Best Steve Hamoen Podcasts (2025)

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Ontario Condo Market, HCRA Issues, and Bank of Canada Rate Decision 17:56

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8h ago17:56

17:56

The episode opens with a warm welcome and introduction, followed by a sponsor message from Real Approved Inc. The discussion begins with an overview of Ontario's condo market, examining how developers are responding to current trends. Attention turns to the issues faced by the Home Construction Regulatory Authority (HCRA) and their impact on homebu…

1
Interest Rates, Mortgage Fraud Updates, and Provincial Housing Market Trends 16:01

1d ago16:01

16:01

The episode opens with an introduction and sponsorship message from Real Approved Incorporated. Rising interest rates and refinancing trends are analyzed, followed by a discussion on the economic implications of a slowdown in new mortgage applications. An update on a mortgage fraud case is provided, along with insights into the impact of iPro Realt…

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Fraud Allegations, GTA Market Outlook, and Ontario's Housing Policy Updates 16:18

1d ago16:18

16:18

The episode starts with an introduction and welcome by Sandy MacKay, followed by a sponsor message from Real Approved Inc. Allegations of fraud in Ontario's Cottage Country are discussed, with comparisons to Ponzi schemes. The collapse of iPro Realty and the ensuing regulatory scrutiny are examined. A cloudy outlook for the Greater Toronto Area hou…

1
PropTx Verify Launch, Pension Insights, and Canada's Economic Outlook 8:50

2d ago8:50

8:50

The episode begins with an introduction to the podcast, followed by a sponsor message from Real Approved Inc. The focus then shifts to the launch and discussion of PropTx Verify, exploring its implications for the industry. Insights are shared on Cove's software, with comments from Adyan Tanver on their partnership with PropTx. The performance of t…

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Should Equifax’s (EFX) New AI Credit Tool Mark a Shift in Its Competitive Edge? 4:13

1d ago4:13

4:13

The episode begins with an introduction and welcome, followed by a sponsor message from Real Approved Inc. The discussion then focuses on Equifax's new AI credit tool and its potential impact on the industry. Equifax's Complete Income solution is examined for its role in income verification and financial forecasts. Community opinions and investment…

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Interest Rate Cuts, Market Strategies, and Ottawa-Hamilton Real Estate Focus 6:40

3d ago6:40

6:40

The episode opens with an introduction and a sponsor message from Real Approved Inc. The discussion then turns to the recent interest rate cut and its impact on the Canadian real estate market. Economic uncertainties and central bank strategies in the housing sector are explored, providing context for current conditions. Expert insights offer histo…

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Toronto Condo Trends, Mortgage Shifts, and Federal Impact on Real Estate 23:47

4d ago23:47

23:47

The episode opens with an introduction and an analysis of the Toronto condo market, followed by a sponsor message from Real Approved Incorporated. Challenges faced by investors and landlords are discussed, along with the influence of millennials on sales. Opportunities for renters and first-time buyers are explored, highlighting current market cond…

1
First-Time Homebuyers, Toronto Condos, and Peterborough Housing Investments 16:14

5d ago16:14

16:14

The episode kicks off with a welcome and introduction, followed by a sponsor message from Real Approved Inc. The discussion delves into trends affecting first-time homebuyers, including economic impacts and the role of family assistance. Toronto's preconstruction condo market is analyzed, highlighting recent developments. Attention shifts to trends…

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Bank of Canada Rate Cuts, Toronto Condo Analysis, and Housing Crisis Solutions 18:01

6d ago18:01

18:01

The episode begins with an introduction and an overview of current mortgage trends, followed by a sponsor message from Real Approved Incorporated. Discussion centers on the Bank of Canada's recent interest rate cut and its implications for the housing market. The challenges of obtaining insurance in wildfire-prone areas are explored. The struggles …

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Housing Crisis Insights, Youth Unemployment Impact, and New Developments in Whitby 19:18

7d ago19:18

19:18

The episode begins with an introduction and a sponsor message from Real Approved Inc. The focus then shifts to the University of Ottawa's housing initiative and the latest CMHC housing starts report. Discussion follows on the housing downturn's effects on employment and price implications. Economist insights provide perspective on the ongoing housi…

1
Canada's Mortgage Market Pressures, Economic Outlook, and Housing Trends 8:41

8d ago8:41

8:41

The episode opens with an introduction by Sandy MacKay, followed by a sponsor message from Real Approved Inc. The discussion highlights the mounting pressure on Canada's mortgage market amid rising unemployment, examining the effects of mortgage renewal rates, household impact, and stress tests. Attention shifts to housing market trends, affordabil…

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Equifax Partners with Render to Launch New Decisioning Platform for Lenders 3:40

12d ago3:40

3:40

The episode begins with a welcome and introduction, followed by a sponsor message from Real Approved Inc. The focus then shifts to Equifax UK's partnership with Render and an overview of the Clear Decision platform. The discussion highlights the benefits and impact of Clear Decision on efficiency and financial inclusion. Insights from industry expe…

1
Interest Rate Cuts and iPro Realty's Regulatory Challenges 6:18

10d ago6:18

6:18

The episode starts with an introduction to the podcast and its hosts, followed by a sponsor message from Real Approved Inc. The discussion focuses on the Bank of Canada's recent interest rate cut and how it affects the mortgage market. Attention then shifts to the financial issues facing iPro Realty and the regulatory responses to these challenges.…

1
Rate Cuts, Housing Affordability, and Mortgage Market Trends 12:08

11d ago12:08

12:08

The episode kicks off with an introduction and a sponsor mention. It then delves into the Bank of Canada's recent rate cut, discussing its implications for inflation and mortgage rates. The conversation shifts to improvements in housing affordability and recent housing starts data. The cautious approach of lenders is examined, along with regulatory…

1
Northeastern Ontario Housing, Appraisal Insights, and Mortgage Rate Impacts 12:35

12d ago12:35

12:35

The episode opens with an introduction and welcome, followed by a sponsor message from Real Approved Inc. The discussion begins with an examination of housing supply and its market impact in northeastern Ontario cities. The Appraisal Institute of Canada's recent call to action and the formation of a Stakeholder Advisory Committee are highlighted. T…

1
Bank Decisions, Ontario Housing Targets, and Proptech Innovations 11:16

13d ago11:16

11:16

The episode begins with a welcome and introduction, followed by a sponsor message from Real Approved Inc. The discussion delves into the Bank of Canada's recent decision and its implications for mortgage rates. A comprehensive update on the Canadian housing market is provided, with a focus on Ontario's progress towards its housing targets. The epis…

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Rate Cuts, Bond Yields, and Canadian Housing Market Shifts 17:10

14d ago17:10

17:10

The episode begins with an introduction by Sandy MacKay, followed by a sponsor message from Real Approved Inc. The discussion focuses on the recent drop in Canadian 10-year government bond yields and the effects of U.S. Treasury yields on the market. Anticipation around the Bank of Canada's potential rate cut is explored. The episode examines the d…

1
Interest Rates, Market Trends, and Real Estate Insights Across Canada 16:13

15d ago16:13

16:13

This episode kicks off with Canadian real estate updates and a sponsor message from Real Approved Inc. We discuss the Canadian Real Estate Association's market report, the Bank of Canada's interest rate decision, and Maritime housing trends. Explore shifts in Toronto's market, smaller market accessibility, and highlights from the Canadian Mortgage …

1
Interest Rate Cuts, Toronto Market Trends, and Housing Supply Insights 15:14

15d ago15:14

15:14

In this episode, the introduction and welcome are followed by a sponsor message from Real Approved Inc. The discussion delves into the potential impact of an interest rate cut on the housing market. Changes and opportunities in the Toronto housing market are explored, along with trends in home sales and market activity. Financial health indicators,…

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Interest Rates, Housing Market Impacts, and Rent Control Debate 10:34

16d ago10:34

10:34

In this episode, the introduction provides economic insights before a sponsor message from Real Approved Inc. The discussion covers the latest Bank of Canada interest rate update and relevant economic indicators. The impact of the rate cut on the mortgage and housing markets is analyzed. Equifax's forecast on mortgage activity and its implications …

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Housing Affordability, First-time Buyer Aid, and Mortgage Trends 16:15

17d ago16:15

16:15

In this episode, the welcome and introduction lead into a sponsor message from Real Approved Inc. The discussion begins by addressing the housing affordability crisis and its economic implications. Government initiatives and opportunities for first-time buyers are explored. Insights from the Canadian Mortgage Summit are shared, alongside trends in …

1
Industry Updates, Debt Trends, and Mortgage Rate Insights 13:56

18d ago13:56

13:56

In this episode, the introduction includes a sponsor message from Real Approved Inc. The discussion begins with RECO's actions against iPro Realty and the broader implications for the real estate industry. RBC's report on Canadian household net worth and emerging market trends is analyzed. We explore debt trends, focusing on servicing costs and deb…

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Ontario Housing Trends, Regulatory Updates, and Rate Cut Predictions 21:09

19d ago21:09

21:09

In this episode, the introduction includes a sponsor message from Real Approved Inc. The discussion begins with Toronto's homebuilding challenges and a critique of Ontario's housing strategy. Insights from Equifax on renewal costs and economic strain are explored. The conversation shifts to the iPro Realty scandal and the industry's regulatory resp…

1
GTA Market Trends, Rate Cuts, and Mortgage Strategies 15:05

23d ago15:05

15:05

In this episode, the introduction sets the stage for a sponsor message from Real Approved Incorporated. The discussion kicks off with market shifts in the Greater Toronto Area, extending into impacts on cottage country. We explore creative solutions for buyers and sellers, alongside proposed reforms for the rental market. Potential Bank of Canada r…

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Toronto Housing Trends, Mortgage Strategies, and GTA Market Updates 17:57

21d ago17:57

17:57

In this episode, we begin with a welcome and an acknowledgment of our sponsor. The discussion opens with an analysis of Toronto's housing market, focusing on low housing starts and their impact on rentals. We delve into mortgage renewal strategies amidst shifting market conditions. The conversation broadens to include real estate dynamics across th…

1
Bank of Canada Rate Cut, OREA Reforms, and Mortgage Fraud Concerns 13:03

22d ago13:03

13:03

In this episode, the introduction leads into a sponsor message from Real Approved Inc. Discussion begins with the Bank of Canada's interest rate cut and its connection to job market turmoil. The conversation transitions to the Ontario Real Estate Association's proposed reforms, focusing on consumer deposit protection. Attention is given to concerns…

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OREA calls for urgent reform to protect consumer deposits 4:03

23d ago4:03

4:03

In this episode, Sandy MacKay opens with a welcome and introduction, followed by a sponsor message from Real Approved Inc. The discussion centers on OREA's push for enhanced consumer deposit protections and the oversight role of RECO. We explore advocacy efforts and support for trust accounts, along with the implementation of TRESA Phase 3. A state…

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Bank of Canada Outlook, Waterloo Housing Trends, and Barrie Development Insights 11:56

24d ago11:56

11:56

In this episode, we kick off with an introduction and a sponsor message from Real Approved Inc. We then discuss the Bank of Canada's interest rate expectations and economic forecasts. The episode shifts focus to the Waterloo Region, exploring current housing market trends. We examine a proposed development in Barrie and its potential implications. …

1
Mortgage Trends, Real Estate Insights, and Market Developments 16:27

25d ago16:27

16:27

In this episode, we start with an introduction by Sandy MacKay, followed by a sponsor message from Real Approved Inc. We explore recent financial market developments, focusing on interest rate outlooks and Canadian job numbers. The discussion shifts to bond yields, their implications on mortgage rates, and an analysis of the labor market. We examin…

1
Toronto Real Estate Trends, Mortgage Insights, and Regulatory Oversight Discussions 25:06

26d ago25:06

25:06

In this episode, we begin with a welcome and introduction, followed by a sponsor message from Real Approved Incorporated. We explore current trends in the Toronto-area housing market, focusing on the dynamics within the condominium sector. The episode provides an update on the Greater Toronto Area real estate landscape, highlighting recent developm…

1
Toronto Condo Market, Mortgage Trends, and Economic Impacts on Real Estate 11:55

27d ago11:55

11:55

In this episode, we begin with a welcome and introduction, followed by a sponsor message from Real Approved Inc. We analyze the Toronto condo market, discussing current buyer challenges. The episode delves into fluctuations in the mortgage market, focusing on interest rates and their economic impacts. We examine CIBC's recent financial update, high…

1
CMHC Insights, Regional Trends, and Barrie's Real Estate Developments 9:11

28d ago9:11

9:11

In this episode, we begin with a welcome and introduction, followed by a sponsor message from Real Approved Inc. We dive into a CMHC report discussing the demand for mortgage insurance and its impacts on the market. The episode examines current housing market trends, noting cooling indicators and recent government spending initiatives. We explore C…

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Toronto's Major Transit Station Areas And Protected Major Transit Stations Areas Get The Final Stamp 3:45

29d ago3:45

3:45

In this episode, we start with a welcome and provide updates on Toronto's urban planning. A sponsor message from Real Approved Inc. follows. We then discuss Official Plan Amendments and zoning by-laws, highlighting their impact on the city's development. The episode examines the balance between affordable housing and regulatory measures, emphasizin…

1
Ontario Real Estate Regulations, Fintech Advances, and Open Banking Benefits 5:13

30d ago5:13

5:13

In this episode, we kick off with an introduction to the Ontario Mortgage & Real Estate Insights Podcast, followed by a sponsor message from Real Approved Inc. We delve into recent regulatory changes impacting Ontario's real estate market, highlighting key developments. The episode also explores the Clear Decision platform introduced by Equifax and…

1
Ontario Real Estate Scandals, Mortgage Insights, and Housing Developments 13:42

1M ago13:42

13:42

In this episode, Steve Hamoen begins with a welcome and introduction, followed by a sponsor message from Real Approved Inc. We discuss the Ontario government's and RECO's actions regarding the iPro Realty scandal, along with OREA's reaction and their calls for an investigation. The episode covers Canadians' expectations for interest rates and explo…

1
Government Actions, Housing Crisis Solutions, and Mortgage Rates Update 16:01

1M ago16:01

16:01

In this episode, we begin with an introduction and a discussion on government intervention in the real estate sector, followed by a sponsor message from Real Approved Inc. We delve into issues surrounding real estate commissions and provide economic insights. The episode includes a financial update from EQB Inc. and examines recent leadership shift…

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FSRA Actions, Lending Trends, and Big Six Bank Earnings 10:34

1M ago10:34

10:34

In this episode, we start with an introduction and a discussion on FSRA's recent actions and the importance of verifying credentials in the industry. We explore current trends in alternative lending and the evolving roles of brokers. The episode includes an analysis of fixed mortgage rates and a preview of the upcoming Canadian Mortgage Summit. Add…

1
Toronto Housing Trends, RBC Earnings, and iPro Realty Collapse 16:56

1M ago16:56

16:56

In this episode, the welcome and introduction feature an analysis of the Toronto-area housing market, followed by a sponsor message from Real Approved Inc. We examine inventory levels and price trends, and discuss the Royal Bank of Canada's earnings report. The episode covers the upcoming Bank of Canada monetary policy review and the impact of seni…

1
RECO Actions, Bond Market Trends, and Hamilton Real Estate Opportunities 8:34

1M ago8:34

8:34

In this episode, the welcome and introduction is followed by a sponsor message from Real Approved Inc. We discuss RECO's intervention in the financial issues faced by iPro Realty Limited. The episode includes an analysis of the Canadian bond market and government bond yields, exploring the economic implications of Canada's debt and tariff policies.…

1
Housing Starts, Inflation Trends, and Industry Regulatory Updates 15:54

1M ago15:54

15:54

In this episode, we begin with an introduction and a federal government update, followed by a sponsor message from Real Approved Inc. We explore the latest CMHC housing starts data and discuss trends in inflation and interest rates. The episode covers FSRA's action against a mortgage agent and RECO's decision regarding the iPro Realty co-founders. …

1
Mortgage Originations Surge, Condo Market Challenges, and Rate Decisions 7:02

1M ago7:02

7:02

In this episode, the introduction and welcome set the stage, followed by a sponsor message from Real Approved Inc. The discussion delves into the surge in Canadian mortgage originations and the impacts of pre-construction deals. Broader economic implications are considered alongside the challenges facing Toronto's condo market. Current mortgage rat…

1
Ontario Housing Crisis, Market Trends, and Industry Updates 14:07

1M ago14:07

14:07

In this episode, the discussion opens with a welcome and introduction, followed by a sponsor message from Real Approved Inc. The conversation turns to the homebuilding crisis and housing market dynamics in Ontario, examining government interventions and trends within the mortgage market. Investment strategies are explored alongside the recovery of …

1
First-Time Buyer Trends, Mortgage Rate Analysis, and Economic Insights 24:43

1M ago24:43

24:43

Welcome to the Ontario Mortgage & Real Estate Insights Podcast! This episode kicks off with a sponsor message from Real Approved Inc. We dive into trends among young first-time buyers and financial support in Ontario, followed by federal incentives for homebuyers and an analysis of Canada's housing market. We compare fixed versus variable mortgage …

1
iPro Realty Closure, Mortgage Trends, and RBC's Construction Cliff Warning 16:37

1M ago16:37

16:37

In this episode, the discussion opens with a welcome and introduction, followed by a sponsor message from Real Approved Inc. Attention turns to the closure of iPro Realty Limited, offering industry advice for those impacted. The conversation then explores trends in private mortgage lending and delinquencies. RBC's report on housing starts and the p…

1
Ontario Market Trends, iPro Realty Shutdown, and FSRA Lending Insights 17:08

1M ago17:08

17:08

In this episode, the conversation begins with welcome remarks and a roundup of industry headlines, followed by a sponsor message from Real Approved Inc. The episode then delves into the shutdown of iPro Realty Ltd. due to financial mismanagement, and discusses support for affected agents and clients. The discussion shifts to Ontario housing market …

1
Ontario Housing Funding, Mortgage Insights, and Inflation's Impact on Investments 21:27

1M ago21:27

21:27

In this episode, the discussion kicks off with an introduction to the Ontario Mortgage & Real Estate Insights Podcast and a sponsor message from Real Approved Inc. The conversation moves to a positive housing market update from CMHC, followed by Ontario's $1.6 billion housing funding initiative. Insights on avoiding mortgage traps are shared next. …

1
Ottawa Housing Insights, Start Trends, and Anti-Money Laundering Efforts 9:49

2M ago9:49

9:49

In this episode, the conversation begins with an introduction and insights into the Ottawa housing market, followed by a sponsor message from Real Approved Incorporated. The discussion shifts to national and regional housing start trends, focusing on the seasonally adjusted annual rate of housing starts. The importance of rural housing development …

1
Ontario Housing Initiatives, Transit Proximity, and Newmarket Market Trends 6:04

2M ago6:04

6:04

In this episode, the discussion begins with an introduction to the podcast and a sponsor message from Real Approved Inc. The conversation then shifts to Ontario's new housing initiatives near transit stations, examining both concerns and support for the provincial housing strategies. The episode provides insights into market trends and real estate …

1
iPro Realty Closure, Private Lending Trends, and Brampton Market Analysis 10:49

2M ago10:49

10:49

In this episode, the discussion begins with the introduction and the recent closure of iPro Realty, followed by a sponsor message from Real Approved Inc. The conversation then turns to the impacts on consumers and potential remedies following the iPro Realty closure. The episode explores private lending trends, especially among high-credit-score bo…

1
Ontario Housing Trends, RECO Actions, and Interest Rate Outlook 13:29

2M ago13:29

13:29

In this episode, we kick off with an introduction and a sponsor message from Real Approved Inc. We delve into the Real Estate Council of Ontario's recent actions affecting iPro Realty Ltd., with support from the Toronto Regional Real Estate Board. We explore Ontario's housing market trends, including listings, sales, and price shifts, alongside RBC…