Welcome to Long-Term Care Insurance Now. Your trusted source for the latest insights, updates, and expert guidance on long-term care insurance. This show aims to break down everything you need to know to make informed decisions about protecting your future. Hosted by Scott A. Olson, CLTC, a nationally recognized expert with over 25 years of experience in the field. His work has been featured in the New York Times, among other national and trade publications. Scott has helped thousands of ind ...
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Scott A Olson Podcasts
The Freethinking Podcast is a product of FreeThinking ministries featuring the work of Dr. Tim Stratton. Multiple hosts produce shows for FreeThinking Podcasts, Tim focuses on topics like metaphysics, free will and determinism and often cohosts with Scott Olson and Josh Klein focuses on Cultural issues and biblical theology.
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The pastors at Living Hope Church in Findlay, Ohio have prepared and studied hundreds of hours over the years and only a fraction of this content is shared during sermons and classes.The Living Hope Findlay Podcast will provide insight and additional information into sermons, important topics concerning Christians and our society, and helpful information to help grow in discipleship as you walk closer with Jesus Christ. Be sure to subscribe to the podcast so you will be notified each time a ...
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Gary Durbin has been a worship leader for over 20 years in the local church. On this podcast, there will be conversations with other worship leaders about the dynamics of leading worship in the local church and what means to be MORE than a worship leader. You can purchase Gary’s books here: https://tinyurl.com/MTAWLBooks
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Serial killers. Gangsters. Gunslingers. Victorian-era murderers. And that's just the tip of the iceberg. Each week, the Most Notorious podcast features true-life tales of crime, criminals, tragedies and disasters throughout history. Host Erik Rivenes interviews authors and historians who have studied their subjects for years. Their stories are offered with unique insight, detail, and historical accuracy.
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This Undivided Life Podcast will give you real advice to help make life whole again. Join Troy Mclaughlin, co-host Scott Perkins and guests as we talk real life. We bypass simple platitudes and the generic “just love yourself” gibberish, and dive headlong into the challenges pulling us a million different directions. Life is fractured; from your calendars chocked full of commitments, to the black hole of entertainment in the palm of your hand, and the constant buzz of iPhone alerts. For most ...
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Welcome to the Artizo podcast. Artizo is the Greek root word translated “equip” which means to restore something to its proper use. It was used to describe a skilled artisan fully equipped to undertake a task. It’s our hope that these 5-15 minute snippets of story and scripture will, in some small way, encourage and provoke you to kingdom service.
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Mitch Sherman and Max Olson dig into Nebraska football from inside the gates of Memorial Stadium, where no ticket has gone unsold since 1962. With their combined decades of experience around the Huskers, Mitch and Max will keep you informed on key issues and topics in Lincoln. Hosted on Acast. See acast.com/privacy for more information.
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Utility vegetation management (UVM) manages risks and controls vegetation that could potentially threaten power lines, railways, roadways, etc. It is perhaps one of the most important fields of environmental impact in the 21st century and is especially important in the U.S., where it is the largest factor in managing outages and the reliability of utilities.In Trees & Lines utility vegetation management podcast, veteran Phil Charlton and Iapetus COO Tej Singh discuss the future of this criti ...
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Citizen Inc. - A show that explores how corporations and CEOs are taking ownership of the Springfield, Missouri, community in various ways - as well as the opportunities that still exist. A career journalist (Eric Olson of Springfield Business Journal) and a seasoned nonprofit director (Greg Burris of United Way of the Ozarks) team up to draw out some surprising results in company culture, recruitment, retention and profits. These stories about giving back are helping to grow corporate citiz ...
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Jay Stringer sits down with a rotating cast of crime writers to talk about....nothing.
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Winona Daily News editor John Casper Jr. sits down with Winona’s most fascinating people for a wide-ranging, informative, illuminating and (hopefully) humorous conversation.
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Not everyone can keep up with the Kardashians. So we'll be providing weekly recaps and detailed analysis of the most important show in reality tv history alongside real time Kardashian news. This is not an ironic podcast.
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KSL's Beyond the Badge recognizes the good work that Utah's public safety officers do every day to make each of our lives better. Featured officers come from state, county, and municipal law enforcement agencies and must be POST certified. Officers nominated by their respective police chiefs, sheriffs and supervisors, and those featured are selected by a committee composed of representatives from KSL, the Lieutenant Governor and the ULCT.
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When Spiritual Heroes Fall: How Should We Respond?
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57:18Michael Tait was recently exposed for doing some horrific things all while claiming the title of Christian Music Artist. Of course there are others as well, Ravi Zacharias, Mark Driscoll, Bill Hybels and the list goes on. Dr. Tim Stratton and Josh Klein take on the disappointment of these failures head on and offer advice, encouragement, and hope i…
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Practical Guidance for Self-Insuring Your Long-Term Care
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6:00In this episode, Scott A. Olson shares practical steps for those planning to self-insure for long-term care. He warns that care costs can far exceed expectations, often wiping out savings. Scott explains how long-term care insurance provides immediate support, reduces family stress, and preserves relationships when caregiving becomes a reality. Wel…
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#221: Katy Bowser Hutson: A Poet Writes Her Way Through Cancer
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55:15In this episode we talk with Katy Bowser Hutson and her recent book Now I Lay Me Down to Fight: A Poet Writes Her Way Through Cancer. She talks about her jouney through her fight with breast cancer. Through poetry and prose with a realness of someone who has literally been ravaged by cancer, but somehow was, and now is, able to fight through, even …
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Charlie Kirk's Memorial and the Progressive Miseducation of America | w/ Dr. Corey Miller
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1:03:09Dr. Corey Miller, founder and President of campus ministry Ratio Christi joins Dr. Tim Stratton and Josh Klein to discuss the Charlie Kirk Memorial AND his new book "The Progressive Miseducation of America". A timely discussion considering our current cultural moment. Check out the book preview here: https://vimeo.com/1071537618/617a90e813 Pre-orde…
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When is the Best Time to Buy Long-Term Care Insurance?
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7:35In this episode, Scott A. Olson, co-founder of LTCShop.com and author of Long-Term Care Insurance Now, answers the question: What’s the best age to buy long-term care insurance? Welcome to Long-Term Care Insurance Now. Your trusted source for the latest insights, updates, and expert guidance on long-term care insurance. This show aims to break down…
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#220:Shaunti Feldhahn: When Hurting People Come to Church
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53:00Did you know that more than 25 million people in the U.S.—a number greater than the entire population of Florida—are not receiving the support they need for severe anxiety? In this episode, we speak with Shaunti Feldhahn, co-author of When Hurting People Come to Church: How People of Faith Can Help Solve the Mental Health Crisis, about the vital ro…
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Eternal Security: Finding Assurance in Christ Alone
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52:11Pastors Dewey and Dave dive into the topic of eternal security and what it means to be a truly born-again believer. Drawing from their church’s statement of faith, they explore the biblical foundation of being "born again" to a living hope through Jesus’ resurrection, as described in 1 Peter. They address common questions and doubts about salvation…
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408: The Murder of Cecelia Gullivan w/ Jeffrey L. Amestoy
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1:05:03In November 1926, Cecelia Gullivan, treasurer of the Cone Automatic Machine company of Windsor, Vermont, was brutally killed in her home. Local police quickly arrested Cone Automatic machinist John Winters on suspicion of the crime, and the trial that followed was sensational and swift. Convicted of murder, Winters’ appeal brought in an unexpected …
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Roth IRAs: Third Worst Way to Pay for Long-Term Care
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3:52In this episode, Scott A. Olson reveals why using a Roth IRA to self-insure for long-term care is one of the worst strategies. While Roth IRAs are an incredible tool for retirement savings and passing wealth to heirs, spending them on long-term care undermines their most significant advantages. Instead, Scott explains that traditional IRAs and 401(…
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#219: Tony Miltenberger: Wisdom in the Wound
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56:47In this episode we talk with podcaster, coach, and disciple maker, Tony Miltenberger. We talk about his new book, Wisdom in the Wound: How God Uses Your Past to Shape Who You're Becoming, exploring the themes of personal growth, emotional intelligence, and the importance of connection in our lives. We discuss how to live an interruptible life, the …
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407: The Thames Torso Murders w/ Sarah Bax Horton
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1:01:54Victorian London is often remembered for the Ripper murders, yet at the same time another equally chilling series of slayings unfolded. Between 1887 and 1889, the dismembered bodies of four women appeared along the Thames. The river itself became the killer’s cover, its tides and hidden corners serving as a macabre dumping ground. Overshadowed by t…
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HSAs: Second Worst Way to Pay for Long-Term Care
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10:19In this episode, Scott A. Olson breaks down why Health Savings Accounts (HSAs) are one of the worst ways to self-insure for long-term care. He explains how HSAs work, the tax advantages they offer, and why many people mistakenly see them as a long-term care funding solution. Welcome to Long-Term Care Insurance Now. Your trusted source for the lates…
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Life After Charlie Kirk: Rejecting Conspiracies, Embracing Opportunity
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1:33:37Charlie Kirk was Assassinated one week ago today... and now we are seeing the ramifications both evil and good coming from it. Join us as we unpack how to move forward as believers after the fact. There is a lot of noise out there - let's sift through it together. https://www.facebook.com/share/r/1ZAHCzAQYh/ https://www.facebook.com/share/v/1FT31hb…
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406: The Murder of Jujube Heiress Ruth Quinn w/ Taylor Kiland
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56:40The small Southern California island of Coronado rarely makes news for violent crime. But in the spring of 1975, World War II widow and retired librarian Ruth Quinn was murdered, execution-style, in her cottage. Her death sent a shock wave through the community. The granddaughter of Jujubes and Jujyfruits creator Henry Heide, Ruth was found fully c…
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The Worst Way to Self-Insure for Long-Term Care
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4:35In this episode, Scott A. Olson unpacks the biggest mistake people make when they say they'll "self-insure" for long-term care. Too often, individuals never communicate their intentions with the very people who will be responsible for their care when the time comes. Scott highlights why this lack of planning creates unnecessary stress, leaving love…
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In our conversation, with Shaka Senghor we explore themes of resilience, creativity, and the importance of community in navigating life's challenges. We talk about his new book How to Be Free: A Proven Guide to Escaping Life's Hidden Prisons. Shaka shares insights from his personal journey, emphasizing the power of gratitude, intentional living, an…
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Unpacking the Violence: Are There Answers to Recent Murders in America?
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1:38:48By now you've probably heard of the tragedy in Charlotte North Carolina as Decarlos Brown Jr. took the life of Iryna Zrutska (a Ukrainian refugee). But why did this happen? What should Christians think about the tragedy? How does this get fixed? Also, the team will talk about Charlie Kirk and his assassination and what we do next. Dr. Johnathan Pri…
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Easily Compare Hybrid and Traditional Long-Term Care Policies
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8:42In this episode, Scott A. Olson explains how to compare traditional long-term care insurance with hybrid life/LTC policies. He emphasizes the importance of confirming that a hybrid is guaranteed to remain in force for life and advises ignoring the death benefit and cash value when making comparisons. Finally, he discusses five situations where a hy…
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MoNo Encore: The Murder of Dr. W.D. Broadhurst w/ Patrick Gallagher
1:15:26
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1:15:26(Orig pub date: 2/15/22) In October of 1946, a chiropractor and rancher named Willis "W.D." Broadhurst was beaten with a wrench and finished off with a shotgun on a lonely eastern Oregon road. Investigators would soon accuse his wife Gladys of plotting the doctor's murder with the help of his young cowhand and her lover, Alvin Williams. Stunning de…
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Healthy Church Transition | Byron Burns & Jim Bossler
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48:16Gary's links: https://linktr.ee/gdurbinBy Gary Durbin
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405: A History of Eugenics in America w/ Mark A. Torres
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1:06:50In the early twentieth century, eugenics captivated scientists and the public alike, giving researchers license to exploit the infirm, the mentally ill, prisoners, Native communities and many others considered "defective" or "feebleminded" under the guise of genetics. At its center stood the Eugenics Record Office in Cold Spring Harbor, directed by…
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#217: Tanner Olson: All the Things I Say to God
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56:23Tanner Olson (Written to Speak) is an author, poet, and speaker. Tanner Olson seeks to spread hope through written and spoken word. He has been performing spoken word poetry for the last decade. Tanner Olson is nationally known as a Christian spoken word poet, author, and speaker. We talk about his new children's book All the Things I Say to God: L…
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Why MindShift Is WRONG About Free Will (11 Problems Answered)
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1:42:16Dr. Tim Stratton and Josh Klein address a recent video by @MindShift-Brandon on 11 problems with free will that Christians don't want you to ask. Does he have some points? How WOULD/SHOULD Christians address these issues? Tim and Josh explain. Original Video: https://youtu.be/jsrj055tQ_U?si=qhBRnsZWlyjBM1Mf Dr. Tim Stratton and J.P. Moreland's pape…
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In this episode, Scott A. Olson reflects on his second experience as a caregiver when his mother-in-law suddenly needed long-term care. He contrasts this experience with his first, far more stressful caregiving journey, and explains how planning ahead reduced stress for the entire family. Welcome to Long-Term Care Insurance Now. Your trusted source…
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The Easy Way to File A Long Term Care Insurance (LTCi) Claim
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6:55Filing a long-term care insurance (LTCi) claim can be complex, especially if you've never done it before. In this video, Scott A. Olson, co-founder of LTCShop.com, breaks down the common roadblocks to filing an LTCi claim. Discover how you can simplify the claims process and focus on what truly matters: your loved ones. Welcome to Long-Term Care In…
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#216 John Schafer & Tom Bancroft: Light of the World
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28:01Today on the podcast, we’re joined by John Schafer, producer of the upcoming animated film The Light of the World, and Tom Bancroft, veteran Disney animator behind classics like Mulan and The Lion King. Together, they’re bringing a powerful, faith-filled story to life through stunning 2D animation. Let’s dive into the heart and vision behind the fi…
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404: Gunfighter Clay Allison w/ Donna Blake Birchell
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1:04:17Clay Allison was both liked and loathed in his lifetime, embodying the contradictions of the American frontier. He could show moments of kindness for the downtrodden, but also carried deep hatred for Northerners and Black people. Dangerously unpredictable, he was capable of generosity one moment and chilling violence the next, a quality that made h…
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Four (plus) Reasons We Can't Be Mormon
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1:35:41There is no disrespect meant in the title. Saying "members of The Church of Jesus Christ of Latter-day Saints" is just too long for a YouTube video title! That said, Dr. Tim Stratton and Josh Klein assess the claims of the LDS, both historically and theologically. Why can't we be mormons? Here's why! Maven Experience: https://maventruth.com/immersi…
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Key Differences Between Traditional LTC and Hybrid Policies
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7:34On this episode, Scott A. Olson tackles the question of whether to go with traditional long-term care insurance or a hybrid life insurance policy with a long-term care rider. He shares the story of a woman in her mid-50s who first applied for a hybrid policy because it offered a death benefit on top of long-term care coverage. After weighing both o…
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Many people want to purchase long-term care insurance after witnessing how much it helped a loved one. In this video, Scott A. Olson, co-founder of LTCShop.com, explains the significant impact of these policies, with over $224 billion in claims paid to more than 1.7 million policyholders. He also demystifies the rules around claim denials, highligh…
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Andy B Coon is a skilled media professional with over two decades of experience in video production and storytelling. Originally from Montclair, New Jersey, Andy moved to Greensboro, North Carolina to attend the University of North Carolina at Greensboro, where he studied broadcast and cinema. It was during his time in college that Andy began produ…
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403: The Madman of Crystal Beach w/ M.F. Gross
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1:23:19In the sultry summer of 1949, a sleepy Florida beach town was rocked to its core. A brutal home invasion, a shocking murder, and a desperate, month-long manhunt captivated and terrified an entire region. At the center of the storm was John Calvin “Rastus” Russell, a cunning ex-con and former asylum patient who unleashed a wave of fear unlike anythi…
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How does Private LTC Insurance Compare to the WA Cares Fund?
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11:29The WA Cares Fund is the nation’s first government-run long-term care insurance program, but how does it really compare to private insurance? In this episode, Scott A. Olson, CLTC, breaks down nine key reasons private long-term care insurance outshines the WA Cares Fund. Welcome to Long-Term Care Insurance Now. Your trusted source for the latest in…
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In our continued "why we're not series" Dr. Tim Stratton and Josh Klein turn their eyes towards Catholicism. Why aren't they Catholic? They give four reasons why and the fourth one may surprise you! Sound Faith Conference 2025: soundfaithomaha.com Why we're not Open Theists: https://youtube.com/live/ZY1kjfq90ZU Why I Love The Catholic Church and Wh…
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Public Long-Term Care Insurance? What is the WA Cares Funds?
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11:07In this episode, Scott A. Olson explains the WA Cares Fund, the first government-run long-term care insurance program in the U.S. He highlights what Washington State did right and wrong with the program's design and explores key similarities between WA Cares and private LTC insurance. He also outlines six distinct advantages the WA Cares Fund offer…
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#214: Jenny and Rev. Chris Lee: You are Beloved
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59:04Jenny and Rev. Chris Lee have written their new childrens book You Are Beloved. It's a message we all can embrace, that we all Are Beloved. Jenny Lee began her writing career after studying theology at Cambridge University, where she met her husband, Chris. She has since written and directed three ancient-myths-inspired plays in London theatres, at…
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402: The Reno Redfield Heist w/ Gavin Schmitt
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1:03:10The 1952 burglary of eccentric multi-millionaire LaVere Redfield’s mansion in Reno, Nevada was the largest of its time, but also a comedy of errors. "Masterminded" by a French-Canadian woman with a questionable relationship to Redfield, it also included a failed safecracker and a crew of Italian-American hoodlums from the Milwaukee underworld. My g…
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The Best Annuities to Buy for Long-Term Care
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5:17In this episode, Scott A. Olson, CLTC, explains how certain annuities can multiply your premium deposit, providing significant leverage for long-term care. He details how these products attract clients who need to prioritize easy underwriting, catastrophic coverage, and a built-in death benefit. Welcome to Long-Term Care Insurance Now. Your trusted…
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From Atheist to Christian Because Of.... ChatGPT?
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1:29:31You won't want to miss this! Recently a guy named Andy went viral for releasing his conversation with ChatGPT to the world. One in which he discovered, in real time, that Atheism was false and Theist, particularly Christian Theism, was true. Did ChatGPT REALLY lead this man to Christ or was something else happening? Dr. Tim Stratton and Josh Klein …
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The Worst Annuities Used to Plan for Long-Term Care
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10:58Scott A. Olson breaks down the worst types of annuities marketed for long-term care planning. He explains why most annuity-based strategies fall short and how some approaches merely amount to self-insuring. If you're considering annuities as part of your LTC plan, this is a must-listen. Welcome to Long-Term Care Insurance Now. Your trusted source f…
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401: The First Forensic Hanging w/ Summer Strevens
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55:12The First Forensic Hanging: The Toxic Truth That Killed Mary Blandy by Summer Strevens tells the story of Mary Blandy, executed in 1752 for poisoning her father Frances Blandy with arsenic. Her trial was the first in Britain to use toxicology as evidence in an arsenic poisoning case, marking a turning point in forensic history. Drawing on period ne…
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In this episode, Scott discusses the history, purpose, and effectiveness of the NAIC's Rate Stability Regulation for long-term care insurance. He explains how to check if your policy is covered and notes that these regulations aim to reduce future premium increases. As a result, newer policies usually experience smaller or no rate increases compare…
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#213: Elle Limebear & Nathan Jess: The Power of Thankfulness
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58:54We talk with Elle Limebear and Nathan Jess about their new song Before. It's a song about giving thanks before the good, and the bad, even in the smallest moments we face. Listen to Before here. Elle Limebear is a British worship leader, artist and storyteller, residing in Brighton with her husband Tom and their two children. Elle has been writing …
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1 Cor. 10:13 Is a Problem—If You Deny Free Will
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1:24:01Dr. Leighton Flowers joins the program as Dr. Tim Stratton and Josh Klein discuss the philosophical, theological and pastoral importance of 1 Corinthians 10:13 in the Free Will discussion. It is NOT, something that you can just hand wave away and it only makes sense if Libertarian Free Will is true. Take a look! You can find Dr. Leighton Flowers at…
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Rate Increases! Rate Increases! Rate Increases!
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9:23In this episode, Scott A. Olson explains the truth about long-term care insurance rate increases and why many older policies saw steep hikes. Today’s policies, while more expensive upfront, are subject to stricter regulations that reduce the likelihood of significant future hikes. As a result, while minor adjustments are still possible, new buyers …
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Amy Anderson is the Managing Director at The Unstuck Group and has served over 150 churches, helping them design ministry, staffing & multisite strategies that aligns and fuels their mission. Amy and her husband Jason have been involved in church ministry for years and are currently at Crossroads Church in Woodbury, MN where Jason is the lead pasto…
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MoNo Encore: The Bermondsey Horror w/ Gavin Whitehead
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1:17:12(Orig pub date: 2/3/24) On August 17th, 1849, London police officers made a grisly discovery at the home of George and Maria (born Marie de Roux) Manning. Her former beau, Patrick O'Connor, had been buried under the floor. A nationwide hunt for the couple would follow, and after that a trial and executions. The murder case would grip London so ferv…
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In this episode, Scott A. Olson shares a true story that highlights the risks of relying on uninformed investment advisors when shopping for hybrid long-term care insurance. He explains how a poorly chosen policy can result in limited benefits or even no benefits at all. Welcome to Long-Term Care Insurance Now. Your trusted source for the latest in…
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Grok vs DoD: When "Artificial" Meets "Actual" Intelligence
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1:05:12Recently someone on X used Grok to refute Dr. Tim Stratton's DoD (Deity of Deception) argument against Calvinism. In this episode we discuss this attempt, why it failed, and why when we use AI we need to be VERY careful how we use it. Join the team! https://freethinkingministries.com/donate/ The original Grok prompt and response: https://grok.com/s…
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#212: Karen Swallow Prior: You Have a Calling
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52:28Karen Swallow Prior, Ph. D., is a reader, writer, and speaker. She is the author of You Have a Calling: Finding your Vocation in the True, Good, and Beautiful (Brazos 2025). The Evangelical Imagination: How Stories, Images, and Metaphors Created a Culture in Crisis (Brazos 2023); On Reading Well: Finding the Good Life through Great Books (Brazos 20…
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