Future-Proof is your front-row seat to the ideas, innovations, and strategies reshaping business, technology, and sustainability across Saudi Arabia and beyond. Brought to you by ICG—Saudi Arabia’s transformation partner—this podcast explores how leaders, changemakers, and industries are preparing for a world in motion. In every episode, hosts Layla and Karim decode the future: from Vision 2030 and ESG leadership to digital transformation, cybersecurity, and AI. . Whether you're a business e ...
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ICG Podcasts
Independent. Accessible. Empowering. The Insurance Consumer Guidance Society (ICGS) is a 501(c)(3) nonprofit organization dedicated to educating residents of California with clear, unbiased resources about insurance. Our mission is to enhance consumer understanding of insurance products and the evolving regulatory environment, with an emphasis on challenges posed by climate change and market shifts. What we do: ● Comprehensive Insurance Education: ICGS delivers accessible and unbiased inform ...
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The Internet Creators Guild is proud to present the Creator Chat podcast, bringing you candid conversations between Hank Green and pioneering creators and industry experts in online media. Brought to you by the Internet Creators Guild, a nonprofit membership organization made by and for creators.
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The Financial Professionals from ICG Next offer guidance to help you make more informed financial decisions in the next chapter of your life.
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This show is the perfect source to keep consultants and their clients informed about what’s happening in the business world. The Internal Consulting Group’s global thought leaders share cutting edge research, strategies and insights that will keep your clients ahead of their competition. It’s brilliant thinking—implemented. ICG (Internal Consulting Group) is the world’s leading global platform for consultants and project services personnel. If you have any questions or wish to inquire about ...
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The Global Gambit (TGG) is the preeminent independent social podcast on geopolitics, foreign policy, macroeconomics and current affairs, involving live, interactive audience participation. Each month, TGG brings you top-tier interviews or panels consisting of policymakers, journalists, or academics covering every region and theme in international relations. Previous guests include experts from the Council on Foreign Relations (CFR), Atlantic Council (AC), Crisis Group (ICG), and Johns Hopkin ...
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Insights on the Financial Services industry from former Financial Advisor and CFP Garrett Layell. Learn more about what’s going on in the industry and how to fine tune your practice and maximize the enterprise value and growth potential of your practice.
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Welcome to the Conkers3 page. The home of the Conkers’ Corner podcasts, Twin Petes Investing podcasts and so much more. The podcasts are set out to enhance the awareness of new investors, experienced investors, high net worth individuals (HNWI), Independent Financial Advisers and life long students of the financial markets. This will be done through insightful interviews and podcasts published on a regular basis. If you’re aiming to achieve a financial goal then these podcasts will have wort ...
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Jim Knight is the founder of The Instructional Coaching Group, a professional development provider dedicated to offering PD for coaches, teachers, and leaders based on a partnership approach that creates better learning environments for all students. As a research associate at the University of Kansas Center for Research on Learning Jim has spent 25 years studying professional learning and instructional coaching. He earned his PhD in Education from the University of Kansas and has won severa ...
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The Complete Guide to Homeowners Insurance — Understanding Coverage A to F
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54:01Why Understanding Your Homeowners Policy Matters Homeownership is one of the cornerstones of the American dream — but it's also one of the biggest financial responsibilities most people will ever take on. Protecting that investment isn't just about having an insurance policy; it's about having the right insurance policy. As Karl Susman explains on …
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2025 Favorites with ICG Director of Consulting, Amy Musante
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18:00In this episode of "Coaching Conversations," Amy Musante, ICG's Director of Consulting, reflects on her favorite podcast highlights from 2025. Amy and looks back at three episodes that really stayed with her. She talks about what she learned from Zaretta Hammond's insights on culturally responsive teaching, Maggie Jackson's ideas about uncertainty …
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Sometimes the most profound lessons come from unexpected places. I recently trekked Nepal's Annapurna Circuit, and the experience left me with fresh perspective on gratitude, silence, and what really matters. In this episode, Jessica Wise and I share what we're grateful for, from working with incredible educators around the world to precious family…
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224: TWIN PETES INVESTING Podcast no.169: A festive special with 6 guests. Winning stocks & investing lessons. Games Workshop, Serabi Gold, Blue Whale Growth Fund, Adobe, MYI, JCGI TSM MCK GOLD BSIF AVGO ...
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1:54:08The topics, stocks and shares mentions / discussed include: Festive special with six special guests. Their winning stocks of 2025 & investing lessons Games Workshop / GAW Murray International Trust / MYI Blue Whale Growth Fund / Stephen Yiu Serabi Gold / SRB Gold McKesson Corp / MCK Warpaint London / W7L Hercules Plc / HERC Bluefield Solar Income F…
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Why Insurance Premiums Keep Rising — The Hidden Economics Behind the Cost of Coverage
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54:01The Frustration Behind the Bill: Why Your Insurance Costs Keep Climbing If you've opened your insurance renewal notice lately and felt a pang of frustration, you're not alone. Across the country, policyholders are watching their premiums rise — sometimes sharply — and wondering: What changed? As Karl Susman explains in Insurance Hour, premium incre…
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What's the difference between directive and non-directive coaching? Should coaches set the agenda or let teachers lead? In this episode, Dr. Robert Biswas-Diener joins Jim Knight to explore the philosophy and practice of instructional coaching. They tackle the big questions: balancing directive and non-directive approaches, the role of curiosity an…
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Insurance Company Failures: Why They Happen and What It Means for Consumers
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54:01When Insurance Companies Go Under: The Hidden Risk in a Trusted Industry Most people think of insurance companies as unshakable institutions — financially strong, tightly regulated, and always ready to pay claims. But as Karl Susman explained on Insurance Hour, even insurers can fail. While rare, the collapse of an insurance company sends shockwave…
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223: TWIN PETES INVESTING Podcast no.168: Winning stock ideas for 2026, CRH, Fresnillo, Hochschild Mining, One Health Group, Andrada Mining, Building materials, Gold, Silver, Lithium, Tin & Menphys Charity ...
1:08:48
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1:08:48The topics, stocks and shares mentions / discussed include: Winning stock ideas for 2026 CRH Plc / CRH Fresnillo / FRES Hochschild Mining / HOC One Health Group / OHGR Andrada Mining Ltd / ATM Aubrey Capital, Meet the Managers Investing / Dividends Investing Psychology Stocks / Shares Gold / Silver / Lithium / Tin / Building Materials Menphys Chari…
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2025 Favorites with ICG Consultant, Mary Webb
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21:42By Instructional Coaching Group
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Understanding How Insurance Works — The Hidden Mechanics Behind Your Premiums
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54:15The Foundation of Insurance: Sharing Risk for Stability Insurance isn't just a bill you pay every month — it's one of the oldest and most practical financial tools ever invented. As Karl Susman explained in Insurance Hour, the essence of insurance lies in its design: to spread risk so individuals and businesses can grow, invest, and live without fe…
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In this episode of Coaching Conversations, ICG Consultant Jessica Wise looks back at three standout episodes from 2025. Each one pushed her thinking about how we can better support educators and help schools flourish. Listeners will hear why connection sits at the heart of real change and why strong support systems matter so much for educator well-…
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The Truth About Rising Auto Insurance Costs — And What You Can Actually Do About It
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53:01Why Your Insurance Costs Keep Rising — Even as Your Car Gets Older Many drivers assume that as their car depreciates in value, their insurance premium should automatically go down. After all, if the car is worth less, shouldn't it cost less to insure? The reality is more complicated. Your premium is made up of multiple parts — not just the value of…
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222: TWIN PETES INVESTING Podcast no.167: Small cap stocks with winning potential. Rank, Marston's, Somero Enterprises, Warpaint London, SPSY FXPO PBEE, Dividends, Autumn Budget 2025, Cash ISA, Sharescope ...
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1:23:37The topics, stocks and shares mentions / discussed include: Rank Group / RNK Marston's / MARS Somero Enterprises Inc / SOM Warpaint London / W7L Spectra Systems Corp / SPSY Ferrexpo / FXPO PensionBee / PBEE Dividends Autumn Budget 2025 Cash ISA Sharescope 30% Off Black Friday Offer (promo code: tpbf25) FTSE 100 Stocks Risks Menphys Charity Fundrais…
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How AI Is Transforming the C-Suite and the Future of Leadership
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4:31AI is reshaping the C-suite fast. In this episode, Kareem and Laila break down how leadership is shifting, from traditional decision-making to AI-powered, always-on intelligence. We explore what this means for CEOs, CFOs, CHROs, and CIOs, and why Saudi Arabia is moving even faster under Vision 2030. If you want a quick, clear look at the future of …
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In this week's Coaching Q&A episode, Jessica Wise and I dig into one of the most important topics in education today: the role of school leaders, especially principals, as instructional coaches. We talk honestly about what great coaching really requires, the common challenges leaders face, and why authentic partnership matters so much more than com…
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The Team Based Approach for Independent Financial Advisors
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40:08Managing Partner James Costabile & Ira Krulik discuss the collaborative approach taken by ICG Next to create a more efficient workflow for Independent Financial Advisors. Learn More Talk to Garrett: Call: 919-561-2436 Email: [email protected] Schedule Meeting: Meeting Link: Firms Meeting Link: Advisors…
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Demystifying Insurance: From Quotes to Claims — What Every Consumer Should Know
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54:011. The Hidden Trap of Online Insurance Quotes In today's digital-first world, most consumers start their insurance shopping with a quick Google search — something like "best auto insurance quotes." But as Susman explains, what many people don't realize is that the top search results are often not insurance companies at all. Instead, they're lead ge…
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In this episode, Jim Knight sits down with the brilliant Zaretta Hammond, author of Culturally Responsive Teaching and the Brain. They discuss how teachers can bridge the gap between knowing and doing; bringing the science of learning and culturally responsive practices together to truly empower students. Zaretta shares powerful insights on buildin…
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Understanding Insurance Resentment — Why We Resist What Protects Us
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53:01Insurance. It's a word that rarely inspires enthusiasm. For most people, it represents another bill, another obligation, another reminder that life comes with risks. Yet, as Karl Susman explains in his episode of Insurance Hour, this aversion to insurance often masks a deeper misunderstanding about why it exists, how it protects us, and what role w…
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221: TWIN PETES INVESTING Podcast no.166: How to find unloved potential winning investment gems. 4imprint, JD Sports Fashion, Morgan Advanced Materials, Diageo, RMV TATE FRAN MAB1 RHIM AUTO RKT ULVR ...
1:16:39
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1:16:39The topics, stocks and shares mentions / discussed include: How to find unloved potential winning investment gems. 4imprint / FOUR JD Sports Fashion / JD. Morgan Advanced Materials / MGAM Diageo / DGE Rightmove RMV Tate & Lyle / TATE Franchise Brands / FRAN Mortgage Advice Bureau (Holdings) / MAB1 RHI Magnesita / RHIM Auto Trader / AUTO Reckitt Ben…
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Chris Munro, John Campbell, and Jim Knight talk about what leadership coaching really looks like in schools. So much of it comes down to the conversations we have every day—the small moments that help people think, reflect, and grow. In this episode they discuss ideas from their latest book Growth Talk, including tools like the Learning Conversatio…
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When Coverage Fails: Eustis Bridge Collapse Leaves Residents Stranded
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2:28When Coverage Fails: Understanding Insurance Gaps After the Eustis Bridge Collapse When disaster strikes, most homeowners turn to their insurance providers for help. Whether it's storm damage, fire, or flooding, insurance is meant to act as a financial safety net. But what happens when the damage occurs to something essential — like a bridge — that…
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Senior Partner Craig Laddy discusses how he and the ICG Next team help clients navigate their financial paths. For more information, please visit the ICG Next WebsiteBy ICG Next
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Jim Knight talks with William DeJean, founder of Unleashed Learning, about what it means to teach and lead in what he calls the “era of overwhelm.” Their conversation explores how systems thinking, a clear teaching and learning mission, and the use of both “what” and “how” data can create real coherence in schools. Together, they unpack how shared …
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220: TWIN PETES INVESTING Podcast no.165: Winning investments with global exposure, Goodwin, Belimo Holding, Peel Hunt, Gattaca, Invesco Asia Dragon Trust, AMZN NVDA AZN AAPL MSFT ATYM, Psychology, Investing ...
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1:18:18The topics, stocks and shares mentions / discussed include: Winning investments with global exposure, Goodwin / GDWN Belimo Holding Peel Hunt / PEEL Gattaca / GATC Invesco Asia Dragon Trust / IAD Amazon / AMZN Nvidia /NVDA AstraZeneca / AZN Apple / AAPL Microsoft / MSFT Atalaya Mining / ATYM The psychology of selling Long-term investing Menphys Cha…
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Shutdown Shockwaves: Flood Insurance Paused, Housing Market Jitters
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3:18When the Flood Insurance Flow Stops: How FEMA's Shutdown Freeze is Rippling Through Real Estate and Housing Markets When the federal government shuts down, the headlines often focus on furloughed workers, closed parks, or delayed paychecks. But this time, another critical consequence has emerged — the freezing of FEMA's National Flood Insurance Pro…
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In this episode, Jim Knight and Jessica Wise look back on the 2025 Teaching Leading Coaching (TLC) Conference, sharing moments that stood out and lessons that stayed with them. They talk about what makes instructional coaching meaningful, how caring communication shapes real partnerships, and why collaboration among educators matters so much. The c…
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What does it really take to build a coaching program that works - not just on paper, but in real schools with real people? In this conversation, Jim Knight talks with TLC 2025 presenter Dr. Jataune Jones, about what makes instructional coaching thrive, the power of core values, strong partnerships between coaches and principals, and the importance …
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California's Insurance Crossroads: Can a Grassroots Ballot Initiative Fix a Broken Market? California's insurance market is in crisis. Homeowners are struggling to find coverage, insurers are retreating from wildfire-prone regions, and regulatory bottlenecks are freezing premium approvals. Amid this turmoil, a new grassroots ballot initiative has e…
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California's Insurance Market at a Crossroads: New Ballot Initiative Seeks to Repeal Proposition 103 California's insurance crisis has hit a boiling point—and the next big showdown may come not in the legislature, but at the ballot box. This week, a new initiative called the California Insurance Market Reform Act of 2026 was submitted to the state …
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Proposition 103 Is Broken: Why California's Insurance Crisis Is About to Explode
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23:58Proposition 103 Is Broken: How California's Insurance Crisis Reached a Breaking Point When Proposition 103 passed in 1988, it was hailed as a triumph for consumers—a law that promised lower rates, greater fairness, and tighter oversight of "greedy" insurance companies. Nearly four decades later, that same law is being blamed for helping create one …
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Understanding Auto Insurance Coverages: What Every Driver Should Know Auto insurance is one of those necessities most people purchase out of obligation — to satisfy state laws, lenders, or lease requirements. But few truly understand what they're paying for or how their coverage works when it matters most. Yet, in an age where repair costs, medical…
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5 Reasons People Dislike Insurance Companies
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0:29Five Reasons People Dislike Insurance Companies — and What Needs to Change Let's be honest — few people have warm feelings about their insurance company. Whether it's homeowners, auto, health, or life coverage, many consumers view insurance as a necessary evil: something you have to buy, rarely use, and never quite understand. In a lighthearted but…
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How to Get an Insurance Claim Denied — And How to Avoid It Nobody ever plans on having an insurance claim denied. But every year, thousands of homeowners, drivers, and business owners find out the hard way that insurance coverage isn't guaranteed — it's conditional. When you buy insurance, you're not just purchasing peace of mind. You're entering i…
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Why You're Required to Buy Insurance: Protecting Lenders' Interests Explained
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0:52Why You're Required to Buy Insurance: Understanding How It Protects Lenders—and You Have you ever wondered why insurance feels like something you're forced to buy? Whether you're financing a car, buying a home, or leasing commercial property, there's always a condition attached: you must carry insurance. At first, it can feel unfair—another expense…
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Insurance Buying Guide: Agent, Broker, or Direct - Which Is Best for You?
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0:55Insurance Buying Guide: Agent, Broker, or Direct — Which Is Best for You? Buying insurance used to be simple — you called your local agent, filled out a few forms, and got covered. Today, consumers have more choices than ever: traditional agents, independent brokers, and direct-to-consumer platforms. Each offers its own advantages, but also its own…
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How Politics Shapes Your Insurance: Understanding Policy Impacts on Premiums and Coverage
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1:50How Politics Shapes Your Insurance: Understanding Policy Impacts on Premiums and Coverage When most people think about insurance, they think of personal choices — which company to use, what deductible to select, and how much coverage to buy. But behind every insurance policy lies another, often invisible factor shaping your rates and options: polit…
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Why You Should Never Ask for "Full Coverage" Insurance — and What to Ask Instead When most people walk into an insurance office or call an agent, they often begin the conversation with the same phrase: "I want full coverage." It sounds reasonable. After all, who wouldn't want their car, home, or business to be "fully covered"? The problem is that "…
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Homeowners Insurance: What It Won't Cover on Farm Properties
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0:59Homeowners Insurance: What It Won't Cover on Farm Properties — And Why It Matters When you own a property that blends residential living with farm activity, you quickly learn that "homeowners insurance" and "farm insurance" are not the same thing. The differences aren't just in terminology — they can determine whether you're protected or left expos…
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How to Make Money and Build a Career in the Insurance Industry
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0:48How to Make Money and Build a Career in the Insurance Industry For many professionals, a career in insurance doesn't start with a grand plan — it starts by accident. Maybe you took a customer service role at an agency, joined an underwriting team at an insurer, or stumbled into claims work after college. But for those who stay, the reason is nearly…
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Is Your Car Watching You? How Modern Vehicles Collect Driver Data
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0:57Is Your Car Watching You? How Modern Vehicles Are Redefining Privacy and Insurance Once upon a time, cars were simply machines—gears, gas, and grit. Today, they're computers on wheels. They know how fast we drive, where we go, when we brake, and even how we feel behind the wheel. While this technology promises safety and efficiency, it also raises …
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Why Your Insurance Premium Rises After Just One Claim – Explained!
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1:00Why Your Insurance Premium Rises After Just One Claim – Explained! You've been a loyal customer for years. You've never missed a payment. Then one day, you have a small fender-bender—or maybe a burst pipe in your home. You file a claim, and your insurer pays it quickly. A few months later, your renewal arrives—and your premium has gone up. It feels…
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How to Handle a Letter of Non-Renewal from Your Insurance Company
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1:16How to Handle a Letter of Non-Renewal from Your Insurance Company Few things feel as unsettling as opening your mailbox and finding a letter of non-renewal from your insurance company. One day, you have coverage. The next, you're being told it's ending. Across the country — and especially in California — these letters have become increasingly commo…
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Homeowner Insurance Savings: Republican Senator Marie Alvarado-Gil on California's Fair Plan
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47:17California's Insurance Crossroads: Senator Marie Alvarado-Gil on FAIR Plan Reform, Discounts, and the Future of Fire Coverage California's homeowners insurance market has become a case study in what happens when risk, regulation, and reality collide. Across the state, families are being priced out of coverage or pushed onto the California FAIR Plan…
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Fixing the California FAIR Plan: The Three T's of Reform — Training, Technology, and Transparency California's insurance market is in a state of unprecedented upheaval. As private carriers continue to pull back from writing homeowners policies in high-risk areas, more residents are being pushed toward the California FAIR Plan, the state's insurer o…
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219: TWIN PETES INVESTING Podcast no.164: Common investing mistakes made by private investors. Diageo, Oklo, Relx, Tesla, Nvidia, OpenAi, Rigetti Computing, GSK, ABDN, LGEN, Palantir, Audioboom, THG, SFOR ...
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1:10:08The topics, stocks and shares mentions / discussed include: Common investing mistakes made by Private Investors. Diageo / DGE Relx / REL Tesla / TSLA OKLO / OKLO Rigetti Computing / RGTI GSK Plc / GSK Aberdeen Group / ABDN Legal & General Group / LGEN Chesnara / CSN THG Plc / THG S4 Capital / SFOR Digital 9 Infrastructure / DGI9 Serabi Gold / SRB E…
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Margaret Wheatley | Don Deshler Award Winner
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1:00:04By Instructional Coaching Group
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In this episode, Innovation Consulting Group (ICG) and HFS Research MENA explore how analyst intelligence meets execution capability in one of the world’s most dynamic regions. Stephanie Ayoub (Chief Growth Officer, ICG) and Tony Filippone (Chief Research Officer, HFS) discuss why MENA is at the center of digital transformation, what enterprises in…
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218: TWIN PETES INVESTING Podcast no.163: Mining for winning investments & profitable portfolios, Fresnillo, BlackRock World Mining Trust, Serabi Gold, Wheaton Precious Metals, Thungela Resources, SLP ...
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1:00:27The topics, stocks and shares mentions / discussed include: Mining for winning investments and profitable portfolios. Fresnillo / FRES BlackRock World Mining Trust / BRWM Serabi Gold / SRB Freeport-McMoran / FCX Barrick Gold / B Wheaton Precious Metals /WPM Gold / Silver / Platinum / Copper / Iron Ore / Palladium / Coal SPDR S&P Metals & Mining ETF…
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