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Host Jill Marshall, a fiction author and creativity coach, delves into the phenomenon of 'downloads'—moments of sudden, profound inspiration that can transform creative and professional lives. Marshall shares insights, personal stories, and strategies to help visionaries and creatives tap into this powerful source of ideas and direction that fuel creativity, strategic thinking, and personal and professional growth. Interviews with other creatives will also tap into the creative, spiritual an ...
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Take Back Retirement

Stephanie McCullough & Kevin Gaines

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You’re a woman on the cusp of “retirement” naturally feeling some anxiety. We are two financial planners who take this subject seriously (but ourselves less so). We will help you feel more confident about your choices by cutting through the myths and mysteries. Through conversations and interviews with both subject-experts and women who have gone through what you are approaching, you will have the correct information and motivation to be in control of your future.
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In this episode, Jill Marshall weaves together Jungian theory and insights from her podcast series, "The Download," with Gay Hendricks' transformative book "The Big Leap" to create a cohesive action plan. Learn how to harness these combined lessons to overcome self-imposed barriers of self-sabotage and step confidently into your genius. Discover ho…
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“Do your research. Do your planning yourself until you get that confidence to project it to the world, and whatever they say will bounce off your armor because you know you’re doing the right thing.” -Shannon Russell Thinking about trading your day job for a business of your own? You’re not alone—and you’re not crazy. Our hosts, Stephanie McCulloug…
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Embrace Creative Mischief: Rediscovering Play as a Path to Innovation In this episode of The Download from Wise Woman and Wordsmith, host Jill Marshall encourages listeners to embrace 'creative mischief' as a tool for innovation and problem-solving. From rebellious LinkedIn posts to the whimsical worlds of Roald Dahl and the innovative techniques o…
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“We’re talking about giving space to practice. Not only practice the relationships but also practice managing money.” -Sean Maher Most people plan their estate down to the last dollar, but forget to prepare for the emotional fallout that almost always comes from a lack of proper communication between family members. Our hosts, Stephanie McCullough …
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Send us a text You are all invited to @weheardwonders' infinite garden of musical delights! Tune in for Iain and Andrew's takes on the new collaborative album by electronic musician/producer Mark Pritchard and a certain Thomas Edward Yorke, the Aussie alt-rock experimentation of Mess Esque, Infinity Knives & Brian Ennals' confounding and confrontat…
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Exploring the Shadow: Embracing Hidden Truths and Unconscious Wisdom Join host Jill Marshall on 'The Download' as she delves into the profound concept of the shadow. Inspired by Carl Jung’s teachings, this episode explores how hidden parts of ourselves, often regarded as negative, can actually be sources of deep wisdom and transformation. Discover …
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Send us a text Joining the @weheardwonders boys for this week's pod is Scottish saxophonist and composer Matt Carmichael. Matt discusses his wonderful new LP Dancing With Embers, the art of improvising and taking inspiration from folk singer-songwriters, as well as selecting some fantastic music to play. Elsewhere, with Iain talking Animals and And…
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Join host Jill Marshall in this episode of 'The Download' as she delves into the concept of flow - a state where effort vanishes and magic happens. Learn how releasing control and staying present can lead to extraordinary results in both mundane and significant endeavours. Through personal anecdotes and timeless wisdom, discover practical steps to …
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"In a blended family, fairness and mutual understanding are key, especially when navigating the complexities of prenuptial and postnuptial agreements.” -Donna Kendrick Navigating love after loss or divorce comes with a host of emotional and financial complexities, especially when blending families. Our hosts, Stephanie McCullough and Kevin Gaines, …
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Divine Timing: Embracing the Miraculous Moments in Life Welcome to the Download from Wise Woman and Wordsmith! In this episode, Jill Marshall explores the concept of divine timing and how it aligns with our creative and personal journeys. From spontaneous Uber conversations to unexpected concerts, she illustrates how staying open and taking spontan…
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Join host Jill Marshall on 'The Download' as she delves into the concept of creative and intuitive downloads, using examples from Neil Finn's musical inspirations to how figures like Einstein, Dmitri Mendeleev and Monty Python impacted the world. Jill explores the idea that these sudden bursts of inspiration may not just be for you, but could also …
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Send us a text We Heard Wonderers Iain and Andrew return in one piece (just about) following their European exploits. We have our say on high-profile new indie releases from Bon Iver, Japanese Breakfast and The Horrors - do they hit the mark, or leave something to be desired? Exciting projects from contemporary composer Daniel Paul O’Sullivan and g…
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The Power of Full Circle Moments: Transformative Journeys in Life and Creativity Welcome to The Download, where intuition meets insight. In this episode, we explore the concept of 'coming full circle' - a profound journey in which we return to a familiar place or situation transformed. We'll delve into examples from films and TV (The White Lotus, a…
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Our hosts Stephanie McCullough and Kevin Gaines sit down with Steve and Jill Marshall of Silver Path Consulting to discuss all things future care, from housing, to finance, to family support. Jill and Steve lament the current lack of societal preparedness for a growing senior population, often referred to as a “silver tsunami” that’s growing bigger…
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Finding Connection Through Shared Passions and Interests – The Magic of the Riley Elf In this episode of Wise Woman and Wordsmith, host Jill Marshall explores the power of shared passions and interests to connect people in a divided world. Through anecdotes involving boats, buses, and especially her love for small classic cars like the Riley Elf, J…
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Reimagining Creativity and Refining Ideas Join host Jill Marshall as she explores the balance between originality and refinement in creative pursuits. Inspired by a recent post from entrepreneur Theo Paphitis, Marshall delves into the concept that success doesn't always require a groundbreaking idea but can be achieved through improving existing on…
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Congratulations on your remarriage! How do you ensure that your finances are in order as you step into this next phase of your life? Our hosts Stephanie McCullough and Kevin Gaines explore the vital legal and financial considerations of remarriage, from beneficiary designations to tax implications, with guidance from fellow Financial Planner at Sof…
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The Power of Doors: Intuition, Insight, and Symbolism Welcome to Wise Woman and Wordsmith's 'The Download,' where host Jill Marshall explores the symbolic and intuitive meanings of doorways in our lives. Drawing from personal anecdotes and cultural references, Jill discusses how doors as thresholds mark transitions, decisions, and opportunities. Sh…
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Send us a text Don’t let it ever be said that @weheardwonders don’t have range! On the latest pod, Iain and Andrew discuss the potential reemergence of Radiohead, before playing and reviewing new records by returning pop royalty Lady Gaga, none-more-American alternative country band Fust, mellifluous Welsh millers Melin Melyn, sensational soul surv…
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Enigmatic Reappearances: Understanding Recurring People in Our Lives Welcome back to 'The Download from Wise Woman and Wordsmith' with Jill Marshall. In this episode, we delve into the fascinating phenomenon of recurring people in our lives. Whether they are old friends, mentors, nemeses, or archetypal figures, these individuals seem to reappear to…
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There is no one right way to retire. Even if you don’t do everything you had hoped to do, you can still build a plan so that you can do more of the things you want and less of the stuff you don’t. In this episode, we’re Taking Back Retirement by redefining the old image and definition of this phase of life. Our hosts Stephanie McCullough and Kevin …
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Striking the Balance: Creative Recognition in Collaboration and Adaptation In this episode of The Download from Wise Woman and Wordsmith, host Jill Marshall delves into the importance of creative recognition and maintaining influence over one's work while adapting it for new mediums. Using Helen Fielding's involvement with the latest Bridget Jones …
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Send us a text Fascinating, sometimes unexpected pairings and groupings are the name of the game on this week’s @weheardwonders podcast. Iain and Andrew share their favourite musical mash-ups, before moving on to review five collaboration-heavy new projects. Bobby Gillespie lives out his noirish, faded glamour fantasies alongside Mr & Mrs of French…
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The Historical and Ongoing Silencing of Women and Girls In this episode of 'The Download' by Wisewoman and Wordsmith, author and host Jill Marshall focuses on the historical and contemporary silencing of women. Jill discusses various forms of suppression, from witch trials to modern-day gender inequalities. She shares her personal experiences of sp…
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“It's nice to get millions when you're 65, but wouldn't it be better if you gave [your children], say, 10s of 1000s when they are in their 20s and 30s?” -Meir Statman Our hosts, Stephanie McCullough and Kevin Gaines, are joined by world-renowned behavioral finance expert Dr. Meir Statman to explore the intricate dance between human behavior and fin…
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Send us a text Mystery hangs in the air and cloaks many of the artists played and discussed on this week's @weheardwonders pod: whether it be shadowy, alt-electro collective HONESTY; the endlessly intriguing, expectation-defying John Glacier; Oklou's introspective approach to futurist-medieval-Y2K dance-pop; progressive folk musician Richard Dawson…
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Prophetic Downloads: Unravelling the Mystery of Creative Foresight In this episode of 'The Download' from Wise Woman and Wordsmith, host Jill Marshall delves into the fascinating phenomenon of creative downloads and their potential to predict the future. Through historical and contemporary examples, including her own personal experiences, Jill expl…
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Balancing Creativity and Financial Stability: Insights for Visionaries In this episode of The Download from Wise Woman and Wordsmith, host Jill Marshall delves into the challenging balance between pursuing creative passions and maintaining financial stability. Marshall discusses the importance of viewing day jobs as patrons rather than prisons, int…
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Picture a world where your money isn't controlled by any government, but rather exists in the form of digital code. That's the idea behind Bitcoin and cryptocurrency, where freedom meets cryptography, and transactions are recorded transparently on a blockchain. But we get it–to those looking to add cryptocurrency to their portfolio, the subject of …
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Send us a text Podcasting late at night in their pants surrounded by a week’s worth of washing is when Iain and Andrew are at their most Eusexua. Tune into @weheardwonders to hear their opinions on some intriguing new music: FKA twigs discovers the best version of herself on the dance-floor; Benjamin Booker takes a dramatic left-turn and asks “what…
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In this episode of The Download from Wise Woman and Wordsmith, author Jill Marshall explores the origins of stories, emphasising how our memories and emotions shape unique creations. Jill shares a heartfelt tribute to her late friend Jane, whose life and untimely death revealed to her the true inspiration behind her book 'Fanmail.' Through personal…
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Unlocking the Magic of Naming: A Guide for Creativity and Success In this episode of 'The Download,' fiction author and creative coach Jill Marshall explores the significance of naming creative projects. She delves into how names and titles can influence the success of your work, whether they emerge from flashes of inspiration or require careful cr…
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Unlocking the Power of Dreams Join novelist and creativity coach Jill Marshall on The Download from Wise Woman and Wordsmith as she dives deep into the world of dreams. Explore the various types of dreams, including processing dreams, Jungian dreams, and lucid dreaming. Learn about the cultural significance of dreams in Indigenous and shamanic trad…
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In this episode of The Download from Wise Woman and Wordsmith, hosted by Jill Marshall, the focus is on the challenging topic of comparison and competition in the creative arts. Jill shares her personal experience inspired by Mike Bullen's novel 'Trust' and contrasts it with David Nicholls' works to emphasise the inherent difficulties in comparing …
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Send us a text Looking for some intriguing artists and box-fresh tunes to kick-start your year? @weheardwonders have you covered! Yes, indeed, Iain and Andrew are back with their first new music show of 2025: played and discussed are a novel merging of old and new, Congolese and Peruvian; scuzzy, fuzzy indie-rock featuring a Joanna Gruesome twosome…
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“It really does cost us in terms of our ability to learn about money, embrace failure, the mistakes that we made and we learn from them, to actually get closer to the people in our lives, whether that is our adult children, whether that's a partner, whether that's a friend. So there's a lot of ways in which money silence kind of keeps us locked up …
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Embracing Synchronicity: Three Little Steps to Unlock the Magic of Intuition In this episode of The Download from Wise Woman and Wordsmith, host Jill Marshall guides listeners through the intriguing realm of synchronicities and intuition. She shares anecdotes illustrating the power of meaningful coincidences and explores how tuning into these signs…
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Send us a text They said it couldn’t be done! Many questioned whether it SHOULD be done! But here it is - Episode 100 of the @weheardwonders podcast! What better way to commemorate this astonishing achievement in content-creation than by Iain and Andrew sitting down and reflecting on the year that was 2024? We play and enthuse about some of our sta…
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Exploring the Origins and Power of Creative Downloads In this episode of 'The Download' from Wise Woman and Wordsmith, host Jill Marshall delves into the mysterious origins of creative and spiritual downloads, examining three primary theories: divine connection, subconscious brain processing, and tapping into the collective consciousness/unconsciou…
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Unlocking Creativity: The Power of Downloads In this episode of The Download from Wise Woman and Wordsmith, host Jill Marshall explores the concept of the 'download response'—receiving creative ideas or solutions seemingly out of nowhere in response to unconscious questions. Jill shares personal anecdotes, from her book series 'Matilda Peppercorn' …
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Launching with Purpose: Insights and Ideas In this episode of The Download Podcast from Wise Woman and Wordsmith, host Jill Marshall introduces the concept of 'launches' and explores their true purpose and often misunderstood nature. Drawing from her own experience, Jill discusses the differences between real-world launches and their glamorised por…
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Harnessing the Power of Downloads in Your Creative Journey In this episode of 'The Download' from Wise Woman and Wordsmith, host Jill Marshall introduces the concept of 'downloads' - moments of sudden, profound inspiration - and how they can transform creative and business endeavors. Jill shares her personal experiences with downloads that reshaped…
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Volatility and recession and crashes! Oh, my! Today, our hosts Stephanie McCullough and Kevin Gaines give their best strategies for successful investing when the world’s feeling dangerous. They kick things off with some pointers on riding out market ups and downs. It all comes down to sticking to a long-term investment plan, no matter what’s happen…
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Our hosts Stephanie McCullough and Kevin Gaines discuss the emotional side of money management with Meghan Dwyer, a Certified Financial Planner and the host of the "Money Isn't Scary" Podcast. Meghan's vision-mission is all about challenging societal norms and empowering women to take charge of their finances with confidence. She helps us uncover t…
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Send us a text MUSTAAAARD! The latest @weheardwonders is burnin' HOT, with Andrew and Iain discussing GNX, the surprise new album from Kendrick Lamar, before playing and sharing their thoughts on new tracks from Top 5 single hit-maker and man-of-the-people Sam Fender, exploratory art-rock duo MEMORIALS, mischievous Southern hip-hop king Denzel Curr…
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“Prevention is better than cure. Don't feel overwhelmed by all this. Would you remove your own kidney? You would go to a professional to get it done.” -Denise Appleby Renowned IRA and retirement plans expert Denise Appleby joins our hosts Stephanie McCullough and Kevin Gaines for a crucial conversation on managing your retirement accounts effective…
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Send us a text Three is the magic number this week on @weheardwonders as Iain and Andrew are joined by The Talent from Glasgow band The Deadline Shakes, Greg Dingwall. Greg shares his love of Field Music and joins us to listen to and review new music from the broodingly majestic Doves, progressive jazz-pop jesters Fievel Is Glauque, alt-rock legend…
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Send us a text Iain and Andrew return for a @weheardwonders round-up, featuring some of the most interesting new music releases from the past month or so. Finger-picking virtuoso Yasmin Williams, sci-fi-death-metal-progsters Blood Incantation, art-rock cottage-industry Field Music, hip-hop polymath Tyler, The Creator and former-Wild Beast One True …
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Our hosts Stephanie McCullough and Kevin Gaines sit down with Pam Starsia, who swapped her corporate lawyer gig for the world of estate planning, and now runs a firm alongside her husband. Once a pro in high-stakes mergers and acquisitions, Pam’s now all about creating personalized, relationship-focused estate plans. Listen in as she takes us throu…
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“We’re nothing if not resourceful. That’s our generation’s superpower.” -Kevin In celebration of the 100th episode of Take Back Retirement, our hosts Stephanie and Kevin Gaines reflect on the defining characteristics of their very own generation–Gen X–and key lessons that women in this age bracket can put into practice today in preparing for retire…
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