In this episode of Saturday Morning Muse, Andy explores the historical roots of banking, tracing its origins back to the Crusades and the role of the Knights Templar. He discusses how the need for secure wealth storage during the Crusades led to the development of early banking practices, including the issuance of letters of credit. The conversation also delves into the evolution of usury laws and their implications for modern banking, highlighting the ongoing relevance of these historical developments in today's financial landscape.