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Description:

In this empowering episode, Jamie Kienholz breaks down the real path to becoming debt-free — without the shame, stress, or spreadsheet overwhelm. Drawing from her own experience and biblical wisdom, Jamie dives deep into the emotional and spiritual roots of money, why debt keeps us stuck, and how to reclaim your peace and power one decision at a time.

You’ll learn how to face your numbers with confidence, pick a strategy that actually works for you, and shut out the noise of social media’s “buy more” culture. This episode will help you shift from emotional spending to intentional stewardship — and remind you that financial freedom starts in your mindset, not your wallet.

Timestamps / Chapters:

00:00 – Introduction: Why Debt Isn’t Just Math, It’s Mindset
03:15 – The Real Reason We Stay in Debt
06:45 – The Psychology of Financial Freedom
09:30 – Practical Steps to Pay Off Debt (Without Losing Your Mind)
14:05 – Becoming a “De-Influencer”: How to Escape the Buy-Buy-Buy Culture
17:40 – Building a Debt-Free Mindset Rooted in Faith
21:00 – Weekly Challenge + Takeaway

Takeaways:

• Freedom begins in your thoughts long before it shows up in your bank account.
• The borrower is servant to the lender — but God calls you to peace and stewardship.
• You don’t need perfection, you need persistence.
• Face your numbers — clarity beats avoidance.
• Choose your strategy: debt snowball or avalanche.
• Practice “de-influencing” — buy peace, not pressure.
• Every payment is a vote for your freedom.

Keywords:

money mindset, debt payoff, personal finance, faith and money, stewardship, budgeting, Christian finance, self-discipline, mindset shift, debt freedom, minimalism, intentional living, financial freedom, de-influencer

CTA (Spotify/Apple Notes Footer):

Ready to take your next step toward freedom?
Connect with Jamie on Instagram @jamiekienholz
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