Best Usage Rate Podcasts (2025)

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NBL SuperCoach - Round 13 - Double Time 47:15

Play Pause

10d ago47:15

47:15

Barry, Darey and Hughesy discuss the most important things for NBL's Beat the Coach, round review - talking points, top scorers, our scores and look forward to next round with the schedule, the new segment 'The Pyramid' and everyone's favourite 'casHUGHES Captains' and also their tips for this week. Join the League: 305932 and the tipping: https://…

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Managing Money in Your Marriage and How to Build Wealth Without a Side Hustle 38:31

3d ago38:31

38:31

Learn the truth behind myths about building wealth, plus hear from a couple looking to align on financial goals and values. Can you build wealth without starting a business? How can couples figure out what to do with extra money in their budget? Hosts Sean Pyles and Elizabeth Ayoola share their “money hot takes” and then talk to a married couple ab…

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Top 10 posts of 2025 holiday extravaganza with Joe Gulotti 1:34:05

4d ago1:34:05

1:34:05

Joe Gulotti joined me to give the doublecut treatment to the top posts of 2025 on the ATC blog, plus a bit of holiday extravaganza. Blog post discussed is: https://www.asianturfgrass.com/post/top-10-posts-2025/ National Links Trust updates: https://www.nationallinkstrust.org/whats-happening-now Petition to keep D.C.'s publich courses out of politic…

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Untangle Your Relationship with Money for Better Mental, Emotional, and Financial Well-Being 38:19

6d ago38:19

38:19

Learn how to navigate job loss and reshape your money mindset to feel more in control — emotionally and financially. What should you do with your money after losing a job? How can you feel better about money and stop stressing about finances? Hosts Sean Pyles and Elizabeth Ayoola discuss managing job loss and improving your relationship with money …

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Nutrient recommendations when clippings are removed vs. returned 19:41

3d ago19:41

19:41

When grass clippings are returned to the turf, the quantity of nutrients required as fertilizer is decreased. In this episode I discuss how I handle the clippings returned situation. Blog post discussed is: https://www.asianturfgrass.com/post/clippings-removed-or-returned/ Also discussed how to get a quick estimate of grass nutrient use: https://ww…

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How the 2008 Financial Crisis Changed Wall Street (The Big Short Companion Podcast from Against the Rules) 35:26

10d ago35:26

35:26

Learn how Wall Street has changed since the 2008 financial crisis in this Smart Money special presentation of Against the Rules: The Big Short Companion. Michael Lewis’ best-selling book The Big Short is now 15 years old, and the Oscar-winning movie based on it was released a decade ago. To mark the occasion, Lewis has narrated a new audiobook of T…

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2025’s Money Year in Review and Travel Card Moves To Make Now 51:56

13d ago51:56

51:56

Hear how 2025 money news hit your wallet and whether your travel cards are really pulling their weight. How did 2025’s biggest money stories actually affect your wallet? How can you decide if your pricey travel credit cards are still worth it? Hosts Sean Pyles and Elizabeth Ayoola recap the year in finance news to help you understand what the stori…

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Strengthen Your 2026 Financial Plan and Optimize TSP and 403(b) Accounts for Heirs 26:18

17d ago26:18

26:18

Learn how to prepare your money for 2026 and invest retirement savings you hope to leave to your family. How do Americans feel about their money heading into 2026? How should you invest retirement accounts you don’t plan to spend so your family can benefit later? The Nerds discuss how to invest a seven‑figure nest egg in workplace retirement plans …

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Soil nutrient values in units of "years of use" rather than units of ppm 21:58

18d ago21:58

21:58

The #MLSN method for nutrient recommendations involves an MLSN value that the soil is not supposed to drop below. But what does this value mean, when converted from the usual units of ppm (mg/kg) to how many years it would take grass to use that much of the element? The blog post discussed is https://www.asianturfgrass.com/post/soil-nutrients-and-e…

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Life’s Big Buys: Travel Splurges and When to Cut Retirement Savings for a Home Down Payment 30:10

20d ago30:10

30:10

Learn how to shift savings between retirement and a home down payment without derailing your future. How do you balance big life experiences with long-term financial goals? Is it smart to scale back retirement savings to buy a home sooner? Hosts Sean Pyles and Elizabeth Ayoola discuss wedding budgeting, honeymoon spending, and saving trade-offs to …

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NBL SuperCoach - Round 12 - He burnt it to the ground 40:36

17d ago40:36

40:36

Hughesy and Barry discuss the most important things for NBL's Beat the Coach, round review - talking points, top scorers, our scores and look forward to next round with the schedule, the new segment 'The Pyramid' and everyone's favourite 'casHUGHES Captains' and also their tips for this week. Join the League: 305932 and the tipping: https://www.foo…

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Understanding 2026 Housing Pressure Points and Finding Your “Enough” Number for Retirement 34:28

24d ago34:28

34:28

See what 2026’s housing costs and mortgage rates might mean for your homebuying plans and learn when you can safely coast on retirement savings. How is the housing market reshaping homebuying going into 2026? When can you stop saving for retirement and still feel confident about your future? Hosts Sean Pyles and Elizabeth Ayoola discuss Coast FI an…

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Master Multiple Credit Cards Without Tanking Your Credit Score (Plus: Giving Tuesday Tips) 35:52

27d ago35:52

35:52

Learn how to donate effectively for Giving Tuesday and juggle multiple credit cards without hurting your credit score. How can you donate more intentionally on Giving Tuesday without blowing your budget? Does having multiple credit cards hurt your credit score? Hosts Elizabeth Ayoola and Sean Pyles discuss charitable giving and credit card manageme…

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NBL SuperCoach - Round 11 - Burn this MFer to the ground 41:49

27d ago41:49

41:49

Hughesy and Darey discuss the most important things for NBL's Beat the Coach, round review - talking points, top scorers, our scores and look forward to next round with the schedule, the new segment 'The Pyramid' and everyone's favourite 'casHUGHES Captains' and also their tips for this week. Join the League: 305932 and the tipping: https://www.foo…

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How to make greens soft, and the opposite, making soft greens harder 18:25

1M ago18:25

18:25

This episode explains the steps I'd take to change greens from too hard (surface hardness and ball bounce, not hard as in difficulty) to just right. It follows that the opposite steps could be taken to move greens from too soft to just right. The blog post discussed is https://www.asianturfgrass.com/post/to-keep-green-soft/ The ball bounce video fr…

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Fix Emotional Spending Habits with Feel-Good Finance and Learn How to Manage Finances Post-Job Loss 38:12

1M ago38:12

38:12

Learn how to navigate job loss and reshape your money mindset to feel more in control — emotionally and financially. What should you do with your money after losing a job? How can you feel better about money and stop stressing about finances? Hosts Sean Pyles and Elizabeth Ayoola discuss managing job loss and improving your relationship with money …

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Sand quantity as depth, and a suggestion to measure sand application rates 24:24

1M ago24:24

24:24

Expressing sand quantities as a depth makes communication easier. But to know the depth, you need to know how much sand was applied to begin with. I've been surprised at how many turf managers don't know the exact amount applied. This short episode explains why I think you should measure sand amounts. Blog post discussed was https://www.asianturfgr…

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Outsmart Black Friday Hype and Tackle Credit Card Debt with a Budget Reset 39:26

1M ago39:26

39:26

Learn how to spot real Black Friday deals and reshape your budget with a step-by-step money makeover. What should you watch for on Black Friday to avoid fake discounts? How can you reset your budget when debt and housing costs squeeze you? Hosts Sean Pyles and Elizabeth Ayoola discuss holiday shopping and budgeting to help you spend smarter without…

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Thanksgiving Savings You’ll Actually Notice and Tax Filing Tips for Common Law Couples 24:42

1M ago24:42

24:42

Learn how to save on Thanksgiving dinner and decide if filing taxes jointly makes sense for common law couples. How can you trim your Thanksgiving costs without skimping on the feast? Should common law spouses file taxes jointly or separately? Hosts Sean Pyles and Elizabeth Ayoola dig into tax choices for couples to help you understand which filing…

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Generational Wealth Built from Scratch and an Emergency Fund on a Deadline 39:47

1M ago39:47

39:47

Learn how first-generation earners build wealth and how to grow an emergency fund before a possible job loss. How do first-generation earners start and protect generational wealth? How can you bulk up an emergency fund fast if layoffs are looming? Hosts Sean Pyles and Elizabeth Ayoola discuss first-generation wealth building and how to build an eme…

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NBL SuperCoach - Round 10 - Injuries suck 22:45

1M ago22:45

22:45

Hughesy discusses the most important things for NBL's Beat the Coach, round review - talking points, top scorers, our scores and look forward to next round with the schedule, the new segment 'The Pyramid' and everyone's favourite 'casHUGHES Captains' and also their tips for this week. Join the League: 305932 and the tipping: https://www.footytips.c…

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IRA Conversion Strategies and Reading Economic Signals During a Shutdown 23:24

2M ago23:24

23:24

Discover how current economic data affect you and decide if a Roth or Traditional IRA is the most appropriate option for your retirement savings. What’s happening with layoffs and the economy right now? How should you be thinking about the data used to determine the economy's health, and what does it mean for your personal finances? Hosts Elizabeth…

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First-Generation Wealth Building and the Truth About Stablecoin Yields 41:30

2M ago41:30

41:30

Learn how first-generation wealth builders create financial freedom and what stablecoins could mean for your savings. How do you build wealth when you’re the first in your family to be able to do so? And can stablecoins really out-earn your savings account? Host Elizabeth Ayoola and Sean Pyles explore generational wealth-building and the myths and …

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NBL SuperCoach - Round 9 - Don't Get Stung 44:41

2M ago44:41

44:41

Hughesy and Darey discuss the most important things for NBL's Beat the Coach, round review - talking points, top scorers, our scores and look forward to next round with the schedule, the new segment 'The Pyramid' and everyone's favourite 'casHUGHES Captains' and also their tips for this week. Join the League: 305932 and the tipping: https://www.foo…

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The right rate for N and sand topdressing: how I do it 21:42

2M ago21:42

21:42

I explain how I answered a couple questions about how much N and how much sand a particular grass might require. Specifically, I recommend adjusting N based on #ClipVol and sand based on #OM246. Blog post discussed: https://www.asianturfgrass.com/post/sand-nitrogen-measuring-guessing/ OM246 calculator: https://asianturfgrass.shinyapps.io/om246/ Rea…

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Open Enrollment 2026: How to Choose Dental, Vision, Life and Disability (Plus: When to Refinance a Home) 37:23

2M ago37:23

37:23

Learn how to pick dental, vision, life, and disability coverage with confidence, and when refinancing a home can actually save you money. Is now a good time to refinance your mortgage? Which open enrollment benefits are worth it this year? Hosts Sean Pyles and Elizabeth Ayoola talk to an expert about the ins and outs of open enrollment in 2026. But…

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NBL SuperCoach - Round 8 - Fool on you? 22:21

2M ago22:21

22:21

Hughesy flying solo (and sick) this week for a quick turnaround before Round 8 kicks off! He'll talk you through how to Beat the Coach, round review - talking points, top scorers, our scores and look forward to next round with the schedule, the new segment 'The Pyramid' and everyone's favourite 'casHUGHES Captains' and also their tips for this week…

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Healthcare Open Enrollment Tips for 2026 and a Catch-Up Plan for Retirement 34:38

2M ago34:38

34:38

Learn how to pick the right health plan for your situation and build a stronger retirement even if you feel behind. How do you choose the best health plan during open enrollment? What can you do to secure retirement if savings feel like they’re falling short? In the first of a two-part series, hosts Sean Pyles and Elizabeth Ayoola break down open e…

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Usage rates for #ClipVol and #MLSN on golf courses in New York 26:53

2M ago26:53

26:53

The New York Golf Economic & Environmental Impact Report has interesting results for MLSN and ClipVol usage in New York. 58% of golf courses measure clipping volume and 47% interpret soil tests using MLSN. Blog post: https://www.asianturfgrass.com/post/survey-says-mlsn-clipping-volume-golf-courses-new-york/ Full report: https://www.newyorkgolfimpac…

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How to Budget Better With Your Partner and Why Scam Calls Are Surging 36:09

2M ago36:09

36:09

Learn how to spot shutdown-era scams and build a budget that works even when you and your partner disagree. How can you protect yourself from shutdown-era scams? How do you build a household budget when you and your partner see money differently? Hosts Sean Pyles and Elizabeth Ayoola share strategies to figure out a household budget when you and yo…

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NBL SuperCoach - Round 7 - Kendric Davis come and save us 47:55

2M ago47:55

47:55

The BIG 3 are back on! Ep of the year thus far! We'll talk you through how to Beat the Coach, round review - talking points, top scorers, our scores and look forward to next round with the schedule, the new segment 'The Pyramid' and everyone's favourite 'casHUGHES Captains' and also their tips for this week. Join the League: 305932 and the tipping:…

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Big Event Budgeting and Credit Monitoring: What to Know Before You Swipe 36:30

2M ago36:30

36:30

Learn how to get and read your free credit reports and spot red flags so you can protect your score and money. How do you set a realistic budget for a big life event without guilt? What’s the foolproof way to get and read your free credit reports? In this episode, hosts Sean Pyles and Elizabeth Ayoola discuss wedding budgeting and credit monitoring…

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Invest or Pay Down Debt? Plus How to Save Big This Holiday Season 23:36

2M ago23:36

23:36

Learn how to handle holiday shopping in an increasingly expensive spending environment. Plus, lightning round insights around debt, investing, and savings goals. How should you prepare for holiday shopping when tariffs and inflation are leading to higher prices? When should you prioritize paying off your mortgage versus investing in the market? Hos…

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NBL SuperCoach - Round 6 - Bryce to be back! 29:16

2M ago29:16

29:16

Hughesy flying solo with some little messages from the DareDog to spice things up! We'll talk you through how to Beat the Coach, round review - talking points, top scorers, our scores and look forward to next round with the schedule, the new segment 'The Pyramid' and everyone's favourite 'casHUGHES Captains' and also their tips for this week. Join …

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Are You Covered? Hidden Gaps in Life Insurance That Could Cost Your Family 38:59

2M ago38:59

38:59

Learn how to choose term vs whole life insurance and calculate your coverage so your family stays protected. How much life insurance do you really need? Which is smarter, term or whole life? Hosts Sean Pyles and Elizabeth Ayoola discuss recent smart, fun, and dumb spending to spark a quick audit of your own money habits, then pivot to right-sizing …

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What Home Sellers Can Legally Hide and How to Master Irregular Bills 34:24

2M ago34:24

34:24

Learn how to plan for surprise bills and what to ask about a home’s past so your budget and buying feel stress free. Do sellers have to disclose deaths, crimes or “hauntings” in a home? How can you budget for irregular expenses without daily tracking? Hosts Sean Pyles and Elizabeth Ayoola open a spooky episode with housing Nerds Holden Lewis and Ka…

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NBL SuperCoach - Round 5 - Oh Rillie? 46:26

3M ago46:26

46:26

The band is back together - sort of.. Join us as we discuss the most important things for NBL's Beat the Coach, round review - talking points, top scorers, our scores and look forward to next round with the schedule, the new segment 'The Pyramid' and everyone's favourite 'casHUGHES Captains' and also their tips for this week. Join the League: 30593…

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Feeling Burned Out? How to Know When to Quit Your Job — and What to Do First 38:36

3M ago38:36

38:36

Learn how your habits and the cash and cards in your wallet reveal your money mindset, then learn how to know when it’s time to quit your job. What amount of cash should you keep on hand? Should you “quiet quit” or make a clean break from your job? Hosts Sean Pyles and Elizabeth Ayoola discuss everyday wallet decisions and career change trade-offs …

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What Fewer Earnings Reports Could Mean for Investors and How to Teach Kids About Money (Video Episode) 39:55

3M ago39:55

39:55

In this special video episode, learn what proposed stock market rule changes could mean for your portfolio and how to grow your teen’s money skills. Will corporate earnings reports soon shift from quarterly to twice a year? And what could new rules about day trading mean for everyday investors? Hosts Sean Pyles and Elizabeth Ayoola team up with sen…

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Fertilizer quotes from Piper, Oakley, and Arthur, and #MLSN 34:38

3M ago34:38

34:38

Piper and Oakley wrote that "there is nothing mysteriously beneficial in their formulas" and that mixed fertilizers are "extensively advertised" but "are not to be recommended." Arthur wrote that soil testing is a "commercial gimmick" and that fine turf with clippings collected needs only "a little nitrogen in spring, no phosphates, and very little…

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NBL SuperCoach - Round 4 - Ah McGee, you've filled me with glee 38:14

3M ago38:14

38:14

The band is back together - sort of.. Join us as we discuss the most important things for NBL's Beat the Coach, round review - talking points, top scorers, our scores and look forward to next round with the schedule, the new segment 'The Pyramid' and everyone's favourite 'casHUGHES Captains' and also their tips for this week. Join the League: 30593…

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Watch the Nerds Sweat It Out: Hot Wings Meet Hot Money Takes (Video Episode) 44:26

3M ago44:26

44:26

In this special video episode, Sean and Elizabeth and special guests eat spicy wings and share hot takes on saving versus investing, inflation, crypto, and when to trade up for an electric vehicle. When should you prioritize investing over traditional savings? How do you know when to keep repairing your car versus trading it in for something new, l…

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Budget Rehab: What Our Hosts’ Spending Reveals About Smarter Money Moves (Video Episode) 37:33

3M ago37:33

37:33

In this special video episode, Sean and Elizabeth give each other a “budget rehab,” revealing their own budgets to help you fix yours. How can you feel more in control of your spending? How can you plan for irregular expenses like credit card annual fees or surprise bills? In this video episode, hosts Sean Pyles and Elizabeth Ayoola give each other…

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Turfgrass soil sample depth, and what a pesticide-free golf course looks like (photo gallery) 42:07

3M ago42:07

42:07

I explain why I recommend collecting soil nutrient samples to a 10 cm (4 inch depth). I also discuss the importance of repeated soil sampling in order to check the change in test results over time. I look at a photo gallery from the 2025 Danish Golf Championship. Posts discussed include: https://www.asianturfgrass.com/post/recommended-soil-sampling…

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NBL SuperCoach - Round 3 - Swipe Right for Singles 30:45

3M ago30:45

30:45

Hughesy and Darey discuss the most important things for NBL's Beat the Coach, round review - talking points, top scorers, our scores and look forward to next round with the schedule, the new segment 'The Pyramid' and everyone's favourite 'casHUGHES Captains' and also their tips for this week. Join the League: 305932 and the tipping: https://www.foo…

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Stop Overpaying With Miles: The Redemption Rules Smart Travelers Use in 2025 44:03

3M ago44:03

44:03

In a special presentation of Smart Travel, learn what your points and miles are really worth in 2025 — and why the answer might change how you book travel. Should you take a $650 flight voucher or 32,500 miles? How much are your points and miles actually worth? Smart Travel hosts Sally French and Meghan Coyle break down the latest NerdWallet valuat…

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Stay Ahead of a Government Shutdown and Learn How to Invest Extra Money Wisely 31:06

3M ago31:06

31:06

Learn how to prepare for a government shutdown and where to put $600 a month after building your emergency fund. What happens in a federal government shutdown? Where should you put $600/month after funding an emergency cushion? Hosts Sean Pyles and Elizabeth Ayoola discuss the looming shutdown before answering a listener’s question about where to a…

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NBL SuperCoach Round 2 - Beat the 'who now'? 39:08

3M ago39:08

39:08

Hughesy and Darey discuss the most important things for NBL's Beat the Coach, round review - talking points, top scorers, our scores and look forward to next round with the schedule, the new segment 'The Pyramid' and everyone's favourite 'casHUGHES Captains' and also their tips for this week. Join the League: 305932 and the tipping: https://www.foo…

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Preparing Finances for Fall and How to Help Parents Who Haven’t Saved Enough 30:34

3M ago30:34

30:34

Learn how to prepare your finances for fall and support aging parents who have limited retirement savings. How can you check in on your finances this fall? What’s the best way to help parents with little savings retire? Hosts Sean Pyles and Elizabeth Ayoola explain how you can give yourself a fall financial check-in before they answer a listener’s …

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The Fed Just Cut Rates — Here’s How to Make the Most of It (Plus: How to Freeze Your Credit) 28:51

3M ago28:51

28:51

Learn how the Fed rate cut impacts loans and savings, then find out when to freeze your credit and how to do it fast. What does a Federal Reserve rate cut mean for your wallet? Should you freeze your credit if an internet provider runs a soft pull? Hosts Sean Pyles and Elizabeth Ayoola kick off this episode with senior news writer Anna Helhoski to …