Best CRPC Podcasts (2025)

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Exploring Core Needs 19:22

Play Pause

2d ago19:22

19:22

Send us a text Everyone has certain needs whether living in a developed or a developing country. Whether you term these things basic life necessities or core necessities, people need these basic things to provide for daily living. These core necessities are food, shelter, access to transportation, access to health care, and utilities. The United St…

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Should I Open a Roth IRA Account 19:16

9d ago19:16

19:16

Send us a text A friend posed a simple question. Are Roth accounts worth the time and effort? The answer is complex and more nuanced. Many things determine the validity of a Roth account including age, tax rate, income, retirement planning, and estate planning. If you’d like to be a part of a free online retirement community, join us on Facebook: h…

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Mailbag: Pension Got Bought Out… Now What? 10:56

14d ago10:56

10:56

Facing retirement sooner than expected? You're not alone. In this special mailbag edition, Tad, Toni and Tyler dive into a listener’s real-life question about an unexpected early retirement and the sudden loss of a pension. Together, they unpack strategies for building your own pension, making smart decisions with lump sums, and creating a plan tha…

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Gifting to Grandchildren 21:04

16d ago21:04

21:04

Send us a text Mr. and Mrs. Smith are "drowning" in a sea of cash! Because of this growing “problem”, Mr. and Mrs. Smith decided they want to provide financial gifts to their grandchildren who range in age from late teens to late 20s. Mr. Smith’s questions focused on how to give these gifts in the best manner If you’d like to be a part of a free on…

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Something You Learned from Your Mom 14:33

22d ago14:33

14:33

Ever catch yourself doing something and realize... yep, that’s totally something your mom used to say? In this Getting To Know You episode, Tad, Toni, and Tyler talk about the life lessons they picked up from their moms—some practical, some motivational, and a few that are just plain funny. Toni shares why she’s always ten steps ahead (literally pa…

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We’re Taking A Quick August Break. Back In September! 2:30

23d ago2:30

2:30

We’re taking a short summer break! ☀️ No new episodes in August, but Rich will be back in September with fresh conversations on everything from Bitcoin and 529 plans to Medicare enrollment and setting wealth goals with clarity. He’s heading to the beach for some much-needed rest, and hopes you’re getting in some self-care too. Until then, catch up …

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Inflation and Retirement 46:24

23d ago46:24

46:24

Send us a text Join Kevin Lyles, CRPC™ and me as we provide a long form discussion about inflation and its multiple effects on retirement. If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=shareBy Dr. Peter Guidry, CRPC™, LLC

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The Truth About Risk Tolerance 12:07

29d ago12:07

12:07

Risk tolerance: it’s a phrase you’ve probably heard tossed around a hundred times. But what does it really mean, especially for someone closing in on retirement? In this episode, Tad, Toni, and Tyler break down why the traditional way the financial industry talks about risk tolerance often misses the mark. It’s not just about your comfort level wit…

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Old is New Again 22:47

1M ago22:47

22:47

Send us a text Is the historical Viewmaster style of traditional wealth accumulation with no frills or technology still valid, or have traditional wealth accumulation concepts been replaced and negated by more modern approaches? If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/39…

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Behind the Mission with Frank Long: The Power of Second Chances 13:42

1M ago13:42

13:42

In this episode, Tad and Toni sit down with Frank Long, Director of Development at the Lovelady Center, the largest long-term recovery facility for women and children in the United States Frank shares the powerful story behind this Birmingham-based ministry, which serves over 500 women and more than 100 children recovering from addiction, incarcera…

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Ep14 P2 - What Investors Need to Know About CLOs 21:19

1M ago21:19

21:19

In Part 2 of this week’s conversation, we unpack CLOs, Collateralized Loan Obligations, and why they’ve quietly become a go-to income strategy for banks, asset managers, and sophisticated investors. Rich talks with Shiloh Bates of Flat Rock Global about how CLOs are built, who invests in them, and how you can tap into higher-yielding opportunities …

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Ep14 P1 - What is Private Credit? Here's What You Need To Know. 18:35

1M ago18:35

18:35

In this episode, we break down private credit investing. What it is, how it works, and why more investors are using it to generate income with less day-to-day volatility. Chief Investment Officer from Flat Rock, Shiloh Bates, explains how these loans are structured, who borrows the money, and what makes this strategy attractive even in a high-inter…

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Essential Rules of Finance 26:04

1M ago26:04

26:04

Send us a text There are several basic and essential rules of personal finance that should be learned and followed. NO ONE wants to reach retirement age with little or no money, and no way to catch up! If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share…

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Getting To Know You: Favorite Thing To Do As A Kid 14:59

1M ago14:59

14:59

This week, we’re taking a break from taxes and market talk to ask the real question: What was your favorite thing to do as a kid? Get ready for a trip down memory lane with Tad, Toni, and Tyler, complete with coat-rack microphones and backyard army battles. Toni spills the tea on how she got her brother in trouble every single night, Tyler confesse…

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Family Meetings- Good or Bad? 16:26

1M ago16:26

16:26

Send us a text “Family isn’t defined only by last names or by blood; it’s defined by commitment and by love.” – Dave Willis. Many new homes are built without a dedicated space for family communal dining. This building trend says volumes about American family units today. If you’d like to be a part of a free online retirement community, join us on F…

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Lessons from Noah’s Ark: Preparing Before the Storm 16:27

2M ago16:27

16:27

What does Noah’s Ark have to do with retirement? More than you might think. In this episode, Tad, Tyler and Toni draw a clever parallel between building an ark before the rain and planning your retirement before the unexpected happens. Markets shift, tax laws change, pandemics hit, loved ones pass, and the worst time to start planning is in the mid…

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Ep13 - Basic Estate Planning For All 27:28

2M ago27:28

27:28

Think estate planning is only for the wealthy? Think again. In this episode, Rich sits down with estate planning attorney Samara Halpern to break down what you actually need, whether you’re 18 or 80. From wills and healthcare proxies to power of attorney and trusts, this conversation covers the essentials most people overlook until it’s too late. E…

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All Star Interview #6- Cindy Terry 54:42

2M ago54:42

54:42

Send us a text Join me as I interview Cindy Terry, a unique Retiree with a special outlook on life. If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=shareBy Dr. Peter Guidry, CRPC™, LLC

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Financial Entertainment vs. Real Planning Advice 8:03

2M ago8:03

8:03

You’ve heard the radio shows. You’ve watched the financial “gurus” on TV. They throw out bold advice like confetti: when to take Social Security, what to do with your annuity, how to pick your mutual funds. But here’s the thing: most of them aren’t even licensed to give financial advice. In this episode, Tad, Toni, and Tyler unpack why real, person…

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Withdrawal Sequencing- Which Pile First? 20:26

2M ago20:26

20:26

Send us a text The conventional approach to withdrawing retirement funds generally involves withdrawing from taxable accounts first, followed by tax-deferred accounts, and finally tax-free accounts. This strategy can minimize taxes and maximize the growth of tax-advantaged investments. Does that mean that this is the best approach for everyone? Lik…

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Is My Plan Ready for a Market Meltdown? 11:58

2M ago11:58

11:58

Markets get choppy, headlines get loud, and investors get nervous. In this episode, Tad, Toni, and Tyler uncover the questions every retiree should be asking when volatility hits. Are you taking the right type and amount of risk? What if the market crashes or takes off tomorrow? And most importantly, do you have someone who’s helping you navigate i…

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What’s Your Horizon? 21:52

2M ago21:52

21:52

Send us a text “Time is what we want most but what we use worst.” — William Penn Each passing year changes and shortens my horizon, just like it does yours. And that changes how one approaches life. Does one buy a new house at age 73 and consider a 30-year mortgage? Or does someone engage in the opposite behavior, refraining from buying green banan…

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Ep12 P2-The Other Side of Diagnosis: Alzheimer’s, Caregivers, and Community (Part 2) 20:10

2M ago20:10

20:10

In Part 2 of our special episode with David Sobel of the Alzheimer’s Association Hudson Valley Chapter, we explore how to get involved, whether by walking, volunteering, or sponsoring, and the emotional impact of the Walk to End Alzheimer’s. We also break down key advocacy efforts, powerful fundraising events, and the 10 early warning signs to watc…

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Ep12 P1-The Other Side of Diagnosis: Alzheimer’s, Caregivers, and Community (Part 1) 24:12

2M ago24:12

24:12

In Part 1 of this special two-part episode, Rich talks with David Sobel, Executive Director of the Alzheimer’s Association Hudson Valley Chapter, about the realities of Alzheimer’s, early signs, the role of caregivers, and how local families can access free support. Learn about breakthrough treatments, volunteer opportunities, and the incredible wo…

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Getting To Know Us: Food You Used to Hate 13:58

2M ago13:58

13:58

In this Getting To Know Us segment, Tad and Tyler dive fork-first into a very important topic: foods we used to hate... but now love. We take a break to dish on olives, zebra cakes, goat cheese, and questionable Parisian meals. Spoiler: someone may have fake-declared a food allergy just to survive a five-course dinner in the Eiffel Tower. No judgme…

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Eat the Frog First 17:35

2M ago17:35

17:35

Send us a text “If it's your job to eat a frog, it's best to do it first thing in the morning. And if it's your job to eat two frogs, it's best to eat the biggest one first.” - Mark Twain If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share…

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Family Matters: What Happens After They’re Gone? 11:39

3M ago11:39

11:39

There’s a hard truth in retirement planning. At some point, one spouse will be left to manage the finances alone. And for many families, that reality is both emotional and financially complex. In this episode, Tad and Tyler tackle what happens after a spouse passes away, from lost income and pension benefits to taxes, estate decisions, and legacy c…

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Power Dressing 26:10

3M ago26:10

26:10

Send us a text In our media-driven world, perception is a powerful emotion. The type and style of clothing worn are common tools that media influencers use to enhance perception. The style and type of clothing a person wears send a powerful message. If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.f…

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Ep11 - Aging & Caregiving, Planning Ahead 27:40

3M ago27:40

27:40

Aging and the family caregiving that comes with it is no longer a far‑off worry. Gerontologist Rebecca Lippel joins host Richard Leimgruber to unpack what today’s “silver tsunami” means for your wallet, your parents, and your own health. Together they tackle startling U.S. demographics, the role of advanced directives, why long‑term‑care insurance …

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Most Common Retirement Planning Mistakes 19:44

3M ago19:44

19:44

Retirement planning doesn’t come with a do-over button, and the most dangerous mistakes are often the ones you don’t even realize you’re making. In this episode, Tad and Tyler reveal the most common retirement planning missteps they’ve seen over the years and explain how to avoid falling into those traps. From ignoring the future tax implications o…

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Why Not Now? 17:45

3M ago17:45

17:45

Send us a text I've always been busy, juggling multiple projects simultaneously and completing projects efficiently. Because each day was fully scheduled, I used time as effectively as possible. When I quit working full-time, this changed! If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.co…

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Getting To Know You: Favorite Vacations 15:38

3M ago15:38

15:38

Retirement isn’t just about spreadsheets and savings, it’s about the life you’re working so hard to enjoy. In this special “Getting to Know You” episode, Tad, Toni, and Tyler take a lighthearted detour from financial talk to share their favorite vacation memories, including Thanksgiving in New York, family trips through Europe, and a honeymoon adve…

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What Galileo Can Teach Us About Advice 14:18

3M ago14:18

14:18

In this episode, we’re taking a little detour from the usual financial talk—because sometimes, the most powerful lessons come from unexpected places. We kick things off with a story about Galileo (yes, the telescope guy) and what happened when he challenged what everyone thought was true. It’s not just a history lesson - it’s a reminder of how easy…

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Ep-10 Stop Guessing Your Life Insurance Need 33:18

3M ago33:18

33:18

Life Insurance: How Much, What Kind, and When to Convert Life insurance feels opaque. In 30 minutes Rich Leimgruber and 30-year industry professional, Jim Feldesman unpack: • Term vs. permanent, plain-English math • The needs-analysis shortcut that beats “10× salary” rules • Hidden living benefit riders (critical illness, LTC hybrids) • How to prop…

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Investing: Singles vs Home Runs 29:07

3M ago29:07

29:07

Send us a text Picking a big winner while investing is a basic universal desire of virtually every investor. Most investors hope to invest in a Penny Stock that will eventually return millions of dollars in profits. If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255…

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Mailbag: What Happens If I’m the One Left Behind? 13:11

3M ago13:11

13:11

It’s a question many families quietly worry about but often avoid discussing: What happens if the spouse who handles the finances passes away first? For many couples, especially those where one partner has taken the lead on money matters, the answer isn’t clear. Tad, Tyler, and Toni explore how that uncertainty can create stress within a family and…

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Finding the Spending “Yes” That’s Bigger Than the “No” 23:09

3M ago23:09

23:09

Send us a text When faced with big or small spending decisions, there can be numerous negative positions that provide the basis to withhold spending. These constant negative reasons can become formidable obstacles that diminish retirement spending and enjoyment. If you’d like to be a part of a free online retirement community, join us on Facebook: …

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The Retirement Pitfalls You Didn’t See Coming 11:15

4M ago11:15

11:15

Most people think retirement planning is all about their investments. But what if focusing only on your portfolio is actually one of the biggest mistakes you can make? In this episode, Tad, Toni, and Tyler uncover the most common retirement pitfalls that trip people up: from outliving your money to unexpected healthcare costs, rising taxes, inflati…

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The Big Sigh 12:43

4M ago12:43

12:43

Send us a text Ten months is not a long time to move and renovate a home. I can’t say that the time has flown by, as each day is filled with thinking about, planning, paying for, or doing home improvement projects. But, it's been ten months and now it's time for the "Big Sigh" that comes with the completion of a major project. If you’d like to be a…

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EP9 - How to Protect Your Assets with the Right Insurance 30:11

4M ago30:11

30:11

Most people don’t realize they’re underinsured, until it’s too late. In this episode, Rich sits down with insurance expert Ed Gajdosik to talk about the real cost of being underinsured, why flood insurance isn’t just for flood zones, and how umbrella policies protect your wealth when disaster strikes. They unpack what most people get wrong about au…

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Reasons You Shouldn't Call An Advisor 11:56

4M ago11:56

11:56

You’ve heard all the reasons why you should call a financial advisor, but what about the reasons you shouldn’t? In this tongue-in-cheek episode, Tad, Toni, and Tyler run through seven hilariously bad reasons to skip working with a professional. From “I’ve mastered internet research” to “I want to work until I die,” the trio uses humor to highlight …

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Since (Sense) You Quit Your Job 18:13

4M ago18:13

18:13

Send us a text If you are still actively working at a job or profession, you have not experienced the joy of not having to go to work every day. Most people look forward to the day when they no longer have to work full-time. The ability to quit your job doesn’t mean you should stop working. An old axiom states: “Quit your job, but never quit workin…

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Simplifying Life in Retirement 55:55

4M ago55:55

55:55

Send us a text Join Kevin Lyles, CRPC™ and I for a long form discussion about strategies to simplify your life in Retirement. Both financial and non-financial topics about life simplification are discussed. If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=sha…

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EP8 How To Win At The Mortgage Game In 2025 27:56

4M ago27:56

27:56

In this episode, Rich talks with Michael Sieja (“Mortgage Mike”) about how to navigate the home lending process smarter. Whether you’re a first-time buyer, refinancing, or tapping your home equity, they break down different mortgage options, what documents to prepare, why your credit score matters, and the best strategies to strengthen your offer. …

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Getting To Know You: What Did You Want To Be Growing Up? 12:58

4M ago12:58

12:58

Tyler and Toni ditch the spreadsheets and share a personal, lighthearted conversation about what they wanted to be growing up. Turns out, the path to financial planning wasn’t a straight one—but you’ll hear the common threads: a love for helping people, dishing out thoughtful advice, and being the kind of friend who’s always there when you need a l…

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Divergence 21:27

4M ago21:27

21:27

Send us a text Join me as I compare my grandson’s attempt at climbing a rope obstacle to life's challenges. If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=shareBy Dr. Peter Guidry, CRPC™, LLC

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Family And Retirement Planning 13:23

4M ago13:23

13:23

Do your kids know what to do with an inheritance or will the IRS take the lead? Have you planned for what your spouse’s income will look like after you’re gone? Retirement planning doesn’t stop with your personal goals, it extends to the people you love. In this episode, Tyler and Toni explore how retirement decisions affect your spouse, your kids,…

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Joy Through Generosity 14:32

5M ago14:32

14:32

Send us a text “If you want happiness for an hour, take a nap. If you want happiness for a day, go fishing. If you want happiness for a year, inherit a fortune. If you want happiness for a lifetime, help somebody.”- Chinese proverb If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups…

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Episode 7 - Don't Let Hackers Derail Your Goals: Cybersecurity & Identity Theft Tips 35:00

5M ago35:00

35:00

In this episode, Rich sits down with cybersecurity expert Oscar Capel to break down how identity theft happens, and how you can stop it. From weak passwords to risky public Wi-Fi habits, they cover the real-world consequences of digital carelessness and how a few simple tools like VPNs, password managers, and multi-factor authentication can protect…

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Common Mistakes In Retirement 18:23

5M ago18:23

18:23

Retirement planning isn’t just about growing your nest egg, it’s about making your money last as long as you do. In this episode, Tyler and Toni break down some of the most common mistakes people make heading into retirement and ways to avoid them. From starting Social Security too early to focusing too much on returns instead of income, they walk …