Make Equity Work Harder: Put Idle Equity Back Into Growth
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Think your home is just a place to live? This episode shows how equity becomes a launchpad for long-term wealth. We break equity into plain language, real numbers, and a clear roadmap from one home into a smarter, safer investment portfolio. You get an easy walkthrough of available equity, 80% LVR rules, and bank risk thresholds acting as personal guardrails.
We step through a practical case study: a 600k home, growth-driven usable equity, and a move into a quality 600k investment backed by strong buffers. We track compounding gains across two years, proving why cash savings alone rarely match this momentum.
Hear frank insights on cash flow pressures in 2025, rare day-one positive cash flow, and smart ways to build buffers using interest-only structures, offsets, and low-risk markets with tight vacancy. Learn how to use leverage safely, keep LVRs controlled, and let natural growth strengthen your position.
If a dream home sits within your five-year plan, this strategy can accelerate progress. Build one or two growth assets, unlock options, and increase net worth without relying solely on super or pension.
🎧 Subscribe, share with someone holding lazy equity, and drop your biggest equity question so we answer it next.
Learn, invest, grow!
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Disclaimer:
The viewer/listener acknowledges and agrees that:
- Taylored Property Wealth Pty Ltd is a licensed Buyer’s Agency operating in New South Wales, Australia. It is not a licensed financial adviser, accountant, solicitor, mortgage broker, builder, engineer, architect, town planner, or property manager.
- The information provided in this episode (or any related media content) is general in nature and does not...
Chapters
1. Why Equity Matters Now (00:00:00)
2. Equity Explained Simply (00:00:48)
3. Available Equity And The 80 Percent Rule (00:02:30)
4. Good Debt And Net Wealth Basics (00:04:20)
5. Equity Vs Saving For The Dream Home (00:06:48)
6. Step By Step Equity Case Study (00:08:55)
77 episodes