Ever notice how the people who claim to have all the answers usually have the most boring lives? We spent our twenties in underground clubs and festival fields, then built businesses in Vietnam. Now we're watching Western culture implode from 8,000 miles away. From historical figures to simulation theory, from AI's impact to why clever people often end up miserable - we tackle questions that keep curious minds awake. We're not experts claiming to have it all figured out, just two guys naviga ...
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Expatriate Perspective Podcasts
Ireland’s favourite mortgage broker would like to sit down with you to share a cup of tea and chat about the state of the mortgage and property market. For those looking to buy property and own a home in Dublin or anywhere in Ireland, this casual and fun podcast will provide some invaluable perspective. Along with US expatriate co-host, Norm Schriever, John Coleman of JC Mortgages would like to invite you to tune in, listen, and even submit your questions to Tea & Mortgage podcast! https://w ...
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Making sense of life and living abroad. Whether you're already living abroad or contemplating taking the leap into a new chapter of life, join us as we explore the ins and outs of life abroad. We offer a rich blend of education, interviews, and first-person insights to guide you through different aspects of life beyond your homeland. We will cover the initial spark of considering a move abroad to the challenges and triumphs of building a life and a new home in a foreign land. Learn from othe ...
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Welcome to the "Understanding Indonesia" podcast, where we delve into the fascinating world of Indonesia's business landscape and cultural dynamics. I'm your host, Gene Sugandy, a seasoned expatriate and cultural training expert residing in Jakarta. With years of experience working and living in Indonesia, I offer insights into the essential business protocols and cultural nuances critical for expatriates and business professionals navigating this vibrant market. In this podcast, we will eng ...
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AI Bubble About to Pop? Bank of England Issues Warning
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47:19Send us a text Bank of England warns the AI bubble could burst. Hollywood actors threaten mass strikes. And California just made AI legally required to identify itself. Jack Austin and Adam Garcia break down why the AI hype train might be heading off a cliff. Plus: Nuns breaking out of retirement homes and a man dressed as a cat terrorising Liverpo…
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Tea and Mortgage 34 – The biggest mortgage and home buying mistakes! 😳 🚫 🏚️ 💶
25:28
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25:28In this episode, John Coleman, one of Ireland’s most experienced mortgage brokers, covers the most common mistakes he sees people making when it comes to getting a mortgage or buying a property. From not being mortgage-ready early enough to not understanding what the banks want to see on your statements, relying on bad advice, or falling victim to …
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2 Years of Doing The Same Thing Every Day (Results Inside)
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45:03Send us a text We both quit 900-day Duolingo streaks. Here's what that taught us about consistency. Jack Austin and Adam Garcia explore why most people fail at consistency and what actually works for long-term change. After years of waiting for motivation, we discovered the counterintuitive truth: action breeds motivation, not the other way around.…
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They're Using AI to Talk to Dead People (This Won't End Well)
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55:49Send us a text Someone just paid $22 a month to have AI recreate their dead dad's voice. Welcome to 2025, where grief has a subscription model. Jack Austin and Adam Garcia dive into the week's most disturbing tech development: AI companies literally profiting from death. Plus: Conor McGregor's presidential ambitions, Chinese zoos banning TikTok for…
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The Tea and Mortgage Podcast #33 – The difference between first-time buyers and second-time buyers.
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32:25In this episode of the Tea & Mortgage Podcast, Irish mortgage broker John Coleman goes in-depth about the difference between first-time buyers and second-time buyers. The discussion includes these topics and questions: 1. What defines a first-time buyer? 2. What defines a second-time buyer? 3. The differences in terms of financials: a. First-time b…
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The Media Empire That Controls Your Brain Just Changed Hands
1:03:07
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1:03:07Send us a text Rupert Murdoch just handed his $16.8 billion media empire to one son. The others get "only" $1.1 billion each. Welcome to the most expensive Christmas dinner drama ever. Jack Austin and Adam Garcia dissect the week's wildest news stories with zero filter. From the Murdoch succession battle that makes Succession look tame, to a man ar…
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We Fixed Our Lives With 3 Habits (Took 2 Years)
1:10:29
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1:10:29Send us a text Ten years ago, we were broken. Jack weighed 9 stone and lived on "pasta madras." Adam's idea of meal prep was microwave noodles with beans. Today? Different story. Jack Austin and Adam Garcia share the brutally honest journey from student-level chaos to actually having their lives together. No BS morning routines that take 4 hours, n…
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Send us a text Life expectancy has doubled. Poverty has plummeted. So why is everyone so damn miserable? Jack Austin and Adam Garcia tackle the uncomfortable paradox of our time: by every measurable metric, life should be amazing. Instead, depression rates are at an all-time high, one in three young adults reports mental health issues, and suicide …
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We Ate Rabbit Poop Cereal in the 90s (And Called It Breakfast)
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56:37Send us a text Remember when breakfast was just sugar-coated sugar with a side of sugar? Jack Austin and Adam Garcia take a hilarious journey through decades of terrible food choices, failed diets, and the shocking truth about what we fed kids in the 90s. From Nesquik cereal (yes, the rabbit poop one) to modern carnivore diets, we share what actual…
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Tea & Mortgage #32: A live demo of the JC Mortgages Mortgage Calculator
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16:23In this episode #32 of the Tea & Mortgage Podcast, mortgage broker John Coleman walks you through a live demo of the JC Mortgages Mortgage Repayment Calculator, helping you understand exactly what your monthly repayments could look like. John features both calculators for Mortgage Repayments and How Much Can I Borrow For a Mortgage in Ireland? on h…
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The Dark Pattern Netflix Doesn't Want You to Notice
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54:13Send us a text Netflix has a body count problem, and we need to talk about it. Jack Austin and Adam Garcia dive into why 60% of Netflix's most popular content revolves around murder, violence, and true crime. From Squid Game to endless serial killer documentaries, we explore how the streaming giant turned death into entertainment - and why millions…
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Why Your $20 AI Assistant Is Programmed to Shut You Up
58:46
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58:46Send us a text After 2000+ hours using AI tools, here's the truth nobody wants to admit. Jack Austin (AI consultant) and Adam Garcia expose why AI is deliberately designed to seem smarter than it is. From lazy ChatGPT responses to the real reason AI keeps apologising, this conversation cuts through the hype to reveal what's actually happening behin…
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Baggy Jeans & Bad Decisions: The Millennial Experience
57:59
57:59
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57:59Send us a text Remember those baggy jeans that could fit two people? Yeah, we wore those. Jack Austin and Adam Garcia take a hilarious trip down memory lane, unpacking all the questionable choices from their 20s that now make them cringe. From fashion disasters to festival toilets, gaming addictions to terrible life decisions - nothing is off limit…
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Why Your 40s Are Better Than Your 20s (Seriously)
58:27
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58:27Send us a text Are you approaching 40 and feeling completely lost? You're not alone. Jack Austin and Adam Garcia get brutally honest about middle age, midlife crisis, and why your forties might be the best years of your life. From the pressure to "have it all figured out" to the unexpected freedom of saying no, this conversation cuts through the BS…
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We Lost $70 BILLION on This Dead Tech (And It's Coming Back)
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51:47Send us a text Is the Metaverse dead or just waiting for its moment? 🥽💀 Jack Austin and Adam Garcia dive into virtual reality's broken promises in this hilarious episode of Temporarily Scripted. From Meta's $70 BILLION losses to Apple's Vision Pro flop, we explore why the "next internet" never showed up - and whether it's coming back to haunt us. I…
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🎙️ The Tea & Mortgage Podcast #31 – Help to Buy Scheme Explained
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22:55🎙️ The Tea & Mortgage Podcast #31 – Help to Buy Scheme Explained Hosted by John Coleman | JC Mortgages Thinking about buying your first home in Ireland? 🏠 You need to know about the Help to Buy Scheme—a government incentive designed to give first-time buyers a financial boost toward their deposit. In this episode, John breaks down everything you ne…
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AI Will Make You Live to 150 (But Lobsters Already Can)
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56:14Send us a text Could AI save humanity or are we just dreaming? 🤖✨ Jack Austin and Adam Garcia explore the brighter side of artificial intelligence in this mind-bending episode of Temporarily Scripted. After last week's AI apocalypse deep dive, we're flipping the script to examine how AI could usher in humanity's golden age. In this episode, we expl…
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The AI Dystopia Is Already Here - You Just Haven't Noticed Yet
1:01:29
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1:01:29Send us a text The thing is, we're all worried about AI taking over... but what if it already has? 🤖 Jack Austin and Adam Garcia dive deep into the dystopian potential of artificial intelligence - and it's way more mental than you think. From the "dead internet theory" (spoiler: most of what you're reading online might already be fake) to AI drones…
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The Death of Free Speech? How Social Media Became Judge, Jury & Executioner
52:46
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52:46Send us a text Is free speech dead in the digital age? 🤐 Jack Austin and Adam Garcia tackle one of today's most explosive topics - who really decides what you can and can't say online anymore. The thing is, we're living in this mental paradox where everyone has a platform but the boundaries of what's acceptable keep shifting. From Jack's recent Fac…
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Tea and Mortgage episode #30 – All about Ireland’s First Home Scheme
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19:01It’s the Tea and Mortgage Podcast episode number 3-0, and today host John Coleman talks about Ireland’s beloved (but often misunderstood) First Home Scheme. In this episode filled with valuable information, John will answer these common questions: 1. What is the first home scheme? 2. How can someone apply for first home scheme? 3. How does the firs…
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Scrolling to Hell: Why Your Screen Time Is Someone Else's Payday
1:04:28
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1:04:28Send us a text Your Attention Has Become the Most Valuable Commodity on Earth Tech companies are worth billions, not because of what they sell to you, but because of what they sell about you. Your time, your focus, your mental energy - it's all being harvested, packaged, and sold to the highest bidder. Jack and Adam dive into the invisible war for …
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Culture Shock Stories | Why We Can't Go Back to the UK After Living in Vietnam
1:04:11
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1:04:11Send us a text Ever wondered what happens when two Brits spend nearly a decade living in Vietnam? Turns out you start preferring chaotic traffic that actually moves, discover that Greg's sausage rolls aren't actually worth missing, and learn that throwing prawn shells on the floor makes perfect sense. Jack and Adam share their cultural awakening st…
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Raising Generation Alpha: When Your 8-Year-Old Wants a Smartphone
1:00:23
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1:00:23Send us a text When you were eight, you played in muddy ponds. Today's kids are swiping phones in their sleep. Generation Alpha is growing up in a world we barely understand. Jack and Adam explore what it means to raise the first generation of true digital natives - kids born after 2010 who've never known a world without smartphones, tablets, and a…
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The Work Revolution: Same Job, Different Prison? (Just Without Trousers)
1:03:26
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1:03:26Send us a text Remember when showing up to the office early made you look keen, not like a muppet with nothing better to do. The days of lanyard-wearing corporate drones are dying out, and about bloody time too. Jack and Adam explore how work's changing forever, from the ways the pandemic forced companies to admit we don't need to sit in traffic fo…
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Tea & Mortgage Podcast #29: The state of Artificial Intelligence in the mortgage industry.
27:49
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27:49Welcome to the Tea and Mortgage podcast, episode #29! In this episode, host and mortgage broker John Coleman talks about the state of Artificial Intelligence in the mortgage industry and his own personal business, along with co-host Norm Schriever. Part of their regular check-in and discussion about AI a couple times per year, this episode brings s…
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The Information Wars: Is EVERYTHING You Read Engineered To MANIPULATE Your Brain?
1:03:32
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1:03:32Send us a text In 1985, journalists took weeks to verify a story. In 2025, AI pumps out a thousand fake ones before your coffee's even cooled. Welcome to the Information Wars - where seeing is no longer believing. This week, Jack and Adam unravel how the truth’s been hijacked by algorithms, media bias, and digital noise. From Vatican propaganda to …
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Send us a text The internet might be full of free nudity, but millions of people are still slapping down their credit cards for OnlyFans. What's that about then... Jack and Adam dive into the weird world of OnlyFans, where people drop their hard-earned cash just to see someone's bits who they've never met and likely never will. Turns out our modern…
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The Education Revolution (Or Lack Thereof)
1:02:27
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1:02:27Send us a text Remember when your calculator got confiscated because you might've scribbled formulas inside the case? Now kids are asking ChatGPT to write their entire essays. Bit of a step up, that. Jack and Adam dig into why our education system seems stuck in the dark ages despite all our technological progress. From those freezing cold BBC comp…
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Tea & Mortgage Podcast #28 - New Tracker Mortgages?!, The Big Short, & Michael Jackson the musical.
24:32
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24:32It’s episode #28 of the Tea & Mortgage podcast with Ireland’s favourite mortgage broker, John Coleman! In this episode, John and American co-host Norm Schriever go in-depth on the new Flex Mortgage offering from Avant Money. Dare we say this is a “Tracker Mortgage,” but it’s not the same type of tracker loan that go so many banks in trouble during …
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The Conflict Paradox: Why We're All Secret Masochists
57:23
57:23
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57:23Send us a text Ever noticed how the moment life gets a bit too comfortable, we start creating problems for ourselves? Like that mate who's got a cushy job but decides to train for an ultramarathon through actual mountains. What's that about? Jack and Adam dive into why humans are oddly drawn to stress and challenges, despite simultaneously whinging…
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Getting Physical: Our Fitness Journey and What We've Learned Along the Way
1:08:01
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1:08:01Send us a text Dust off your sweatbands, snort a Hollywood-sized line of creatine, and prepare to get pumped. Jack Austin and Adam Garcia are exploring the world of fitness and how two former hippies ended up caring about macros. From the terror of stepping into a gym for the first time to navigating the confusing world of supplements, they're shar…
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The Wealth Paradox: Why Success Makes You Crave What You Left Behind
49:53
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49:53Send us a text Why do billionaires buy farms? Tech moguls start craft businesses? Corporate lawyers open coffee shops? There's a curious pattern where those who climb highest often end up craving the simple life they left behind. Jack Austin and Adam Garcia explore "The Wealth Paradox" - that strange cycle where we chase success only to discover wh…
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The British Perspective: Life as an Expat
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57:37Send us a text Ever wondered what happens when two Brits spend a decade in Southeast Asia? Turns out they start missing Gregg's sausage rolls and random conversations with strangers, while definitely not missing the Friday night fights. Jack Austin and Adam Garcia unpack what it's like viewing their homeland from afar, exploring how distance change…
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Tea and Mortgage Podcast #27: Bridging Loans in Ireland
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17:33In this episode, we focus in on a somewhat rare and seldom used mortgage tool, bridging loans. For those who aren’t aware, bridging loans are short-term financing solutions designed to provide immediate funds to home buyers or sellers, typically to bridge the gap between the purchase of a new property and the sale of an existing one. They are commo…
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Send us a text The robots aren't coming - they're already here. And they're writing your emails, making your dinner plans, and possibly eyeing up your job. Jack Austin and Adam Garcia dive into the AI revolution that's happening right under our noses, exploring both the mind-blowing possibilities and the frankly terrifying implications of machines …
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Send us a text Ever wondered if being properly clever might actually make you a bit miserable? (And no, we're not just saying that to make ourselves feel better about our own brains.) Jack Austin and Adam Garcia are tackling the bizarre paradox of intelligence and happiness - where apparently having more processing power upstairs might mean you've …
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Send us a text Ever wondered what happens when one bloke gets his fingers in virtually every technological pie going? (And yes, we mean the man who could probably buy all the actual pies too.) Jack Austin and Adam Garcia are unpacking the bizarre phenomenon that is Elon Musk - a fella who's somehow managed to accumulate more influence than entire g…
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Send us a text Right, let's talk about how we've all traded pints for pixels, shall we? Jack Austin and Adam Garcia are diving into the proper mess that is modern life - where we're more likely to get our dopamine hit from a Instagram like than a ciggy behind the pub. We're chatting about everything from why your kids have American accents (cheers,…
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Send us a text Right, shall we question everything we think we know about reality? Jack Austin and Adam Garcia are digging into simulation theory - where we might all be living in a sophisticated computer program, and Elon Musk reckons there's only a one-in-a-billion chance we're not. No pressure then. We're chatting about everything from Google's …
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Tea and Mortgage Podcast #26: Celebrating 200 Google reviews (and 5 stars!)
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26:51Welcome, everyone to the Tea and Mortgage podcast episode #26! We hope you enjoy these little chats and get some value out of them. Speaking of which, today we’re going to talk about a recent significant milestone for JC Mortgages, as we just received out 200th Google review! Not to pay ourselves on the back (pat, pat), but most remarkable is that …
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Tea and Mortgage Podcast #25: John Coleman’s predictions for 2025!
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22:04Welcome to the Tea and Mortgage podcast episode 25…kicking off the new year in 2025! (We promise you we didn’t plan that coincidence.) As is now the annual tradition, in this episode, mortgage broker John Coleman gives his predictions for the coming year. So, what will 2025 hold according to John’s crystal ball? Find out by listening as he gives pr…
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Tea and Mortgage Podcast #24: Recapping the predictions John made for 2024.
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19:13Tea & Mortgage w/ John Coleman, Ireland’s favourite mortgage broker would like to sit down with you to share a cup of tea and chat about the state of the mortgage and property market. In this episode, John Coleman. Since we’re in December and rolling towards the end of 2024 and the start of 2025, John and co-host Norm Schriever are going to recap t…
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Tea & Mortgage Podcast #23: Most common mortgage and home buying mistakes
22:08
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22:08Tea & Mortgage w/ John Coleman, Ireland’s favourite mortgage broker would like to sit down with you to share a cup of tea and chat about the state of the mortgage and property market. In this episode, John Coleman talks about most common mortgage and home buying mistakes. After 20+ years in business helping people obtain a mortgage and buy homes, J…
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Tea & Mortgage Podcast #22: The state of AI in the mortgage business in 2024, and big things to come!
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35:28In this podcast, mortgage broker John Coleman and co-host Norm Schriever talk about the state of Artificial Intelligence in the mortgage business in 2024, following up on their AI-in-mortgage episode a year earlier. John and Norm talk about advancements, putting the use of AI in perspective, and how it’s a valuable tool – but not at all an omniscie…
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Tea & Mortgage Podcast #21: Tennis in New York, Coldplay, and invaluable bidding strategies for Irish homebuyers
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20:26Just coming back from his recent whirlwind trip to New York City, John talks about taking in US Open tennis matches and seeing his idol, Novak Djokovic. John then covers his quick return to Ireland to see the iconic band, Coldplay in concert. Back to business, in this podcast, we also talk about invaluable strategies for bidding on a property in Ir…
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Tea & Mortgage Podcast #20: John Foley of LifeSize Plans
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25:15In our 20th episode of the humble little Tea & Mortgage podcast, we have a special guest joining us: John Foley of LifeSize Plans. John walks us through the amazing and unique services his firm, LifeSize Plans, provides. From their website: Bring your plans and future project to a real life-size experience before you put $1 on construction. With th…
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Tea & Mortgage Podcast #19: Protecting your finances & future with One Plan insurance.
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25:19In this episode, John Coleman talks about protecting your finances & future with One Plan insurance. You’ve worked hard to get where you are, but life sometimes hands us challenges, setbacks, and even unexpected emergencies. Don’t risk all that you and your family have today – One Plan insurance can help protect you, get you through the hard times …
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Tea and Mortgage Podcast #18: ECB cuts interest rates – but when will Ireland’s banks follow?!
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15:32Tea & Mortgage w/ John Coleman, Ireland’s favourite mortgage broker would like to sit down with you to share a cup of tea and chat about the state of the mortgage and property market. In this episode, Irish mortgage broker John Coleman and co-host Norm Schriever talk about the recent decision by the European Central Bank to cut interest rates by a …
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Visit www.abroadsense.com for more information Leave a Message: https://www.speakpipe.com/AbroadSense ----------------------------- Track: African Jungle — Amine Maxwell [Audio Library Release] Music provided by Audio Library Plus Watch: • African Jungle — Amine... Free Download / Stream: https://alplus.io/african-jungle ---------------------------…
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Tea & Mortgage Podcast #17: Brazilian community in Ireland with Suya, embassy report, and Churrasco & Mortgage podcast?
28:42
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28:42Tea & Mortgage w/ John Coleman, Ireland’s favourite mortgage broker would like to sit down with you to share a cup of tea and chat about the state of the mortgage and property market. In this Tea & Mortgage podcast episode #17, host John Coleman and co-host have the pleasure of welcoming on a special guest, Suya Sausmikat! Making her second appeara…
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