In this week’s episode of Money Talk, I’m bringing you one of my favorite throwback interviews with Matt and Joel from the How to Money podcast. These guys have recorded 700+ episodes and bring an incredible mix of practical money advice, humor, and real-life experience to the conversation. We talked all about how money conversations start awkwardly, why talking about money matters so much, and how your financial focus naturally evolves from the nuts and bolts to creating the life you actually want to live.

Whether you’re just starting out on your financial journey, stuck in the debt payoff stage, or thinking about how to use your money to buy back your time, this episode will give you encouragement, practical tips, and a hopeful perspective on how your money story can change over the years. We also talk about how to start money conversations with friends, spouses, and peers without making it weird, plus why hobbies are an essential part of your financial plan!

💰 This Week's Money Talking Points:

1. How has your view on money changed over the years
2. What money podcasts or books are you interested in right now?
3. How would you spend your time if money wasn’t an issue?

🔗 Resources & Mentions:

• Matt & Joel’s Podcast: How to Money
• My new podcast: Financial Planning for Young Adults: https://www.youtube.com/@FPYApod
• Recommended Reads:
• The Automatic Millionaire by David Bach: https://amzn.to/3XfI7jP
• The One Page Financial Plan by Carl Richards: https://amzn.to/4oVgt7P
• Tax Planning to and Through Early Retirement by Cody Garrett & Sean Mullaney: https://amzn.to/4pA4pcl

⏱ Time Stamps:

[04:00] Breaking the stigma and normalizing money talks

[07:20] How their own money conversations evolved over 700+ episodes

[12:15] Why hobbies and lifestyle design matter just as much as the math

[20:45] Talking about money in marriage and setting shared goals

[28:29] Biggest lessons learned from years of podcasting about money

[32:35] Practical tips for starting money conversations with friends or peers

[39:15] My personal money reflections and this week’s Money Talking Points

If you enjoyed this throwback and want to hear more classic episodes from the Money Talk archives, let me know on Spotify or YouTube! And don’t forget to check out Financial Planning for Young Adults if you or someone you know is ready to take the first step toward a confident financial future.