Each episode is packed with concise tips, strategies, research, methodologies, case studies, and ideas to help you safely and effectively grow your wealth. Stuart Wemyss, a qualified financial advisor, accountant, tax agent, and licensed mortgage broker, delivers holistic advice. With four authored books, including "Investopoly" and "Rules of the Lending Game," Stuart shares his insights through a weekly blog, which is replicated on this podcast.
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A holistic accountant goes beyond tax returns, aiming to offer proactive advice to maximise clients' wealth after all taxes. Stuart Wemyss and Mena Abraham explore multifaceted considerations weekly, highlighting the need for a holistic approach. Each episode is succinct and to the point with no fluff or sales pitches. For further details, check out www.prosolution.com.au.
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Property Investment, Success & Money | The Michael Yardney Podcast
Michael Yardney; Australia's authority in wealth creation through property
If you want to create wealth through property investment, you're in the right place. Twice each week, Michael Yardney helps investors gain clarity amongst the confusion of the many mixed messages regarding the property markets so they can develop the financial freedom they are looking for. He does this by sharing Australian property market insights, smart property investment strategies, as well as the success and personal finance secrets of the rich, in about 30 minutes each show. Michael ha ...
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Dump or Double Down? Knowing When to Sell Your Underperforming Investment | Stuart Wemyss
36:55
36:55
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36:55In today’s podcast, Stuart Wemyss and I discuss the complexities of managing underperforming property investments, and how to decide when and if you should sell your property . We explore everything from the emotional traps that can cloud our judgment to strategic considerations like tax implications and portfolio rebalancing. Takeaways Investing i…
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Q&A: When to increase super contributions, offset or redraw, super or property and more…
31:39
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31:39In this Q&A podcast episode, Stuart tackles timely questions on super contributions, property strategy, and how to structure wealth to optimise flexibility, returns, and tax outcomes—particularly as retirement nears. Jack opened the episode with a practical question about offset accounts versus redraw facilities. As he approaches retirement, he's f…
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Can These Simple Habits Really Make You a Millionaire? Find Out! | Tom Corley
30:28
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30:28In today’s show, Tom Corley and I chat about a recent blog he wrote called “Everything you need to know about becoming a multimillionaire”, so if that interests you, I’m sure you’re going to enjoy my chat with Tom. Takeaways There are 4 pathways to wealth and we break these down for you Becoming wealthy is really, really hard - but they are things …
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What Labor’s Win Means for Property, Dr. Andrew Wilson Breaks It Down
39:13
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39:13It’s certainly been a big week in Australia—with the Labor Party securing another term in government following the federal election, there’s plenty of speculation about what that might mean for our economy, interest rates, and of course, the property markets. So today, before we dive into the latest data and trends, I unpack what this election resu…
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What Does a Labor Party Victory Mean for Small Business?
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10:15Send us a text A Labor Party win brings a wave of policy changes—some offering opportunities, others increasing complexity for small businesses. In this timely episode, Stuart and Mena unpack the key reforms and proposals affecting entrepreneurs and business owners. From tighter labour market conditions and ATO crackdowns on trusts to the $3 millio…
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Ep 355: Property ownership in personal names - factors to consider
33:13
33:13
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33:13New Report: The Evidence-Based Approach to Investing in Property & Shares: download here. Read full blog here. In this episode, Stuart breaks down the key factors to consider when owning property in your personal name. While it is the most common structure among investors, there are important decisions to make that can have a lasting impact on your…
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Case Study: Six-fold increase and now ready for retirement
30:20
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30:20In this case study episode, Stuart Wemyss shares the success story of a couple who experienced a six-fold increase in their investment assets, now positioning them for a comfortable retirement. When they first sought advice in 2015, the couple, aged 54 (him) and 51 (her), had a home valued at $900k with no debt, and co-owned three investment proper…
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Building Blocks for Wealth: Strategies for Successful Property Investing | Aaron Christie-David
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39:01In today’s podcast, Aaron Christie-David and I delve into the intricacies of successful property investment, emphasising the importance of mindset, financial education, and strategic planning. We discuss the current property cycle, the role of strategic mortgage brokers, and how to improve your borrowing capacity while managing your cash flow. Take…
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How to keep calm in the midst of market chaos, with Louise Bedford
43:41
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43:41Welcome to another episode of the Michael Yardney Podcast. Now let me ask you… have you felt like the sky is falling lately? Between confusion about interest rates, scary headlines, rollercoaster stock prices and continued uncertainty in the property markets, it’s no wonder so many investors are feeling rattled right now. But here’s the thing—this …
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Send us a text Want to dramatically grow your business profits? Stuart and Mena reveal that instead of focusing on dozens of small changes, most businesses should laser in on one to three profit multipliers. They break it down into four critical areas: People, Pricing, Product, and Process—and show how mastering just one can transform your business…
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Ep 354: What to do if you are not ready for financial advice… yet
35:45
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35:45New Report: The Evidence-Based Approach to Investing in Property & Shares: download here. Read full blog here. In this episode, Stuart shares smart, practical steps for those who aren’t quite ready to pay for full financial advice—but still want to make smart money moves. He explains the difference between straightforward and complex financial deci…
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Q&A: Interest-only loans, transferring investment ownership, education bonds and more...
32:50
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32:50In yesterday’s Q&A podcast episode, Stuart answered a wide range of listener questions about property investing, tax strategies, and long-term financial planning. He explained options for investors whose interest-only loan terms are ending, covering whether refinancing or switching to principal and interest repayments makes more sense depending on …
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How Investing in the ‘Next Big Thing’ Could Backfire Spectacularly! With Brett Warren
36:35
36:35
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36:35After all these years in property, I’m still surprised at how some investors decide which property to buy, however it doesn’t really surprise me why so many don’t get past their first or second property. You see… many buy for emotional reasons, and while others think they’re investing in property, for some, they’re really speculating. In today’s sh…
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Ep 353: Are property plans worth paying for?
32:28
32:28
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32:28New Report: The Evidence-Based Approach to Investing in Property & Shares: download here. Read full blog here. In this episode, Stuart takes a critical look at property planning services, which promise to help you build a portfolio by mapping out your borrowing capacity, cash flow, and investment strategy—for a price tag of $4,000 to $5,000. He exp…
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Send us a text Sudden wealth sounds like a dream—until it isn’t. In this deeply insightful episode, Stuart and Mena unpack financial decision paralysis, a common yet overlooked phenomenon that hits when wealth arrives through inheritance, a business exit, or property windfall. They go beyond the typical “overwhelm” narrative to explore identity shi…
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Q&A: Surprising tax saving on inheritance, investing in property overseas, repay mortgage or invest and more...
31:47
31:47
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31:47In this Q&A episode, Stuart unpacks a range of nuanced financial strategies, from tax-effective investing for children to optimising debt, investment structure, and global property opportunities. He begins with Cara’s question about investing an inheritance for her children and explains the surprising tax concession available through testamentary t…
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Trump’s Tariffs: Are They a Threat or a Boon for Property? | Big Picture Podcast with Pete Wargent
39:20
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39:20There’s an old Chinese saying “I wish that you live in interesting times.” The irony of this is that “interesting times” are often times of trouble or turmoil, making the phrase more like a curse and boy are we living in interesting times at the moment with Trumps Tariffs creating fear around the world. It reminds me of the early days of covert whe…
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Will the Federal Election Really Shake Up the Property Market? Let’s Bust Some Myths | Dr. Nicola Powell
33:07
33:07
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33:07In this episode of the Michael Yardney podcast, I discuss the current state of the housing market with Dr. Nicola Powell, Chief of Research and Economics. We explore the impact of federal elections on housing predictions, the effects of political uncertainty, and the concept of Solomon's Paradox in decision-making. Our conversation also delves into…
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Send us a text Effective tax planning isn’t just for big corporations — it’s an essential lever for small business success. In this power-packed episode, Stuart and Mena walk through the ultimate small business tax planning checklist to help you preserve capital, reduce liabilities, and build long-term wealth. They explore forecasting profit and ta…
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Ep 352: Banks and miners: Where to from here for the Australian stock market?
31:57
31:57
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31:57New Report: The Evidence-Based Approach to Investing in Property & Shares: download here. Read full blog here. In this episode, Stuart dives into the heart of the Australian share market, breaking down how a small group of stocks—the big banks and major miners—are dominating the ASX200. In 2024, just three banks (CBA, Westpac, NAB) delivered more t…
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Q&A: Livevesting, transition into your forever home, balancing regular travel and investing and more...
31:04
31:04
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31:04In this Q&A episode, Stuart explores the intricacies of livevesting, a strategy that uses your primary residence as both a lifestyle asset and an investment tool. He responds to a thoughtful proposal to use the equity in a fully paid-off home to fund early retirement while still benefiting from the compounding capital growth of a high-quality prope…
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The Property Investor’s Guide to Mortgage Mastery | Hung Chuy
37:08
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37:08In this episode of the Michael Yardney podcast, I discuss the intricacies of property investment and finance with expert Hung Chuy. We explore the importance of mindset, the role of brokers, and the complexities of managing a property portfolio. Key topics include understanding interest rates, debt recycling, and the unique challenges of commercial…
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An Investor’s Guide to our Tightening Rental Markets with Dr. Andrew Wilson
31:35
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31:35Despite predictions of a downturn, Australia's housing market continued to strengthen, with national house prices rising by 1.0% in March, building on earlier gains from February. In today’s show Dr. Andrew Wilson explains how capital city rental markets have tightened further, with vacancy rates either falling or remaining at historically low leve…
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Send us a text As 30 June approaches, Stuart and Mena shift focus to PAYG employees and individual taxpayers, sharing key tax planning strategies that can help you save money and avoid surprises at tax time. From super contributions (including carry-forward and spousal strategies) to income protection insurance, salary packaging, home office expens…
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Ep 351: Rentvesting vs Home Ownership: A Strategic Comparison
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27:49
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27:49New Report: The Evidence-Based Approach to Investing in Property & Shares: download here. Read full blog here. In this episode, Campbell Wallace dives into one of the most talked-about debates in Australian property circles: rentvesting vs. home ownership. With housing affordability challenges in major cities, many investors are asking, is it smart…
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Q&A: Cheap SMSF, sell shares to repay home loan, best books, forever home strategies
34:09
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34:09In this Q&A episode, Stuart tackles a diverse mix of listener questions, exploring everything from low-cost SMSF innovation to strategic debt repayment, financial reading recommendations, and smart home upgrade planning. He kicks things off by discussing how falling costs and rising tech-driven solutions have made SMSFs more accessible at lower bal…
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Are our property markets really just a Ponzi Scheme? With Brett Warren
34:48
34:48
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34:48It's a question that echoes through conversations among frustrated Australians, especially younger generations who find themselves priced out of the housing market: Is this all a Ponzi scheme? The surge in property prices has not only locked out many potential first-time home buyers but has also sparked a fiery debate about the sustainability and e…
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Special: Trump tariffs - what should investors do?
14:18
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14:18In this episode, Stuart discusses the recent Trump Tariffs and their potential impact on your investments. The US has raised tariffs from 2.5% to 22%, causing the US market to drop 10% over two days, with, for example, Apple losing 17% of its value - equal to one third of the value of the whole ASX - $1 trillion Australian dollars. If these tariffs…
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Why Plan Ahead? Top 10 Advantages of a Long-Term Investment Strategy | With Stuart Wemyss
48:49
48:49
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48:49If you’ve has been listening to my podcast for some time, you’d know that I believe in the importance of having a long-term strategic plan for your investments, So while you may be looking for the next hotspot or a way to get rich quickly, let’s step back today and look at the advantages of a long-term investment approach, explore how to sidestep s…
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Send us a text Audit activity is ramping up fast. In this crucial episode, Stuart and Mena reveal the sharp rise in ATO audits they've seen in the past few months, with more cases than in their combined careers to date. If you're a business owner, investor, or employee with deductions, this is a must-listen. They break down the key audit hotspots t…
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Ep 350: Reduce CGT by 28%! How to own property in a company.
33:04
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33:04New Report: The Evidence-Based Approach to Investing in Property & Shares: download here. Read full blog here. In this episode, Stuart unpacks a lesser-known strategy in property investing: using a private company to hold investment properties and how it could cut your capital gains tax (CGT) by up to 28%. While companies don’t get the 50% CGT disc…
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Q&A: How to use inheritance, buying into a business, how to invest cash in SMSF, when to get advice and more...
39:00
39:00
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39:00In this Q&A episode, Stuart explores how to make strategic decisions with lump sums, whether they come from inheritances, business opportunities, or property sales. He offers guidance to William, who’s weighing how best to use a $750,000 inheritance to build long-term wealth while balancing homeownership and market timing. Sarah, currently on mater…
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Ask the Experts: Ken Raiss, Brett Warren and I Answer Your Burning Questions
54:47
54:47
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54:47In this show Ken Raiss, Brett Warren and I and a heap of questions left by viewers of a recent Masterclass that should be of interest to anyone interested in property investment. We explore the pros and cons of investing in outer suburbs, what’s ahead for the Melbourne property market, the significance of understanding property value versus price, …
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A Chat with the Millionaire Maker – Loral Langemeir
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43:13While we usually spend a lot of time talking about property, today I’ve got a special episode for all the parents out there. And even if you don’t have kids yet or you’re not planning to, you’re still going to learn a lot about money and wealth today from my special guest Loral Langmeir, author of the transformative book, "Make Your Kids Millionair…
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Tax strategies to optimise your borrowing capacity
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10:22Send us a text Want to boost your borrowing power without compromising your long-term tax strategy? In this episode, Stuart and Mena unpack the critical tax strategies that can enhance your ability to secure loans while maintaining wealth-building goals. They dive into key tactics such as strategically increasing taxable income, delaying deductible…
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Ep 349: Investor risk premium: what is it and why it matters
35:00
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35:00New Report: The Evidence-Based Approach to Investing in Property & Shares: download here. Read full blog here. In this episode, Stuart breaks down the 'Investor Risk Premium', a key concept that helps you assess whether you’re being fairly rewarded for the risks you take with your investments. Traditionally used in share investing, Stuart explains …
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Q&A: Develop or sell with DA, rentinvesting considerations, does property add meaningful diversification in a portfolio and more...
33:36
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33:36In this Q&A episode, Stuart unpacks a wide range of listener questions, from navigating complex property strategies to exploring the role of diversification in a balanced investment portfolio. He shares tailored insights with AJ on managing a high-income household, including whether to sell, develop, or hold investment properties, how to structure …
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I would have been a better investor if I knew these 12 things earlier in life
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32:30In this episode of the Michael Yardney Podcast, Brett Warren and I discuss twelve key insights that could have accelerated our success in property investment. We explore the importance of mindset, personal control, goal setting, and the role of attitude in shaping investment outcomes. The conversation emphasises the need for proactivity, learning f…
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Real Estate Riches: How to Build and Sustain Wealth Through Property with Aaron Christie-David
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55:43In today’s show Aaron Christie-David interviews me and asked how I’ve built the substantial property bought for the White investors should be doing in the current market to secure their financial future through property. I discuss the need for a comprehensive approach to wealth creation that goes beyond property alone, advocating for a balanced lif…
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Ep 348: Hotspotting versus buy-and-hold: Which strategy is better?
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31:00New Report: The Evidence-Based Approach to Investing in Property & Shares: download here. Read full blog here. In this episode, we dive deep into the hotspotting vs. buy-and-hold debate to determine which strategy delivers better long-term wealth. 🔹 What is hotspotting? Hotspotting involves identifying areas poised for short-term price growth, ofte…
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Considerations When Making a Living Inheritance
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12:29Send us a text Traditional estate planning can be complicated, with legal disputes and tax burdens creating hurdles for beneficiaries. In this episode, Stuart and Mena explore an alternative—giving a living inheritance—and the financial strategies that make it a powerful tool for wealth transfer. They discuss how a living inheritance allows benefic…
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Q&A: Tax & super investment options, the “right” strategy, Melbourne property, company restructure and more...
33:24
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33:24In this Q&A episode, Stuart dives into diverse financial topics, from tax-efficient super strategies to Melbourne's property market trends and business exit planning. He answers listener questions on the best share broking platforms, breaking down fees, accessibility, and market options. For superannuation investors, Stuart explains the tax implica…
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