Best Loan Structuring Podcasts (2025)

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152. Joint Ownership and Estate Planning 5:01

3h ago5:01

5:01

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today’s topic is all about joint tenancy and estate planning. -- If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. www.structuring.com.au…

1
320 retirement sweet spot: upgrade home, draw down super & boost Centrelink pension (real case study) 38:02

2h ago38:02

38:02

In this episode, Glen and Martin walk through a real case study where a couple in their early 70s boost their Centrelink age pension by upgrading their home and drawing down super. They break down how the rules work and how strategic planning can improve cash flow without reducing lifestyle. To see the visuals head to our YouTube channel! Glen & Ma…

1
319 resigning at 60 to access super early + nerd out on super components (preservation, taxable, non-taxable, ESPs) 40:38

5d ago40:38

40:38

In today's episode Glen and Martin answer a listener question about quitting a casual job at age 60 and what that means for accessing super. Plus, they dive deep into the behind-the-scenes super components that can affect tax, estate planning and insurance. They touch on: 👉🏻 when quitting a job at 60 lets you access super 👉 the difference between p…

1
151. The 6 Year Rule and Cost Base Reset for Property 4:24

7d ago4:24

4:24

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today I’m talking about the 6 year rule and the cost base reset for property. -- If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. www.structuring.com.au…

1
318 rethinking retirement: structure, purpose and smart money moves 35:39

12d ago35:39

35:39

Retirement isn't a full stop anymore, it's a new rhythm. In this episode, Glen sits down with Kat McPhee from Aware Super to unpack how Aussies are redefining retirement, why so many feel anxious about money, and how to plan for a future that's flexible, confident and uniquely yours. They discuss: 👉🏾 why retirement anxiety is on the rise 👉🏿 finding…

1
317 is there a death tax, recontribution strategy pitfalls & downsizer contributions 48:32

21d ago48:32

48:32

In today’s episode, Glen and financial adviser Martin McGrath tackle your retirement questions, including: 👉🏼 is there a death tax in Australia? 👉🏽 how can I use recontribution strategies to minimise tax? 👉🏾 help! my downsizer contribution wasn't approved! If you’d like to chat with someone about your personal situation, reach out to our team so we…

1
150. Tax Savings with Testamentary Trusts 4:46

21d ago4:46

4:46

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today’s topic is all about testamentary trusts and the tax savings. -- If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. www.structuring.com.au…

1
316 income streams & annuities in retirement 41:29

1M ago41:29

41:29

In today’s episode Glen James and financial adviser Martin McGrath discuss key points from a Grattan Institute report which details a simpler super system that would allow retirees to stress less, spend more, and enjoy their retirement years. Glen and Martin also explain what annuities are and how they can be used in your retirement strategy. For m…

1
315 what to do right now, upfront & ongoing advice fees + financial advice for a 90 year old 45:11

1M ago45:11

45:11

In today's episode Glen and financial adviser Martin McGrath chat about what to do with your money during this uncertain economic climate, how much financial advice costs and why it could save you from making huge money mistakes in retirement. They also discuss one listener's question about her 90yo grandad. If you’d like to chat with someone about…

1
149. The 6 Year Rule and Cost Base Reset for Property 4:25

1M ago4:25

4:25

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today I’m talking about the 6 year rule and the cost base reset for property. -- If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. www.structuring.com.au…

1
314 what to do when markets suddenly fall & you want to retire soon 1:04:12

2M ago1:04:12

1:04:12

Stop! Don't panic! I ask you to pause and step back and not do anything out of fear when it comes to investing and your superannuation. Episode on YouTube with presentation: https://youtu.be/xHNAhZrtBNE?si=dQHe3-9tjw52NyOO Perth Live Show tickets: https://www.eventbrite.com/e/m3-live-in-perth-tickets-1295263831989 John's Property Masterclass in Per…

1
313 how long will your retirement savings actually last? 36:40

2M ago36:40

36:40

How much super do you need for a comfortable retirement? Glen and financial adviser Nathan Fradley break it down with real life numbers, covering: 👉 how much the age pension pays & who qualifies 👉🏼 the impact of homeownership on retirement savings 👉🏽 super balances - will $500k, $1M, or $1.5M last? 👉🏾 why spending in retirement feels different (and…

1
148. Using the 6 Year Rule When Buying a New Main Residence 6:05

2M ago6:05

6:05

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today’s topic is all about using the 6 year rule when you buy another main residence. -- If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. www.structuring.com.au…

1
2025-2026 Federal Budget chat (with economist Mike Read) + BTS of the lockup 1:02:45

2M ago1:02:45

1:02:45

Michael Read is the Financial Review's economics correspondent, reporting from the federal press gallery at Parliament House. He was previously an economist at the Reserve Bank of Australia and at UBS. If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional: https://www.retir…

1
312 mortgage broker Q&A (cut-off age for a loan, parental guarantees, bridging finance + more) 51:24

2M ago51:24

51:24

Got mortgage questions in retirement? Mortgage broker Rachelle Kroon from Sphere Home Loans joins Glen in this episode to unpack your questions. The touch on: 👉 what’s the cut-off age for a new loan? 👉🏼 can you refinance in retirement? 👉🏾 how parental guarantees work if you're retired 👉🏻 bridging finance - is it still a thing and is it worth it? If…

1
147. SMSF Jointly Buying Property 5:26

2M ago5:26

5:26

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today’s topic is about super funds borrowing with others to acquire property. -- If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. www.structuring.com.au…

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311 deep dive: aged care & changes from 1 July 51:23

3M ago51:23

51:23

Big changes are coming to aged care from 1 July, and we've got aged care expert Rachel Lane back to break it all down. Glen and Rachel dive into what’s changing, how it affects costs and care, and what you need to know if you or a loved one might need aged care in the next few years. They touch on: 👉 major reforms coming to aged care in July 👉🏼 why…

1
310 making $500K last before accessing super, super tax deductions & shifting to defensive assets 56:30

3M ago56:30

56:30

Today's Q&A is packed with great questions from the Retire Right community and Glen is joined by financial adviser Nathan Fradley to unpack them: 👉 what to do with a $500k property sale before retirement 👉🏼 can you claim a tax deduction on extra super contributions? 👉🏽 when should you start shifting your super to more defensive assets? 👉🏾 plus, est…

1
146. Advisors - Who can Advise on What 6:03

3M ago6:03

6:03

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today’s topic is who can advise on what. -- If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. www.structuring.com.au…

1
309 deep dive: lifestyle villages vs retirement villages 1:04:30

3M ago1:04:30

1:04:30

Thinking about downsizing but confused by the options? Rachel Lane, Australia’s leading aged care expert, joins Glen to break down the differences between lifestyle villages and retirement villages. They cover on: 👉🏼 how contracts and fees differ 👉🏽 whether you own the home, the land, or neither 👉🏾 the real deal with exit fees and capital gains 👉🏿 …

1
308 retiring overseas, small business and super, selling land + more 45:12

3M ago45:12

45:12

In today's Q&A episode, Glen and financial adviser Vince Scully from Life Sherpa discuss community questions, touching on: 👉 tax and retiring overseas 👉🏼 how small business owners can access super in retirement 👉🏾 investing inside vs outside of super 👉🏽 whether selling a block of land before retirement makes sense If you’d like to chat with someone…

1
145. A Few General Rules with Structuring 5:48

3M ago5:48

5:48

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today’s topic is general rules with structuring. -- If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. www.structuring.com.au…

1
307 here is a good way to F up money (family loans + estate planning case study) 26:42

3M ago26:42

26:42

Loaning money to family can get messy, fast. In this episode, Glen shares a real life case study where a son wants to help his dad out of a financial mess by buying his house at a discount. But what seems like a good deed could wreck Centrelink benefits, estate planning, and family relationships. If you’d like to chat with someone about your person…

1
306 superannuation investments & asset allocation either side of retirement (with an economist) 46:05

4M ago46:05

46:05

What should you do with your super as you approach retirement? Economist Brian Parker from Australian Retirement Trust joins Glen to break it all down. They chat about: 👉🏼 the magic numbers of 60, 65, and 67 👉🏽 how to invest super in your 50s and beyond 👉🏾 managing risk as you move into retirement 👉🏿 why super is your money (and safer than you thin…

1
144. Borrowing from a Related Company and Cash Flow 5:29

4M ago5:29

5:29

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today I’m talking about borrowing from a private company. -- If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. www.structuring.com.au…

1
305 avoiding CGT on property? accessing super while still working, growth or defensive in retirement + more 40:19

4M ago40:19

40:19

In today's Q&A, Glen and Martin discuss your questions about: 👉 can you leapfrog investment properties to avoid capital gains tax? 👉🏼 can you access super at 60 while still working? 👉🏾 what circumstances define "ceasing employment?" to access your super 👉🏽 what investment strategy should you have for your super as you near retirement? If you’d like…

1
304b caravanning Q&A (what to do with your home, long service leave, budgeting for trip costs + more) 42:42

4M ago42:42

42:42

In today's bonus episode Glen and Martin go deeper on your questions about planning a caravanning trip around Australia. They touch on: 👉 what to do with your home while travelling 👉🏼 strategic ways to use long service leave to fund your trip 👉🏽 budgeting for fuel and other costs 👉🏿 dealing with waste 👉🏾 managing the ‘holiday mindset’ on the road 👉…

1
304 we packed up and hit the road: our caravan adventure across Australia 50:46

4M ago50:46

50:46

Ever dreamt of hitting the road and exploring Australia? In today's episode, Glen chats with Retire Right cohost, Martin McGrath who shares how he and his family turned that dream into reality... twice! Plus, we play an audio clip from listener of the show Colin who shares his caravanning experience! Martin shares his top tips, lessons learned, and…

1
143. The 6 Year Rule When Absent more than 6 Years 4:09

4M ago4:09

4:09

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today's topic is all about the 6 year rule when you’re absent for more than 6 Years. Property Chat Forum Tax Tip 109: CGT and Being absent from the main residence for more than 6 years https://www.propertychat.com.au/community/threads/tax-tip-109-cgt-and-…

1
Loan Officer Training - 01/16/2025 - Mastering Rate Lock Management for Loan Officers 24:37

4M ago24:37

24:37

In today’s competitive mortgage industry, understanding rate lock management is essential for every loan officer aiming to deliver top-notch service and close deals with confidence. In this episode, we dive deep into the art and science of rate lock management. Learn how to navigate fluctuating markets, communicate effectively with clients about ra…

1
303 property strategies for retirement (downsizing, sidesizing, renting & investing) 44:29

4M ago44:29

44:29

In this episode, Glen and John Pidgeon, cohost of this is property, unpack smart strategies for managing property as you approach retirement. They cover: 👉 how downsizing can free up cash 👉🏼 the growing trend of sidesizing 👉🏽 renovating with resale in mind 👉🏾 balancing lifestyle and property goals 👉🏿 tips for leveraging investment properties 👉🏻 and…

1
Loan Officer Training - 01/09/2024 - Mastering Credit Simulations and Rapid Rescores 24:21

4M ago24:21

24:21

In this episode of Loan Officer Training, we dive deep into the powerful tools of credit simulations and rapid rescores—game-changers for loan officers looking to help clients improve their credit scores quickly and efficiently. Learn how to analyze credit reports, leverage simulation tools to create actionable plans, and navigate the rapid rescore…

1
302 retirement planning & strategies for singles + a $2M portfolio 31:23

5M ago31:23

31:23

In today's episode, financial advisers Martin McGrath and Wayne Terry tackle retirement planning strategies and considerations for singles and widows, focusing on how to make the most of your assets. They also dive into a scenario of retiring with a $2M portfolio - unpacking whether to set up a pension, live off a managed fund, or rely on cash inco…

1
142. Whether to Pay Off Investment Debt or Not 7:12

5M ago7:12

7:12

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today's topic is all about whether you should pay off investment debt or not. -- If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. www.structuring.com.au…

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Loan Officer Training - 01/02/2025 - Mastering Short-term Rental Property Loans 23:24

5M ago23:24

23:24

In this episode of Loan Officer Training, we’re unlocking the secrets to Short-Term Rental Property Loans—one of the hottest opportunities in real estate lending! 🏡✨ Learn how to navigate the unique requirements of financing vacation rentals, Airbnb properties, and other short-term investments. We’ll cover everything from qualifying borrowers to un…

1
301 retiring before 60, structuring property ownership, CGT strategies + more 40:53

5M ago40:53

40:53

To kick off the new year financial advisers, Martin McGrath and Wayne Terry answer your questions about: 👉 funding your pre-super years if retiring before 60 👉🏽 best way to structure joint investment property ownership 👉🏾 CGT strategies for moving shares into super If you’d like to chat with someone about your personal situation, reach out to our t…

1
Loan Officer Training - 12/26/2024 - How to Structure VA Loans for Loan Officers 18:06

5M ago18:06

18:06

In this episode of Loan Officer Training, we focus on the essential steps to successfully structure VA loans. Tailored for loan officers, this episode covers everything from understanding the unique features of VA loans to creating strategies that cater to the needs of veteran clients. Discover how to navigate eligibility requirements, maximize loa…

1
245 money, retirement & investing risks + how to mitigate them 1:04:28

5M ago1:04:28

1:04:28

Retirement comes with its fair share of uncertainties, but understanding the risks can help you retire confidently. In this episode, Glen chats with Ben Marshan—former financial adviser and head of policy at the Financial Planning Association (FPA)—to unpack some of the biggest risks retirees face and how to tackle them. With years of experience he…

1
141. Claiming Interest on Vacant Land 4:03

5M ago4:03

4:03

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today's topic is all about the deductibility of interest when borrowing to acquire vacant land. -- If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. www.structuri…

1
Loan Officer Training - 12/19/2024 - Mastering Foreign National Borrower Loans 29:48

5M ago29:48

29:48

In this episode of Loan Officer Training, we explore the ins and outs of Foreign National Borrower Loans—a unique lending solution for clients without U.S. residency or credit history. Learn how to identify eligible borrowers, navigate documentation requirements, and structure loans that meet their needs. We’ll share expert strategies, key consider…

1
244 do I need a financial adviser, inheriting shares & tax + testamentary trusts 27:58

5M ago27:58

27:58

In one of our final community Q&As for the year, Glen and Martin chat about: 👉 why you may or may not need a financial adviser 👉🏼 tax implications for inheriting shares and holding vs selling 👉🏽 and using testamentary trusts in estate planning If you’d like to chat with someone about your personal situation, reach out to our team so we can connect …

1
Loan Officer Training - 12/17/2024 - Mastering ITIN Borrower Loans 20:32

5M ago20:32

20:32

In this episode of Loan Officer Training, we dive deep into the world of ITIN Borrower Loans—a crucial yet often overlooked area in lending. Join us as we break down what ITIN loans are, who qualifies, and how you, as a loan officer, can confidently guide clients through the process. Discover key strategies, common challenges, and expert tips to he…

1
Macro normalization will aid structured finance collateral in 2025 11:26

5M ago11:26

11:26

Both consumer and corporate structured finance obligors will benefit from falling interest rates and moderate economic growth, although high costs will keep straining some borrowers’ finances. In this episode, we’ll discuss other factors contributing to the Moody’s Ratings outlook for the sector in the year ahead. Host: Aaron Johnson, Vice Presiden…

1
243 investment bonds, transfer balance cap, invest inside or outside of super + is super safe? 35:18

6M ago35:18

35:18

In today's episode Glen and financial adviser Martin McGrath answer your questions about: 👉 the transfer balance cap 👉🏼 investment and education bonds for kids 👉🏽 is super really as safe as everyone thinks? 👉🏾 investing in ETFs inside vs outside of super If you’d like to chat with someone about your personal situation, reach out to our team so we c…

1
Loan Officer Training - 12/11/2024 - Verifying Business Ownership for Real Estate Loans 16:07

6M ago16:07

16:07

In this episode of Loan Officer Training, we tackle the critical process of verifying business ownership for real estate loans. Understanding the nuances of business documentation is key to ensuring smooth approvals and compliance. Learn how to identify the right documents, verify legitimacy, and effectively navigate complex ownership structures. W…

1
Loan Officer Training - 12/10/2024 - Structuring Bank Statement Loans for Loan Officers 22:20

6M ago22:20

22:20

In this episode of Loan Officer Training, we explore the art of structuring bank statement loans, a powerful solution for borrowers who don’t meet traditional income requirements. Discover what bank statement loans are, who they’re ideal for, and the key strategies to analyze and structure them effectively. Our expert host, Jose Gonzalez will share…

1
140. A Simple Strategy to Shift Income 4:30

6M ago4:30

4:30

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today's episode is a quick tip about ways to shift income for people who have money in offset accounts that are linked to debts on which the interest is deductible. -- If you would like to ask a question which could be answered by Terry on the podcast ple…

1
Loan Officer Training - 12/05/2024 - Understanding Underwriting Challenges for Loan Officers 48:46

6M ago48:46

48:46

Underwriting can often feel like a complex maze for loan officers, but mastering it is key to ensuring smooth loan approvals. In this episode of Loan Officer Training, we tackle the most common underwriting challenges and share actionable strategies to overcome them. From navigating tight guidelines to resolving credit or income inconsistencies, yo…

1
242 protecting your most valuable asset 36:12

6M ago36:12

36:12

With Aussies losing $2.7 billion to scams last year, protecting your personal information is essential. In today's episode cybersecurity expert Fraser Jack shares some practical tips to protect your identity, secure your online accounts, and keep your retirement savings safe from digital threats. If you’d like to chat with someone about your person…

1
Loan Officer Training - 12/04/2024 - Structuring and Explaining the Benefits of a Refinance 23:41

6M ago23:41

23:41

Refinancing can be a game-changer for borrowers, but how do you effectively structure a refinance and communicate its value? In this episode of Loan Officer Training, we break down the steps to crafting a winning refinance strategy that aligns with your client's goals. Discover how to calculate savings, highlight benefits like lower monthly payment…

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