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SOIC Podcasts

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🎧 Welcome to the SOIC Podcast! SOIC (School of Intrinsic Compounding) helps Indian investors learn how to invest wisely through simple lessons, real-life examples, and case studies. In each episode, you’ll get: 📊 Stock analysis made easy 📚 Key takeaways from investing books 🧠 Mental models to think smarter 💡 Real-world case studies from the stock market Follow and listen to learn how to become a smarter investor for life.
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Send us a text In this episode, we share a clear framework for navigating bear markets and market crashes—based on history, valuations, macro trends, and technical signals. 📌 Key takeaways: 5-part crash analysis: history, valuation, technicals, earnings, economy Price vs. time correction explained with Nifty data Which indices are still expensive v…
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Controversy surrounds the potential demolition of the historic building that once housed the Seattle Opportunities Industrialization Center (SOIC) and later the Seattle Vocational Institute (SVI), a site of profound significance to the Central District and African American community. Established in 1966 under the leadership of Rev. Dr. Samuel B. Mc…
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Send us a text In this episode, we walk through three standout conference calls from the latest result season—Aarti Pharma Labs, Polycab, and a Associated Alcohol & Breweries. You'll learn how to read concalls using our Business–Risk–Management (BRM) framework, spot triggers like capex, margin expansion, product mix shifts, and management commentar…
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Send us a text In this episode, we break down why PPFAS Mutual Fund recently added Mahindra & Mahindra, Narayana Health, and Coal India to its portfolio—and what you can learn from it. 📌 Key takeaways: Mahindra & Mahindra: Strong SUV & tractor business, good cash flows, EV potential Narayana Health: Capex-led growth, high ROE/ROCE, cheaper than pee…
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Send us a text In this episode, we do a complete breakdown of Jio Finance—its structure, growth potential, and reasons behind the recent stock fall. 📌 Key takeaways: Why Jio Finance was created & its link to Reliance Industries What makes it a corporate-backed NBFC, and how that helps Breakdown of business verticals: lending, insurance, payments, A…
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Send us a text In this episode, we sit down with investor Siddhant Bhandari to explore why small and mid-cap businesses might offer better opportunities than large caps. Through sector-wise comparisons, Buffett-style frameworks, and Indian case studies like Radico and Varun Beverages, we discuss category creation, distribution strength, affordabili…
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Send us a text In this episode, we decode the Indian chemical sector with industry expert Ajay Joshi. We explore the difference between bulk and specialty chemicals, evaluate the risks of capex-led growth, and understand the global shifts post Russia-Ukraine war and US tariffs. The episode also covers key frameworks to identify good vs bad chemical…
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Send us a text In this masterclass, we break down the cash flow statement—one of the most important yet underrated financial tools for investors. You'll learn how to analyze cash flow from operations, investing, and financing using real case studies, simple analogies, and forensic techniques. We also explain key ratios like CFO to PAT and CFO to EB…
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The U.S. House of Representatives has approved a budget proposal that seeks to reduce Pell Grant funding by $9 billion, a move that could significantly impact low-income, first-generation, and adult students who rely on these grants for educational support. The proposal includes measures to decrease the maximum grant award and impose stricter eligi…
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Send us a text In this episode, we dive into the impact of rising competition on leading cable & wire companies like KEI and Polycab — and why investor psychology, industry capex, and return ratios matter more than ever. 📉 Key takeaways: What happens when supply increases faster than demand Learn from past case studies: Castrol, Paints, Quick Comme…
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Send us a text In this episode, we break down what’s hurting India’s top ER&D IT companies like KPIT, Tata Elxsi, and Tata Technologies. We explore business cycles, financials, valuations, and the key reasons behind the slowdown in this sector. 🔑 Key takeaways: What makes ER&D companies different from IT services firms How operating leverage impact…
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Send us a text In this episode, we break down one of the biggest macro events since COVID — the global tariff war. You’ll learn how rising US import tariffs are impacting key Indian sectors like chemicals, IT, pharma, shrimp, autos, and solar. We discuss first-, second-, and third-order consequences, company-specific risks, potential export opportu…
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Send us a text In this episode, we break down the current state of India’s IT sector — covering large-cap, mid-cap, ER&D, and product-based companies. We discuss why the sector is underperforming, how valuations remain elevated, and what the growth guidance looks like for key players like TCS, Infosys, KPIT, and Tata Elxsi. We also explore the impa…
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Send us a text In this episode, discover how to scan and filter strong businesses even in a weak market. We cover relative strength scans, deep value filters, and how to track sectors that may lead the next bull run. 📊 Key takeaways: How to use scans like relative strength and value filters Strong sectors: Pharma, Hospitals, Hotels, NBFCs, Banks To…
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Send us a text In this episode, we break down 10 powerful investment themes that could lead the market in 2025 — from real estate, hospitals, and capital goods to CDMO pharma, NBFCs, textiles, and more. Learn how to spot high-growth sectors, screen strong businesses, and build a smarter investment strategy. A must-listen to stay ahead this year!…
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Send us a text In this episode, we break down the best mutual funds to track in 2025 and share a practical framework to pick them independently. You'll learn how to evaluate fund managers, avoid hype-driven funds, and understand which categories (Flexi-cap, Small-cap, Passive, etc.) offer better risk-reward in today’s market. Whether you’re a begin…
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Send us a text In this episode, we break down a unique SaaS company called RateGain, which powers global travel and hospitality businesses through AI-led software. You’ll learn how the company works, why it stands out in the IT sector, its key metrics like LTV/CAC and retention rates, and what risks and growth drivers investors should watch. Great …
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Send us a text In this episode, you’ll learn how to read quarterly results like a true fundamental investor. This masterclass is packed with case studies, insights, and tools to help you find strong businesses and winning stock ideas. 🔑 Key takeaways: Why tracking quarterly earnings is essential How to use investor presentations and conference call…
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Send us a text In this episode, we dive deep into two contract development and manufacturing (CDMO) businesses—Aarti Pharma Labs and Jubilant Pharma—that are riding strong structural trends. 🔬 Learn how the pharma value chain works 📈 Understand key mental models behind successful CDMOs 🚀 Discover growth drivers, J-curve business models & risk facto…
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Send us a text In this episode, we break down how to simplify stock valuation using AI tools like ChatGPT and Gemini. From choosing the right valuation ratios (like P/E, EV/EBITDA, or Price-to-Sales) to calculating intrinsic value and building bull, bear, and base scenarios — we guide you step-by-step. This episode is ideal for investors who want t…
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Sheila Winston, a Senior Business Banking Consultant with Chase Bank, emphasizes the dual nature of small business ownership, highlighting both its challenges and rewards. She underscores the critical role of trust and collaboration, advocating for the support of reliable allies, consultants, and confidants as essential in navigating the complexiti…
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The deployment of National Guard troops in Los Angeles without state consent has evoked comparisons to 2020, when similar measures were employed by the Trump administration to suppress Black-led protests advocating for justice and reform. This development has resulted in an increased federal presence in majority-Black cities and a resurgence of rhe…
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Tommie Burton, renowned for his gospel and soul music, has been appointed as the official national anthem singer for the Seattle Kraken. Burton's musical career began modestly with karaoke nights and open mic sessions, evolving to performances before 17,000 spectators at Climate Pledge Arena. He reflects on his musical journey and the elements that…
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Send us a text In this episode, we break down why PPFAS Mutual Fund — known for its long-term, value-based approach — recently added Bharti Airtel to its portfolio. We connect the dots between Warren Buffett’s BNSF railroad bet and how telecom has now become the “digital toll road” of modern India. From industry consolidation and rising ARPUs to ca…
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Send us a text In this episode, we dive deep into India’s port industry — a toll-road style business that powers the nation’s trade and GDP. We explore how ports operate, key revenue drivers, growth trends, and strong entry barriers. We also discuss the top 2 players in the industry and what sets them apart. A must-listen for anyone looking to unde…
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Kwabi Amoah-Forson, the visionary behind the All You Can Eat campaign, has initiated a grassroots movement to combat youth food insecurity in Seattle, Tacoma, and beyond during the summer months. Launched three years ago in Tacoma and now expanding nationally, the campaign ensures children, teens, and college students receive free meals at particip…
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The Central Area Senior Center in Seattle is set to host a Father's Day celebration on Friday, June 13, offering free haircuts, entertainment, food, and more. The celebration seeks to foster community engagement and deliver a joyous and memorable experience for seniors. Dian Ferguson, the executive director of the center, will be present at the eve…
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Send us a text In this power-packed episode, we explore the steel and pipe sector with industry veteran Saket Agarwal. Learn about: ✅ Key differences between DI, Seamless & ERW pipes ✅ Insights on companies like APL Apollo, Jindal Saw, Maharashtra Seamless ✅ Understanding raw materials and the full value chain ✅ Demand drivers like Jal Jeevan Missi…
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Send us a text In this episode, we break down the Q4 FY25 results across India’s fastest-growing sectors — from capital goods and chemicals to pharma, banks, and exporters. Get insights into companies showing 20–100%+ growth and discover where the next opportunities may lie. Smart analysis. Real numbers. Pure learning. We also share macro insights,…
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The complexities of deciding whether to buy or rent a home are underscored by rising housing costs, fluctuating interest rates, and economic uncertainty. Quincy Crawford, Branch Manager with Chase, engages with the Seattle Medium to explore the advantages and disadvantages of renting versus buying. This dialogue seeks to assist individuals in deter…
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The MLK Gandhi Empowerment Initiative is providing free training, mentorship, and essential skills in high-demand tech fields such as cybersecurity, AI, and cloud computing, aiming to dismantle barriers and expand tech career opportunities for underserved communities. With over 150 students currently enrolled, the program demonstrates significant p…
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Send us a text This episode dives into the Q4 FY24 performance of India’s leading CDMO businesses. We discuss how contract manufacturing is becoming a strong growth engine for pharma, the reasons behind sharp earnings jumps in some cases, and the risks investors should be aware of. A quick guide to valuations and what lies ahead. ✅ What You’ll Lear…
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Send us a text 🎯 KFinTech vs CAMS: Fintech Face-Off! Two backend giants. One epic comparison. 💥 We break down KFinTech & CAMS in a fun and simple way! 👀 What’s inside: ✨ Business model battle 🌍 Global dreams & growth stories ⚠️ Big risks to watch 📊 Valuation snapshots Tune in if you love finance with flair! 🎧💸…
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Send us a text In this episode, we break down 4 powerful megatrends reshaping global energy demand and unlocking new investment opportunities: ⚡ AI-driven surge in electricity demand 🌱 Acceleration of green and renewable energy 🔄 Solving the intermittency puzzle in power supply ❄️ Rapid growth in data center cooling technologies We decode 5 Indian …
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In a continued effort to support early childhood education, Seattle Mayor Bruce Harrell, alongside the Department of Education and Early Learning, has announced one-time payments of up to $555 for nearly 5,000 childcare educators across the city. This initiative, now in its fifth year, seeks to acknowledge and retain the dedicated professionals nur…
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Send us a text 🎧 Listeners, this is a deep-dive podcast on CDSL – one of the backbone companies of India’s stock market. In this episode, we break down CDSL’s role as a “toll road” of the capital markets and explain: ✅ How CDSL earns money through Demat accounts, IPO activity, and investor participation ✅ The concept of operating leverage and why m…
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Send us a text In this episode of SOIC, we simplify the Profit & Loss Statement—from topline to margins, segmental profits, and peer comparisons. Learn how to read P&L like Peter Lynch and analyse fast-growing companies using real case studies. Plus, get insights on our upcoming SOIC Pune Event on 25th May and the power of AI in stock research. Per…
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Byrd Barr Place will host its inaugural Health and Wellness Fair on May 17 at the Rainier Community Center in Seattle, from 12 to 4 p.m. The event is tailored to the Black and African American community, offering complimentary health screenings, vaccinations, wellness resources, and workshops aimed at promoting comprehensive care. Wendy Armour, Dir…
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The 2025 legislative session in Washington State concluded with notable developments affecting the Black community, as highlighted by Ed Prince, Executive Director of the Washington State Commission on African American Affairs. In a discussion with Christopher B. Bennett on the Seattle Medium's Rhythm & News Podcast, Prince elaborated on the sessio…
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Send us a text Ever felt lost in earnings season? This episode changes that. We simplify the Q4 FY25 results by breaking down market cycles, standout companies, and key trends—giving you a clear map of what’s happening and what might come next. With relatable examples and clear takeaways, it’s the kind of analysis you’ll enjoy listening to.…
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Seattle Public Schools is tackling the critical shortage of teachers of color with a strategic focus on increasing the presence of Black men in the classroom. Through the Academy for Rising Educators, the district is implementing initiatives to cultivate teaching talent from within the community, thereby dismantling stereotypes and fostering enduri…
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Kristi Brown, the esteemed owner and executive chef of Communion Restaurant & Bar, has embarked on a remarkable culinary journey spanning several years. Her dedication and passion have culminated in the establishment of a family-owned and operated restaurant, earning her numerous accolades both locally and internationally. In a recent podcast, Brow…
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Gun violence continues to impact communities nationwide, with Seattle being no exception. Recently, community members, leaders, and youth convened at the Northwest African American Museum for an event titled Voices for Change: A Future Without Gun Violence. Organized by Seattle Cares Mentoring Movement and the 4C Coalition, the event focused on fos…
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Send us a text Dear Listeners, Explore the "brave new world" of macroeconomics with global expert Mr. Ritesh Jain. This episode delves into the shifting global order, the diminishing role of the US dollar and the rise of gold. Learn why non-aligned countries like India are positioned to benefit, the return of asset-heavy investment themes, and the …
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In 2020, Target committed $2 billion to support Black communities, but has since reduced its Diversity, Equity, and Inclusion efforts, prompting a nationwide boycott. Initiated by Rev. Jamal Bryant, the boycott has reportedly cost Target $12 billion. The National Newspaper Publishers Association, under Dr. Ben Chavis, urges Target to invest fully i…
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Under a recent executive order by President Trump, the Minority Business Development Agency (MBDA) has been drastically reduced, now operating with only three employees to fulfill its mission. Concurrently, the Community Development Financial Institutions (CDFI) Fund, crucial for affordable housing and small business loans, is experiencing substant…
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The Trump administration has initiated an ideological offensive against America's higher education institutions, targeting private universities, DEI programs, and international students and faculty. Harvard University has resolutely defended its academic freedom, despite the risk of forfeiting over $2 billion in federal funding. Conversely, smaller…
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In a recent and troubling development under President Donald Trump's second term, the U.S. National Park Service has quietly edited and removed key content related to Black history and the horrors of slavery. This includes deleting a photo of Harriet Tubman and eliminating references to enslaved African Americans on its Underground Railroad webpage…
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In a recent decision, the U.S. Senate voted 52-48 to overturn a rule from the Consumer Financial Protection Bureau that would have capped overdraft fees at big banks to a reasonable $5. Instead, banks are now permitted to charge fees upwards of $35 per transaction. This vote has been characterized by advocates as a $21 million gift to big banks at …
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