Best CLTC Podcasts (2025)

1
Easy Approval Long-Term Care Insurance (EZ-LTC) 4:38

1h ago4:38

4:38

In this video, Scott shares his #1 recommendation for anyone who has been declined for long-term care insurance: "Easy Approval Long-Term Care Insurance," which he calls EZ-LTC, for short. Welcome to Long-Term Care Insurance Now. Your trusted source for the latest insights, updates, and expert guidance on long-term care insurance. This show aims to…

1
The RIGHT Way to Buy Long-Term Care Insurance 4:10

1h ago4:10

4:10

For years, Scott's approach to selling long-term care insurance was fundamentally flawed. But over two decades ago, everything changed for him because of one client: Mrs. Robinson. Welcome to Long-Term Care Insurance Now. Your trusted source for the latest insights, updates, and expert guidance on long-term care insurance. This show aims to break d…

1
Have you been declined for long-term care insurance? 2:24

2h ago2:24

2:24

Have you been declined for long-term care insurance? In this video, Scott shares what to do if you’ve been declined for long-term care insurance and guides you through the next steps. Getting denied doesn’t mean you’re out of options. There are still innovative, practical strategies you can use to plan for your future and protect yourself and your …

1
Getting Money Back 52:01

4d ago52:01

52:01

Learn how you can access money in your plan through borrowing, surrendering, or canceling you’re your plan.By Brian Ott, RICP, CLTC

1
What LTCi Pays For 52:01

11d ago52:01

52:01

Brian will teach you what services long-term care insurance pays for and where you can use your policy.By Brian Ott, RICP, CLTC

1
You Are Self-Insuring 52:01

19d ago52:01

52:01

Brian explains why advisors are wrong about self-insuringBy Brian Ott, RICP, CLTC

1
Is Cash King 52:01

26d ago52:01

52:01

Brian will go over the pros and cons of cash benefit plansBy Brian Ott, RICP, CLTC

1
Who Can Be a Caregiver 52:01

1M ago52:01

52:01

Brian explains who can qualify to be a caregiver with insurance and state rules.By Brian Ott, RICP, CLTC

1
Why Statistics Don’t Matter 52:01

1M ago52:01

52:01

Brian goes over how he designs plans based on personal situations and not averages.By Brian Ott, RICP, CLTC

1
Traditional vs Asset-Based 101 52:01

2M ago52:01

52:01

Brian compares Traditional and Asset-Based long-term care plans and teaches you why you don’t want to pay more for less.By Brian Ott, RICP, CLTC

1
Tax Time 51:59

2M ago51:59

51:59

Brian discuss some overlooked ways to get a tax deduction on long-term care insurance premiums.By Brian Ott, RICP, CLTC

1
Bad Advice 52:01

2M ago52:01

52:01

Brian reacts to some of the bad advice he has seen given to his clients over the years regarding long-term care insurance.By Brian Ott, RICP, CLTC

1
Should You Keep Your Premium 52:01

2M ago52:01

52:01

Brian compares investing insurance premiums to purchasing a long-term care insurance planBy Brian Ott, RICP, CLTC

1
Don’t Believe the Myth’s 52:01

2M ago52:01

52:01

Brian goes over some of the most common myths surrounding long-term care planning.By Brian Ott, RICP, CLTC

1
When and Where 52:01

3M ago52:01

52:01

Brian explains the reality of when long term care situations happen and where the majority of people receive care.By Brian Ott, RICP, CLTC

1
Life, Disability, and LTCi 52:01

3M ago52:01

52:01

Brian discusses the difference between Life, Disability, and Long-Term Care Insurance policies prompted by a listener question.By Brian Ott, RICP, CLTC

1
Making Money on LTCi 52:01

3M ago52:01

52:01

Brian explains how your money works in long-term care insurance plans, how there are plans that give you more money back than you put in, and even plans that make you money.By Brian Ott, RICP, CLTC

1
Comparing Companies 52:01

3M ago52:01

52:01

Brian addresses a listener's question about why he doesn't say the company during the client of the week.By Brian Ott, RICP, CLTC

1
Government Reality 52:01

4M ago52:01

52:01

Brian discussed what the government programs (Medicare, Medicaid, & the VA) provide for long-term care services. He goes through the misinformation and misconceptions out there about these programs and how they work for long-term care.By Brian Ott, RICP, CLTC

1
Don’t Pay More for Less 52:01

4M ago52:01

52:01

Brian explains why asset-based plans that pay you back are not more expensive than traditional plans.By Brian Ott, RICP, CLTC

1
Care Provider Options 52:01

4M ago52:01

52:01

Brian discusses the multiple options long-term care insurance pays for when you need care.By Brian Ott, RICP, CLTC

1
Death Benefits, Cash Value and Surrender Value 52:01

4M ago52:01

52:01

Brian explains the other guaranteed benefits of Asset-Based long-term care insurance plansBy Brian Ott, RICP, CLTC

1
Covered Services 52:01

5M ago52:01

52:01

Brian goes over what services are covered by Long-term care insurance.By Brian Ott, RICP, CLTC

1
Plan Design Options 52:01

5M ago52:01

52:01

Brian goes over total benefits, monthly benefits, and other considerations when designing a long-term care insurance plan.By Brian Ott, RICP, CLTC

1
Misconceptions 52:01

5M ago52:01

52:01

Brian goes through the top 5 misconceptions about long-term care planning and what long-term care insurance actually does for you.By Brian Ott, RICP, CLTC

1
What Is Long-Term Care Insurance? 52:01

6M ago52:01

52:01

There are a LOT of misconceptions surrounding long-term care insurance and what a long-term care situation really looks like. In this episode, Brian explains what you're actually insuring against when you put a long-term care plan in place.By Brian Ott, RICP, LTC

1
Traditional Rate Increases 52:01

6M ago52:01

52:01

Rate increases on existing long-term care policies are prevalent right now. In this episode, Brian explains exactly what is happening, and why the older policies have had to raise rates.By Brian Ott, RICP, CLTC

1
Formal vs Informal Care 52:01

6M ago52:01

52:01

Brian explains how long-term care insurance plans are paid out and who you can pay for your care with your benefits. Can you pay family members to provide your care?By Brian Ott, RICP, CLTC

1
Understanding Benefits 52:01

6M ago52:01

52:01

Brian explains how your benefits work once you go on claim.By Brian Ott, RICP, CLTC

1
Legacy is More Than Money 52:01

6M ago52:01

52:01

Brian discusses the importance of long-term care planning when doing estate planning.By Brian Ott, RICP, CLTC

1
Family is Why 52:01

6M ago52:01

52:01

Brian explains why long-term care planning is not just about money.By Brian Ott, RICP, CLTC

1
What is Underwriting 52:01

7M ago52:01

52:01

Brian explains the underwriting process to qualify for long-term care insurance and how we at 525 Advisors help make the process as smooth as possible.By Brian Ott, RICP, CLTC

1
What Happens When You Go On Claim 52:01

7M ago52:01

52:01

This week Brian talks you through what happens in a long term care situation and how the experience is vastly different with insurance and without.By Brian Ott, RICP, CLTC

1
Where to Start 52:01

7M ago52:01

52:01

Brian explains why you don’t start with “quotes” when it comes to long-term care planning.By Brian Ott, RICP, CLTC

1
Taxes and LTC 52:01

7M ago52:01

52:01

Brian goes over tax deductions for businesses and individuals and the advantages of tax-free income on claim.By Brian Ott, RICP, CLTC

1
LTC Survey 52:01

8M ago52:01

52:01

Brian discusses a recent survey done and brings some more education about some of the common viewpoints around LTCBy Brian Ott, RICP, CLTC

1
The Walmart Effect 52:01

8M ago52:01

52:01

Brian talks about the Financial Industry's regulations that have affected choices, similar to the "Walmart Effect".By Brian Ott, RICP, CLTC

1
Reallocating Income 52:01

8M ago52:01

52:01

Brian discusses the pitfalls of trying to reallocate existing income to pay for long-term care.By Brian Ott, RICP, CLTC

1
It Wasn’t Medicare 52:01

8M ago52:01

52:01

Brian goes over what Medicare and government plans cover for long-term care expenses.By Brian Ott, RICP, CLTC

1
Common and Uncommon Features 6:04

9M ago6:04

6:04

Brian goes over some of the differences between different carriers and how their plans work.By Brian Ott, RICP, CLTC

1
What is the Best Plan 52:01

9M ago52:01

52:01

Brian discusses how plans are different and considerations you need to understand to find the best option.By Brian Ott, RICP, CLTC

1
Divorce and Second Marriages 51:29

9M ago51:29

51:29

Brian discusses the importance of Long-term care planning for couples getting a divorce and 2nd marriages.By Brian Ott, RICP, CTLC

1
Small Plans Matter 52:01

9M ago52:01

52:01

Brian discusses assessing the cost of care and how much coverage you may need.By Brian Ott, RICP, CLTC

1
It’s Your Money 52:01

10M ago52:01

52:01

Brian discusses options on getting your money back if you don’t use your plan for long-term care services.By Brian Ott, RICP, CLTC

1
Other Benefits 52:01

10M ago52:01

52:01

Brian explains why long-term care insurance is more than money.By Brian Ott, RICP, CLTC

1
Tax Deferral and LTC 52:01

10M ago52:01

52:01

Brian dives into how important tax considerations are in long-term care planning and building wealth.By Brian Ott, RICP, CLTC

1
Home Care vs Facility 52:01

10M ago52:01

52:01

Brian discusses where you can receive care and how long-term care insurance helps you age in place.By Brian Ott, RICP, CLTC

1
Biggest Mistakes 52:01

10M ago52:01

52:01

Brian explains some of the biggest mistakes people make with planning for Long-term care.By Brian Ott, RICP, CLTC

1
Old Plans vs New 52:01

11M ago52:01

52:01

Brian explains the advantages of the new long-term care plans compared to the original plans.By Brian Ott, RICP, CLTC

1
What is LTC? 52:01

11M ago52:01

52:01

Brian goes back to the basics of what long-term care is and how insurance works.By Brian Ott, RICP, CLTC

Podcasts Worth a Listen

CLTC Podcasts

Podcasts Worth a Listen