The provided text, a podcast script titled "Why Index Funds Make Millionaires," serves as a comprehensive guide for everyday investors seeking to build long-term wealth. It primarily focuses on index funds, explaining what they are, how they work, and their mathematical advantages through principles like compound interest, cost efficiency, and broad market participation. The script emphasizes that index funds democratize wealth building by offering a simple, low-cost, and effective strategy for achieving significant financial growth, contrasting them with more complex and often underperforming active investment strategies. It addresses common objections and provides practical steps for starting, reinforcing the importance of consistency and ignoring market noise.

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