Best Loan Structuring Podcasts (2025)

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152. Joint Ownership and Estate Planning 5:01

3d ago5:01

5:01

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today’s topic is all about joint tenancy and estate planning. -- If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. www.structuring.com.au…

1
151. The 6 Year Rule and Cost Base Reset for Property 4:24

17d ago4:24

4:24

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today I’m talking about the 6 year rule and the cost base reset for property. -- If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. www.structuring.com.au…

1
150. Tax Savings with Testamentary Trusts 4:46

1M ago4:46

4:46

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today’s topic is all about testamentary trusts and the tax savings. -- If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. www.structuring.com.au…

1
149. The 6 Year Rule and Cost Base Reset for Property 4:25

1M ago4:25

4:25

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today I’m talking about the 6 year rule and the cost base reset for property. -- If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. www.structuring.com.au…

1
148. Using the 6 Year Rule When Buying a New Main Residence 6:05

2M ago6:05

6:05

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today’s topic is all about using the 6 year rule when you buy another main residence. -- If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. www.structuring.com.au…

1
147. SMSF Jointly Buying Property 5:26

2M ago5:26

5:26

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today’s topic is about super funds borrowing with others to acquire property. -- If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. www.structuring.com.au…

1
146. Advisors - Who can Advise on What 6:03

3M ago6:03

6:03

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today’s topic is who can advise on what. -- If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. www.structuring.com.au…

1
145. A Few General Rules with Structuring 5:48

3M ago5:48

5:48

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today’s topic is general rules with structuring. -- If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. www.structuring.com.au…

1
144. Borrowing from a Related Company and Cash Flow 5:29

4M ago5:29

5:29

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today I’m talking about borrowing from a private company. -- If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. www.structuring.com.au…

1
143. The 6 Year Rule When Absent more than 6 Years 4:09

4M ago4:09

4:09

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today's topic is all about the 6 year rule when you’re absent for more than 6 Years. Property Chat Forum Tax Tip 109: CGT and Being absent from the main residence for more than 6 years https://www.propertychat.com.au/community/threads/tax-tip-109-cgt-and-…

1
Loan Officer Training - 01/16/2025 - Mastering Rate Lock Management for Loan Officers 24:37

4M ago24:37

24:37

In today’s competitive mortgage industry, understanding rate lock management is essential for every loan officer aiming to deliver top-notch service and close deals with confidence. In this episode, we dive deep into the art and science of rate lock management. Learn how to navigate fluctuating markets, communicate effectively with clients about ra…

1
Loan Officer Training - 01/09/2024 - Mastering Credit Simulations and Rapid Rescores 24:21

5M ago24:21

24:21

In this episode of Loan Officer Training, we dive deep into the powerful tools of credit simulations and rapid rescores—game-changers for loan officers looking to help clients improve their credit scores quickly and efficiently. Learn how to analyze credit reports, leverage simulation tools to create actionable plans, and navigate the rapid rescore…

1
142. Whether to Pay Off Investment Debt or Not 7:12

5M ago7:12

7:12

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today's topic is all about whether you should pay off investment debt or not. -- If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. www.structuring.com.au…

1
Loan Officer Training - 01/02/2025 - Mastering Short-term Rental Property Loans 23:24

5M ago23:24

23:24

In this episode of Loan Officer Training, we’re unlocking the secrets to Short-Term Rental Property Loans—one of the hottest opportunities in real estate lending! 🏡✨ Learn how to navigate the unique requirements of financing vacation rentals, Airbnb properties, and other short-term investments. We’ll cover everything from qualifying borrowers to un…

1
Loan Officer Training - 12/26/2024 - How to Structure VA Loans for Loan Officers 18:06

5M ago18:06

18:06

In this episode of Loan Officer Training, we focus on the essential steps to successfully structure VA loans. Tailored for loan officers, this episode covers everything from understanding the unique features of VA loans to creating strategies that cater to the needs of veteran clients. Discover how to navigate eligibility requirements, maximize loa…

1
141. Claiming Interest on Vacant Land 4:03

5M ago4:03

4:03

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today's topic is all about the deductibility of interest when borrowing to acquire vacant land. -- If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. www.structuri…

1
Loan Officer Training - 12/19/2024 - Mastering Foreign National Borrower Loans 29:48

5M ago29:48

29:48

In this episode of Loan Officer Training, we explore the ins and outs of Foreign National Borrower Loans—a unique lending solution for clients without U.S. residency or credit history. Learn how to identify eligible borrowers, navigate documentation requirements, and structure loans that meet their needs. We’ll share expert strategies, key consider…

1
Loan Officer Training - 12/17/2024 - Mastering ITIN Borrower Loans 20:32

5M ago20:32

20:32

In this episode of Loan Officer Training, we dive deep into the world of ITIN Borrower Loans—a crucial yet often overlooked area in lending. Join us as we break down what ITIN loans are, who qualifies, and how you, as a loan officer, can confidently guide clients through the process. Discover key strategies, common challenges, and expert tips to he…

1
Macro normalization will aid structured finance collateral in 2025 11:26

5M ago11:26

11:26

Both consumer and corporate structured finance obligors will benefit from falling interest rates and moderate economic growth, although high costs will keep straining some borrowers’ finances. In this episode, we’ll discuss other factors contributing to the Moody’s Ratings outlook for the sector in the year ahead. Host: Aaron Johnson, Vice Presiden…

1
Loan Officer Training - 12/11/2024 - Verifying Business Ownership for Real Estate Loans 16:07

6M ago16:07

16:07

In this episode of Loan Officer Training, we tackle the critical process of verifying business ownership for real estate loans. Understanding the nuances of business documentation is key to ensuring smooth approvals and compliance. Learn how to identify the right documents, verify legitimacy, and effectively navigate complex ownership structures. W…

1
Loan Officer Training - 12/10/2024 - Structuring Bank Statement Loans for Loan Officers 22:20

6M ago22:20

22:20

In this episode of Loan Officer Training, we explore the art of structuring bank statement loans, a powerful solution for borrowers who don’t meet traditional income requirements. Discover what bank statement loans are, who they’re ideal for, and the key strategies to analyze and structure them effectively. Our expert host, Jose Gonzalez will share…

1
140. A Simple Strategy to Shift Income 4:30

6M ago4:30

4:30

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today's episode is a quick tip about ways to shift income for people who have money in offset accounts that are linked to debts on which the interest is deductible. -- If you would like to ask a question which could be answered by Terry on the podcast ple…

1
Loan Officer Training - 12/05/2024 - Understanding Underwriting Challenges for Loan Officers 48:46

6M ago48:46

48:46

Underwriting can often feel like a complex maze for loan officers, but mastering it is key to ensuring smooth loan approvals. In this episode of Loan Officer Training, we tackle the most common underwriting challenges and share actionable strategies to overcome them. From navigating tight guidelines to resolving credit or income inconsistencies, yo…

1
Loan Officer Training - 12/04/2024 - Structuring and Explaining the Benefits of a Refinance 23:41

6M ago23:41

23:41

Refinancing can be a game-changer for borrowers, but how do you effectively structure a refinance and communicate its value? In this episode of Loan Officer Training, we break down the steps to crafting a winning refinance strategy that aligns with your client's goals. Discover how to calculate savings, highlight benefits like lower monthly payment…

1
Loan Officer Training - 12/03/2024 - Analyzing Self-employed Borrower Income: LLC 23:21

6M ago23:21

23:21

Understanding how to analyze self-employed borrower income is a key skill for every loan officer, especially when it comes to LLCs. In this episode of Loan Officer Training, we dive into the specifics of evaluating income for borrowers operating under a Limited Liability Company structure. Join us as we unpack essential documents, explore common ch…

1
Loan Officer Training - 11/27/2024 - Mastering the Initial Sales Call for Loan Officers 22:03

6M ago22:03

22:03

In this episode of Loan Officer Training, we dive into the art of mastering the initial sales call—a critical step in building trust and setting the foundation for a successful client relationship. Learn how to ask the right questions, uncover your client’s financial goals, and position yourself as the trusted advisor they need. From crafting a com…

1
Loan Officer Training - 11/26/2024 - Calculating Non-Variable W-2 Income 14:59

6M ago14:59

14:59

In this episode of Loan Officer Training, we break down the process of calculating non-variable W-2 income to help you assess borrower qualifications with confidence. Learn how to accurately analyze pay stubs, identify consistent income streams, and account for deductions or other factors that might affect qualifying income. We’ll also share tips f…

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139. Interaction of Testamentary Trusts and Discretionary Trusts 5:17

6M ago5:17

5:17

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today's topic is all about the interaction of testamentary trusts with trusts setup during lifetime discretionary trusts. -- If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the i…

1
Loan Officer Training - 11/21/2024 - Understanding and Preventing Mortgage Fraud 16:40

6M ago16:40

16:40

In this episode of Loan Officer Training, we tackle the crucial topic of mortgage fraud—what it is, how it happens, and how loan officers can identify and prevent it. Learn about common schemes like income misrepresentation, identity theft, and property flipping, and discover the red flags to watch for during the loan process. We’ll also discuss th…

1
Loan Officer Training - 11/20/2024 - Mortgage Insurance Fundamentals for Loan Officers 20:02

6M ago20:02

20:02

In this episode of Loan Officer Training, we explore the essentials of Mortgage Insurance (MI) and its critical role in the lending process. From understanding the different types of MI—private, FHA, VA, and USDA—to learning how to calculate premiums and explain their impact on loan affordability, we’ll cover it all. Gain insights into how MI prote…

1
Loan Officer Training - 11/19/2024 - Analyzing Self-Employed Borrowers: Partnerships 18:52

6M ago18:52

18:52

In this episode of Loan Officer Training, we dive into the complexities of analyzing self-employed borrowers with partnerships. Understanding partnership income, tax returns, and financial structures is essential for loan officers handling these unique scenarios. We'll break down how to evaluate K-1 forms and distributions, identify key red flags a…

1
Loan Officer Training - 11/14/2024 - Analyzing Self-Employed Borrower Income: C-Corporations 22:36

7M ago22:36

22:36

Self-employed borrowers who own C-Corporations present unique income analysis challenges. In this episode of Loan Officer Training, we dive deep into the intricacies of evaluating income for C-Corp owners, equipping you with the skills needed to interpret complex financials with confidence. Discover how to navigate corporate tax returns (Form 1120)…

1
Loan Officer Training - 11/13/2024 - Understanding FHA Manual Underwriting 17:25

7M ago17:25

17:25

FHA manual underwriting can open doors for borrowers with unique financial profiles, but it requires a thorough understanding of guidelines and a keen eye for detail. In this episode of Loan Officer Training, we break down the essentials of FHA manual underwriting, empowering you to navigate this alternative pathway to loan approval with confidence…

1
138. Right of Occupancy Trusts in Wills 5:19

7M ago5:19

5:19

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today's topic is right of occupancy trusts in wills. -- If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. www.structuring.com.au…

1
Loan Officer Training - 11/7/2024 - Analyzing Self-Employed Borrower Income: S-Corporations 33:29

7M ago33:29

33:29

Understanding self-employed borrower income can be challenging, especially when it comes to S-Corporations. In this episode of Loan Officer Training, we tackle the complexities of analyzing income for borrowers who operate as S-Corp owners, guiding you through key strategies to confidently assess their financial stability. Learn how to interpret K-…

1
Loan Officer Training - 11/6/2024 - Effective Document Collection: Best Practices for Loan Officers 19:15

7M ago19:15

19:15

Document collection is a critical step in the loan process, but it can often be a source of delays, miscommunication, and frustration for both loan officers and borrowers. In this episode of Loan Officer Training, we dive into proven best practices for streamlining document collection and setting up your borrowers for a smooth loan journey. From in…

1
Loan Officer Training - 11/5/2024 - Mastering Condo Loans for Loan Officers 21:10

7M ago21:10

21:10

Condo loans come with their own set of challenges and complexities, from unique underwriting requirements to HOA involvement and complex property approvals. In this episode of Loan Officer Training, we’ll dive into the world of condominium loans and uncover what every loan officer needs to know to navigate them with ease. Learn how to confidently a…

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Loan Officer Training - 10/31/2024 - Navigating Disputed Accounts in the Loan Application Process 15:57

7M ago15:57

15:57

Disputed accounts can be a stumbling block in the loan application process, impacting everything from credit scores to approval timelines. In this episode of Loan Officer Training, we’ll guide you through the complexities of handling disputed accounts and how they can affect a borrower’s loan eligibility. Learn why disputed accounts matter, how the…

1
Loan Officer Training - 10/30/24 - Unlocking Borrower Potential: Exploring Credit Rescore 20:23

7M ago20:23

20:23

In this insightful episode of Loan Officer Training, we delve into the powerful world of credit rescores and how they can unlock new opportunities for your borrowers. Credit scores play a vital role in loan approval, interest rates, and overall borrower qualification, but they’re not always set in stone. Join us as we explore when and how to use cr…

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Loan Officer Training - 10/29/2024 - Analyzing Self-Employed Borrower Income: Sole Proprietor 15:23

7M ago15:23

15:23

Self-employed borrowers bring unique opportunities—and challenges—for loan officers. In this value-packed episode of Loan Officer Training, we take an in-depth look at how to analyze income for borrowers who operate as sole proprietors. If you've ever been stumped by complex tax returns, wondered how to account for fluctuating earnings, or struggle…

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137. Some Basic Tax Differences Between Trusts and Companies 5:17

7M ago5:17

5:17

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today I’m talking about some basic tax differences between discretionary trusts and companies. -- If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. www.structurin…

1
Loan Officer Training - 10/24/2024 - Mastering Loan Applications: Essential Strategies LOs 30:17

7M ago30:17

30:17

In this episode of Loan Officer Training, we dive into the core of your daily responsibilities—mastering loan applications. Navigating the loan application process efficiently is one of the most critical skills for any loan officer, and in this episode, we’ll equip you with the essential strategies to streamline your workflow, improve client satisf…

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Loan Officer Training - 10/23/2024 -Discovering the Difference: Mortgage Pre-Approval Vs Mortgage Pre-Qualification 17:34

7M ago17:34

17:34

In this episode of Loan Officer Training, we tackle one of the most common questions clients ask: What’s the difference between mortgage pre-approval and pre-qualification? While the terms are often used interchangeably, they serve distinct purposes—and as a loan officer, knowing how to explain these differences can make or break your client’s mort…

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Loan Officer Training - 10/22/2024 - Appraisal Review Fundamentals for Loan Officers 16:42

7M ago16:42

16:42

In this episode of Loan Officer Training, we dive into the essential fundamentals of appraisal review for loan officers. As a crucial step in the real estate financing process, understanding how to properly review an appraisal can make or break a loan approval. A thorough appraisal review ensures that the property value aligns with the borrower’s l…

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Loan Officer Training - 10/16/2024 - Evaluating Borrower Assets for Real Estate Financing 35:05

8M ago35:05

35:05

In this episode of Loan Officer Training, we focus on a critical aspect of real estate financing—evaluating borrower assets. When it comes to approving a loan, a borrower's assets play a key role in determining their financial stability and ability to cover down payments, closing costs, and reserves. But what exactly should you look for when review…

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136. New Trusts and Companies Borrowing Money 4:43

8M ago4:43

4:43

Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. Today I’m talking about new trusts and or companies borrowing money. -- If you would like to ask a question which could be answered by Terry on the podcast please go to the podcast page and follow the instructions. www.structuring.com.au…

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Loan Officer Training 10/10/2024 - Navigating Blanket Loans: Best Practices for Loan Officers 27:25

8M ago27:25

27:25

In this episode of "Loan Officer Training," we’re exploring Blanket Loans—a powerful tool for real estate investors looking to finance multiple properties under one mortgage. For loan officers, understanding how to effectively navigate these loans can open new opportunities with high-value clients and streamline the lending process for portfolio in…

1
Loan Officer Training 10/09/2024 - Properly Structuring the Refinance: A Guide for Loan Officers 25:15

8M ago25:15

25:15

In this episode of "Loan Officer Training," we delve into one of the most impactful skills a loan officer can have: Properly Structuring the Refinance. Knowing how to set up a successful refinance deal is crucial to helping your clients achieve their financial goals—whether it's lowering their monthly payments, accessing cash, or paying off their m…

1
Loan Officer Training 10/08/2024 - Mastering Variable Income for Loan Officers 23:25

8M ago23:25

23:25

In this episode of "Loan Officer Training," we’re tackling one of the trickiest challenges loan officers face: Mastering Variable Income. Whether you’re working with self-employed clients, freelancers, or anyone with fluctuating earnings, understanding how to effectively assess and manage variable income is crucial to expanding your client base and…

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Loan Officer Training - 10/02/2024 - Navigating 1099 Mortgage Loans: A Loan Officer's Guide to Self-Employed Clients 27:15

8M ago27:15

27:15

Are you ready to master the art of working with self-employed clients? In this episode of Loan Officer Training, we break down everything you need to know about navigating 1099 mortgage loans. Learn how to effectively evaluate income, overcome common challenges, and provide tailored solutions for self-employed borrowers. With practical insights and…

Podcasts Worth a Listen

Loan Structuring Podcasts

Podcasts Worth a Listen