Steve Shoultz was born and raised in a small town in Illinois. He has resided in Noblesville, IN for the last 32 years with his wife, Emily, and four children: Sara and family live in Sacramento, Mark and family live in Noblesville as does daughter Kayla and family. The youngest Doug, has recently relocated to Sacramento. He and his wife enjoy spending time with their 9 grandchildren.

Steve started in Personal lines sales with Liberty Mutual in 1983 in Phoenix, AZ. Liberty Mutual transferred him to Indianapolis as a sales manager in 1991. From there he learned the commercial lines side of the business with Federated and Sentry Insurance. He worked three years with one of the states largest independent insurance agencies prior to opening PRM in August of 2005.

PRM has grown to 17 employees with three different locations: Fishers, South bend, and Columbus. Their concentration of business is 60% personal lines and 40% commercial lines. They work with their clients to build better risk solutions to maximize their coverage with the most efficient premium expense. Most people do not stop to think their their total insurance cost is the premium plus the deductible PLUS any uncovered losses. PRM focuses on the Pillow Test to make sure they have recommended the proper coverage for their clients.

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