ADU Adventures – Funding Your ADU: Financing Options and Strategies

Wondering how to finance an ADU? In this episode of ADU Adventures: Building in Your Backyard, host James Parks breaks down the most common ways homeowners pay for their ADUs—without the financial jargon.

In this episode, we cover:
✔ How to assess your budget and plan for unexpected costs
✔ Financing options like HELOCs, home equity loans, and cash-out refinancing
✔ What homeowners need to consider before taking out a loan
✔ A real-life success story from the Lopez family, who used rental income to pay off their ADU financing

Whether you’re building a backyard cottage for family or a rental ADU for extra income, understanding your financing options is the key to starting your project with confidence.

Need expert guidance? Acton ADU partners with trusted ADU lenders who specialize in flexible financing solutions. Visit ActonADU.com or call (408) 369-1103 for a free consultation.

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Acton ADU – The Home of the Build-Ready ADU, Serving Homeowners for Over 35 Years

With over 35 years of experience and 5-star reviews that speak for themselves, Acton ADU is the leading expert in Accessory Dwelling Units (ADUs) in the San Francisco Bay Area. Based locally in Campbell, California, we proudly serve homeowners in over 20 cities—from Redwood City to San Jose and as far south as Gilroy.

We specialize in high-quality, traditionally built backyard homes, providing turnkey ADU solutions that save time and money without sacrificing quality. As the home of the Build-Ready ADU, we offer fully curated, pre-designed ADU Packages designed for multi-generational living and long-term property investment. Whether you're considering a mother-in-law suite, casita, or granny flat, our team ensures a seamless, stress-free experience from design and permitting to construction and warranty.

Why Homeowners Choose Acton ADU:

• Locally based in Campbell, CA – serving over 20 cities from Redwood City to Gilroy
• Over 35 years of expertise in building high-quality ADUs
• Build-Ready ADUs – pre-approved, expertly designed backyard homes for faster approvals and lower costs
• Custom ADU solutions – tailored to fit your property and lifestyle
• 5-star reviews...