Barry Ritholtz speaks with the people that shape markets, investing and business.
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People In Flow Podcasts
Replace The Job You Hate With A Life You Love. This is the podcast for high performers who feel stuck in jobs they’ve outgrown. If you’re asking, “How do I actually replace $10K–$20K/month so I can quit and never look back?” — welcome home. At Action Academy, we teach you how to buy small businesses and commercial real estate to create cash flow that actually replaces your job. Monday through Friday, you’ll learn from 7–9 figure entrepreneurs, real estate moguls, and acquisition pros who’ve ...
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Where the world and America meet. Every weekday, this is The Global Story. The world is changing. Decisions made in the US and by the second Trump administration are accelerating that change. But they are also a symptom of it. With Asma Khalid in DC, Tristan Redman in London, and the backing of the BBC’s international newsroom, The Global Story brings clarity to politics, business and foreign policy in a time of connection and disruption.
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Go beyond the hype and headlines. Hear stories from real people using AI to do more of what they love about their jobs. From the F1 track to the kitchen—and even the bottom of a lake—learn how new tools are helping creatives, makers, visionaries, and their teams think big, move faster, and focus on the work that matters most.
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Leadership isn’t just about managing people or strategy - it’s about managing your energy, focus, and flow. The Executive Flow, hosted by Subbu Ramalingam, explores how top executives achieve peak performance, sharpen their executive presence, and leverage flow optimization frameworks. Whether you’re a seasoned C-suite leader or an aspiring executive, this podcast equips you with the mindset, frameworks, and practical tools to thrive. Tune in to transform your leadership game and unlock your ...
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Hosted by Chris Burns, We Have The Receipts is a bi-weekly all-access deep dive into Netflix Unscripted Reality! Each episode will bring you closer to the people behind the reality, with the free-flowing depth of podcast conversations and viral elements of TV’s best talk shows. We Have The Receipts is an upbeat, fan-first destination to uncover more insider secrets, more expert hot takes, and more off-the-rails drama from their favorite Netflix reality stars.
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San Diego F.C. is a club being built from the ground up - in record time. But joining as the 30th team for MLS’ 30th year, they aren’t here to make up the numbers. They've got a plan to rock American soccer to its foundations. Join local boy, and network sportscaster Adrian Garcia Marquez as we go behind the scenes to meet the people involved in their race to build a brand, grow a fanbase and recruit a team from scratch. This is Behind the Flow - the origin story of San Diego F.C.
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We have properties and everyone else has theories! Welcome to the CashFlow for Life Podcast, where we interview real everyday people who are changing their lives and building generational wealth thru real estate investing. My name is Andrew Holmes, I'm a real estate investor and I believe in this one statement just as much as I believe the sun will rise in the morning... "If you take care of real estate for the first 5 years, real estate will take care of you for the rest of your life" If yo ...
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How loud is your inner critic? Would you love to silence the inner critic and develop the skills to Speak in Flow? After a decade of studying the state of flow, Melinda Lee has found the actionable and practical steps for heart-centred leaders to develop their communication confidence. Melinda helps leaders like you overcome their fear of public speaking and transform self-doubt into confidence & freedom, so they can exponentially increase their impact with heart and ease. We all have an int ...
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Your one-stop shop for all Changelog podcasts. Weekly shows about software development, developer culture, open source, building startups, artificial intelligence, shipping code to production, and the people involved. Yes, we focus on the people. Everything else is an implementation detail.
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“Why live an ordinary life, when you can live an extraordinary one?” Tony Robbins, the #1 Life and Business Strategist, has helped over 50 million people from 100 countries create real and lasting change in their lives. In this podcast, he shares proven strategies and tactics so you, too, can achieve massive results in your business, relationships, health and finances. In addition to excerpts from his signature events and other exclusive, never-before-released audio content, Tony and his tea ...
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Listen in to Jennifer LeClaire’s daily prophetic prayer broadcast where people are encouraged, inspired, healed and delivered. Prophetic words, spiritual warfare, visions and words of knowledge flow freely.
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Your Time Management Revolution - productivity tips from The Inefficiency Assassin, Helene Segura
Helene Segura, MA Ed, CPO
Time management consultant Helene Segura brings you a variety of recommendations on the mindset, strategies and tactics successful people implement for effective time management and productivity. Some episodes are solo musings, only 2-5 minutes in length. Other episodes are interviews that can last 30 minutes to an hour. Note to podcast aficionados: This is not a templated show, so there’s no set format. These are recordings of thoughts, recommendations and interviews – all designed to help ...
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Fostering connection through vulnerability, the People Pleaser Podcast validates struggles, celebrates growth, and inspires positive change. Together, let’s embrace authenticity, challenge patterns, and evolve with compassion. Hosted by Corie Senia
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If Oprah and Howard Stern had a baby it would be Good Moms Bad Choices. Meet Erica and Milah, two uncensored sex and cannabis-positive parents who are redefining what modern motherhood looks like. Warning, this is not your everyday mommy Podcast! This audio diary is not only for parents but women who feel alone in their good and bad choices. Prepare to laugh, cry, and be inspired. Fellas, you’re invited too! New episodes drop every Wednesday. Welcome to the Tribe! Instagram: @goodmoms_badcho ...
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Presenting approachable strategies for mind-body health. Sharing stories and information from real people, for real people. Not only yoga and meditation, but all the things you can do ~ today, tomorrow and everyday ~ to Live Your Yoga.
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Host Anthony “Pomp” Pompliano talks to the most interesting people in business, finance, and Bitcoin. From billionaires to cultural icons, Pomp helps you get smarter every day.
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The Old Way of Working is Dead. Most businesses are still stuck in industrial-age management—designed for factory workers, not modern entrepreneurs. Grinding harder doesn’t scale. Managing people doesn’t drive results. Meetings and to-do lists don’t create momentum. Yet most business owners are stuck in survival mode—drowning in decisions, exhausted by team drama, and wondering why more effort isn’t leading to more growth. If you feel like the bottleneck in your own business, you’re not alon ...
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Take a deep dive into the collected recordings of Alan Watts with Alan’s son, Mark Watts. Being in the Way is a podcast series that explores the Alan Watts Archive’s 100-hour tape collection - including recordings not heard in 40 years. We will meet some of the people being influenced by the works of Alan Watts today and learn a little of the history behind how these remarkable recordings were made. Mark and his guests offer reflections on Alan’s ideas— ideas that were radically innovative a ...
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Connecting with the People behind the Technologies and Expertise
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We're getting REAL about navigating the ups and downs of life—together. We’re ditching the pressure to have it all figured out along the way, because honestly, nobody does! If you want to heal, grow, create & connect; you're in the right place. I share holistic tips & tools that have changed my life as a Highly Sensitive Person with Generalized Anxiety Disorder & Depression. If you deal with anxiety, depression, being a highly sensitive person, or just feeling overwhelmed by life sometimes—t ...
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Want to hear from people closing multifamily/apartment deals? Listen in as our team interviews successful multifamily real estate investors as we dive deep into the details on how they got their deal to the finish/closing line and beyond. No fluff. Just getting down to business with how investors are gaining more passive cash flow with multifamily investing. You can join the Multifamily Investor Nation by visiting us on our Facebook page or YouTube. Free monthly webinars are available.
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To be Yoga Strong is to pay attention to not only your body, but how you navigate being human. While combining strength and grace creates a powerful flow-based yoga practice, it is the practice of paying attention in the same ways off-the-mat that we hope to build. This podcast is a guide for yoga teachers, practitioners and people trying to craft a life they're proud AF about. This is about owning your voice. This is about resilience, compassion, sensuality, and building a home in yourself. ...
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Evolving beyond your regular afternoon drive show, The People’s Show will touch on the topics that live at the crossroads of sports and culture. Anchored by Bik Nizzar, The People’s Show will tackle the headlines that impact the diverse communities across Vancouver.
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ASMR Sleep Recordings is a podcast that creates audio experiences designed to help people sleep and relax. The show uses various ASMR triggers including whispers, gentle speaking, relaxing background noise, like rain, and general ambiance to help people unwind and relax from their busy lives. Our goal is to create the best ASMR content possible. Whether you enjoy the sound of the waves of a beach, snow crunching on a mountain, or whispered storytelling, ASMR Sleep Recordings. Contact: contac ...
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The Country Life team take you all over the motu to hear the extraordinary stories of every day rural New Zealand.
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Zen Success is a podcast hosted by Charissa Sims, an entrepreneur, corporate consultant, best selling author, meditation teacher and healer who has found her own Zen Success.This show is for entrepreneurs, business owners and anyone who struggles with stress, balance or burnout and simply feels discouraged. The mission of Zen Success is to inspire millions to live their best lives in the areas of health, relationships, parenting, creativity and wealth. Find your unique “Zen Success” as an em ...
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The auditory epicenter for passionate people seeking a life of freedom, choice, and abundance
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CHATA is one simple thing, talking. This podcast is all about sitting down and having real, honest conversations. With people who may not have ever been on a podcast. Whether you're here to learn something new or just enjoy the flow of a good chat, you're in the right studio. With Your host Chuy Herrera, each episode features a guest and a set of questions designed to dig deeper not into headline articles, but into the people’s life. These aren't interviews with an agenda, they're conversati ...
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Open Container is the outdoor podcast trekking deeper into outdoor culture than the headlines. We talk about creativity, adventure, conservation, politics, and the people who make the outdoor space so vibrant. Renowned outdoor journalist Doug Schnitzspahn steers the Open Container conversations with people who look to nature to find inspiration and solutions. Learn how the outdoors teaches us, changes us, heals us, and how we will build a better world from simply going outside. While indoor ...
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A podcast that interviews funny and interesting people to discuss their careers and some of the challenges they have faced. I hope to use this platform to normalise and encourage the discussion of failure, particularly through the lens of the entertainment industry, to show that it can be a stepping stone towards the road of success. Nothing is better than humour to normalise a situation, so having deep and meaningful conversations, interspersed with comedy and laughter, helps us celebrate a ...
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The development world is cluttered with buzzwords and distractions. Speed, focus, and freedom? Gone. I’m Nicky Pike. And it’s time for a reset. [Dev]olution is here to help you get back to what matters: creating, solving, and making an impact. No trend chasing, just asking better questions. What do devs really want? How can platform teams drive flow, not friction? How does AI actually help? Join me every two weeks for straight talk with the people shaping the future of dev. This is the [Dev] ...
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Financial Finesse Financial Coaches work with people from all walks of life and have literally seen it all! They’ve supported employees and participants (and their families) through debt, cash flow, and credit challenges, buying homes, growing their families, marriages and divorces, retirement planning, and more. Through guest interviews, your host Liz Davidson, founder and CEO of Financial Finesse, will share life-changing stories of financial transformations experienced by everyday people ...
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Welcome to the ENTNew Flow podcast, where amazing things happen.
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Our mission is to connect a network of millions of people around the world to support one another in their financial goals. We are a hive mind, and by coming together collectively and combining our knowledge we can accomplish anything. We interview the smartest minds in the business, and follow their guidance. This show is a culmination of their ideas and our own. A point of reference for increased cash flow, allowing for an early and comfortable retirement. This allows us the time and freed ...
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Where we explore the career stories & experiences of some of the most successful people in the field of Data and Analytics.
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This show has created more financial freedom for busy people like you than nearly any show in the world. Wealthy people's money either starts out or ends up in real estate. But you can't lose your time. Without being a landlord or flipper, you learn about strategic passive real estate investing to create wealth for yourself. I'm Show Host Keith Weinhold. I also serve on the Forbes Real Estate Council and write for Forbes. I serve you ACTIONABLE content for cash flow on a platter. Our bottom ...
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PING is a podcast for people who want to look behind the scenes into the workings of the Internet. Each fortnight we will chat with people who have built and are improving the health of the Internet. The views expressed by the featured speakers are their own and do not necessarily reflect the views of APNIC.
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This podcast will guide traders through proven options income strategies to generate consistent 1% weekly returns, helping them transition from a job to financial independence. Target Audience: Professionals looking to replace their income with options trading, beginners seeking a structured approach, and traders struggling with consistency.
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Psychiatric-Mental Health Nurse Practitioners (PMHNP) discussing using psychotherapy within their practice. Four PMHNP program directors and a biostatistician from across the Unites States sharing their passion on how psychotherapy can help people with nearly all their emotional problems.
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Hosted by Blindboyboatclub, who is an artist and author. An eclectic podcast containing short fiction, interviews and comedy. Hosted on Acast. See acast.com/privacy for more information.
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Welcome to our experiential podcast where we laugh to find relief, feel good, and allow more of what we want flow into our lives. Your host, Lauren Tatner (attorney, author, hypnotist, reiki master, laughter teacher, inspirational clown), guides you and your beautiful inner kid on a journey of laughter and play. This podcast features Laughter Yoga (Guided Laughter) and interviews with fun inspiring people. This podcast also includes “Laughter Experiment” minisodes where Lauren leads you or a ...
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Living in Contradictions: Finding Safety in Life’s Ebbs and Flows
13:13
13:13
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13:13Hey it's Corie! You can now send me a text! With a comment or question that I can address on the next episode xox In this episode, I open up about my struggle with self-judgment, perfectionism, and the discomfort of living with contradictions. How do we honor both joy and hardship at the same time? How do we find safety when life is always shifting…
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Joel Litman Predicts a $1.9T Boom: US vs The World!
51:34
51:34
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51:34Joel Litman joins Steve Barton to reveal why the U.S. economy continues to outperform the rest of the world. He challenges the reliability of GDP and instead focuses on Uniform Economic Profit as the true measure of economic strength. Litman shows that just 3,500 U.S. companies generate nearly twice the profit of 21,000 companies outside the U.S., …
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Send us a text Trust and know that everything is always working out for your greatest good. Let's laugh together to activate our trust and confidence. Breathe in. Sigh as you exhale Breathe in. Smile as you exhale Breathe in. Laugh gently as you exhale. Send me a note to let me know how you're feeling and if you're going to laugh with me again tomo…
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Bitcoin & AI: The Final Push Before the Biggest Bull Run Yet? | Jordi Visser
55:39
55:39
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55:39Jordi Visser is a macro investor with over 30 years of Wall Street experience. He also writes a Substack called “VisserLabs” and puts out investing YouTube videos. In this conversation we discuss bitcoin outlook for rest of the year, interest rate cuts, how to evaluate AI acceleration, Nvidia’s $100 billion deal with OpenAI, and what metrics invest…
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Welcome to a new episode of ASMR Sleep Recordings. In this episode, you will hear calming ocean waves. Improve your health and happiness. The sound you hear in this episode creates a calm atmosphere and at the same time blocks out disturbing noises. This will help you de-stress, unwind, and rest. Enjoy two hours of relaxing sounds to help you relax…
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Are the Seahawks Legit, NFL Week 4 Preview, & 'Bik 6'
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46:40Bik opens the show discussing the Seahawks win over the Cardinals on Thursday Night Football. Are the Seahawks legit contenders in the NFC West? Is Kyler Murray bad? Then, Bik gives his NFL Week 4 picks in 'Bik 6'. Later, NFL analyst for Yahoo, Frank Schwab joins the show to talk NFL. Frank weighs in on Sam Darnold, if Chiefs fans should be worried…
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Inside Oxide (Changelog & Friends #110)
1:10:48
1:10:48
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1:10:48Bryan Cantrill and Steve Tuck, the co-founders of Oxide, are on the pod live (to tape) from the stage at OxCon. Jerod and I were invited to Oxide’s annual internal conference to meet the people and to hear the stories of what makes Oxide a truly special place to work right now. The best part was this on-stage discussion with Bryan and Steve. Enjoy!…
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Voices of Oxide (Changelog Interviews #659)
1:16:14
1:16:14
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1:16:14Voices of Oxide on the pod! Cliff Biffle (engineer), Dave Pacheco (engineer), and Ben Leonard (designer) are on the show today. Jerod and I were invited to Oxide’s annual internal conference called OxCon to meet the people and to hear the stories of what makes Oxide a truly special place to work right now. Cliff Biffle is working on all Hubris and …
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Canucks Brunch: Can Cootes Play His Way Onto the NHL Squad?
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49:08Josh Elliott-Wolfe and Lina Setaghian host Canucks Brunch on a Flip-it Friday. They get into the latest news, starting with Nils Hoglander being diagnosed with a sprained ankle. Who will be his replacement at the NHL level? Braeden Cootes has been given a long leash in the preseason, and will play tonight in a Top 6 role. Could he be a future answe…
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Platinum BREAKOUT: Tom Hartel’s Urgent Market Warning!
57:03
57:03
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57:03Tom Hartel returns with Steve Barton to share critical insights for investors navigating today’s volatile markets. Following his accurate calls on platinum and silver, Hartel dives into undervalued opportunities including Galiano Gold in West Africa, Sylvania Platinum, and Sibanye Stillwater. He highlights growing demand in the platinum sector, dri…
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21st Century Investing Strategies From Dmitry Balyasny
1:08:30
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1:08:30Barry speaks with Dmitry Balyasny, managing partner and chief investment officer at Balyasny Asset Management (BAM), a firm he co-founded in 2001. They discuss his career path, his thoughts on the current market environment for trading, hedge funds and more. See omnystudio.com/listener for privacy information.…
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In this episode of CHATA, join us as we welcome Ray Charles to the Sweat Shop! Ray is the head coach of the Pyramid Lake girls’ basketball team, a dedicated softball coach, and a teacher with over 14 years of experience in education. Beyond the classroom and the court, Ray is a devoted family man, raising two boys alongside his wife. In this conver…
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Send us a text This is your sign to Laugh More (and work less). Breathe in. Sigh as you exhale Breathe in. Smile as you exhale Breathe in. Laugh gently as you exhale. We are laughing to activate our play mode. When we play, we let go. When we let go, we allow more joy and ease to flow. Send me a note to let me know how you're feeling and if you're …
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Join the Watchman & Warrior's Summit live or online at www.jenniferleclaire.org/live 🔔 Stay Connected with Jennifer LeClaire 🔥 Join the movement of revival, prayer, and awakening across the nations at www.awakeningprayerhubs.com. 📺 Subscribe on YouTube: http://bit.ly/2WF6xDr 📬 Join the Email List: jenniferleclaire.org/subscribe 🙏 Sow a Seed: jennif…
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The disgraced UK doctor behind autism misinformation
26:29
26:29
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26:29On Monday President Trump and the U.S. Health Secretary Robert F. Kennedy Jr. held a press conference in which they made extraordinary new claims about autism. They suggested a potential link between the use of Tylenol during pregnancy and the development of autism. They also advocated spacing out childhood vaccinations. The two men's interest in t…
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FULL SHOW: Country Life for 26 September 2025
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50:43This week Country Life meets a couple who've had a lifetime on the same farm, and some newcomers to the truffle industry, and the team also talk fitness with a farming-focused physiotherapist. You can find photos and read more about the stories in this episode on our webpage, here. In this episode: 0:00 - 0:00 - 0:00 - 0:00 - With thanks to guests:…
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Indie has just finished her first harvest as a truffle hunter, showing outstanding skills for a pup. Her owners have just finished their first harvest too and are relishing life on the land after years searching for a place to call home. You can find photos and read more about the stories in this episode on our webpage, here. You can find photos an…
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Farmer Ian Buckingham was born at Lansdown Farm at Hook near Waimate 85 years ago and he's never left. You can find photos and read more about the stories in this episode on our webpage, here. Ian and Pam Buckingham Go to this episode on rnz.co.nz for more detailsBy RNZ
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A round-up of the week's news from the primary sector. Go to this episode on rnz.co.nz for more detailsBy RNZ
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Constant wet weather on hilly Te Tai Rāwhiti farms has led to an uptick in injuries among farmers there. Our guest this week, physiotherapist-cum-farmer Storm Baynes-Ryan, gives in-paddock advice to help them recover, stay strong and keep fit. You can find photos and read more about the stories in this episode on our webpage, here. With thanks to g…
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Bik Nizzar is joined by Vancouver Giants General Manager Hnat Domenichelli. The guys discuss the Giants to begin the season, the top prospects coming back from NHL camp, and his first impressions of the team. Pete Blackburn joins the show. Pete talks about the NHL's parity this season, what teams are poised to take a step, his Kaprizov concerns, an…
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Is the Bull Market Over? Bitcoin’s Next Move Explained | Jeff Park
33:31
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33:31Jeff Park is a Partner and Chief Investing Officer of ProCap BTC. In this conversation we talk about what’s going on with bitcoin, bitcoin treasury M&A, recent liquidation in the market, stablecoins, Tether, and is the bull market over? ====================== Check out my NEW show for daily bite-sized breakdowns of the biggest stories in finance, t…
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Episode 18: Our Heartbeat – Mexico’s Influence and Hirving “Chucky” Lozano Joins the Show
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32:07
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32:07From his unveiling at the Shell to his first goal at Snapdragon, Hirving “Chucky” Lozano has quickly become the face of San Diego FC. This week, Behind the Flow goes beyond the headlines to hear from the man himself — the Mexican superstar whose arrival has electrified the city. Adrian García-Márquez is joined by ESPN’s Katia Castorena and San Dieg…
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Send us a text Have you ever laughed in a store check-out line? Let's try it together. Breathe in. Sigh as you exhale Breathe in. Smile as you exhale Breathe in. Laugh gently as you exhale. We are laughing for the well-being of our mind, body, spirit. We are laughing to relax and have the rest of our store experience and day flow with more ease and…
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Powerful Prayers for DISCERNMENT in the End Times
36:55
36:55
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36:55Get the Prophetic Activation Bundle for 77% off this week at www.schoolofthespirit.tv. 🔔 Stay Connected with Jennifer LeClaire 🔥 Join the movement of revival, prayer, and awakening across the nations at www.awakeningprayerhubs.com. 📺 Subscribe on YouTube: http://bit.ly/2WF6xDr 📬 Join the Email List: jenniferleclaire.org/subscribe 🙏 Sow a Seed: jenn…
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As an HR manager, Marvin Lampa knows firsthand that he needs to be a supportive resource for his employees. He also knows how difficult that can be. As a leader, he transformed from his own harshest critic to finding his confident voice. In this episode of the Speak in Flow podcast with Melinda Lee, Marvin discusses how self-doubt and his inner str…
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Why is Trump suddenly saying Ukraine can win the war?
26:29
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26:29On Tuesday night, Donald Trump signalled a drastic U-turn in his position on Ukraine, claiming in a Truth Social post that Kyiv could win the war against Russia, and take back all the land it has lost. The Kremlin was quick to dismiss his assertion, saying it has, “no alternative” but to continue its offensive. So, is this just another rhetorical t…
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LIVE KEYNOTE: How AI Could Reshape Real Estate (And How To Prepare) w/ Brandon Turner
1:34:38
1:34:38
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1:34:38This episode is a front-row seat to one of the keynotes from our Action Academy event in Cancun with 100+ of our members who are building million-dollar businesses, scaling with systems, and protecting family and freedom along the way. Connect with Brandon: Instagram: @beardybrandon Want To Quit Your Job In The Next 6-18 Months Through Buying Comme…
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What Happens If You Skip This Step In Real Estate?
49:12
49:12
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49:12Join our free weekly meetings to learn how to invest in real estate and gain financial freedom! Visit www.andrewholmesrealestate.com. Real estate investing is a lot less risky when you have a good title company ensuring you get a clear title at closing. In this episode, Andrew sits down with Steve Kaempf from LandTrust Title Services to talk about …
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On this episode on The People's Show, Bik Nizzar is joined by Curtis Rogers of Seattle Sports to break down the Seattle Mariners clinching a post-season berth, what it means for the franchise and looking ahead into the fall. The show also touches on the Canucks ahead of their pre-season game in Abbotsford, who has the most to prove, finishing off w…
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One Year of Podcasting: Lessons, Growth & Gratitude
23:22
23:22
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23:22Connect with Erin! Send a text It’s hard to believe it’s been one year since I launched Ebbs & Flows with Erin. What started with my three-part Effexor series has turned into a space for honest conversations, healing, and connection that I never could have imagined. In this episode, I’m reflecting on my podcasting journey; the lessons learned, the …
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Canucks Brunch: Who is “your guy” this season?
48:02
48:02
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48:02Josh and Lina are back! They discuss who their, "that's my guy" player is for the Canucks this season. will Aatu Räty be the one to step up for the Canucks? Plus, it's 'Cap or no cap', where Josh and Lina answer listener submissions and tell you if it will happen or it wont. The views and opinions expressed in this podcast are those of the hosts an…
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From $10 a Day to Financial Freedom: Compounding in Options and Life
36:43
36:43
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36:43Send us a text In this episode, Casey Stubbs and Mark Savant discuss the importance of replacing income through options trading, the power of compounding habits, and adapting to the evolving landscape of AI in the workplace. They emphasize the need for continuous skill development and the significance of daily deposits into personal growth. Join Gr…
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"Gold can go to $5,000, silver to $100!" ~ Peter Grandich Reveals the Next Big Metal Play
20:18
20:18
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20:18Peter Grandich joins Steve Barton with a warning for today’s investors. After more than four decades in the financial world, Grandich now urges extreme caution, citing dangerous overvaluation in stocks and the narrowing gap between corporate and treasury bond yields. He explains why capital preservation is more important than chasing returns and ou…
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