Episode 2 – When AI Meets Reality: Upstart’s Struggle for Investor Confidence

Upstart was once hailed as a fintech disruptor, using AI to outsmart traditional lending models. But lately, its stock has been telling a different story. Trading volume has slumped, volatility has surged, and investor confidence seems to be fading. In this episode, we break down what’s really happening behind the numbers.

We’ll cover:

• Why a tiny 0.10% price drop with a 30% plunge in volume matters more than it seems
• How shifting consumer lending patterns, rising rates, and regulatory scrutiny are weighing on Upstart’s future
• The erratic volatility patterns that reveal deep uncertainty in the market
• Why institutional investors are looking past Upstart to big AI and tech players like Microsoft, Alphabet, and Nvidia

This isn’t just about one stock — it’s a snapshot of how fragile the AI-driven lending model looks in today’s macroeconomic climate.

⚠️ Disclaimer: This episode is for informational and educational purposes only and should not be considered financial or investment advice. Always do your own research or consult a licensed financial advisor before making decisions.