Kamyar Rezaie joins Bruce for a timely update on the lending landscape. With interest rates showing some signs of retreat and banks eager to lend, Kamyar shares how borrowers with strong reserves are securing attractive financing terms. He also dives into the dynamics of construction lending, noting a shift toward bridge and hard money loans as traditional financing begins to loosen.

The conversation turns to bigger forces affecting lending—like tariffs, global unrest, and the U.S. government shutdown—revealing how each one ripples through the loan process. Kamyar explains the shutdown’s direct hit on SBA and FHA loans, including the domino effect on escrow timelines, IRS documentation delays, and the broader economy.

Finally, the discussion pivots to ownership trends, tax advantages of buying property, and why owner-occupied purchases are surging despite few price drops in hot markets like LA.

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