Just a girl randomly rambling about life enjoy :)
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Problematic Student Podcasts
A podcast dedicated to discussing consumer and household debt and strategies and ways of dealing with uncontrolled or problematic debt. Featuring debt experts with decades of experience in helping Canadians recover from the burden of debt.
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The AI team take a deep dive into successful innovative tools, practical and conceptual applications of systems thinking and beyond and systems engineering to various types of problems, summarizing the concepts behind the successes and usually drawing general conclusions for how the concepts may be used in other situations. The opinions expressed by the AI team in each deep dive are their own and have not been edited in any way. While systems thinking provides an understanding of the problem ...
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Hi , I am just a normal middle class college going teenager with problems that aren't that big but seem big enough to me , I just want to share my daily problems that all people could relate to Cover art photo provided by ORNELLA BINNI on Unsplash: https://unsplash.com/@ornellabinni
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Identity. Diversity. Empathy. Awareness. Service. The IDEAS Club at the John F. Kennedy School in Berlin, Germany was born of the demand that in our time of crises, in our Age of Anxiety, when democracy is fragile, when intolerance is increasingly tolerated, we must intensify our efforts to create a safe but challenging space to discuss and celebrate diversity. IDEAS is about challenging stereotypes, grappling with our biases, and tackling tough issues.
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Promoting Racial Equity in Credentialing Pathways for Adult Learners of Color
The Reach Collaborative
The REACH Collaborative brings together a network of teams from six states, California, Colorado, New York, North Carolina, Texas, and Virginia. Along with coaches, equity champions, and a host of intermediary partners to strengthen credential pathways with the supports and curricular alignment that post-traditional adult learners of color ages 25 through 64 need to re-skill. The coordination of the REACH Collaborative is led by the Education Strategy Group, or ESG, in partnership with the O ...
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Each week, we tell the story of what happens when individual people confront deeply held American ideals in their own lives. We're interested in the cultural and political contradictions that reveal who we are.
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Hi, this is Calum Irving, here today talk about Internet use and addiction, which some of you might be familiar with seeing as you're on the Internet listening to this right now. Today I'll be talking to 4th year psychology student Catriona about Internet users and addiction. Catriona is currently in the process of writing her dissertation which surrounds the topic of Internet use and individuals that are likely to use it. I posed some questions to Catriona about why Internet addiction is su ...
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166 - Feeling Overwhelmed by Debt? Here’s How to Cope
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15:02From fear, stress, and embarrassment to the strain it puts on families, Mary Ann shares real stories of how financial struggles impact daily life. She also explains why silence around money keeps people stuck and how simply talking about debt can bring relief. Most importantly, listeners will learn what first steps to take if they’re feeling overwh…
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165 - Student Debt in Canada: Options & Insights with Mary-Ann Marriott
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13:30They discuss the emotional toll of carrying student loans, how rising living costs make repayment harder, and why many young Canadians are turning to debt relief options. Mary Ann explains the rules around student loan forgiveness, including the seven-year and five-year hardship provisions, and highlights repayment assistance programs that may help…
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163 - A Fresh Start: Glenn Steiner on Debt Relief & Bankruptcy Myths
21:54
21:54
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21:54You’ll hear how the initial consultation works, what debt solutions are available (like Consumer Proposals and Bankruptcy), and how most people are surprised to learn they won’t lose everything. Glenn also shares emotional stories of clients who found hope again, showing why compassion, not judgment, is at the heart of every conversation. If you or…
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164 - Glenn Steiner: From Financial Despair to Hope — One Family’s Story
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13:01Glenn reflects on how building trust, listening with empathy, and offering clear financial solutions can not only change a person’s circumstances—but heal families. You’ll also hear Glenn’s thoughts on financial education, budgeting tips, and the community outreach work he’s passionate about. Whether you’re struggling with debt or just want a deepe…
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167 - Brenda Woods on Consumer Debt in Canada 2025 | Debt Matters
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16:38With household debt levels among the highest in the G7, Brenda explains why car loans, rising mortgage renewals, and payday loans are trapping Canadians in a cycle of financial stress. She also shares practical steps for regaining control — from simple budgeting habits to the debt snowball method — and explains when it’s the right time to reach out…
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Systems Engineering: A Paradigm Shift Analysis
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17:41The AI team takes a deep dive into research that began with the question, “Why do systems engineering textbooks cover such different material while claiming to represent the same discipline?”. The research investigates the evolution of systems engineering over seven decades, hypothesizing a paradigm shift rather than mere topical variation in liter…
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Applying Total Quality Management to systems engineering
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22:25The AI team take a deep dive into a 30-year old book, "Applying Total Quality Management to Systems Engineering," explores various facets of systems engineering within a Total Quality Management (TQM) framework. It details the Systems Development Life Cycle (SDLC), outlining phases from requirements definition and design to implementation, testing,…
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The top 5 reasons why you can’t write good requirements
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18:37The AI team take a deep dive into a webinar in which Dr Joseph Kasser, outlines the top five reasons for difficulties in writing good requirements and proposes solutions. It highlights innovations in systems engineering, project management, and postgraduate education developed by the author. Kasser introduces unique learning programs utilizing the …
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The AI team take a deep dive into Professor Hitchins concept of reference models for understanding systems, introducing his Generic Reference Model (GRM) from 1992, which encompasses form, function, and behavior. The text elaborates on these three aspects and then presents the Hitchins Viable Systems Model (H-VSM) as an evolution of the GRM's funct…
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A Unique Innovative Systems Thinking Workshop for Managing Complex Systems
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14:48The AI team take a deep dive into a systems thinking workshop designed to equip individuals with methods and tools for managing complex systems effectively. This hands-on virtual workshop utilizes a unique format involving pre-recorded lectures and live sessions focused on discussing participant exercises. This innovative approach is rooted in prio…
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Seven principles for systems engineered solution systems
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14:07Our AI team takes a deep dive into a 2011 INCOSE symposium paper which argues that systems engineering lacks a unifying theory. The authors, Dr Joseph Kasser and Prof Derek Hitchins, identify disparate camps within the field, characterized by differing focuses on processes, problems, or the discipline itself. They propose a solution: seven principl…
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Improving e-learning through systems thinking: anecdotes and lessons learned
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17:44The AI team take a deep dive into a presentation made to the BCS in 2023 which details Dr. Joseph Kasser's experiences improving e-learning, spanning from 1997 to 2022. He describes overcoming challenges in early online learning using limited technology, developing effective asynchronous and synchronous class formats, and creating innovative capsto…
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161 - Signs You Might Be in Financial Hardship—and What to Do Next
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20:29Wayne Kay sits down with Derek Chase, Licensed Insolvency Trustee at Chase and Associates, to explore the warning signs of financial hardship and what Canadians can do when they spot these red flags. Key topics discussed include: Signs of financial trouble: Learn how collection calls, overdrafts, and rising debt are red flags. The emotional toll of…
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162 - Your Guide to Debt Relief: What Is a Consumer Proposal?
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16:58Wayne Kay sits down with Derek Chase to unpack the growing rise of Consumer Proposals in Canada. Find out how they work, who qualifies, and why more Canadians are choosing them over Bankruptcy as a debt solution. Key topics discussed include: Why Consumer Proposals are gaining popularity: Look at the reasons more Canadians are turning to this optio…
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How collaboration via the World Wide Web can provide a global perspective and truly provide the student with a world-class education
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20:11Out AI team take a deep dive into a 2000 conference paper which applied systems thinking to propose solutions to the shortage of qualified instructors in graduate-level Information Technology programs. The core idea is collaborative teaming among universities, using distance education technology to leverage global expertise and overcome geographica…
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Analysis of alternatives: A framework for robust resource allocation
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15:04The AI team take a deep dive into Analysis of Alternatives (AoA), a method for making informed resource allocation decisions, used particularly within government agencies like the OMB and DoD. It outlines four maturity levels of AoA, ranging from justifying a single alternative (Level 0) to a robust multi-dimensional analysis incorporating uncertai…
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The AAI team take a deep dive into the book "Perceptions of systems engineering" which presents a comprehensive examination of systems engineering, exploring its multifaceted nature. The author, a highly experienced systems engineer, analyzes various perspectives on systems engineering, including the "A" and "B" paradigms, highlighting the importan…
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Missing Mister? The Gender Imbalance in Elementary Teachers
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53:27IDEAS is joined by Dr. Shana Kennedy, Mr. Derek Getschow, and Mr. Sam Kleinman to discuss to what degree and in what ways the lack of male elementary teachers might be problematic. This podcast was produced and hosted by Daniel Lazar and was edited by Josie Riemer who wished she was there to host and share a few ideas. After editing, Josie noted th…
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Hello Experiment listeners! Julia Longoria, host of The Experiment, has a new series out and we thought you'd want to know about it! It's a 4-part series about AI called Good Robot, that you can find in Vox's Unexplainable feed. Please subscribe!By The Atlantic and WNYC Studios
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Hey JFK! What Does Trump's Victory Mean to YOU?
36:46
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36:46While the results and feelings are still fresh, JFKS IDEAS hit the hallways to ask students one question: what does the Trump victory and the Republican landslide mean to you? Student responses were varied and very interesting. If you support the IDEAS mission and you enjoy our podcasts and journals, please show your support by making a donation, h…
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Josie is joined by three Ukrainian students to explore their experiences at JFK, their hopes for Ukraine, their hopes for their futures...and food. This podcast was hosted, produced, edited, and engineered by Josie Riemer. If you are a JFK student and enjoy these conversations, please pop by B209 any Monday at lunch to take part. We'll be there. If…
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Bratwurst, Burgers & Biko: Filipino TCKs at JFK
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19:35Josie Riemer is joined by four third culture kids to discuss how they balance their Filipino identities with their German and American identities at our German-American school. Our discussion was inspired by an article by Nathalia Hansel in the last edition of the IDEAS Journal. This podcast was hosted, produced, edited, and engineered by Josie Rie…
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142 - How to Enjoy a Stress-Free Holiday and Avoid Debt
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19:34The holiday season is a time for joy and celebration. Yet for many, it can also bring financial stress. In this episode, debt expert Matt Fader discusses how to avoid the common pitfalls of holiday overspending. From budgeting for predictable holiday expenses to setting realistic expectations for gift-giving, discover how you can manage the financi…
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141 - Financial Goals: Turning Financial Dreams Into Reality
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18:30This week's Debt Matters podcast features host Wayne Kay with Matt Fader from Allan Marshall & Associates. Together they discuss the key steps needed to turn financial dreams into actionable goals. The focus centres on the importance of clear objectives and how to stay motivated throughout your savings journey. Matt also shares insights on setting …
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140 - The Personal Toll of Debt and How to Overcome Financial Stress
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14:55In this episode of the Debt Matters podcast, Wayne Kay speaks with Licensed Insolvency Trustee Derek Chase about the personal and emotional toll included with debt. Key topics discussed include: Mental health: Debt can have a lasting impact on your emotional well-being. Opportunity loss: Debt can limit or change your life trajectory and overall lif…
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139 - Rebuilding After Divorce: A Financial Guide for Single Moms
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16:42In this episode of the Debt Matters Podcast, host Wayne Kay speaks with Derek Chase from Chase & Associates Licensed Insolvency Trustee about the financial challenges single moms face after a divorce. Learn the steps single parents can take to rebuild their stability. Key Topics Covered: The financial impact of divorce: Divorce affects up to 40% of…
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138 - Budgeting Basics: Creating a Plan and Sticking to It
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19:58Surveys have found that while most Canadians agree that having a budget is a good thing - less than half do. Learning how to set up a budget and stick with it lets your money know that you are taking charge. So what is the secret to budgeting? And how do you stick to the goals you have set? Licensed Insolvency Trustee, Brenda Wood shares some tips …
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137 - Understanding Credit Scores and Reports
19:23
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19:23Whether you are applying for a new cell phone plan or a mortgage, your potential creditors want to understand your financial history and your ability to repay debt. Your credit score and report will help them decide whether they want to do business with you. But most people don’t know a lot about their credit report and credit score. Today’s podcas…
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Statistics show that Canadians are falling deeper into debt. With high inflation and interest rates, most of us are under a lot of financial pressure as we combat the rising cost of living. Carrying debt can put a strain on our financial health and emotional well-being but It can be hard to find the right debt relief solution. Licensed Insolvency T…
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135 - Signs You Might Be in Financial Trouble
18:31
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18:31Finding yourself with unmanageable debt doesn't usually happen overnight. It is often a slow unnoticeable process that might start with being a few hundred dollars short every month. But the sooner you take action, the more options will be available. You’ll have the ability to make decisions before your creditors do. If you think you are alone in t…
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Owing the Canada Revenue Agency (CRA) money can be overwhelming. This government agency has greater powers to collect compared to other creditors. What do you do when you simply cannot pay your outstanding tax debt? The good news is that there are ways that you can overcome debts owing to the CRA. In this podcast, Licensed Insolvency Trustee Leigh …
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133 - A Guide to Consumer Proposals and Debt Relief
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18:02Everywhere you turn there is another report or survey about Canadian’s record high indebtedness. And alongside those reports we are inundated with offers to help. But be cautious and know that the only debt relief program administered by the federal government is a Consumer Proposal. And the only professional who can file a Proposal is a Licensed I…
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The Berlin History Curriculum: Racist, Problematic, or Just Fine Thank You?
29:59
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29:59JFK students have long debated gender segregated sports classes. At long last, bringing student voices to the forefront, JFKS IDEAS has taken up this issue. Our discussion was inspired by an article featured in the last edition of the IDEAS Journal. This podcast was hosted, produced, edited, and engineered by Josie Riemer. Special thanks to Nurcan …
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132 - Breaking the Cycle: Strategies for Managing Debt Amidst Daily Expenses
17:41
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17:41Debt cycles are easy to fall into but with a little planning and some discipline, you don’t have to keep spinning your wheels. Acknowledging that you’re trapped in a cycle of debt is a good place to start. In this timely podcast, Licensed Insolvency Trustee, Derek Chase, talks about strategies for managing debt. Other topics covered include: Payday…
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131 - The Benefits of Meeting with a Local Licensed Insolvency Trustee
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16:05If you are already under stress as a result of your financial situation, it’s difficult to decide where to turn when looking for debt relief. Meeting with someone in person who has an office where you live can be helpful. Licensed Insolvency Trustee, Derek Chase explains the benefits of seeking out a local Trustee firm that you feel comfortable wit…
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130 - How to Respond to Collection Notices and Protect Your Credit
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14:47Anyone can fall behind on debt payments especially in these uncertain economic times. Having unpaid debt turned over to a debt collector is a worst-case scenario for the majority of Canadians. But when this happens, it’s important to know how to minimize the impact if a debt collection agency does come calling. Licensed Insolvency Trustee, Mary-Ann…
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129 - How Bankruptcy Works for Individuals vs. Businesses in Canada
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16:42Thousands of Canadian businesses exit the marketplace every year whether through filing Bankruptcy or just closing their doors. Many more are on a razor’s edge with the rising cost of servicing their debt due to higher interest rates. Today’s podcast looks at the cost of putting a business through Bankruptcy and other options that may be available.…
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JFK students have long debated gender segregated sports classes. At long last, bringing student voices to the forefront, JFKS IDEAS has taken up this issue. Our discussion was inspired by an article featured in the last edition of the IDEAS Journal. This podcast was hosted, produced, edited, and engineered by Josie Riemer. Special thanks to Nurcan …
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While most Canadians view student loans as an investment rather than an expense, they can become a burden after graduation. As the years go by and more unsecured debt is added, it can be a struggle to keep up. If you are contemplating filing for personal Bankruptcy in the hopes of discharging your student loan debt, you need to make sure your timin…
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127 - Can You Switch Between Bankruptcy and Consumer Proposal
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19:59Under the Canadian Bankruptcy & Insolvency Act there are two options that allow consumers to eliminate debt, filing a Bankruptcy or a Consumer Proposal. The option you chose is based on your personal situation at the time of filing. But what happens if your financial circumstances change? Can you switch from a Bankruptcy to a Consumer Proposal or i…
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Why have Black History Month? How should it be celebrated? How can Black History best be celebrated while not overlooking the travesties endured by systemic oppression? We recorded one of our weekly IDEAS meetings to explore these questions and more. This podcast was hosted by our fearless Director, Merlina Vogel and edited and produced by the inim…
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Living paycheque to paycheque can be stressful, to say the least. A recent poll by Leger found that almost half of Canadians are living that way. Stepping off that treadmill is possible with a few sacrifices and a bit of hard work. Licensed Insolvency Trustee, Leigh Taylor talks about the paycheque trap - how it can slowly happen if we don’t pay cl…
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125 - Cost of Living: Why Does It Matter?
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15:31Even though Canada’s economy is thriving in many ways, the rising cost of living is putting pressure on Canadian’s finances. As the price of goods continues to rise, household budgets are getting squeezed from all angles. Rising inflation is affecting most of us and in this podcast, Licensed Insolvency Trustee, Leigh Taylor discusses how we can pro…
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124 - Consumer Proposal vs. Bankruptcy: Making the Right Decision for Your Financial Future
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15:11The top 2 insolvency options that provide debt relief in Canada are personal Bankruptcy and Consumer Proposals. Both resolve debt problems and provide legal protection from your creditors. However, they are significantly different from each other. Everyone’s situation is different and there is no one size fits all solution in determining which is t…
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123 - Facing Bankruptcy: What to Do Before, During and After You File
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17:30The mere mention of the word Bankruptcy can send shivers down most people’s spines, but it doesn’t have to be a scary process. As with most fears, they stem from the ‘unknown’. Most people who have been through a Bankruptcy don’t tend to share their experiences. This podcast is meant to lift the curtain on this debt relief option and take the myste…
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122 - Marriage and Finances: Till Debt Do Us Part?
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16:04It has been said that money can be like a silent third partner in a relationship. Whether you’re married or just starting to get serious with someone, it’s a good idea to cultivate open and honest communication about your financial situation. Licensed Insolvency Trustee, Bonnie Hooley has had a lot of experience with couples, helping them navigate …
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121 - What Causes Bankruptcy and What Are the Consequences?
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18:11Debt is on the rise as Canadians deal with surging prices and interest rates. Many may not realize that they’re on the precipice, only making their minimum payments on a large amount of debt. But all it takes is one major change for the house of cards to fall. In this timely podcast, Licensed Insolvency Trustee, Bonnie Hooley talks about the causes…
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120 - Get Your Finances Back on Track With a Debt Management Plan
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17:31Being in debt doesn’t mean that you are bad at budgeting or don’t know how to manage your money. Right now, debt is affecting most Canadians. Having a plan to follow can help you pay off your debt faster so you can regain financial stability. In this podcast, Licensed Insolvency Trustee, Amanda Sherwood talks about how to create an effective debt m…
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119 - How Fear of Bankruptcy Can Keep You Financially Stuck
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17:39Canadians’ debt is on the rise with increased interest rates and the soaring costs of living resulting in many teetering on the brink of insolvency. Still, most people cling to the notion that Bankruptcy only happens to 'deadbeats', but nothing could be further from the truth. In this podcast Licensed Insolvency Trustee, Amanda Sherwood dispels som…
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Jakob, Josie, James, and Ophelia discuss to what extent class participation should determine a student's grade. We refer to an article in our most recent journal, which we heartily endorse. If you are a JFK student and enjoy these conversations, please pop by B209 any Monday at lunch to take part. We'll be there. If you enjoy our podcasts and journ…
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