Best Retirementplanningstrategies Podcasts (2025)

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EP # 156 | Outperform Without the Guesswork: A Conversation with Wes Crill 19:47

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9h ago19:47

19:47

How do you build a retirement portfolio that works in the real world and not just on paper? In this episode of Retirement Planning Simplified, Joe Curry speaks with Wes Crill from Dimensional Fund Advisors about evidence-based investing and how it can help retirees reach their goals. Wes explains why beating the market is harder than most think, wh…

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EP # 155 - Applying FIRE Strategies to Traditional Retirement with Chris Mamula 32:16

7d ago32:16

32:16

How to Achieve Financial Independence and Retire Early? In this episode of Retirement Planning Simplified, Joe Curry talks with Chris Mamula, who retired at 41, about the Financial Independence Retire Early (FIRE) movement. Chris shares how living simply, saving aggressively, and making intentional choices helped him reach financial freedom. They c…

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EP 8:Exit-Ready: Structuring Your Business for a Profitable Sale, with Bob Gauvreau 29:09

9d ago29:09

29:09

Are you sure your business is set up to fund the retirement you want and leave the legacy you’ve worked so hard to build? In this episode of Retirement Planning Simplified, Joe Curry and Lindsay talk with Bob Gauvreau, a successful entrepreneur who built an eight-figure professional services firm. You’ll hear practical advice on tax strategies, max…

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EP # 154 - Understanding the Bond Tent Strategy for Retirement Portfolio Protection 15:40

14d ago15:40

15:40

Is Your Retirement Portfolio Ready for the Red Zone? In this episode of Retirement Planning Simplified, Joe explains how to protect your investments when it matters most right before and just after you retire. This period, often called the "retirement red zone," comes with big risks if markets take a dip. Joe walks through a powerful strategy calle…

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EP 7: The Truth About the Value Gap and Growing Your Business 11:41

16d ago11:41

11:41

In this episode, Joe Curry starts with a tough question: Could your business be worth far less than you expect? Most business owners believe boosting sales and profits is the only way to grow business value. But that’s only one piece of the puzzle. What You’ll Learn: What the value gap really is and why it matters Why increasing revenue and profit …

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EP # 153 - How Women Can Take Control of Their Retirement Finances with Rachael Burns 25:06

25d ago25:06

25:06

In this episode of Retirement Planning Simplified, Joe Curry speaks with Rachael Burns, Certified Financial Planner and founder of True Worth Financial Planning. Rachael specializes in helping women navigate their finances after divorce or the loss of a spouse. She shares practical steps to regain control, avoid emotional financial decisions, and f…

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EP 6: Salary vs Dividends: Optimizing Business Owner Payouts with Braden Warwick 24:35

23d ago24:35

24:35

How Should You Pay Yourself as a Business Owner? Salary, Dividends, or an IPP? In this episode, Joe chats with Braden Warwick from PWL Capital about how business owners can pay themselves in the smartest way. They break down the pros and cons of taking a salary, dividends, or using an Individual Pension Plan (IPP), a lesser-known but powerful optio…

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EP # 152 - The Power of Art, Identity & Joy After 60 34:36

28d ago34:36

34:36

In this episode of Retirement Planning Simplified,Joe Curry talks with best-selling author and Sketchbook School co-founder Danny Gregory about the life-changing benefits of rediscovering creativity in retirement. After turning to drawing during a personal crisis, Danny discovered the healing power of art and now helps others do the same. You’ll le…

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EP 5: Is Your Business Exit Plan Enough To Afford Your Retirement? Mind the Wealth Gap 10:32

1M ago10:32

10:32

How to Calculate Your Wealth Gap and Retire on Your Terms If you sold your business tomorrow, would it fund your retirement? In this episode of Retirement Planning Simplified, Joe Curry breaks down how to calculate your “wealth gap”, the difference between what you need for financial independence and what you already have saved outside your busines…

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EP # 151 - Planning Once Isn’t Planning: Why Retirement Requires Ongoing Strategy 14:50

1M ago14:50

14:50

Why Your Retirement Plan Should Evolve With You In this episode of Retirement Planning Simplified, Joe Curry, a certified financial planner reveals why your retirement plan shouldn’t be a one-and-done document. He dives into the importance of ongoing retirement planning, regular financial checkups, and adjusting your investment, tax, and risk strat…

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EP 4: The Overlooked CPP Strategy That Saves Business Owners Thousands with Aravind Sithamparapillai 32:21

1M ago32:21

32:21

How Should Business Owners Pay Themselves? Salary vs. Dividends In this episode of Retirement Planning Simplified, Joe Curry sits down with financial expert Aravind Sithamparapillai to talk about how business owners should structure their compensation. They break down the pros and cons of salary versus dividends, how CPP (Canada Pension Plan) fits …

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EP # 150 - Slow Travel, Big Impact: Redefining Retirement 30:07

2M ago30:07

30:07

In this episode of Retirement Planning Simplified, Joe Curry talks with Karen Gershowitz, travel writer and author, about how travel can help you rediscover purpose, fun, and connection after you retire. Karen shares her journey from running a marketing firm to becoming a full-time travel writer after retirement. She talks about overcoming mobility…

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EP 3: SDE VS EBITDA What's Business Worth? 6:45

1M ago6:45

6:45

In this quick but powerful episode of Retirement Planning Simplified, Joe Curry explains what every small business owner needs to know before selling a business, especially if retirement is getting close. Joe breaks down two important terms you always hear: EBITDA — used for bigger companies with management teams. SDE (Seller’s Discretionary Earnin…

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EP # 149 - Dating, Companionship & Romance After 60 with Andrea McGinty 30:31

2M ago30:31

30:31

In this episode of Retirement Plan Simplified, Joe Curry sits down with Andrea McGinty, founder of It’s Just Lunch and 33000Dates.com, to explore how to find love later in life — whether you’re divorced, widowed, or simply ready for new companionship. Andrea shares her journey from building one of North America’s biggest matchmaking services to coa…

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EP 2: Tax Planning Opportunities and Pitfalls for Business Owners in 2024 With Matt Holmes, CPA 33:34

2M ago33:34

33:34

Are you a business owner approaching retirement or just starting to think about a future sale? In this episode of Retirement Planning Simplified, Joe sits down with Matt Holmes, partner at Homes Riseleys CPA, to uncover the biggest mistakes business owners make when it comes to succession planning and selling their business and how to avoid them. H…

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EP # 148 - Seven Tax-Smart Ways to Leave a Legacy—Without Leaving a Tax Bill 17:08

2M ago17:08

17:08

In this episode, Joe Curry breaks down smart, simple, and tax-efficient strategies to pass on your wealth in Canada—so your legacy goes to your loved ones, not the CRA. Whether you’ve built your nest egg through saving, investing, or selling a business, this episode is packed with insights you can use. Check out the show notes for EP148 HERE…

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EP 1: The 4 Types of Buyers 18:06

2M ago18:06

18:06

Shownotes Thinking about selling your business? In this pilot episode, Joe Curry explains why many Canadian business owners struggle to sell—and how understanding the four main types of buyers can help you plan a smoother, more successful exit. Joe breaks down the key differences between individual buyers, strategic buyers, financial buyers, and in…

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EP # 147 - :Aging Isn’t the Problem: Dismantling Ageism with Ashton Applewhite 32:50

2M ago32:50

32:50

In this episode of Retirement Planning Simplified, Joe Curry talks with Ashton Applewhite—TED speaker, author of This Chair Rocks, and a leading voice against ageism (discrimination based on age). Ashton explains how our culture gives us the wrong ideas about aging and why those beliefs can hold us back—especially in retirement. Check out the show …

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EP # 146 - What’s Next? How to Create Meaning and Momentum with Retirement Coach Nancy Collamer 23:19

2M ago23:19

23:19

In this episode, Joe Curry welcomes retirement coach and author Nancy Collamer to share how retirees can find meaning and purpose after leaving their careers. Nancy explains her shift from corporate HR to helping people build fulfilling second acts in retirement. They explore what a second act career looks like, ways to discover new interests, and …

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EP # 145 - How to Tap Into Retirement Funds Without Derailing Your Plan 16:07

3M ago16:07

16:07

Need Cash in Retirement? Here’s How to Stay Flexible. In this episode, Joe Curry and Lindsay Wilson talk about how to get the cash you need in retirement. They explain the best ways to prepare for surprise expenses, like using emergency funds, HELOCs (home equity lines of credit), and smart RSP withdrawals. They also talk about why it’s important t…

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EP # 144 - Retirement Isn’t the End: Age with Confidence, Strength, and Purpose with Laura Lynn Morrissey 26:12

3M ago26:12

26:12

In this episode of Your Retirement Plan Simplified, Joe Curry interviews Laura Lynn Morrissey, founder of Silver Savvy, about how to plan for aging wisely and enjoy a healthy, independent retirement. With her background in finance and healthcare, Laura shares expert strategies to help you age in place, stay socially connected, and integrate financi…

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EP # 143 - Test-Drive Retirement: Mini Retirements, Intentional Living, and Finding Joy with Jillian Johnsrud 27:59

3M ago27:59

27:59

What if you could test-drive retirement before diving in? In this episode of Retirement Planning Simplified, Joe sits down with Jillian Johnsrud, financial independence expert and author of Retire Often, to explore how mini retirements can help you design a meaningful, purpose-driven life before and during retirement. From saving aggressively in he…

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EP # 142 - The 7 Pillars of Retirement Planning: A Practical Guide 22:18

3M ago22:18

22:18

Retirement isn’t just about your finances—it’s about designing a life you love. In this episode, Joe Curry and Lindsay Wilson break down the 7 key pillars of a fulfilling retirement, with a focus on the three most essential: your financial foundation, your health, and your lifestyle. This is your practical guide to planning retirement with purpose—…

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EP # 141 - Rethinking Retirement: Aging, Identity, and the Power of Mentorship with Dr. Deborah Heiser 21:10

4M ago21:10

21:10

What if retirement wasn’t the end of your story—but the beginning of your legacy? In this episode, Joe chats with Dr. Deborah Heiser, a developmental psychologist and founder of The Mentor Project, about how retirees can find purpose, connection, and fulfillment through mentorship, movement, and mindset. They explore the concept of generativity—our…

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EP # 140 - Women & Wealth: Smart Retirement Planning for a Confident Future 36:52

4M ago36:52

36:52

In this episode, Joe Curry sits down with financial expert Russ Thornton to reveal why women face unique hurdles in retirement—and how to overcome them. From longer life expectancies to career breaks for caregiving, Russ shares real-world strategies to build confidence, plan smart, and avoid costly mistakes. They break down what women need to know …

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EP # 139 - The New Retirement: Work, Purpose & Aging with Dr. Corinne Auman 31:47

4M ago31:47

31:47

In this episode, Joe sits down with Dr. Corinne Auman, a developmental psychologist who specializes in adulthood and aging, to talk about how our perspectives on aging and retirement are evolving. She explores common myths about getting older, how to find purpose after retirement, and the power of staying socially connected. Dr. Auman also shares a…

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Ep # 138 - Move More, Live Better: Confidence, Consistency & Commitment with Esther Avant 44:21

4M ago44:21

44:21

Joe chats with guest Esther Avant, a health industry expert, who emphasizes the critical role of prioritizing health for a fulfilling retirement. Esther highlights actionable strategies to kickstart a healthy lifestyle, regardless of where someone stands in their health journey. The episode explores the misconceptions about aging and health, practi…

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Ep # 137 - Home Care to Care Homes: The Eldercare Journey with Amy Friesen 44:21

4M ago44:21

44:21

Joe welcomes Amy Friesen, senior living expert. They highlight the challenges and solutions for aging individuals and their families. They examine various aspects of elder care, including planning for home modifications, navigating retirement homes, and understanding long-term care options. They emphasize the importance of planning, open family com…

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Ep # 136 - Mastering Your Money Mindset for a Fulfilling Retirement with John Hankins 31:30

5M ago31:30

31:30

The podcast episode delves into the nuances of financial therapy and its importance in retirement planning. John Hankins, a financial therapist, joins host Joe Curry to explain the intersection of emotional well-being and financial planning. They explore how financial therapy can help individuals and couples navigate anxiety and issues related to m…

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Ep #135: Retirement is Not a Math Problem with Roger Whitney (The Retirement Answer Man) 41:24

5M ago41:24

41:24

Joe sits down with Roger Whitney, the Retirement Answer Man, to discuss agile retirement planning, financial confidence, and redefining retirement beyond just money. Roger shares insights on why retirement is not a math problem, how to invest in your life and passions, and the importance of social engagement and community in retirement. They also e…

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Ep #134: Smart Tax Strategies for More Efficient Retirement Planning 26:21

5M ago26:21

26:21

In this episode of Your Retirement Planning Simplified, we dive into smart tax strategies for retirement, and common mistakes to avoid when drawing income. We cover essential topics like income splitting, RRSP vs. RRIF withdrawals, TFSA strategies, and how to minimize OAS clawback. You'll learn how to optimize your withdrawal order, take advantage …

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EP #133: Retirement Taxes 101: What You Need to Know 17:42

5M ago17:42

17:42

Ever wonder how retirement income is taxed in Canada? We look at tax brackets, RRSPs, RRIFs, TFSAs, CPP, OAS, and pension income is crucial for optimizing your retirement tax strategy. They explain marginal vs. average tax rates, the impact of dividends and capital gains, and how to minimize OAS clawbacks. Tune in to learn how to reduce your lifeti…

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Ep # 132: Work, Wealth & Well-Being: The New Retirement Mindset with Chris Farrell 34:25

6M ago34:25

34:25

Joe speaks with journalist and economist Chris Farrell to challenge traditional retirement thinking. They examine working in retirement, the purpose and paycheque balance, and why staying engaged later in life is about more than just financial security. Chris shares insights from his books, including how entrepreneurship after 50 is thriving, how e…

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Ep #131: Pension Planning Made Simple: Boost Your Retirement Strategy 17:14

6M ago17:14

17:14

We dive into the essential topic of pension types for Canadian employees, covering defined benefit pensions, defined contribution pensions, and group RRSPs. We explain how each works, their pros and cons, and how they fit into a comprehensive retirement income plan. Whether you're planning for retirement or optimizing your benefits, this episode pr…

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EP #130: TFSAs: Your Secret Weapon for Tax-Free Retirement Income 13:16

6M ago13:16

13:16

We unpack the power of Tax-Free Savings Accounts (TFSAs) as a game-changing tool for retirement income planning. Discover how TFSAs provide tax-free growth, flexible withdrawal management, and significant estate planning benefits. Learn why integrating TFSAs with RRIFs, CPP, OAS, and other income sources can minimize taxes, avoid OAS clawbacks, and…

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EP #129: 2025 Retirement Planning Updates 20:33

6M ago20:33

20:33

Discover essential retirement planning updates for 2025! Joe and Lindsay break down new RRSP and TFSA contribution limits, updates to CPP and OAS benefits, inflation adjustments, key tax changes, and capital gains rules. Learn how to maximize your retirement savings, minimize taxes, and stay invested for long-term success. With practical tips on bu…

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EP #128: Canada Pension Plan Explained: Maximize Your Retirement Benefits 22:03

7M ago22:03

22:03

Joe and Lindsay answer the most common questions about the Canada Pension Plan (CPP). They explain what CPP is, who qualifies, how to apply, and how to estimate your benefits. You’ll learn about the maximum and average payouts, survivor benefits, tax implications, and whether to take CPP early, at 65, or delay to age 70. With insights on integratin…

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Fireside Financial Ep #22: Safeguard Your Future: The Link Between Cognitive Health & Retirement Planning 17:23

7M ago17:23

17:23

We discuss planning for cognitive decline in retirement and how early financial preparation can protect you and your loved ones. We cover the importance of trusted contacts, power of attorney, estate planning, and financial consolidation to minimize risk and simplify asset management. We also touch on common scams targeting seniors, how to prevent …

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Ep #127: Retirement Unfiltered: Lessons from the Retirement Journey with David Warren 48:49

7M ago48:49

48:49

Joe interviews David Warren, a retiree with decades of experience in business and personal finance, about his journey through retirement. David shares insights from his phased transition into retirement, emphasizing the importance of staying active, maintaining relationships, and adapting to life’s unexpected challenges, including significant healt…

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Ep #126: The Art of Retirement: Balancing Money, Health and Happiness with Dr. Michael Finke 36:41

7M ago36:41

36:41

Joe sits down with Michael Finke, PhD, from the American College of Financial Services, to explore how retirees can shift their mindset from saving to spending and embrace a fulfilling retirement. They discuss the importance of guaranteed income, social connections, and maintaining health as key pillars of retirement happiness. Michael shares actio…

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Ep #125: Retirement Starts Today: Have a Purposeful and No-Regrets Life with Benjamin Brandt, CFP 24:06

7M ago24:06

24:06

Joe interviews Benjamin Brandt, CFP, the retirement expert behind Retirement Starts Today. Together they explore the non-financial aspects of retirement planning. Topics range from shifting from a scarcity to an abundance mindset, retiring to something rather than from something, and embracing creativity to design a fulfilling post-career life. Key…

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Ep #124: Understanding RRIFs: Strategies to Save on Taxes and Boost Income 16:20

8M ago16:20

16:20

Joe answers the most common questions about Registered Retirement Income Funds (RRIFs) to demystify how they work and their role in retirement planning. He explains the differences between RRSPs and RRIFs, minimum withdrawal rules, tax implications, beneficiary designations, and strategies to minimize taxes while maximizing retirement income. With …

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Ep #123: Maximize Your RRIF: Tax-Smart Withdrawal Strategies for Retirees 13:51

8M ago13:51

13:51

Joe gives advanced strategies to optimize your Registered Retirement Income Fund (RRIF) withdrawals, focusing on minimizing taxes, avoiding OAS claw backs, and aligning withdrawals with your broader retirement income plan. Discover actionable tips on pension income splitting, using TFSAs to shelter withdrawals, and making early or strategic withdra…

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Fireside Financial Ep #21: Go-Go to No-Go: Navigating Long-Term Care, Home Equity, and Legacy Goals 12:45

8M ago12:45

12:45

Joe and Regan examine the essentials of long-term care planning in retirement. They emphasize the importance of proactive strategies to manage future healthcare expenses. They look at the "retirement expense smile," covering the go-go, slow-go, and no-go years, and explore options like funding care through investments, leveraging home equity, or us…

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Ep #122: Clarity & Action: Bring It On 2025! 13:30

8M ago13:30

13:30

Start 2025 with Confidence in Your Retirement Plan. On this episode of Your Retirement Planning Simplified, Joe and Lindsay share inspiring client stories that highlight the power of clear, actionable retirement plans. Learn how addressing gaps, aligning goals, and working with a professional can transform uncertainty into confidence. Discover how …

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EP #121: 2024’s Top Retirement Tips: Mistakes, Strategies, and Expert Insights 19:16

8M ago19:16

19:16

In this special year-end episode of Your Retirement Planning Simplified, Joe and Lindsay reflect on the most popular episodes of 2024, covering essential retirement planning insights and strategies. From avoiding critical retirement mistakes—both financial and non-financial—to optimizing tax strategies, calculating your retirement number, and under…

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Ep #120: Overcoming the Fear of Spending in Retirement: Tips for Confident Cash Flow 12:07

9M ago12:07

12:07

Joe tackles the psychology of retirement spending, offering actionable strategies to overcome the common fear of depleting savings. Joe discusses how retirees can transition from saving to spending confidently by addressing loss aversion, leveraging tools like retirement income guardrails, and aligning spending with their financial goals. Listeners…

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Ep #119: The Hidden Costs of Retirement You Can’t Afford to Miss 12:29

9M ago12:29

12:29

In this episode of Your Retirement Planning Simplified, Joe uncovers the hidden costs of retirement that often catch retirees off guard, leading to financial stress. From healthcare expenses, long-term care, and inflation to home maintenance, travel, and family support, Joe dives deep into overlooked budget items and offers actionable tips to prepa…

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Ep #118: Understanding Inflation and Its Long-Term Impact on Retirement 9:42

9M ago9:42

9:42

This week we explore the critical topic of inflation and its long-term impact on retirement planning. We define inflation, distinguish it from deflation and disinflation, and explain why prices continue to rise even when inflation rates decrease. We examine how rising costs, particularly in healthcare, can erode purchasing power over time, and why …

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Fireside Financial Ep #20 – Client-Centered Wealth Management 13:57

9M ago13:57

13:57

Joe and Regan share their journeys in the financial planning industry, highlighting key transitions to independent wealth management. They discuss the challenges of starting in a sales-driven culture, the benefits of prioritizing client-centric retirement planning, and the importance of independence in offering customized financial solutions. Joe s…