Welcome to Pillars of Wealth Creation, where we talk about building financial freedom with a special focus in business and Real Estate. Follow along as Todd Dexheimer interviews top entrepreneurs, investors, advisers and coaches. Todd Dexheimer, with Endurus Capital focuses on multi-family and senior housing syndication, specializing in purchasing value add apartment buildings in emerging markets. His companies currently own 4,000 units with $400mm assets under management. Todd talks openly ...
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Pillars Of Wealth Creation Podcasts
Are you wondering whether your financial plan is going to lead to that wealthy Canadian lifestyle you envision for your future? Over the last 5 years, former mathematics teachers and serial entrepreneurs Kyle Pearce and Jon Orr have been implementing alternative wealth building and income tax strategies that have allowed them to transition from high net income to high net worth. Now, they seek to share these Canadian Wealth Secrets to empower the creation of a financial future that allows yo ...
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POWC # 827 - Set the Tone: The Power of a Purposeful Morning Routine
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18:36Today, in this solo episode, Todd shares why a consistent morning routine is key to a productive day. It’s not about waking up at 4:30 a.m., but about starting your day with purpose. He advises getting out of bed as soon as the alarm goes off, avoiding your phone, and focusing on simple habits. Todd shares his own routine—movement, prayer, reading,…
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Maximizing Your Net Worth With Strategic Salary, Dividends, and Investments
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22:15Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call here Are you accidentally draining the wealth-building power of your corporation by pulling out too much income? Many incorporated business owners follow the same personal finance rules as employ…
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How Corporate Structure Can Unlock Flexibility and Tax Efficiency in Canada
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29:10Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call here Are you building wealth through real estate but worried your corporate structure might cost you flexibility—and thousands in taxes—down the road? Many investors think incorporating will solv…
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POWC # 826: Operator to Capital Partner: Brad Johnson on Mobile Home Parks| Brad Johnson
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42:01In this episode of Pillars of Wealth Creation, Todd sits down with Brad Johnson to discuss the realities of mobile home park investing. Brad shares how he first tried managing parks from 2,000 miles away, only to realize the inefficiencies of remote operations. Today, he focuses on providing capital to local operators with the infrastructure and sy…
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Canadian Retirement Wealth Without Clarity: The Silent Stress No One Talks About
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27:57Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call here What if you reached retirement age with over $2 million in assets—yet still felt anxious and uncertain about your future? That’s the dilemma Jasmine faced. Despite years of saving, investing…
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POWC # 825 - Understanding Property Metrics That Drive Real Returns
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41:03Welcome to Pillars of Wealth Creation, I’m Todd Dexheimer. Today, he is diving into the world of property metrics and how to measure the true performance of an investment. When it comes to real estate, cash flow is king. Some people get caught up in equity, but cash flow is real—actual money flowing into your pocket—and that’s what drives any busin…
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The Costly Mistake Canadian Real Estate Investors Make With Their
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28:02Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call here Are you overlooking a tax-saving tool worth thousands that’s sitting right in front of you? Many high-income professionals and real estate investors get caught up in complex strategies like …
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POWC # 824: Legally and Ethically Avoiding Taxes | Michael Uadiale
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49:45In this episode, Michael Uadiale and Todd Dexheimer discuss avoiding large income tax bills and why the government incentivizes business owners and investors. Michael discusses the 6 steps to big tax reductions and why having the right tax advisor on your team is critical. They also dive into the Big Beautiful Bill (BBB) and how you can take advant…
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Turning Idle Cash into a Wealth Engine with Infinite Banking
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21:23Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call here What do you do when you're doing everything “right” financially for your Canadian retirement—yet something still feels off? Ryan is a disciplined, high-earning young professional who’s bough…
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POWC # 823 - Resilience: Learning from Setbacks in Life and Business
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20:37In this episode of Pillars of Wealth Creation, Todd reflects on a message from his pastor’s Sunday sermon that deeply resonated with him: God doesn’t cause hardship, but He works through it to mold, shape, and transform us. Todd shares how this perspective applies not only to our personal lives but also to business. Bad things will inevitably happe…
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The Smith Maneuver–Style Strategy for Incorporated Business Owners
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42:03Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call here What would you do if your business was sitting on millions in retained earnings — pay off your mortgage or put that money to work? Many successful business owners eventually face this dilemm…
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POWC # 822: DSCR Loans — The Investor’s Edge | Dustin Rosenberg & Jonathan Yoo
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47:09In this episode, Todd sits down with Jonathan and Dustin from Convoy Home Loans to dive into DSCR (Debt Service Coverage Ratio) loans and how they can be a game-changer for real estate investors. Unlike traditional banks that rely heavily on personal income and tax returns, DSCR loans focus on the cash flow the property itself generates.They talk a…
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The Smarter Way to Build an Emergency Fund (That Actually Grows)
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33:02Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call here Are you treating your emergency fund like a financial afterthought — or a true wealth-building tool? Let’s face it: stashing money away for “just in case” doesn’t exactly spark excitement. M…
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POWC # 821-5 Habits for Successful Investing
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42:32In this solo episode, Todd Dexheimer shares the five key habits that set successful investors apart—whether you’re active or passive, seasoned or just getting started. Drawing from years of experience, Todd breaks down what it takes to build lasting wealth through smart investing.5 Key Habits:1. Clarity2. The Right Management Team & Systems3. Reput…
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Six Figures in Canada? Here’s Why It Still Feels Tight
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35:38Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call here Is a six-figure salary still enough to live comfortably in today’s world? You’ve built a business, crossed the $100K threshold, and checked off what used to be a major financial milestone. B…
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POWC # 820: The Power of Notes: Creating Cash Flow and Wealth | Eddie Speed
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52:17Todd Dexheimer sits down with note investing expert Eddie Speed to unpack why “the note is the bank” and how investors can profit from the 100,000+ seller-financed loans created every year.They cover:-Using leverage the right way-Risks (good and bad) in note investing-Performing vs. non-performing notes-Where to find opportunities, from residential…
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Protect Your Profits: Why Corporate Class ETFs Belong in Your Portfolio
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17:30Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call here Are you unknowingly overpaying tax on your investments—just because of how they’re structured? If you're a high-income Canadian or incorporated business owner, you already know how punishing…
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POWC # 819- Class C Troubles & the Case for Local Investing
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21:35In this solo episode, Todd breaks down how history repeats itself in the real estate market — and why Class C properties are getting hit harder than Class A and B in today’s environment. Todd discusses why C-class rents are declining faster, property values are softening, and growth is slowing compared to their higher-class counterparts. He explain…
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You’ve Hit Your Financial Freedom Number… Now What?
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29:25Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call here What happens when you finally reach your financial freedom number—only to realize the journey’s far from over? You’ve spent years grinding, saving, and investing smart to hit your retirement…
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POWC # 818: Unlocking Your Hidden Potential | Will Steel
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51:17In this episode, Todd sits down with world-class coach Will Steel to explore how he’s helped people from all walks of life achieve extraordinary personal and professional growth. Will shares how his unique ability to quickly uncover what’s blocking someone—and his skill in listening from an ontological perspective—empowers clients to break through …
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The Smart Way to Unlock Your Canadian HoldCo’s Cash with Private Equity
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51:18
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51:18Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call here Are your retained earnings just sitting idle in your corporation — taxed if touched and seemingly out of reach? Many Canadian business owners struggle to unlock the full potential of their c…
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POWC # 817- Lessons Learned: Top Real Estate Investment Pitfalls
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36:10In this solo episode, Todd breaks down the top mistakes he’s seen — and made — when purchasing real estate assets. Drawing from both personal experience and the lessons learned from other investors, he unpacks the key areas that can make or break a deal.Top Mistakes Investors Make:1. Location2. Financing3. Poor Business Plan4. Poor Management (asse…
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Are You Optimizing Too Soon? The Retirement Planning Mistake Most Canadians Make
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25:06Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call here Are you racing to optimize your investments before figuring out if you’re even on track for retirement? Many Canadians jump straight into strategies like the Smith Maneuver, tax efficiency, …
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POWC # 816: Breaking the Plateau: The Path to Leadership and Legacy | Edgar Zavala
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43:41In this episode, Todd Dexheimer talks with Edgar Zavala of Global Financial Impact about his journey into coaching and leadership. After hitting a plateau in his life, Edgar faced a fork in the road—a moment that led to a powerful paradigm shift and a move toward growth, purpose, and mentoring others.He shares his guiding philosophy built around th…
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Smith Manoeuvre, RRSPs, HELOCs, and Spousal Income: Where Many Canadians Get Wealth Structuring Wrong
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25:44Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call here Is using the Smith Manoeuvre actually the smartest strategy for your family's financial future—or just a well-known tactic that needs deeper thought? If you're earning a strong income, filli…
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POWC # 815- Your Margin of Safety: Understanding DSCR in Real Estate
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23:59In this episode, Todd breaks down one of the most critical metrics in real estate financing: Debt Service Coverage Ratio (DSCR). He explains how DSCR—calculated as Net Operating Income divided by your mortgage payment—represents your margin and directly impacts the safety of your loan. Todd dives into how lenders use DSCR to evaluate risk, why a hi…
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Why Most Canadian Business Owners Will Never Sell for Millions
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21:27Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call here Are you actually building a business you can sell — or just a high-paying job you’ll eventually walk away from? Many Canadian entrepreneurs dream of cashing out with millions thanks to the l…
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POWC # 814: Revolutionizing Real Estate Lending | Kirill Bensonoff
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41:33In this episode of Pillars of Wealth Creation, Todd Dexheimer interviews Kirill Bensonoff, co-founder of New Silver, a tech-driven lending platform for real estate investors. Kirill shares how New Silver is transforming access to capital with an entirely online process, real-time loan approvals, and tools like FlipScout that help investors find and…
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From Mortgage-Free to Triplex: A Canadian Playbook for Smart Leverage
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26:48
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26:48Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call here What if you could turn a $60K starter home into a launchpad for long-term financial freedom—by age 25? Too many young families feel stuck between rising housing costs and stagnant incomes. B…
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POWC # 813- Think Bigger, Start Now: Building an Entrepreneur Mindset
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27:50
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27:50In this solo episode of Pillars of Wealth Creation, Todd Dexheimer challenges listeners to embrace an entrepreneurial mindset—one that dares to dream big and take action. Todd encourages you to set goals so ambitious they feel impossible, and then pursue them with unwavering belief and an optimistic attitude.He emphasizes the importance of taking a…
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Two Smart Strategies to Unlock Family Wealth—Without Triggering Conflict
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35:32Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call here Are you struggling to help your aging parents make smart financial decisions—without damaging trust or creating tension? Many mid-life wealth builders face a unique challenge: balancing thei…
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POWC # 812: "Why Wait? Creating Time Freedom Before Retirement | Brian Herriot
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37:11Todd talks with Brian Herriot of Herriot Financial to challenge the traditional retirement mindset. They explore the idea that time freedom doesn’t need to wait until retirement—and in fact, it shouldn’t.Brian shares why he believes it makes little sense to grind for decades in hopes of financial freedom "someday," especially if you don't even plan…
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A Canadian Business Owner Retirement Plan: Corporate Cash + RRSP Strategies for Financial Freedom Seekers
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40:55Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call here Should you pull your corporate cash into your RRSP—or let it grow inside your company? If you’ve sold your business or have a chunk of money trapped in a corporation, you’re probably wonderi…
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In this solo episode of Pillars of Wealth Creation, Todd challenges listeners to redefine what it means to show up successfully. He shares insights on staying true to yourself, focusing on your own journey, and blocking out the noise of external expectations and comparisons.Todd encourages entrepreneurs and investors to stop measuring their dreams …
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Design a Risk System That Protects Your Retirement & Financial Freedom (No Perfection Required)
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14:00Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call here Are you holding back from your next investment move or sticking to your retirement goals because you’re concerned of being wrong? Too many entrepreneurs and investors get stuck chasing “the …
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POWC # 810: Systems, Growth & Balance: The Path to a Thriving Business | Gary Harper
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55:05In this episode of Pillars of Wealth Creation, Todd Dexheimer interviews Gary Harper of Sharper Business Solutions about how to build a business with clarity, systems, and purpose.Gary introduces his powerful RISE framework—Resource, Inspiration, Systems, Engagement—and explains how it helps business owners gain control, create structure, and drive…
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Optimize Your Wealth Reservoir: The Smart Way to Balance Age and Funding with a Whole Life Insurance Policy
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19:13Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call here Is saving your age with a backdated participating whole life insurance policy really the smartest financial move—or could it cost you more than it saves? If you’ve ever considered using part…
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POWC # 809- Contractors, Contracts, and Control: Real Talk on Project Management
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35:20In this solo episode, Todd Dexheimer dives into the essential elements of effective project management in real estate. Drawing from his own experience, Todd discusses the importance of hiring the right contractors—and how to recognize when it's time to let someone go if they’re not meeting expectations. He shares tips on how to structure contracts …
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How Achieving Financial Freedom & Retirement is Dependent On A Team & Pathway: The Power of Financial Partnerships
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12:52Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call here What if the key to unlocking your next financial breakthrough isn’t the plan itself—but who’s with you along the way? Too many entrepreneurs and investors try to build wealth in isolation, o…
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POWC # 808: More Than an Exit: The Journey of Business Transition | Andrea Carpenter
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44:36In this episode, Todd breaks down the real meaning of raising money—and why so many people struggle with it. He explains that raising capital isn't just about asking for funds; it's about building relationships, understanding your target audience, and earning trust over time.Todd highlights common mistakes investors make, such as assuming people wi…
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The Costly Mistake Canadian Business Owners Make With Dividends and Payroll
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27:17Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call here Are you a Canadian business owner earning more than $500K in your corporation — and unknowingly setting yourself up for a surprise tax bill? Many incorporated Canadian entrepreneurs get caug…
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POWC # 807- How to Raise Money Without Chasing It
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30:47In this episode, Todd breaks down the real meaning of raising money—and why so many people struggle with it. He explains that raising capital isn't just about asking for funds; it's about building relationships, understanding your target audience, and earning trust over time.Todd highlights common mistakes investors make, such as assuming people wi…
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How an Ontario Business Owner Secured a $750K Asset—Without Losing Access to Liquidity
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30:37Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call here If you’re a Canadian business owner juggling retained earnings, long-term growth, and real estate goals, this episode unpacks a real-world strategy you can’t afford to miss. Discover how an …
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POWC # 806: Redefining Wealth: Investing with Intention | Doug Peacock
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55:53How do the wealthiest families store their wealth? Doug Peacock joins us to discuss the best place to store your wealth and grow your wealth tax-free. He hits on simple and easy-to-follow steps on how to use a whole life insurance plan to create a “store house” of money that is growing, tax-free, liquid, and held privately. In this episode, we cove…
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Is Your Retirement Plan Tax-Inefficient? Mistakes Even Smart Canadian Business Owners Make | A Case Study
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27:23Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call here Are you missing out on a hidden tax-free opportunity inside your corporation? If you’ve sold a Canadian business or a corporate-held property and now face the question of where to grow your …
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POWC # 805- Don’t Wait for Perfect: Smart Investing in Any Market
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26:00Todd Dexheimer dives into the current shaky economy and explores both the pros and cons investors should be aware of. While uncertainty in the market can feel intimidating, Todd breaks down why real estate remains a powerful and resilient investment—even when conditions aren't perfect.He shares key factors to consider before making a purchase, emph…
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You Can’t Sell Chaos: The #1 Mistake Killing Your Canadian Financial, Retirement, and Business Plans
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30:37Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call here What’s the real reason your business—or your wealth plan—isn’t worth as much as you think? Whether you're planning to sell your business in Canada or just want to build lasting wealth, most …
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POWC # 804: BITES for Business Growth | Monica Garcia Duggal
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44:34Todd chats with financial strategist Monica Garcia Duggal about her powerful and practical Financial BITES Method©. Monica breaks down how business owners can master Budgeting, Investing, Taxes, Exit Strategy, and SOPs to create scalable, sustainable growth.Her advice is clear, no-nonsense, and immediately useful—whether you’re running a startup or…
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Why Net Worth Alone Won’t Get You to Financial Freedom in Canada
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27:29Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call here What if your dream vacation property is actually delaying your path to early retirement? You’re hustling to build wealth, investing in real estate, running your business, and maybe even fant…
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POWC # 803- The 8 Traits of Great Leaders
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27:42
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27:42Todd has been fortunate to work with and interview hundreds of business owners, operators, syndicators, and investors over the years. Leadership continually comes up as one of the most important skill sets for running a successful business. The world doesn’t need more bad leaders. We need more consistent, humble, ethical, accountable, curious, purp…
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