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Schwab Network

Schwab Network

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Schwab Network is brought to you by Charles Schwab Media Productions Company (CSMPC), a subsidiary of The Charles Schwab Corporation and not a financial advisor, registered investment advisor, broker, or futures commission merchant. THE SCHWAB NETWORK SITE, CONTENT, APPS, and RELATED SERVICES, ARE ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT WARRANTIES. Not an offer or solicitation in any jurisdiction where we are not authorized to do business or where such offer or solicitation would be ...
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Kitecast

Tim Freestone and Patrick Spencer

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Kitecast features interviews with security, IT, compliance, and risk management leaders and influencers, highlighting best practices, trends, and strategic analysis and insights.
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Network Capital

Network Capital

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Network Capital’s (NC) mission is to democratize inspiration and make personalized mentoring and career guidance accessible to every person on the planet. We are a global community of more than 200,000 peer mentors from 104 countries who learn with and from each other. We are a subscription based career content and mentoring community 1. Serve as your personalized career coach in the form of global tribe of mentors. No matter what you are looking for, someone on Network Capital has done it. ...
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Fraudish

Kelly Paxton

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Fraudish is a podcast to help those working in fraud. Hosted by Kelly Paxton, Certified Fraud Examiner, Ex-Private Investigator, and Pink Collar Crime Expert. Kelly is a former special agent turned investigator specializing in embezzlement and workplace dishonesty cases. Fraudish interviews outstanding fraud professionals so you can continue to move forward in your career. Origin stories, tips, resources are just some of the amazing fraud content you will hear each Tuesday.
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How to Fix the Internet

Electronic Frontier Foundation (EFF)

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The internet is broken—but it doesn’t have to be. If you’re concerned about how surveillance, online advertising, and automated content moderation are hurting us online and offline, the Electronic Frontier Foundation’s How to Fix the Internet podcast offers a better way forward. EFF has been defending your rights online for over thirty years and is behind many of the biggest digital rights protections since the invention of the internet. Through curious conversations with some of the leading ...
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Welcome to the Guided Growth Podcast! Listen to all my content in audio format, from podcast episodes, youtube videos, and events. Check out my YouTube channel and Social media for video content.
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Career Club Live with Bob Goodwin

WRKdefined Podcast Network

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Career Club Live with Bob Goodwin now available as a podcast! Please subscribe to get career and job search advice, as we interview experts in the field. If you're looking for great content to have a career that matters to you, you've come to the right place.
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The NOM Studios Podcast

NOM Studios | NOM Media

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The NOM Studios Podcast features in-depth conversations with entrepreneurs, artists, and industry leaders, diving into their journeys and uncovering the strategies behind their success. Hosted in our state-of-the-art Long Island recording studio, each episode delivers actionable insights and inspiration for professionals looking to elevate their craft and grow their business.
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Seller Sessions is the largest Amazon FBA and Private Label podcast for Advanced Amazon Sellers. It is the first of its kind, in terms of being raw, non nonsense and straight to the point. A lot of Amazon podcasts that came after has followed by example... Seller Sessions is published 4 times per week and often breaks new trends first in the industry. Host Danny McMillan, is a world renowned public speaker and veteran Amazon Seller, Danny is also the co-founder of DATAbrill. DATAbrill manage ...
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Neil Patel and Eric Siu bring you daily ACTIONABLE digital marketing lessons that they've learned through years of being in the trenches. Whether you have a new website or you're an established business, you'll learn the latest SEO, content marketing, social media, email marketing, conversion optimization and general online marketing strategies that work today from people that actually practice marketing and operate business. Approaching 100M downloads with 2,500+ episodes, you're sure to fi ...
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The Private School Village Podcast Channel, part of the Audio Blogs network, offers an engaging and accessible way to stay informed about the latest insights and developments in the world of private and independent education. Hosted by the esteemed Private School Village (PSV) website, this podcast channel brings to life the rich content and unique perspectives that PSV is known for, transforming written articles and blog posts into captivating audio experiences. Private School Village is de ...
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If you want to know what’s happening in social value and understand what good looks like, Then this podcast is for you. It can be hard to keep up to date with the amount of information; it is also time-consuming to read more and more content. Join Sarah Stone, Founder and Director of Samtaler, a social value agency based in the UK. Sarah is a renowned social value expert and works with complex organisations to deliver social value training and consultancy support. Each month we will bring yo ...
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Smart real estate investing will give you the time and the money to live life on your own terms! We call that real wealth. Host Kathy Fettke is Co-CEO of Real Wealth Network, author of the best selling “Retire Rich with Rentals" and the host of companion podcast, Real Estate News for Investors. Kathy Fettke launched this podcast in 2003 to share her own secrets and those of top experts in the real estate investing field. She along with guests like Robert Kiyosaki, Peter Schiff, Doug Duncan, ...
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Food is the great connector and a universal commonality. Get to know Katie’s guests through their experiences with food, favorite things they like to cook, childhood memories, and daily routines. Katie Lee Biegel is the Emmy-nominated co-host of Food Network’s The Kitchen, now in its 37th season with over 500 episodes to date. Katie is an avid writer, the author of four best-selling cookbooks, It’s Not Complicated, Endless Summer, Everyday Occasions, and The Comfort Table, and also the novel ...
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Athlete Mindset

SportsE Media | hosted by Lisa Bonta Sumii, LCSW, CMPC

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This is the Athlete Mindset podcast. Presented and produced by SportsEpreneur. Part of the QuietLoud Studios Podcast Network. And this podcast is all about mental health in sports. This podcast series is a space for conversations with athletes, coaches, practitioners, and stakeholders in sports. And it’s where those individuals share their perspectives, experiences, and thoughts on mental health in sports. Hosted by Lisa Bonta Sumii, LCSW, CMPC Eric Kasimov, Founder of KazSource and the crea ...
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Hallmark Mysteries & More

Eric Rutin & Andrea Claassen

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Hallmark Mysteries and More is the ultimate destination for Sleuthers and fans of Hallmark's beloved mystery genre. Hosts Andrea and Eric bring their extensive knowledge and passion to every episode, offering insightful reviews and analysis of both current releases and classic favorites. As the only podcast dedicated exclusively to this cherished corner of Hallmark programming, we dig deep into the themes, characters, and storytelling that make these mysteries so special. Beyond our comprehe ...
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Crying In Public

iHeartPodcasts

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Welcome to Crying in Public, a weekly podcast hosted by a 24-year-old full-time law student and part-time content creator, podcaster living in NYC. Join her as she delves into the experience of growing up in an era where the boundaries between public and private life are increasingly blurred. In a world where social media often showcases only the highlights, she embraces vulnerability and authenticity while navigating the challenges of being a young woman in the 21st century. A tear or two n ...
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Monetize Media

Monetize Media

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An in-depth look at the business of building, growing, and monetizing newsletters. The show for creators who want to monetize their newsletter audience, and business owners who want to generate commerce through newsletter content. Hosted by veteran digital media entrepreneur Kyle Scott, who built and sold a local media business for $25 million, and now operates a network of hyperlocal news websites and newsletters on Beehiiv. New episodes every week.
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The new brand will focus on key areas of human improvement, featuring guests from each area and providing a wholesome approach to self development. This is about being present, having a philosophy of life, making better choices and looking after your health. We will also be talking about business, investing and finances, this ensures all angles are covered and we reach a larger audience. Open, honest and balanced discussions are what I'm aiming to create with the same humour, spice and direc ...
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Launch Your Practice

Meagan Hamilton

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Welcome to Launch Your Practice where we explore the ins and outs of building a thriving private practice - from starting your business to filling your books, all while maintaining a balance and caring for yourself. As a therapist, you have a unique set of skills and a passion for helping people, but running a business can be so challenging. We'll provide you with the tools, resources, and strategies to build a profitable private practice and achieve financial success. Whether you're current ...
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KISS PR brand story is for sending press releases using a large network for submitting news to online wires and newsrooms across the USA, Canada, UK, Australia. KISS PR is one of the largest newswire distribution networks run by an SEO Company founded by Qamar Zaman and Rene Perras. Our team of experts craft press releases, news, and multimedia content delivering to the newsrooms. We feed our news directly via APNews, Digital Journal, MarketWatch, 50+ news affiliate sites like NBC, FOX, ABC ...
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Entrepreneur Stories 4⃣ Inspiration

Millionaire Interviews Podcast & Sir Austin Peek

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Entrepreneur Inspiring Stories to Help Motivate, Build, & Grow Your Successful Business with a Master Class from Entrepreneurial Thought Leaders that tell it How It Is... Millionaire Interviews is actionable advice for the (future & present) Entrepreneur, Thought Leaders, Solopreneur, Youpreneur, and Small Business Owner. The host interviews Business Founders in the Product, Service, Real Estate, and Tech industries so they can teach you from their experience. Connect with other Listeners @ ...
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Welcome to the StockFam™ podcast. StockFam™ provides the best educational content for all your investing needs. Understanding the fundamentals of your investment and learning what to look for when making investment decisions is crucial. We provide many free platforms that assist investors, helping them decide and make sound investment decisions on their own. Learn what type of investor you are and how you should approach the markets. From account selection to risk assessment to analyzing ind ...
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Garlic Marketing Show

Video Marketing Expert Ian Garlic discusses whats working RIGHT now with top marketers, their stories of failure and success. Ian also works live to create video marketing strategies.

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In a world full of business “Gurus” and “marketing experts” one man seeks the latest marketing techniques that are actually working, plus finds the real stories of triumph and failure from those REALLY doing it. Guests like #1 Marketer Neil Patel, Tucker Max, Ryan Deiss from Digital Marketer, Michael Port and many, many more… Ian Garlic has hands on helped hundreds of businesses with marketing strategy and execution. As CEO of authenticWEB, Ian launched hundreds of websites, produced even mo ...
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The Doctor's Lounge

America's Web Radio

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Dr. Hal Scherz Hal C. Scherz MD has been practicing pediatric urology for 23 years. He has been in private practice in San Diego, California and in Atlanta, Georgia and has been on the faculty of the University of California- San Diego and Emory University. He has been involved in resident and fellow training for all of his career, and has published over 75 peer reviewed articles and contributed chapters to 6 academic texts. He has been a reviewer for over 20 years for the major peer reviewe ...
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Welcome to the Wine Educate Podcast, your ultimate guide to mastering wine through the lens of WSET wine courses and certifications. Whether you’re a beginner exploring WSET Level 1 or preparing for the rigorous WSET Level 3 exam, this podcast is packed with insights tailored for every stage of your wine education journey. Learn wine tasting techniques using the Systematic Approach to Tasting (SAT), discover expert strategies for excelling in WSET essay practice, and dive into topics like fo ...
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Likefolio’s Landon Swan previews Deckers Outdoor (DECK) earnings and shares his consumer sentiment data. He thinks consumers are moving away from “established brands” like Nike (NKE), and sees significant strength and loyalty in its Hoka and UGG brands. He particularly likes how both brands are expanding into different categories, such as hiking fo…
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Zach Warring previews Deckers Outdoor (DECK), which he “really likes,” ahead of earnings. He thinks it’s one of the leading retailers in the shoe space and says it doesn’t have much exposure to China. He has a target of $168 on shares. Alex Coffey shows an example options trade on DECK. ======== Schwab Network ======== Empowering every investor and…
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Gregory Daco and Peter Tchir break down the employment market after the latest Jobless Claims report. “There is caution” from employers, Gregory argues: companies combing through carefully for candidates and trying to avoid raising inflation pressures by upping wages. Peter thinks weakness will show “in the next couple months.” While he’s “a little…
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Jason Brown says he's cautious for the market's short-term trading action but bullish on long-term prospects. On his Big 3, he talks about Alphabet's (GOOGL) new A.I. prospects as a signal of strength, Mid-American Apartment Communities (MAA) as a tariff insulator, and his bearish take on MGM Resorts (MGM). Rick Ducat turns to the technicals suppor…
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Dale Smothers “called” the 5,800 level in the SPX as people are “reassessing their risk.” He reacts to the “big, beautiful bill” the House just passed that dramatically increases the debt limit and ups the national deficit. He’s looking for upside in Nvidia (NVDA) and Apple (AAPL), saying “this is the time to buy” as the shares dip, but also likes …
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The Daily Trader features two example options trades in two tech names on the move. First, Kevin Hincks discusses Alphabet (GOOGL) after recent investor day headlines have the stock on the run higher. He provides an example options strategy using a call diagonal. Then, Kevin illustrates an example put calendar trade for Workday (WDAY) ahead of the …
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Jenny Horne and Nate Peterson discuss this week's rise higher in Bitcoin (/BTC) prices. Nate discusses the correlation to bond market moves taking place globally, and examines the technical moves in both Bitcoin and Ethereum (/ETH). Later, Nate and Jenny dive into a proposal from Block (XYZ) CEO Jack Dorsey to change Bitcoin's base units to "satosh…
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Tariffs, interest rates and consumer sentiment all weigh on the retail sector, seen in earnings from big box stores like Walmart (WMT) and Target (TGT). Urban Outfitters (URBN), however, showed strength. Joe Tigay takes a look another retailer investors may have missed: Ross Stores (ROST). He offers a macro perspective on Ross and gives an example …
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Liz Ann Sonders describes the fallout of losing “price-insensitive buyers” of U.S. bonds on the market as the proposed U.S. tax bill would increase the national deficit and raise the debt ceiling by $4T. She says the investor class has been “deeply concerned” about the national debt for a long time, and thinks the average consumer is beginning to b…
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Advance Auto Parts (AAP) surged to a 3-month high off a 40% post-earnings rally. Diane King Hall notes that it's not just strong earnings driving optimism, but also people seeking to keep their vehicles for longer. Meanwhile, Sunrun (RUN) sold off 40% alongside other solar energy stocks after the House narrowly passed its tax bill. Zoom Communicati…
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The volume difference in the SPX reached a 2-standard deviation difference in Wednesday's trading action, a notable bearish signal for Kevin Green. He points to 5,790 as the key level bulls need to hold to maintain positive market momentum. Kevin adds that volatility in yields needs to subside for equities to find solid footing. He highlights an in…
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Futures trended lower off the latest jobless claims print but opened notably off the lows. Kevin Hincks reports from the Cboe Global Markets to explain the risk-on sentiment seeping back into Wall Street following Wednesday's sell-off. One piece of the macro picture that may be leading to up action is the House passing a long-awaited tax bill. Kevi…
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Jenny Horne takes a look at positive reports from vastly different companies. The first of which is Urban Outfitters (URBN), which opened at an all-time high after a strong showing in earnings. Jenny notes that price increases aren't off the table, though she points out Urban Outfitters' balance sheet as a big signal of strength. In Snowflake (SNOW…
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Resources & Links Join the newsletter to stay in the loop about classes, podcast extras, and upcoming wine trips: www.wineeducate.com/newsletter-signup How to Contact Us Questions or episode ideas? Email Joanne at [email protected] Show Notes It’s summer—WSET Level 3 exams are done, school’s winding down, and it’s time to shift gears. In this …
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Workday (WDAY) earnings are set to be released after Thursday's close. Rick Ducat looks at the cloud technology company's chart from a technical standpoint as shares have run up about 9% this month. Rick demonstrates an example trade with a put vertical strategy using the June 20 strike date. ======== Schwab Network ======== Empowering every invest…
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Michael Reinking dives into the moves in yields, and the ripple effect in global bond markets. With this week's Moody's credit downgrade of the U.S. and the "big, beautiful bill" progressing in Congress, he says investors are probably "keeping their risk budgets tighter" approaching the summer months. Later, Michael assesses the state of the IPO ma…
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Jay Woods joins Diane King Hall at the NYSE to discuss this week's volatility as investors eye developments in the bond market as rising yields weigh on equities. He says there's "a lot of wood to chop" before the market can run again. Jay says he's not too concerned about the trading volume seen in recent swings, saying it's partially attributed t…
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Rising bond yields and concerns over the U.S. budget deficit weighed on investor sentiment ahead of Thursday's open. Kevin Green says yields will eventually get to a level where buyers will step in, and the market will reprice, but right now are showing mixed messages. KG later looks at Snowflake (SNOW) as shares rally behind a strong 1Q earnings r…
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AT&T (T) announces plans to acquire Lumen's (LUMN) fiber business for $5.75B. Ben Watson looks at the ascending triangle formation taking shape in shares of AT&T over the last 1-year. Ben adds the RSI shows a bit of a bearish divergence as shares hover below 52-week highs. ======== Schwab Network ======== Empowering every investor and trader, every…
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In this episode #2976, Eric Siu and Neil Patel explore one-on-ones, marketing tactics, economic trends, and how politics and consumer behavior impact business. They also share YouTube growth tips and creative strategies. TIME-STAMPED SHOW NOTES (00:00) The Value of Standing One-on-Ones (02:53) Marketing Strategies and Consumer Behavior (05:53) Econ…
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Snowflake (SNOW) shares pop higher after raising full-year revenue guidance in its latest earnings report. Urban Outfitters (URBN) gets an upgrade after better-than-expected earnings. And, Bitcoin (/BTC) continues to surge to new all-time highs. ======== Schwab Network ======== Empowering every investor and trader, every market day. Subscribe to th…
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In this episode of The Real Wealth Show, Kathy Fettke sits down with seasoned real estate investor Matt Faircloth to explore how he went from buying single-family homes to building a multifamily empire through syndication. Matt shares the pivotal moments that shaped his journey, lessons he learned, and how he has pivoted in the current market cycle…
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Send us a text It’s the episode everyone has been waiting for—Eric and Andrea finally take on the pilot of Hallmark’s most beloved mystery series, Mystery 101. Fans are fiercely loyal, emotions run high, and expectations are sky-high… so does the very first installment still earn its reputation as the gold standard of Hallmark whodunnits? In this f…
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Katie shares all of her top tips for summer entertaining. After more than 20 years in the Hamptons, she's hosted parties big and small, and breaks down how she plans a party and gives all of her do's and don'ts for success. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info…
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Claudia Sahm offers an in-depth look into the tax bill being debated on Capitol Hill. She makes the argument that debt Congress aims to fix will get worse before it improves, noting rapid policy changes impacting the bill's goals. On the labor force, Claudia says action on immigration will negatively impact unemployment long-term. She also gives a …
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Results from the 20-year bond auction sent stocks tumbling on the trading session. Target (TGT) previously sold off through its weaker-than-expected earnings and widened guidance. However, Alphabet (GOOGL) flexed strength as the SPX leader after announcing its own "A.I. Mode." Strong earnings from Snowflake (SNOW) sent the stock soaring near all-ti…
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Nick Griebenow explains how options can be used to enhance portfolio performance and reduce volatility. He discusses his approach to selling covered calls to generate cash flow, and shares his stock selection criteria. He also touches on the benefits of writing options on individual equities versus indexes, such as the S&P 500. ======== Schwab Netw…
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Zoom Communications (ZM) posted earnings largely in-line with Wall Street estimates, but as George Tsilis notes, room for margin expansion opened the door to investor optimism. He and Alex Coffey turn to the numbers they believe investors should look at closely in the report. ======== Schwab Network ======== Empowering every investor and trader, ev…
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Snowflake (SNOW) thawed resistance with a beat and raise in its latest earnings, sending its stock close to a 52-week high after hours. However, Urban Outfitters (URBN) couldn't meet expectations with its investors despite having a beat of its own. Kevin Green and Scott Durfey join Alex Coffey to analyze the recent round of reports and talk about t…
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Charles Schwab's Kathy Jones believes global yields are inching toward a "reset" back to levels from the 90s. As yields tick up globally, Kathy says investors are requesting more risk premium to hedge against volatility. She says now isn't the time to "rule out bonds" even if the bond market experiences turbulence ahead. ======== Schwab Network ===…
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Morningstar Wealth's Philip Straehl says the recent market bounce back has been driven by a combination of factors, including the pause in U.S.-China trade tensions and the administration's willingness to make agreements. However, he notes that the hard data hasn't hit yet, and there are still concerns about growth and inflation. He's watching the …
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A worse-than-expected outcome in the 20-year bond auction opened the trap door to significant selling action. Kevin Green says the SPX is reaching a critical level of support, and if levels fall below it, the index can test gaps significantly below where it currently trades. He also notes volume as an issue, showing how there's a greater conviction…
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Target (TGT) reported a disappointing Q1 earnings miss. Arun Sundaram breaks down the results, attributing the weakness to softness in key categories like apparel and home goods, as well as execution issues with inventory management. Despite the challenges, Sundaram notes that some of the downside risk may be priced in, given the stock's underperfo…
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Mark Matson encourages investors to look beyond the S&P 500 and tech giants like Apple (AAPL) and Microsoft (MSFT) to achieve true diversification. Instead, he suggests considering microcap stocks, small-value stocks in the U.S., and large international value stocks. He warns against, what he considers "toxic investments" like cryptocurrency, inclu…
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Rising yields and the U.S. debt ceiling have investors on edge. But Michael Psyllos says community banks like his are well-positioned to weather the storm. He discusses how his Alma Bank is helping small businesses and consumers navigate the current environment, and why he's optimistic about the future of community banking. ======== Schwab Network …
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Mindy McIntosh says despite macro uncertainty, now is the time for investors to reassess their portfolios and consider tax-advantaged strategies. With the Fed's rate cut decision and U.S.-China trade talks in focus, McIntosh advises clients to diversify across asset classes, reduce large-cap exposure, and prioritize fixed income products for steady…
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Critics of Alphabet (GOOGL) said the company was late entering the A.I. space compared to its Mag 7 peers. Now, the company is launching its own "A.I. Mode" that seeks to disrupt Alphabet's own Google search model. Diane King Hall talks about the reasoning leaders have to shaking up their search engine as the company battles other headwinds pressin…
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Ed Siddell believes now is the time for investors to participate in the markets. He sees financials gaining traction once Congress approves the tax bill currently being debated in D.C. Ed doesn't expect tariffs going will go away but thinks there will be a flat rate for all countries once negotiations end. The Mag 7 is another group Ed sees holding…
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Advance Auto Parts (AAP) reports earnings amid an uncertain market. The company has struggled, but with consumers keeping their cars longer due to tariffs, some see a buying opportunity in the stock. Vance Howard and Rebecca Lindland discuss the impact of tariffs on the automotive sector, the potential for a turnaround, and other buying opportuniti…
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Zoom Communications (ZM) is trying to be more than just a video platform, but can it keep up with the likes of Microsoft (MSFT) Teams and Slack? Likefolio's Landon Swan breaks down the company's efforts to expand its offerings and compete with industry giants. He notes that ZM shows a concerning trend of "lower highs, lower lows," and discusses the…
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Toll Brothers (TOL) posted earnings that satisfied investors and showed what Don Nesbitt considers "unexpected" strength in higher-income homebuyers. However, for lower and mid-income homebuyers, Don says higher interest rates are something everyone "has to get used to." On Toll Brothers, Calvin Butts, Jr. believes its "disciplined" approach on pro…
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Alan Baratz, CEO of D-Wave Quantum (QBTS), joins Diane King Hall to discuss how his company has driven profits in what he considers the "very early" stages of quantum computing. He also talks about the company's "Advantage2" supercomputer that drove a massive rally off its announcement on Tuesday. On D-Wave's path forward, Alan talks about expandin…
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While emerging markets have grown significantly, TheoTrade's Don Kaufman is taking a bearish position on the iShares MSCI Emerging Markets ETF (EEM). He doesn't see its rally sticking in the mid-term. On stocks, Don also expresses bearishness in Southwest Airlines (LUV) and GE Aerospace (GE). Rick Ducat offers technical perspective through a look a…
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Andrew Arons believes markets are currently in a "really good" trading range despite recent consolidation. He sees all-time highs for many companies before the year closes out. In Amazon (AMZN), Andrew expects the company's Amazon Prime membership, advertising, and AWS rates to accelerate. For Uber Technologies (UBER), Andrew says its upside will c…
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Kevin Hincks turns to two example options trades revolving around A.I. earnings. One involves a bearish take on Snowflake (SNOW), while the other offers a bullish view on Zoom Communications (ZM). ======== Schwab Network ======== Empowering every investor and trader, every market day. Options involve risks and are not suitable for all investors. Be…
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Paisley Nardini sees a more volatile summer than investors may be expecting. Her firm has seen a large uptick in gold being added portfolios, a key signal of investors bracing for volatility. Paisley offers advice on how investors can use futures and commodities to balance equities. On recent economic data, Paisley notes investor worries in sentime…
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Snowflake (SNOW) has become a name to watch in the A.I. space, as Alex Coffey points out metrics to watch in its earnings after the bell. While Snowflake's path to all-time high seems imminent, Alex urges caution to headwinds that may hinder the software company. ======== Schwab Network ======== Empowering every investor and trader, every market da…
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Steve Dickens calls Zoom Communications (ZM) a pandemic "darling." While the company rallied big in 2020, the stock has fallen off those pandemic highs. Steve says guidance will become paramount for the company in order to show it can still grow as it competes with Big Tech giants. George Tsilis turns to example options trades for Zoom. ======== Sc…
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