Episode Summary:
In this episode of Social Security & Disability: The Approval Path, lead attorney and managing partner Deborah Spector talks about how workers’ compensation and Social Security Disability benefits interact. With more than 40 years of experience, Deborah explains the differences between the two programs, the potential for benefit offsets, and the importance of proper planning when handling both claims. The discussion also covers common mistakes, crucial paperwork, settlement structuring, and why timely action is key to maximizing benefits and minimizing stress for injured workers.

00:01 – Show introduction
01:22 – What workers’ compensation covers vs. Social Security Disability
04:55 – Can someone collect both workers’ comp and Social Security at the same time?
08:37 – Differences between SSDI and SSI in these cases
11:40 – Key paperwork Social Security requires to calculate offsets
14:50 – How settlement agreements can be structured to reduce offsets
19:15 – Tax implications of offsets and why clients should be prepared
21:08 – Why keeping Social Security informed of settlements is essential
25:20 – Best advice for workers considering both comp and disability claims
28:44 – Why applying for SSDI early prevents loss of benefits

Social Security & Disability: The Approval Path helps individuals navigate the complex rules of Social Security and maximize their benefits. Hosted by attorney Deborah Spector, the podcast provides practical strategies, legal insights, and real-world examples to help listeners protect their rights and plan with confidence.