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Exploring the Fine Print of Living Annuities with Lize de la Harpe

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Manage episode 506047420 series 2503255
Content provided by Francois du Toit. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Francois du Toit or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://podcastplayer.com/legal.

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Living annuities are one of the most popular retirement income products in South Africa – but they come with strict rules that are often misunderstood.
In this episode of PROpulsion LIVE, we sit down with Lize de la Harpe, Senior Legal Advisor at Sanlam Corporate, to explore what you can and can’t do with a living annuity. From income drawdowns and commutation rules to divorce settlements and beneficiary nominations, Lize unpacks the complexities in plain language and clears up common misconceptions.
This is a must-watch for financial advisers and planners who want to give their clients the right guidance when it matters most.
📌 What we cover:
👉 How income drawdowns really work (and why they can only be changed once a year)
👉 The conditions under which a living annuity can be commuted
👉 Why the capital can’t be claimed in divorce proceedings
👉 The impact of the Montanari judgment and recent PFA amendments
👉 What advisers should know about beneficiary nominations
Join us as we explore the fine print behind one of the most important retirement planning tools.
Also in this episode:
• FPI Current Affairs
• Build with AI
• Quick Announcements
• Featured Guest
ASCEND SUMMIT TICKETS:
https://www.propulsion.co.za/propulsion-summit-tickets/
MONEY MAESTROS:https://moneymaestros.co.za/conference/
ADMIN AND SUPPORT SURVEY:
https://www.propulsion.co.za/admin-and-support-in-financial-advice-survey/
BECOME A MEMBER:
https://www.propulsion.co.za/propulsion-community/join-propulsion-community/

  continue reading

157 episodes

Artwork
iconShare
 
Manage episode 506047420 series 2503255
Content provided by Francois du Toit. All podcast content including episodes, graphics, and podcast descriptions are uploaded and provided directly by Francois du Toit or their podcast platform partner. If you believe someone is using your copyrighted work without your permission, you can follow the process outlined here https://podcastplayer.com/legal.

Send us a text

Living annuities are one of the most popular retirement income products in South Africa – but they come with strict rules that are often misunderstood.
In this episode of PROpulsion LIVE, we sit down with Lize de la Harpe, Senior Legal Advisor at Sanlam Corporate, to explore what you can and can’t do with a living annuity. From income drawdowns and commutation rules to divorce settlements and beneficiary nominations, Lize unpacks the complexities in plain language and clears up common misconceptions.
This is a must-watch for financial advisers and planners who want to give their clients the right guidance when it matters most.
📌 What we cover:
👉 How income drawdowns really work (and why they can only be changed once a year)
👉 The conditions under which a living annuity can be commuted
👉 Why the capital can’t be claimed in divorce proceedings
👉 The impact of the Montanari judgment and recent PFA amendments
👉 What advisers should know about beneficiary nominations
Join us as we explore the fine print behind one of the most important retirement planning tools.
Also in this episode:
• FPI Current Affairs
• Build with AI
• Quick Announcements
• Featured Guest
ASCEND SUMMIT TICKETS:
https://www.propulsion.co.za/propulsion-summit-tickets/
MONEY MAESTROS:https://moneymaestros.co.za/conference/
ADMIN AND SUPPORT SURVEY:
https://www.propulsion.co.za/admin-and-support-in-financial-advice-survey/
BECOME A MEMBER:
https://www.propulsion.co.za/propulsion-community/join-propulsion-community/

  continue reading

157 episodes

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