refund! £700 saved ditching O2! And a warranty schmarranty winner 27:17

3d ago27:17

27:17

In this special ‘Success Time’ edition of our Question Time podcast, this week is all about listeners who’ve saved. They tell us what they’ve done to save, and Martin explains how you can do the same! The successes this week include: a multi-bank switching success, getting a phone retailer to overturn its decision not to replace a faulty handset, a…

1
It’s Love Actuarially! Base interest rate cut help. And will you get £150 off energy bills? 1:03:24

7d ago1:03:24

1:03:24

Martin Lewis has a selection box of topics in this week’s podcast, including: the Bank of England has cut the base interest rate, what does it mean for your mortgage, savings, credit cards, and loans? It’s Love Actuarially as you tell us when you’ve received a random act of financial kindness. The government’s taking £150 off energy bills, so Marti…

1
Beyond the Inheritance: Passing Down Wisdom, Purpose & Prosperity 50:16

10d ago50:16

50:16

In Episode 24 of The Passive Pathway, we welcome John Knowlton—entrepreneur, pastor, teacher, and architect of multi-generational governance models that keep families united and purposeful. After co-founding and scaling a $1B wealth-management firm, John shifted his focus to helping families build governance structures rooted in mission, values, co…

1
Question Time: How to deal with mounting debt? What happens to ISAs when I die? Is student loan paid before or after tax? 27:48

10d ago27:48

27:48

In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: how do I deal with my mounting debt? Is student loan paid before or after tax (and should I set up a direct debit if I’m close to paying it off)? Can someone take over my ISA allowance when I die? Plus, we have a student loan success story, and just …

1
Everything you need to know about ISAs (Cash & Shares) - but were too afraid to ask! 1:07:12

14d ago1:07:12

1:07:12

Martin Lewis tells you everything you need to know about ISAs - the Cash, Stocks and Shares, Help-to-Buy, and Lifetime varieties – as well as what ISA changes in the budget means for you. Martin talks about the government consultation on replacing the Lifetime ISA and tells you if it’s still worth it. Plus, you tell us your cheap Christmas magic ti…

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From Overwhelmed to Unstoppable: Ann Pell’s Three Steps to Financial Freedom 28:51

17d ago28:51

28:51

In this inspiring episode of The Passive Pathway, Ann Pells—financial freedom strategist and founder of LifeGiver Legacy—shares how she rebuilt her family’s finances and now helps others do the same. From overcoming stress to discovering smarter ways to pay off a home faster and create passive income, Ann explains her Three Steps to Financial Freed…

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Question Time: Can salary sacrifice cut student loan & savings tax cost? A Bridesmaid refund! And, state pension tax? 33:14

17d ago33:14

33:14

In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: can using salary sacrifice allow me to cut the amount of student loan and savings tax I pay? How will not paying tax if you only get the state pension work in practice? Help, I’m about to turn 50! Is there anything I should do with my finances? Plus,…

1
Are Credit Scores real or nonsense? How to make yourself more attractive to lenders 1:03:06

21d ago1:03:06

1:03:06

Martin Lewis goes through everything you need to know about credit scores – including if they’re actually real. He also explains how you can make yourself appear more attractive to lenders, including the most important factors they look for. Plus, what the budget means for your energy bills, you Tell Us when you finally felt financially grown up, a…

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Forget Tenants & Toilets: Why Land Flipping Beats Traditional Real Estate 49:57

24d ago49:57

49:57

Today I sit down with real estate entrepreneur and endurance athlete Mike Deaton, co-founder of Flipping Dirt. After years in big-tech operations, Mike and his wife, Ligia, left the corporate world and discovered a surprisingly powerful asset class: vacant land. Since 2016, they’ve flipped hundreds of parcels and helped countless others build real …

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Question Time: Time to ditch Premium Bonds? Do student loans cost more for middle earners? Credit on a low income? 30:42

24d ago30:42

30:42

In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: how does the ISA limit actually work, is the online safety act really working, how can I get credit on a low income, is it time to ditch premium bonds, do student loans cost more for middle earners, and when does savings interest actually count for t…

1
Budget 2025: Instant reaction special! 27:40

1M ago27:40

27:40

In this special episode, Martin Lewis shares his initial reaction to Rachel Reeves' budget. He tells Matt Chorley about the measures that will have an impact on you - including Lifetime ISAs, salary sacrifice on pensions, state pension increase, student finance repayment thresholds, the two-child benefit limit, high income property surcharge, and e…

1
From Zero to $250K a Year – The No-Money Online Business Blueprint 48:32

1M ago48:32

48:32

In this inspiring episode of The Passive Pathway Podcast, Nelly welcomes Scott Curry, founder of Faith Roar, to share how he built a thriving online business from nothing—growing it into over $250,000 a year in profit. Scott’s journey is one of faith, grit, and revival. From being homeless twice to working at Merrill Lynch and Morgan Stanley, he fa…

1
Question Time: Time to stop using my LISA? Are cashback & switch bonuses taxable? Are investments protected up to £85,000? 29:04

1M ago29:04

29:04

In our Question Time podcast, Martin Lewis gives you answers on absolutely anything and everything, including: how to get hotel money back on flight cancellations, do investments have the same protection as savings if a provider goes bust, should I stop putting money in my LISA, and what’s his favourite type of music? If you want to ask Martin a qu…

1
Millions can now reclaim student loans! | Savings safety limit to rise | Will energy prices go up? 55:32

1M ago55:32

55:32

Martin goes through the four different reasons why many university leavers in their 20s, 30s and 40s may be able to get £100s or even £1000s of student loan money back. Plus, what’s likely to happen when the new energy price cap is announced this Friday, Martin goes over the now bigger protection for people’s savings, you tell us the cheapest item …

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From Broke to Building Wealth — Financial Freedom for Everyday People 54:48

1M ago54:48

54:48

In this episode of The Passive Pathway, Nelly talks with David Webb, The No Money Millionaire™, about how he built a multi-million-dollar real estate portfolio without using his own money. His journey from broke to financially free shows that resourcefulness can outperform resources. David breaks down his OPM Framework—Other People’s Money—and expl…

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Question Time: Will my new husband need to pay for my daughter’s uni? Do high interest savings beat cash ISAs? 27:16

1M ago27:16

27:16

In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: how to open savings accounts with limited ID, is there a way to make more cash from ISA bonuses, can I end my broadband contract if I’m moving house and does Martin prefer spaghetti hoops, or alphabetti spaghetti? If you’ve got a question for Martin …

1
A wallet workout to gain pounds! Earn £100s in minutes perusing your purse or (digital) wallet 1:09:14

1M ago1:09:14

1:09:14

Martin Lewis tells you how to speedily spot the best debit cards, credit cards, overdrafts, improve your driving licence, organ donor cards and more! Plus, new top savings, Martin’s meeting with the Chancellor, and success story on how to beat the O2 price-hike hike! If you’ve got a question for Martin on absolutely anything and everything, you can…

1
Bridging Wall Street and Solana – Joseph Onorati on Institutional Adoption and Tokenized Stocks 34:27

1M ago34:27

34:27

In this compelling episode of The Passive Pathway, host Nelly welcomes Joseph Onorati, a forward-thinking leader bridging traditional finance and decentralized innovation. As part of DFDV, Joseph is helping Wall Street gain direct, regulated access to Solana, setting a new standard for institutional crypto participation. With partners like Kraken, …

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Question Time: Is paying via PayPal a bigger risk? How to do a budget? Has the government ever told Martin to stay schtum? 31:05

2M ago31:05

31:05

In our Question Time podcast, Martin takes your questions on anything and everything, including: how to compare electric vehicle tariffs, why bank accounts lie, how an 18-year-old builds credit, and is your will invalid after you get married? If you’ve got a question for Martin on absolutely anything and everything, you can ask him in his Question …

1
Martin’s Savings Interest Masterclass: increase what you earn by up to 50%! 1:04:37

2M ago1:04:37

1:04:37

Martin Lewis gives you his savings interest Masterclass, helping you maximise every penny. He covers cash ISAs, fixed savings, regular savers, putting money away for a home, how savings tax works, how safe savings are, and more! If you have a question for Martin, you can ask him in his Question Time podcast! Email your question to MartinLewisPodcas…

1
The Smart Way to Use Your Crypto Without Selling It 15:55

2M ago15:55

15:55

They say, “Never sell your Bitcoin.” Wise words—but the power company still won’t take Satoshis. So how do you keep your crypto working while paying for life? Welcome to HODL and Borrow—the art of leveraging digital gold without letting it go. In this episode of The Passive Pathway, Nelson—aka Nelly—dives into crypto-backed loans and decentralized …

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Question Time: Will ISA changes hit what I’ve saved? Safer to stick cash under the bed? A credit card for my eight-year-old? 27:09

2M ago27:09

27:09

In this week’s Question Time, Martin answers your questions about absolutely anything and everything – including: Will the predicted budget ISA changes affect me? Should I give my eight-year-old a credit card? Should I keep cash under my mattress? Can a car finance claim jeopardise my current car finance agreement? How does the marriage tax allowan…

1
Martin v Ofgem boss: Why are energy bills so high (is it green levies?) | Scrap standing charges | Is the Price Cap a rip-off? 59:32

2M ago59:32

59:32

It’s Martin v Ofgem this week (well, Jonathan Brearley, the boss). Martin asks Jonathan why energy bills are so high, about scrapping standing charges, who funds the regulator, writing off energy debt, issues around green energy, and loads more. It’s a jam-packed episode, also including what Martin thinks about O2 raising their prices by more than …

1
Almost-Automated Income with Neil Twa 1:01:14

2M ago1:01:14

1:01:14

In Episode 17 of The Passive Pathway Podcast, we explore how to build, scale, and sustain profitable e-commerce businesses through smart systems and solid mentorship. Our guest, Neil Twa, CEO and Co-Founder of Voltage Holdings, reveals how he mentors and funds entrepreneurs to develop acquisition-ready brands. With 17 years of experience, he guides…

1
Borrowing Brilliance 12:22

2M ago12:22

12:22

How Smart Leverage Turns Good Money into Great Freedom? Ever wondered why the most successful investors never seem to run out of money—yet they’re always borrowing it? Welcome to Borrowing Brilliance, a masterclass in intelligent leverage and the art of making borrowed capital work harder than your savings ever could. In this episode of The Passive…

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Question Time: Can I refuse a Smart meter? Should I clear my student loan? Is a stoozer a loser? 32:38

2M ago32:38

32:38

In our Question Time podcast, Martin takes your questions on anything and everything within reason. Including: is it worth fixing energy for longer than a year?; are app-based savings accounts worth it?, plus the producer asks him for broadcasting tips! Send an email to [email protected] to suggest your question.…

1
Free £400 for switching bank! Was Uni worth it? Cash ISAs to be cut 1:02:48

2M ago1:02:48

1:02:48

Martin Lewis takes you through the seven banks willing to pay you to switch, what it means for your credit score, joint bank accounts, overdrafts and how some make £1,000s doing it. Plus, you tell us if university was worth it. We discuss rumours that the Chancellor may cut the cash ISA limit, plus an update on car finance misselling. You can get i…

1
The Liquidity Ladder 13:34

3M ago13:34

13:34

How to Climb Your Way to Smarter Passive Income? Ever felt like your wealth is locked away, gathering dust in assets you can’t touch without selling? You’re not alone. In Episode 15 of The Passive Pathway, host Nelson takes you on an enlightening climb up what he calls “The Liquidity Ladder”—a practical, thought-provoking guide to freeing the value…

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Question Time: Is cash king? Should you keep some mortgage debt? Can I reclaim student loan taken off my bonus? 27:09

2M ago27:09

27:09

In our weekly Question Time, you ask Martin questions on anything and everything, and he does his best to answer them. This week: if I have a lot of credit cards, should I cancel any unused ones? Should I keep my mortgage debt or pay it off? Is Martin working out? A double helping of student finance, and more! If you’ve got a question for Martin, e…

1
14 million to get mis-sold car finance compensation! 58:32

3M ago58:32

58:32

Martin Lewis takes you through the mis-selling of car finance after the regulator launched its plans for a mass £8.2bn redress scheme – where 14 million people could get compensation. He explains why it’s being paid, how much you could get, if you could get it, what you need to do to get it, should you go to court, can you claim for deceased relati…

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The Digital Godfather — Lessons in Loyalty, Leadership, and Passive Power 14:32

3M ago14:32

14:32

Episode 14 of The Passive Pathway Podcast dives into mentorship and leadership by exploring the idea of having a “Godfather” in online marketing. Host Nelly unpacks the role of a trusted leader in the passive income space—someone who brings wisdom, experience, and protection against the pitfalls of going it alone. Listeners will discover the key ad…

1
Energy Question Time: Is it time to fix? (spoiler: YES!) How do I get my credit back? Are Smart Meters… not? 42:20

3M ago42:20

42:20

With the energy price cap rising 2%, and predicted to remain high for the next year, Martin Lewis answers your questions on how you can save £100s a year on home energy bills. Including new low standing charges tariffs, smart meter issues, why fixing now works and loads more... Send in your questions for future Question Time podcasts by emailing ma…

1
Be Your Own Bank with Brent Kesler — The Money Multiplier Way 1:04:00

3M ago1:04:00

1:04:00

Brent Kesler turned a mountain of debt into a launchpad. After using his The Money Multiplier (TMM) Method, Brent paid off $984,711 in third-party debt in 39 months—then made it his mission to teach others how to take control of their money, their time, and their lives. On Episode 12 of The Passive Pathway, Brent walks us through the 200-year-old I…

1
Question Time: Is having a pension worth it? Why has my home insurance doubled? And Martin's Mick Jagger history! 30:29

3M ago30:29

30:29

Martin explains why pensions offer the biggest savings, why you must pay off credit cards IN FULL, and recounts the time he tried to convince Mick Jagger to finish his finance and accounting degree. Question Time is the new weekly bonus podcast from Martin where YOU set the agenda.... Send in your questions by emailing [email protected].…

1
Should you take a student loan? Martin’s five things you need to know about student finance 1:03:58

3M ago1:03:58

1:03:58

Martin Lewis has his five things you need to know about student finance, including how much it’ll really cost you, why the interest rate might be a red herring, how much parents are expected to contribute and much more. He also has an update on energy standing charges. And Tell Us is all about when you’ve saved a shedload of money… completely by ac…

1
Puppy Profits and the Ruff Side of Passive Income 11:46

3M ago11:46

11:46

In this episode of The Passive Pathway, Nelly takes a playful yet practical look at one of the more unusual ways people generate income: selling dogs as a passive income stream. From wagging tails to serious business strategies, this episode explores whether dog breeding and sales can really fit the “passive” label. We dive into the realities behin…

1
Question Time: Should you invest in gold? Student loan interest? How to get energy credit back? 23:15

3M ago23:15

23:15

Martin Lewis answers your questions on absolutely anything and everything (within reason!), including how to get energy credit back, student loan interest rates, should you be investing in gold, and is overpaying your mortgage worth it? You can get in touch with the team by emailing [email protected] – make sure to send in your burning q…

1
Grown Up Stuff: (Free) Wills & (even more important) Power of Attorney 1:14:18

3M ago1:14:18

1:14:18

Martin Lewis tackles wills and power of attorney with Melinda Giles, Member of the Law Society’s Wills and Equity Committee, and Austin Lafferty, member of the Council of the Law Society of Scotland. Plus, Mastermind is all about your credit file. You can email the podcast team at [email protected].…

1
Herbal Brews and Passive Views 13:11

3M ago13:11

13:11

In this episode of The Passive Pathway, we’re diving into the world of modern, legitimate passive income strategies—no gimmicks, no empty promises, just real opportunities that work today. From the fascinating universe of crypto vaults and DeFi to the steady returns of staking, the intelligent edge of AI-assisted trading, and the stability of lendi…

1
Question Time: Cutting Credit Card Debt, Scrapping the State Pension and more… 26:42

3M ago26:42

26:42

In this Question Time podcast Martin answers your questions on credit scores, scrapping the state pension, cutting the cost of credit card debt and the car finance compensation scheme, plus loads more.By BBC Radio 5 Live

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The Top Children’s Savings & Investment Accounts | Car Finance Mis-selling Update 1:06:24

4M ago1:06:24

1:06:24

Martin Lewis has everything you need to know about children’s saving and investing, including Junior ISAs, Child Trust Funds, top savings, Premium Bonds and even children’s pensions. Plus, an update on the car finance mis-selling saga, an update on Lifetime ISAs, you tell us when you’ve felt the richest, and this week’s Mastermind is on personal lo…

1
Beyond Money Andrew Omoniyeme’s Path of Impact 42:48

4M ago42:48

42:48

In this episode of The Passive Pathway Podcast, Nelly welcomes Andrew Omoniyeme, a leader blending business success with philanthropy and community impact. A wealth creator and generous giver, he uses his resources and know-how to lift others. Andrew shares how purpose and values guide his choices. Hear strategies that built sustainable income, the…

1
Beat the energy price hike, flight delay compo, and the £1 train! 1:03:26

4M ago1:03:26

1:03:26

Martin has everything you need to know to keep your bills down ahead of the energy price cap going up in October. Also in the podcast: what to do if you’ve had a flight delayed in the past six years, you tell us the best quid you’ve spent in the last five years, and Mastermind was all about Capital Gains Tax – have you heard of the ‘Bed & Breakfast…

1
Fears of Passive Income: Myths, Drawbacks, and How to Steer Past Them? 14:32

4M ago14:32

14:32

Passive income sounds like a dream—money flowing while you sleep, travel, or spend time with family. But behind that dream, many secretly wrestle with doubts. What if I lose money? What if it’s a scam? What if I miss the next big thing—or feel lazy letting money do the work? In this episode of The Passive Pathway Podcast, we take an honest yet ente…

1
A Savings and Investment Special! 43:22

4M ago43:22

43:22

In this savings and investment special, Martin speaks with two professional investment advisers. Plus, his beginner’s guide to savings and how to maximise your interest.By BBC Radio 5 Live

1
Legacy Wealth & Stealth Passive Income! 13:28

4M ago13:28

13:28

“The quietest project in crypto might be the loudest in results.” In numerology, 8 represents wealth, balance, and infinity — and this milestone episode fits perfectly. For nearly a decade, a blockchain-based passive income project has been running quietly in the background. No CEO, no flashy front, no hype — just community, transparency, and verif…

1
A Bills Special! 40:00

4M ago40:00

40:00

In this Bills Special, Martin goes through everything you need to know about Council Tax, including how to check and challenge your band. Plus, his four easy steps to help reduce your mobile phone bill.By BBC Radio 5 Live

1
The Franchise Mythbusters Special with Adam Goldman 28:27

4M ago28:27

28:27

Think franchising is only for millionaires? Or that it's a hands-off business that prints money while you sip piña coladas on a beach? Think again. In this truth-seeking, myth-busting episode of The Passive Pathway, Nelly sits down with franchise expert and consultant Adam Goldman to debunk the top misconceptions floating around the world of franch…