Best Wise Mindset Guy Podcasts (2025)

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Don't Postpone your Future 6:08

Play Pause

2h ago6:08

6:08

Let's take a big old sledgehammer to Procrastination. Often times we delay doing what needs to be done to fulfill our Life's purpose. Your Future is waiting for you, don't postpone it. www.wisemindsetguy.com Music "Rock it" by Coma-Media on PixabayBy Nat Plastino, Wise Mindset Guy

1
The Fed Just Cut Rates — Here’s How to Make the Most of It (Plus: How to Freeze Your Credit) 28:51

3d ago28:51

28:51

Learn how the Fed rate cut impacts loans and savings, then find out when to freeze your credit and how to do it fast. What does a Federal Reserve rate cut mean for your wallet? Should you freeze your credit if an internet provider runs a soft pull? Hosts Sean Pyles and Elizabeth Ayoola kick off this episode with senior news writer Anna Helhoski to …

1
Tap to Pay, Tap to Overspend? Mobile Wallet Traps and Money Conversations That Pay Off 29:47

6d ago29:47

29:47

Learn if digital wallets make you overspend and how simple habits can help you stay on budget. How do you start money conversations that actually help? Do mobile wallets make you overspend? Hosts Sean Pyles and Elizabeth Ayoola discuss intentional money conversations and the psychology of paying by phone vs. card vs. cash to help you control spendi…

1
AI Stocks May Be in a Bubble, and Car Prices Could Rise Soon — Here’s What to Know 33:24

10d ago33:24

33:24

Learn how to think about AI stocks and decide if now’s the time to buy a car, including how to choose between 48- and 60-month loans. Are AI stocks in a bubble? Should you buy a car now or wait? Hosts Sean Pyles and Elizabeth Ayoola discuss AI-driven market euphoria and today’s car-buying math to help you understand how to balance risk in your inve…

1
Leadership is Not about Being a Follower 5:53

22h ago5:53

5:53

Following blindly in Life? Don't sit around waiting for someone to hand you the Leadership badge, Be the Leader already. www.wisemindsetguy.com Music "Rock it" by Coma-Media on PixabayBy Nat Plastino, Wise Mindset Guy

1
Estate Planning Made Simple and How to Handle Family Loans 32:09

13d ago32:09

32:09

Learn how to build a simple estate plan and lend or repay family money without hurting your relationships. What’s the first thing to do when creating an estate plan? What’s the smartest way to handle loans between friends or family? Hosts Sean Pyles and Elizabeth Ayoola break down estate-planning basics like wills, revocable trusts, living wills/ad…

1
Why Refis Are Spiking and How to Optimize Your 401k Target-Date Fund for Long-Term Growth 28:02

18d ago28:02

28:02

Learn when a refi saves money and how target-date funds work, including fees and when to pick a later fund year. What exactly is a target-date fund, and when should you move your date? How do you know if now is a good time to refinance a house? Hosts Sean Pyles and Elizabeth Ayoola discuss mortgage refinancing and target-date funds to help you unde…

1
Finding Joy in the Smallest Corners of Life 5:41

20d ago5:41

5:41

Let's be real, Life is chaotic. But what if we could train our brains to zoom in on the tiny things that are actually going right? Let's have a look at this philosophy. www.wisemindsetguy.com Music "Rock it" provided by Coma-Media on PixabayBy Nat Plastino, Wise Mindset Guy

1
Smart Buying Tips from Your Mama’s Kitchen and How to Change Banks Wisely 36:39

21d ago36:39

36:39

Find out when it’s worth splurging on kitchen gear and how to switch banks without losing your financial footing. What kitchen tools are actually worth the money? Is switching to an online bank really worth the hassle? Hosts Sean Pyles and Elizabeth Ayoola discuss the value of investing in high-quality kitchen gear and what to consider when moving …

1
How to Talk Finances Before Cohabitating, and Why Coffee and Tea Prices Are Surging 32:19

25d ago32:19

32:19

Before cohabiting, how do you talk about finances without conflict? Plus: the global forces pushing up your coffee and tea bill. Why are your daily coffee, tea, or matcha drinks costing more? What financial conversations should you have with your partner before signing a lease together? Hosts Sean Pyles and Elizabeth Ayoola explore rising beverage …

1
What is Motivational Activation? 4:30

26d ago4:30

4:30

What gets us off the couch and into action? Well something called Motivational Activation can shed some light. Let's break it down. www.wisemindsetguy.com Music "Rock it" thanks to Coma-Media on PixabayBy Nat Plastino, Wise Mindset Guy

1
Bank Account Denied? Overcome Verification Hurdles and Maximize Sign-Up Bonuses 26:32

28d ago26:32

26:32

Learn about banking blacklists and how to decide when sign-up bonuses are worth your time and money. Why might you get denied when trying to open a new bank account online, even if all your information is correct? When are bank account sign-up bonuses really worth pursuing? Hosts Sean Pyles and Elizabeth Ayoola explain how banks verify identities, …

1
Budget Rehab: Can a Family Rebuild Their Emergency Fund and Still Afford the Life They Want? 34:26

1M ago34:26

34:26

The Nerds debut a new Budget Rehab segment, dissecting a real family’s budget to reveal strategies for saving more, investing smarter, and managing lifestyle costs. Plus: tariffs’ role in rising auto insurance. Why are auto insurance premiums continuing to climb, and what do tariffs have to do with it? How can a real family adjust their budget to m…

1
How Anxiety may be caused by Mis-action 5:22

1M ago5:22

5:22

Mis-action can be the spiritual cousin of poor choices and that can be an unhealthy spike to our Anxiety. Let's take a look at this. www.wiseminsetguy.com Music "Rock it" thanks to Coma-Media on PixabayBy Nat Plastino, Wise Mindset Guy

1
How to Pay Less for Your Prescriptions and Brace for a Health Insurance Shake-Up 30:30

1M ago30:30

30:30

Learn how to cut prescription costs and prepare for steep health insurance hikes if ACA tax credits expire. How can you make prescription drugs more affordable? What can you do if subsidies in the Affordable Care Act expire and health insurance costs spike? Hosts Sean Pyles and Elizabeth Ayoola discuss rising prescription costs and looming changes …

1
What Happens When You Trade Your Home for a Debt-Free Start? 32:08

1M ago32:08

32:08

Is tapping your home equity ever a smart way to reset your finances? One listener’s story reveals what to weigh before selling. Should you sell your house to wipe out credit card debt and start over? What are the hidden trade-offs when using home equity to eliminate debt? Hosts Sean Pyles and Elizabeth Ayoola talk with a listener navigating $55,000…

1
Get into Flow State 5:17

1M ago5:17

5:17

What is the Holy Grail of Productivity, Creativity, and just plain feeling amazing. You guessed it, Flow State or some say getting in the flow. Let's look at this game changing idea. www.wisemindsetguy.com Music "Rock it" provided by Coma-Media on PixabayBy Nat Plastino, Wise Mindset Guy

1
Stop Living by One-Size-Fits-All Budgets — and Paying for One-Size-Fits-All Financial Advice 37:23

1M ago37:23

37:23

Understand how to assess when financial advisor fees are worth it and how to rethink personal finance rules that don’t serve you. What are the different financial advisor fees, and how can you decide if they’re worth it? Do you need to follow traditional budgeting and debt payoff rules to be financially successful? Hosts Sean Pyles and Elizabeth Ay…

1
Here’s What Tariffs Could Cost You (Plus: Downgrade or Ditch Your Premium Card?) 32:02

2M ago32:02

32:02

Understand how new tariffs may hit your wallet and whether premium credit card fees are still worth it. What do new U.S. tariffs mean for prices on everyday goods and cars? What should you consider when choosing a premium travel credit card? Hosts Sean Pyles and Elizabeth Ayoola discuss the latest economic indicators and the changing landscape of c…

1
Find Potential amidst Global Chaos 5:07

2M ago5:07

5:07

Wars, Division, Uncertainty. There is a feeling of Chaos in the world today. But it's not all doom and gloom. There is still some Potential in the forecast....lets dive in. www.wisemindsetguy.com Music "Rock it" provided by Coma-Media on PixabayBy Nat Plastino, Wise Mindset Guy

1
More Money, More Priorities: Don’t Let a Bigger Paycheck Go to Waste 35:19

2M ago35:19

35:19

New job, more income — now what? Hear how one listener is managing his Roth IRA, health savings account, high-yield savings, and more. Is it smart to use a Roth IRA like a savings account? How should you prioritize your money across savings, debt, and retirement after getting a higher-paying job? Hosts Sean Pyles and Elizabeth Ayoola answer a liste…

1
Does Medical Debt Impact Your Credit Score? And How Much Do You Really Need To Save for a Home 36:27

2M ago36:27

36:27

How to protect your credit from medical debt and choose the right way to save for a home down payment. How does medical debt affect your credit score? What accounts can you use to save for a house down payment? Hosts Sean Pyles and Elizabeth Ayoola discuss the recent reversal of a Consumer Financial Protection Bureau rule that would have removed me…

1
Success is a Choice, Not a Coincidence 6:01

2M ago6:01

6:01

A great quote by basketball legend Stephen Curry who said "Success is not an accident, its a choice." Let's look at how Success=Goals plus Discipline plus Persistence plus Learning and Mindset. www.wisemindsetguy.com Music "Rock it" provided by Coma-Media on PixabayBy Nat Plastino, Wise Mindset Guy

1
The Right Way to Dodge Scams, Plus Learn How Robo-Investing Works 29:56

2M ago29:56

29:56

Learn how to dodge scams to protect your money, then understand how to compare robo vs. traditional investment risks. What should you do if your credit card is compromised in a scam? Are robo-advisors riskier than traditional brokerage accounts? Hosts Sean Pyles and Elizabeth Ayoola discuss how to spot and respond to identity theft and dig into how…

1
Housing Market in Flux: Should You Buy Now Before Prices Shift? (Plus: How Teens Can Build Credit) 36:18

2M ago36:18

36:18

Find out where the housing market's headed and how to help your teen build smart credit habits early. Is now a smart time to buy a home or should you wait for mortgage rates to drop? What’s the best way to help your teenager build credit before college? Hosts Sean Pyles and Elizabeth Ayoola explore these questions to help you make confident financi…

1
Inner Peace and Resilience Through the Virtues of Stoicism 6:33

2M ago6:33

6:33

Stoicism is a practical philosophy that teaches us what we can control and what we can't. Let's look at how this ancient philosophy can help us find Inner Peace and build better Resilience. www.wisemindsetguy.com Music "Rock it" provided by Coma-Media on PixabayBy Nat Plastino, Wise Mindset Guy

1
Savings Bonds Explained: When to Buy, When to Cash In, and If They’re Still Worth It 32:43

2M ago32:43

32:43

Budget better for group trips and explore if savings bonds still deserve a spot in your long-term investment plan. How do you plan a trip with friends without blowing your budget — or your relationships? Are savings bonds a smart way to invest in your kids’ future? Hosts Sean Pyles and Elizabeth Ayoola discuss the emotional and financial dynamics o…

1
SALT Cap Raised, Clean Energy Credits Ending: Adapt Your Finances to the “Big, Beautiful Bill” 30:10

2M ago30:10

30:10

Learn what the One Big Beautiful Bill Act means for your taxes, benefits, and financial planning. Then, understand how to adapt to living on disability insurance. What tax changes are coming from the federal budget bill? Can you save money while living on disability? Hosts Sean Pyles and Elizabeth Ayoola unpack the latest legislative changes to hel…

1
Living in the Past? Dwelling on Yesterday can Diminish Today 5:08

2M ago5:08

5:08

Living in the past is like driving while looking in the rear-view mirror. Let's talk about focusing less on the Past and more in the now or present moment. www.wisemindsetguy.com Music "Rock it" provided by Coma-Media on Pixabay.By Nat Plastino, Wise Mindset Guy

1
Smart Planning Sessions: Go “Work Optional” and Move Retirement Funds Penalty-Free (Plus: Your Midyear Money Check-In) 38:13

2M ago38:13

38:13

In this month’s Smart Planning segment, a financial advisor discusses how to transfer retirement funds penalty-free and how to adopt a “work optional” mindset. How can you check in on your financial progress halfway through the year? What steps do you need to follow to move your Roth IRA from a robo-advisor to a self-directed platform without payin…

1
Buy Now, Pay Later Comes at a Price: Credit Score Risks You Need to Know (Plus: $124k Windfall Tips) 32:53

2M ago32:53

32:53

Understand how Buy Now, Pay Later financing options affect your credit and learn smart strategies for using a six-figure inheritance wisely. How does Buy Now, Pay Later (BNPL) affect your credit score? What’s the smartest way to invest or use an unexpected inheritance? Hosts Sean Pyles and Elizabeth Ayoola discuss the evolving credit implications o…

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Embracing Autonomy: A Path to Personal Enpowerment 5:28

3M ago5:28

5:28

You are the CEO of your own life. What is Autonomy? Let's look at how we can encourage Personal Growth in everyday life. www.wisemindsetguy.com Music "Rock it" provided by Coma-Media on PixabayBy Nat Plastino, Wise Mindset Guy

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Amazon Prime Day Hacks and Budgeting Tips for Emotional Shoppers 31:13

3M ago31:13

31:13

Learn how to approach Amazon Prime day without blowing your budget and hear how you can start to understand the emotions that might be driving your spending. What are the best ways to take advantage of big sales like Amazon Prime Day but still stay on track with your budget? How can you get a handle on emotional spending and the guilt that comes wi…

1
How to Retire Early and Live Abroad: Your Guide to Making FIRE Last (Plus: 2025 Gas Prices Explained) 35:56

3M ago35:56

35:56

Learn how to navigate gas prices this summer, then hear how to make your money work after retiring early and moving abroad. What’s going on with gas prices this summer? How can early retirees turn their savings into income abroad? Hosts Sean Pyles and Elizabeth Ayoola discuss gas price trends and smart investment options for early retirees to help …

1
Conquering Fear with Resilience 5:13

3M ago5:13

5:13

Yes FEAR creeps into our minds very easily. But with a little bit of Resilience we can kick Fear where it hurts most and take back our superpower lives. www.wisemindsetguy.com Music "Rock it" provided by Coma-Media on PixabayBy Nat Plastino, Wise Mindset Guy

1
Overcome Emotional Spending and Spot Job Scams That Could Cost You Thousands 36:36

3M ago36:36

36:36

Learn how to reset spending habits after emotional setbacks and protect yourself from job scams that cost real money. How do you reset your money goals after emotional setbacks? How do you avoid job scams that steal your savings? Hosts Sean Pyles and Elizabeth Ayoola discuss mindful spending and scam recovery to help you stay in control of your fin…

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Escape the Infinite Workday Trap (Plus: How to Grow $200/Month Into $300K) 34:30

3M ago34:30

34:30

Get tips to reclaim your time from the “infinite workday,” then learn how to build retirement savings as a stay-at-home parent. How do you reclaim your time in an always-on work culture? How can stay-at-home parents keep building retirement savings? Hosts Sean Pyles and Elizabeth Ayoola discuss the rise of the “infinite workday” and answer a listen…

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Go Inward for Personal Growth 5:24

3M ago5:24

5:24

Yes were getting introspective today. We are talking about the mystical world to creates a rewarding journey in life. Going Inward for Personal Growth by exploring your thoughts and feelings. www.wisemindsetguy.com Music "Rock it" provided by Coma-Media on PixabayBy Nat Plastino, Wise Mindset Guy

1
Your Housing Questions Answered: Down Payments, Mortgage Recasting, and Buying in Tough Markets 34:08

3M ago34:08

34:08

Explore strategies to strengthen your finances and get smart answers to common home buying and mortgage questions. When you're looking to buy your next home, should you pay off your current mortgage or save more for a down payment? How does mortgage recasting work? Hosts Sean Pyles and Elizabeth Ayoola answer several questions from listeners about …

1
Are You Saving Enough in 2025? What the Data Says About Falling Short (Plus: Where to Keep Conservatorship Funds) 25:18

3M ago25:18

25:18

Learn whether you’re saving enough money in 2025. Then, learn where to keep conservatorship funds to safely earn interest. What is the average American saving in 2025? Where can you keep conservatorship funds to earn interest? Hosts Sean Pyles and Elizabeth Ayoola tackle a listener’s question about how to grow savings when managing a conservatorshi…

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Logical Squares will NEVER Live LEGENDARY LIVES!!! The RICH take RISKS!!! 8:41

3M ago8:41

8:41

Check out the site: https://weswatsonfit.com/ Check out my new book: https://www.amazon.com/Non-Negotiable-Incarcerated-Creating-Unbreakable-Mindset/dp/1956649123/ref=sr_1_1crid=3PEEGS9JENTRZ&keywords=wes+watson&qid=1644856202&sprefix=wes+watson%2Caps%2C237&sr=8-1By Wes Watson

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Tap into Universal Realism 7:10

3M ago7:10

7:10

Universal Realism helps us look at the world in simple terms. It's not always about opinions, it is about Objective Reality. www.wisemindsetguy.com Music "Rock it" provided by Coma-media on PixabayBy Nat Plastino, Wise Mindset Guy

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Smart Planning Sessions: Digging Out of $36K in Debt — Without Derailing Retirement 35:32

3M ago35:32

35:32

In this month’s Smart Planning segment, a financial advisor discusses how to build a smarter debt payoff plan without sacrificing long-term financial goals. What’s the smartest way to make progress on credit card debt when budgeting alone isn’t cutting it? When can debt consolidation tools actually make your situation worse? Hosts Sean Pyles and El…

1
Will AI Take Your Job — or Just Your Time? Plus, Rebuilding Credit After Debt Consolidation 31:58

3M ago31:58

31:58

Learn how to use AI to boost your career and finances — plus, what to do when debt consolidation tanks your credit score. How can you use AI to stay competitive in your career and manage your money better? What should you do when debt consolidation tanks your credit score? Hosts Sean Pyles and Elizabeth Ayoola discuss the rapid rise of generative A…

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How to Build a Strong Social Self 5:46

3M ago5:46

5:46

Today we are diving into something we ALL care about; how to Build a Strong Social Self. That Inner Social Superhero. www.wisemindsetguy.com Music "Rock it" provided by Coma-Media on PixabayBy Nat Plastino, Wise Mindset Guy

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How to Negotiate a Raise in a Tough Economy (w/ Brown Ambition’s Mandi Money) 37:42

3M ago37:42

37:42

Learn how to negotiate higher pay and choose between Roth vs. traditional retirement accounts with confidence. How can you negotiate for a raise in an uncertain economy? Should you invest in a Roth or traditional retirement account? Hosts Sean Pyles and Elizabeth Ayoola discuss career strategies and retirement planning to help you maximize your ear…

1
Economic Chaos and Car Costs: How to Weigh Risks in Uncertain Times 33:38

4M ago33:38

33:38

Learn how to keep calm and carry on with smart money moves and car buying plans amid tariffs, market swings, and rising prices. Should you buy a car now or wait — even if prices are expected to rise? How can you navigate the financial noise of today’s economy without losing your cool? Hosts Sean Pyles and Elizabeth Ayoola discuss coping with econom…

1
Is there Moral Progress: Are things really getting better? 7:10

4M ago7:10

7:10

Despite all the chaos in the world, we might actually have reasons to believe that things are getting better, Let's look at Moral Progress www.wisemindsetguy.com Music "Rock it" provided by Coma-media on PixabayBy Nat Plastino, Wise Mindset Guy

1
Recover from Vacation Overspending and Avoid Costly Rental Property Management Mistakes 38:21

4M ago38:21

38:21

Reset your vacation budget and learn about the real work it takes to manage a rental property as a new or aspiring landlord. How can you get back on budget after overspending on vacation? What should you know before turning a home into a rental property? Hosts Sean Pyles and Elizabeth Ayoola discuss navigating the financial aftermath of travel and …

1
What to Do When the U.S. Gets Downgraded and Your Travel Credit Card Stops Paying Off 28:07

4M ago28:07

28:07

Learn what a U.S. credit downgrade means for your portfolio, plus find out when it might be time to cancel your travel credit card. What does the U.S. credit rating downgrade mean for your investments? Should you cancel your travel credit card if the perks no longer justify the fee? Hosts Sean Pyles and Elizabeth Ayoola discuss the U.S. government’…