Most people fear debt. Richard Marquez used it to build a $10M real estate empire. 🔥

He now owns 39 units across single-family and multifamily — built through strategy, discipline, and smart leverage. And he reached full financial freedom doing it.

But his story didn’t start in real estate.

Richard began in sales, transitioned into banking, and eventually became a branch manager. That’s where everything shifted. He realized everyday people were quietly buying rentals on the side — and building wealth.

That sparked the vision:

You can work a 9–5 and build a portfolio at the same time.

In this episode, Richard breaks down exactly how he scaled to 39 doors and hit financial freedom:

• 🏠 How he grew from buying houses one-by-one to owning 39 units

• 💳 How he mastered credit and used it as a weapon for opportunity

• 💵 Leaving his banking job after realizing the equity he had built

• 🔑 Moving from traditional loans → private lenders → DSR loans

• 🛠️ Why he stopped flipping & built an in-house remodel crew

• 🏘️ How he bought his first multifamily property — and why he wants more

• 📐 His buying criteria and formula per square foot

• 📅 How he compressed his work week into 3 days

• 💰 Getting loans even from PayPal — and how he uses them

• 🚀 How he maintains financial freedom while still growing the portfolio

Richard proves that with the right mindset, the right lenders, and the right credit strategy, anyone can build wealth in real estate — one door at a time.

Entrepreneurship is about making calls others won’t. That’s where we come in — combining AI, people, and relentless hustle to fill your pipeline with leads and scale your business.

Click on the link below to see how Vancom can help! 🔗 https://vancom.io/calendar-page

Connect with Us: Instagram / josuellanass and pickupthephonepod

Our guest Visit Facebook: Richard Marquez or call/text Richard 832-616-1719

👉 Don’t forget to like, comment, and subscribe for more powerful stories of business, real estate, and scaling your business! 🔔

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