The lang cat‘s Tom McPhail talks with industry experts and insiders about pensions and investments, regulation, technology, politics and policy-making . Grown-up financial services insights for people who work here. Tom is one of the industry‘s leading experts on pensions and retirement for over 20 years and former Head of Policy for the FTSE100 firm Hargreaves Lansdown. You can also find him on Twitter as @pensionsmonkey
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The Lang Cat Podcasts
Dynasty As They Wanna Be is a podcast where hosts (and husbands) Derrik J. Lang and Kyler K. Jafari drill into every episode of Dynasty, the iconic 1980s television series starring John Forsythe, Linda Evans, and Joan Collins as members of the cat-fighting Carrington clan. Each week, Derrik and Kyler recap an installment of the landmark prime-time soap opera that defined an era with sequins and shoulder pads. For more, go to nastypodcast.com. Hosted on Acast. See acast.com/privacy for more i ...
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Hosted by Pinoy science journalist Mikael Angelo Francisco, the Ask Theory Podcast shines the spotlight on science in and for the Philippines. From fascinating stories of Filipino scientists to urgent science-related issues that require serious attention, Ask Theory emphasizes the undeniable connections between science and society - and the importance of staying curious.
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The Making Conversation: Australian Composers Podcast is a series of interviews with Australian composers around the country and internationally. In the second half of 2016, a team of 10 emerging music journalists busily recorded and produced 30 episodes, for release weekly from Friday 21 April 2017. Listeners can expect to hear about: creative motivation, studying, working a portfolio career, juggling creativity with day jobs and parenting, technique, productivity, gender, growing up with m ...
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FEEL FREE TO LISTEN TO THIS PODCAST IN ANY ORDER! Order up! We're here to serve up a refreshing glass of The Halo-Halo Show with a scoop of the scoop - Trending topics all around the world. A dash of lighthearted fun, a splash of silly insights, and a spoonful of laughter! Topped with our answers to the burning questions you've sent over to our Leche Flan mail! Hosted by Radio DJ's/Hosts/All-Around Weirdos Rica Garcia and JC Tevez - Bringing you a wonderful mix (*wink wink*) of a good time! ...
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Mix #6.21: Jetski Holidays, Holy Water Spitting, and Wedding Suppliers
1:07:42
1:07:42
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1:07:42Where you bean?!: Rica talks about Costco shopping (02:50), and staying active (07:54), and dealing with wedding suppliers (12:20) JC talks about his obsession with Texas Roadhouse Rolls (17:36), and hosting for Taipei Tourism (25:47) TT's: We talk about a Tiktoker spitting in some holy water (33:33), and Vice Ganda's controversial Jet2Holiday joke…
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Mix #6.20: Blacklisted Wedding Suppliers, E-Ayuda Lottos, and Service Workers
1:08:24
1:08:24
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1:08:24Where you bean?!: JC talks about loving the resto 'Siklab' (05:41), and finding the perfect Reuben sandwich (13:04). Rica talks about enjoying the TV shows 'Untamed' and 'Sirens' (20:53) TT's: We talk about wedding suppliers being blacklisted on Reddit (30:29), and a questionable 'lottery-style' E-Ayuda in Calumpit, Bulacan (50:40) Follow Rica & JC…
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Mix #6.19: Filipino Taste Tests, Online Gambling Bans, and Bike Riding
1:06:03
1:06:03
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1:06:03Where you bean?!: Rica talks about getting lost during her 50k ride (05:44), and the 2025 Tour De France (10:17). JC talks about watching the 'F1' film (24:10), meeting James Deakin (29:55) TT's: We talk about the push to ban Online Gambling in the Philippines (39:50), and BINI in hot water again for a food reaction video they did (51:30) Follow Ri…
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Mix #6.18: Service Complaints, Dog Babies, and Wimbledon irl
1:08:05
1:08:05
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1:08:05Where you bean?!: Rica talks about attending Wimbledon in person (02:14), and signing up for a 50km bike ride (15:40). JC talks about his thoughts on the films 'Jurassic World' and 'Ballerina' (23:12), and debating buying a used couch (35:12) TT's: We talk about 'Patron Saint of Concerned Citizens' Carla Abellana (40:15), and a photo resurfaces of …
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Mix #6.17: A.I. Photos, Filipino Food Features, and CBT Progress
1:09:44
1:09:44
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1:09:44Where you bean?!: JC talks about struggles with moving apartments (02:27), hosting in straight Tagalog (05:50), and disliking '28 Years Later' (13:10). Rica talks about implementing CBT into aciton (17:54), and 'bombing' a job interview (21:50) TT's: We talk about a debate amongst netizens regarding a supposed A.I. generated photo of President Bong…
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Mix #6.16: Streaming Censoring, Hospital Service, and Future Selves
1:30:25
1:30:25
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1:30:25Where you bean?!: Rica talks about watching the premiere of the documentary 'The Toughest Footrace on Earth' (02:20), and camping on the beach (13:03). JC talks about vocal problems (20:56), and moving out of his place (39:05) TT's: We talk about about the MTRCB potentially regulating online platforms (46:04), and a hospital experience going viral …
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BONUS MIX: Answering Questions, Regretting Decisions, and Fries Preferences
42:30
42:30
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42:30Gatas a Question: We read Leche Fan answers to 'Have you ever regretted a decision' (01:22), and answer about our Fries Preference (24:26), Last book we read (27:44), current TV show recos (33:05). Follow Rica & JC on IG: @ricaggg @itsmejaysee Leche-Fan Mail: [email protected] Recorded using the ELGATO WAVE 1 Microphones, go get one! Hosted…
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Mix #6.15: 'Honest' food reviews, Mole People, and Tourist Trust Issues
1:17:10
1:17:10
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1:17:10Where you bean?!: JC talks about hosting in the wee hours of the morning (05:00), and being disappointed with the new 'Mission Impossible' and 'Karate Kid' films (15:42). Rica talks about attending 'The Podcast Show' 2025 (19:28), and pitching a different podcast (26:40) TT's: We talk about about a FB post about Siargao tourists that went viral (31…
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Mix #6.14: Wha Hafen?, First Prezi, and Final Destinations
1:18:53
1:18:53
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1:18:53Where you bean?!: JC talks about watching the latest 'Final Destination' film (3:00) and wedding supplier struggles (14:00). Rica talks about old ladies swimming (20:00), the TV show 'Black Summer' (23:25) and 'The Liver King' (29:45) TT's: We talk about about Viral Sensation Christopher Diwata and the 'Wha Hafen Vella?' trend (35:14), and Pinoy Mo…
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Mix #6.13: BINI vids, Cat kicking, and Mushroom Powders
1:18:42
1:18:42
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1:18:42Where you bean?!: Rica talks about happy endorphins (02:20), public pools (07:00), taking a mushroom cocoa powder (12:40), and watching 'Saw X' (21:44). JC talks about his free trip to Boracay (24:06), and watching 'The Thunderbolts' (32:50) TT's: We talk about a DLSU post about cat kicking (42:55), and the viral video that landed some BINI members…
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Mix #6.12: Conclaves, Relationship Reveals, and Massages
1:21:46
1:21:46
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1:21:46Where you bean?!: JC talks about eating and shopping in the QC area (02:08), watching 'Sinners' (05:47), trying a new favorite resto (10:25), and getting a bomb massage (17:41). Rica talks about her obsession with Marks & Spencer (22:21), last week at work (26:12), and another podcast reco (35:03) TT's: We talk about the passing of Pope Francis and…
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162: [Debunking Medical Misinformation - 2 of 2] Can We Really Change People's Minds About Health Scams? (with Dr. Adam Smith)
20:27
20:27
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20:27Dr. Adam Smith, more popularly known as Doc Adam, is a British-Australian medical doctor and social media content creator who debunks medical misinformation and discusses medical-related problems that are relevant to Filipinos. In 2025, he published a book called "Quacks," detailing what he calls his "journey through Filipino health scams." We talk…
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161: [Debunking Medical Misinformation - 1 of 2] Why Are There So Many Health Scams In The Philippines? (with Dr. Adam Smith)
23:42
23:42
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23:42Dr. Adam Smith, more popularly known as Doc Adam, is a British-Australian medical doctor and social media content creator who debunks medical misinformation and discusses medical-related problems that are relevant to Filipinos. In 2025, he published a book called "Quacks," detailing what he calls his "journey through Filipino health scams." We talk…
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Mix #6.11: Wedding Crashers, Heat Indexes, and Black Mirror
1:18:16
1:18:16
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1:18:16Where you bean?!: Rica talks about quitting her job (02:03), finding inspiration online (06:32), producing podcasts (13:03), and the TV Show 'Pulse' (24:30). JC talks about finishing 'The Pitt' (30:05), spoiler-free thoughts on the new season of 'Black Mirror' (33:36), and hosting a nightmare wedding (38:30) TT's: Dennis Padilla causing a fuss at h…
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BONUS MIX: Fancy Libraries, Study Habits, and Internet Radio
19:48
19:48
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19:48Leche Fan Mail!: A return Leche Fan talks about treating themself after passing their exam (02:02), discussing study habits (04:39), and the music app (09:10) Check our FB Group 'The Halo Halo Show Leche Fam' for a chance to win moneyyyy?? Follow Rica & JC on IG: @ricaggg @itsmejaysee Leche-Fan Mail: [email protected] Recorded using the ELG…
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Mix #6.10: Nuisance Vloggers, Snow White, and Pasig Problemz
1:16:47
1:16:47
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1:16:47Where you bean?!: JC talks about staying at the back side of Boracay and trying new eats (01:54), watching 'The Residence', 'Day of the Jackal', and 'The Pitt' (10:05) and defending the new 'Snow White' (21:15) Rica talks about transitioning into her golfer era (30:11), running for a cause (36:26) TT's: We talk about Ian Sia's strange choice of wor…
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BONUS MIX: Fake Employees, Turning 40, and Fictional Worlds
1:06:27
1:06:27
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1:06:27Where you bean?!: Rica talks about Sunday golfing (03:15), the TV show 'Adolescence' (06:45), JC talks about watching 'Abigail' (15:55), dreading turning 40 (27:36) ODDiba: We talk about an HR employee in China creating fake employees to embezzle money (32:39) Gatas a Question?: We answer 'fitness and work life balance?' (42:35), 'Lakers NBA Champs…
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Mix #6.09: ICC Arrests, Basketball Queens, and Unfriending Friends
1:21:57
1:21:57
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1:21:57Where you bean?!: Rica talks about having a tough week (03:15), trying free counseling and career coaching (06:33), JC talks about events and eating (16:35), and attending a coffee brewing workshop (26:01) TT's: We talk about WNBA Star Sabrina Ionescu visiting the Philippines (34:30) and the ICC Arrest of Former President Rodrigo Duterte (48:32) Ga…
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Mix #6.08: Englisheras, Awkward Photography, and Voucher Obsession
1:12:25
1:12:25
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1:12:25Where you bean?!: JC talks about more hosting on the longest stage ever (02:55), his new obsession with Shoppee Vouchers (07:23) and booking an impromptu Boracay trip (13:41). Rica talks about celebrating her birthday with a London staycation (22:30), visiting Notting Hill (28:13). TT's: A viral clip of an 'Englisheras' comments during a speed dati…
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Mix #6.07: Getting Married, PWD Discounts, and Suspended Licenses
1:09:47
1:09:47
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1:09:47Where you bean?!: Rica talks about getting married! (03:22), a crazy wedding night occurrence (07:23) and visiting Harry Potter Studio Tour (12:34). JC talks about hosting a Leche Fan Wedding (23:26), and meeting BINI (34:13) TT's: Angkas CEO getting his license suspended (40:03), and Low Brow's insensitive sentiment towards fake-PWD IDs (50:11) Le…
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160: [Healthy Food Options] Bakit Mahirap Mamili Ng "Healthy" Na Pagkain? (with Kristine Jane Atienza)
14:42
14:42
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14:42In this episode of the Ask Theory podcast, licensed nutritionist-dietitian Kristine Jane Atienza talks about making better food purchasing decisions, misconceptions about nutrition, front-of-pack warning labels (FOPWLs), and more. This episode was supported by a media fellowship from ImagineLaw, Inc. The content is solely the responsibility of the …
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159: [Diabetes] Asukal Lang Ba Ang Sanhi Ng Diabetes? (with Dr. Aurora Macaballug)
26:44
26:44
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26:44In this episode of the Ask Theory podcast, Dr. Aurora Macaballug, President of the Philippine College of Endocrinology, Diabetes, and Metabolism (PCEDM), talks about the link between diabetes and diet, the prevalence of diabetes in the Philippines, the struggles of patients with diabetes, the challenges of making well-informed food purchasing decis…
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Mix #6.06 : Gordon Ramsey, Lascivious Accusations and Wedding Things
58:05
58:05
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58:05Where you bean?!: JC talks about joining a Wedding Fair (01:50), and new food recos (08:05), Rica talks about running and indoor golf (12:44), and visa emergencies (17:32) TT's: Grab clears a driver accused of lascivious acts (25:22), and Gordon Ramseys visit to Manila (40:17) Follow Rica & JC on IG: @ricaggg @itsmejaysee Leche-Fan Mail: thehalohal…
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Mix #6.05 : Tiktok Bans, PDF Mail and Peace Rallys
1:16:02
1:16:02
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1:16:02Where you bean?!: Rica talks about holiday differences in the UK (04:44), wedding prep (11:05), the shows 'Black Doves' and 'Missing You' (13:51), and training for a half marathon(19:24). JC talks about his Boracay trip with cousins (26:32). TT's: INC's Rally for Peace and Unity (37:37), TikTok Potential Ban in the U.S. (51:30) Leche Fan Mail: What…
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Mix #6.04 : Year End Misses and 2025 Improvements
1:18:10
1:18:10
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1:18:10Where you bean?!: JC talks about the films 'Gladiator II' and 'Red One' (05:24) Squid Game mentality (11:38) going to Baguio and La Union (17:57). Rica talks about holiday updates(29:18), the films 'Carry-On' and 'That Christmas' and the show 'Love on the Spectrum' (31:07), TT's: 'Shoulda Woulda Coulda' 2024 recap - Vico Sotto's phone (39:48), Sand…
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Mix #6.03 : Cheating Texts, Seasonal Sadness, and Long Lines
1:25:37
1:25:37
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1:25:37Where you bean?!: Rica talks about seasonal sadness (10:35) and watching the new season of 'Rhythm & Flow' (16:25). JC talks bout why he watched 'Wicked' three times in theaters (22:42) and going to Dreamplay (31:23) TT's: Filipino Fashion brand Richboyz dealing with an overcrowding 'issue' (41:06) and the hot goss on Maris Racal & Anthony Jennings…
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Nick drops in to talk about the platform sector, technology, Soderberg and doing things differently and about the new Platform AssociationBy the lang cat
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7IM's Ben Kumar talks with me about geopolitics, investment risk management, regulatory change and lots moreBy the lang cat
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Mix #6.02 : Cleaning Bullies, Gambling Endorsers, and Weekly Rants
1:24:04
1:24:04
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1:24:04Where you bean?!: JC talks about getting interviewed by a news network (04:49), test driving new cars (08:54), and 'The Substance' (15:11). Rica talks about catching up with a friend in London (18:22), watching 'She Said' (23:19) TT's: Social Media personality Mommy Julie's post about empathy (27:52), Nadine Lustre's divisive new endorser (34:47), …
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How the government is reshaping the UK's pension system
46:51
46:51
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46:51The Government has BIG PLANS for pensions, after the Chancellor's Mansion House speech we got to see a clearer picture of where they want to take us. Redington's brilliant Russell Wright joins me to reflect on the Value for Money framework and how it intersects with this next round of consultations...…
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Mix #6.01 : Euro Trips, Half Marathons, and New Season!
1:26:17
1:26:17
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1:26:17NEW SEASON, SAME GOODNESS! Where you bean?!: Rica talks about training for a half-marathon (08:55), finally paying for Netflix (16:32), and guided meditations (26:45). JC Talks about his Europe Trip (33:05), and dealing with post vacation stress (01:15:00) Follow Rica & JC on IG: @ricaggg @itsmejaysee Leche-Fan Mail: [email protected] Recor…
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Alex Funk of Portfoliometrix and I discuss the world of DFMs and MPS, and the implications of the Budget and the US TrumpquakeBy the lang cat
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News round up and an interview with IFA Nicola Ellis
38:53
38:53
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38:53A quick round up of all the many current retail financial services policy initiatives and a chat with IFA and cash-flow modelling aficionado Nicola Ellis of Wellington WealthBy the lang cat
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Nathan Long of HL joins me for a rich feast of pension news: party conferences, the Value for Money framework, the government pensions review, the latest FCA data and a look ahead to the Budget.By the lang cat
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Ryan Murphy of Morningstar talks through with me behavioural theory and some of the practical insights that can lead to better investing outcomesBy the lang cat
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Mix #5.35 : Aspin Issues, Working Lunches, and Tanay Trips
1:07:59
1:07:59
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1:07:59Where you bean?!: Rica talks about being off her game every month (02:36), getting hooked on 'Law & Order' hosting more events (05:28), and finishing 'Yellow Face' (08:39). JC talks about going to Purveyr Fair (16:30), hosting a 'camping themed' car event (19:12), and a Tanay getaway (21:39) TT's: Lola Nena's Co-Founder's Social Media misstep(27:50…
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Mix #5.34 : Alice Comes Home, EDSA solutions, and Bike Accidents
1:02:34
1:02:34
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1:02:34Where you bean?!: JC talks about finding a new favorite resto (02:33), hosting more events (05:24), and winning a Trivia Night (14:32). Rica talks about going to a famous wine spot (15:52), and getting hit by a car on biking (23:19) TT's: Richard Gomez's take on EDSA traffic solution (32:55), and Alice Guo's 'emphatic' return (44:58) Sorry for the …
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Mix #5.33 : Come Home Alice, MPox, and Sexual Rights Statements
1:12:28
1:12:28
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1:12:28Where you bean?!: Rica talks about finding a groove in her new work in a corporate setting (04:28), finding a new identity in career (13:45), and home goods shopping (18:35) and seeing Harry Styles (23:14). JC talks about and the film 'Blink Twice' (25:23). Hosting a gig with Maki and Juan Karlos (27:26), and finding success in content creation (35…
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Financial Advice in a Consumer Duty world
34:36
34:36
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34:36...in which Catriona McInally of M&G Wealth and I discuss Consumer Duty, Lifestyle planning, vulnerable customers, segmentation, ponies and the Scottish HighlandsBy the lang cat
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Will pensions be Dashboard ready? Data quality, member ID and false passports
31:09
31:09
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31:09James Slevin of Target (targetprofessional.co.uk) joins me to discuss the challenges of pension scheme data management, the pension dashboard, member identification and...how to get a false passport...By the lang cat
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Mix #5.32 : BINIverse Pricing, Controversial Vlogs, and Corporate Rica
1:08:44
1:08:44
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1:08:44Where you bean?!: JC talks about attending a wedding as a guest (03:37), and hosting in Davao (08:07), and the film 'It Ends With Us (16:06). Rica talks about her corporate girlie era (18:27), and the books 'The List of Suspicious Things' (26:10) and 'Wayward' (30:52) TT's: This week we talk about a Nursing Student's controversial Mini-Vlogs (37:49…
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Adequacy and resilience - what are we aiming for?
50:32
50:32
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50:32The excellent Nathan Long of Hargreaves Lansdown talks through with me the Government's pension review, retirement adequacy and its complexities, financial resilience and the work they've done tracking it and we finish with a look ahead to the Budget on 30th October. HL Savings and Resilience Barometer | July 2024 | HL…
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Mix #5.31 : Olympic Dumps, Carlos Yulo, and Hiatus Return
1:12:17
1:12:17
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1:12:17Where you bean?!: Rica talks about her month long vacation in the Philippines (03:42), and Fam in UK (14:36) and starting a new job (24:05). JC talks about creating videos every day (27:08), getting stuck in a parking lot for 2 hours (32:22), and becoming an Electric Vehicle believer (35:55) TT's: This week we do an Olympic theme, starting the Olym…
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The Pensions Bill, the new government and insights from Australia
1:02:00
1:02:00
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1:02:00Mike Ambery from Standard Life joins me to talk about what the new government is up to and what he learned on his recent research trip to AustraliaBy the lang cat
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The 2024 Advice Gap report is the definitive guide to the advice market, the dynamics of the sector and the impact of the FCA's Consumer Duty. Co-author and colleague Mike Barrett is here to explain all. You can download a copy of the report here The Advice Gap 2024 - The Lang CatBy the lang cat
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Mix #5.30 : Wattah Wattah Wetness, Diabetes Reveals, and Goin' Bulilit
1:18:43
1:18:43
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1:18:43Where you bean?!: Rica talks about cleaning her apartment and her upcoming Vacation to the Philippines (03:45), watching 'National Treasure' and 'Inside Out 2' (08:03). JC Talks about watching the new 'Quiet Place' movie (25:00), Hosting a GL fan screening (33:33) TT's: This week we talk about the Wattah Wattah San Juan Festival (38:05) Sam Milby's…
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Mix #5.29 : Kissing Consent, Support Staff, and Non-interested People
1:22:56
1:22:56
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1:22:56Where you bean?!: JC talks about the best noodles he's had in Manila (05:00), watching 'Inside Out 2' (08:16), and hosting for Jollibee x Quiccs (12:57). Rica talks about attracting people not interested in talking to her (19:56), and talking about finally finding full time work (33:33). TT's: This week we talk about UST celebrating support staff a…
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A blueprint to fix the UK's pension system
1:22:36
1:22:36
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1:22:36Michael Johnson sets out a radical and thought-provoking vision for reform of the UK's state, workplace and individual pensions, with a view to simplicity and long-term sustainability. Pensions: a vision for the future - Social Market Foundation. (smf.co.uk)By the lang cat
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What's the next government got planned for our income and savings
32:35
32:35
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32:35My colleague Alison Gay and I review the party manifestos published to date and consider the key personal finance promisesBy the lang cat
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Mix #5.28 : Vape Deaths, Highway Escorts, and Lumpia Queen
1:27:27
1:27:27
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1:27:27Where you bean?!: Rica talks about hosting a wedding in the UL (03:11), and watching 'Kingsmen' and 'The Menu' for the first time (07:52). JC talks about watching 'The Watchers' and 'Bad Boys 4' (20:34), hosting for Chito Miranda and Uniqlo (29:43), and rants on customer service (35:03) TT's: This week we talk about the first recorded vape-related …
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