By choice or by chance, our lives change when we hit our 40s. Kids grow up. Parents suddenly need care. We’re blindsided by divorce, grief, or a million other life curveballs and whether we like it or not we end up in the financial driver’s seat! My Happy Money Journey is the go-to podcast for women 40+ who are ready to take control of your money, build wealth, and live life on your own terms. Hosted by Phoebe Blamey; once an award winning financial services business owner, now a Money Coach ...
…
continue reading
Phoebe Blamey Podcasts

1
S3_E38 Women, Wealth & the Great Inheritance Boom
25:27
25:27
Play later
Play later
Lists
Like
Liked
25:27Australia is on the brink of the largest intergenerational wealth transfer ever. Between $3.8 and $5 trillion will move from boomers to the next generation. Women will inherit 65% of it. In this episode of My Happy Money Journey, Phoebe dives into the realities of inheritance: Why women inherit more, later in life How divorce, blended families, and…
…
continue reading

1
S3_E37 Laid Off but Lifted Up: Designing Your Next and Best Chapter
19:09
19:09
Play later
Play later
Lists
Like
Liked
19:09When you’re over 50 and suddenly find yourself without a job, it’s more than a career hiccup it’s a seismic life shift. Add menopause, aging parents, adult kids moving home, or divorce, and it’s a perfect storm. This week, Phoebe dives into the uncomfortable reality: women over 55 in Australia take, on average, 20 months to find new work (seriously…
…
continue reading
It could have been the worst week...but my money systems saved me! This week is all about where the money systems you have really count. No its not when you look at your bank account, its when life hits the fan and everything falls apart. Because not all rich girl habits are about designer handbags or passive income dreams. Some are about finally h…
…
continue reading

1
S3_E35 Strategy over Scramble: Making Money Work In Business
19:59
19:59
Play later
Play later
Lists
Like
Liked
19:59Over a third of businesses in Australia are started by women over 35 and we’re doing it at almost double the rate of men. But we’re not just chasing profit,we’re chasing freedom, flexibility, and purpose. In this episode, Phoebe shares why so many women are walking away from the corporate treadmill to build something of their own and what it really…
…
continue reading

1
S3_E34 3 Small Shifts to Step Into Financial Freedom
20:47
20:47
Play later
Play later
Lists
Like
Liked
20:47In this episode, we’re ditching perfection and chasing progress, because financial freedom isn’t about doing everything “right.” It’s about healing your money wounds, learning the basics, and transforming your relationship with money using simple, consistent actions. I’ll take you through: Why it’s time to stop faking it and start faithing it How m…
…
continue reading

1
S3_E33 The Midlife Crisis No One Warned Us About
23:09
23:09
Play later
Play later
Lists
Like
Liked
23:09By choice or by chance, our lives change in our 40s and 50s. Kids grow up. Parents age. Relationships fracture. Careers stall. Suddenly, we’re carrying everyone — emotionally, financially, physically — and nobody seems to notice that we’re drowning. This episode is raw and real.I’m digging into what it really feels like to be a woman in the thick o…
…
continue reading
It’s that time again — the ATO wants a date, and you’ve got receipts (somewhere, probably…). But what if we told you tax time isn’t just a necessary evil? It’s actually a chance to get financially fierce and turn your spring clean into a wealth strategy. In this empowering episode, Phoebe breaks down: Why tax time is your secret weapon for building…
…
continue reading

1
S3_E31 What you don't know about property with Antionette Sagaria
31:27
31:27
Play later
Play later
Lists
Like
Liked
31:27Buying a home can be overwhelming — especially when life is messy. What if you’re going through a divorce? What if you’ve inherited a property? What if you just don’t know where to start? Enter Antoinette Sagaria, powerhouse Buyer’s Advocate at Entourage Property. In this episode, she reveals how to make smarter, calmer, and far more strategic prop…
…
continue reading

1
S3_E30 It's Not Too Late: Make Superannuation Work For You
19:07
19:07
Play later
Play later
Lists
Like
Liked
19:07💡 Superannuation might not be glamorous, but it’s one of the most powerful tools in your wealth-building toolbox. In this episode of My Happy Money Journey, Phoebe breaks down everything you need to know about super even if you think it's too late! We talk about the real cost of ignoring your super, how to match your risk profile with your asset al…
…
continue reading
Feeling behind on investing? Wondering if it’s too late, too risky, or just too complicated? In this episode of My Happy Money Journey, I walk you through the exact steps to start investing—no jargon, no pressure. We’ll cover how to choose the right investment types for your age and goals, explain what ETFs, shares, managed funds and index funds ac…
…
continue reading

1
S3_E28 How to use debt to build wealth (and joy)!
22:52
22:52
Play later
Play later
Lists
Like
Liked
22:52Welcome to another episode of My Happy Money Journey with Phoebe Blamey! This week, we're lifting the veil on debt and looking at it in a totally new light. Forget the stories of brown rice and Vegemite as you pay off your mortgage—it's time to rethink the "debt is bad" narrative and use it as a tool for building wealth. 🏡💡 In this episode, Phoebe …
…
continue reading
Bruised 💥 Episode Summary: If you’ve ever felt like money just slips through your fingers... or worse, like you’re not meant to be wealthy — this episode is for you. Phoebe gets real about the emotional side of money — the stuff no spreadsheet can fix. We’re diving deep into the four core money wounds that quietly shape the way women save, spend, a…
…
continue reading

1
S3_E26 Rewrite Your Money Story: Stop the Shame, Start the Shift
20:50
20:50
Play later
Play later
Lists
Like
Liked
20:50In this episode of My Happy Money Journey, we're getting deep into the story behind the story — your money story. This is the internal script that's been quietly dictating how you earn, spend, save, and feel about money. And let’s be honest, most of it isn’t even yours. It’s inherited. It’s outdated. It’s patriarchal as hell. Phoebe unpacks how the…
…
continue reading

1
S3_E25 Cash Cushion 101: How to Find Money FAST!
18:13
18:13
Play later
Play later
Lists
Like
Liked
18:13Ever been hit with an unexpected bill, a broken appliance, or a mini disaster that made you think, “How the hell am I going to afford this?” You are not alone—and you’re not powerless. In this episode, I’m diving into how to build a cash cushion that gives you peace of mind and power when life throws a curveball. We’re also getting into some clever…
…
continue reading

1
S3_E24 How to shop smarter - beating the cost of living crisis
19:17
19:17
Play later
Play later
Lists
Like
Liked
19:17Is your grocery bill making you want to cry into your $9 toothpaste? Same. But you don’t have to just accept ridiculous prices as your new normal. In this punchy, practical episode, Phoebe Blamey shares her no-nonsense grocery shopping playbook so you can own your finances, not hand them over every week without thinking. You'll learn exactly how to…
…
continue reading

1
S3_E23 Broke Girl Habits (that made me wealthy)
20:34
20:34
Play later
Play later
Lists
Like
Liked
20:34Today, we’re talking about the habits I picked up when I had very little money—habits that I have intentionally kept even as I became unapologetically wealthy. And here’s the thing: a lot of what keeps women financially stuck has nothing to do with what we earn and everything to do with what we’re taught to spend on. The truth is, women are subject…
…
continue reading
Ready to stop playing small with your money and start taking up serious space—in your bank account, your business, and your life? In this candid Q&A episode, Phoebe answers the money questions most of us are too embarrassed to ask out loud—how to tackle debt without drowning in shame, how to stop feeling guilty every time you spend on yourself (yes…
…
continue reading

1
My Happy Money Journey with Phoebe Blamey Trailer
0:57
0:57
Play later
Play later
Lists
Like
Liked
0:57Are you a woman over 40 looking for information about money without the mansplaining? Welcome to My Happy Money Journey—the no-shame, no-fluff podcast for women over 40 who are ready to rewrite the money rules, take control of your finances, and live life on your terms. Hosted by award winning money expert Phoebe Blamey, each episode is packed with…
…
continue reading

1
S3_E21 Practically debt-free: how to pay debt without losing your joy.
23:11
23:11
Play later
Play later
Lists
Like
Liked
23:11Description: In this empowering episode of My Happy Money Journey, Phoebe gets raw and real about debt—and how to break free from it without sacrificing your sanity, dignity, or your weekly catch-up with the girls. We’re talking credit cards, buy-now-pay-later traps, personal loans, and the sneaky shame that rides shotgun with them. If you’ve ever …
…
continue reading

1
S3_E20 Part 2 Unlocking abundance through emotional freedom technique with Bonnie-Lea Elizabeth
25:19
25:19
Play later
Play later
Lists
Like
Liked
25:19Episode Title: Unlocking Financial Freedom with EFT Tapping Host: Phoebe Blamey Guest: Bonnie Lee Elizabeth, Self-Expression & Embodiment Coach Episode Summary: Ever feel like money stress has a tight grip on your life? In this episode, we dive deep into the power of Emotional Freedom Techniques (EFT) with Bonnie Lee Elizabeth, a self-expression an…
…
continue reading

1
S3_E20 Part 1 Unlocking abundance through emotional freedom technique with Bonnie-Lea Elizabeth
23:13
23:13
Play later
Play later
Lists
Like
Liked
23:13Host: Phoebe Blamey Guest: Bonnie Lee Elizabeth, Self-Expression & Embodiment Coach Episode Summary: Ever feel like money stress has a tight grip on your life? In this episode, we dive deep into the power of Emotional Freedom Techniques (EFT) with Bonnie Lee Elizabeth, a self-expression and embodiment coach who helps people rewire their money minds…
…
continue reading
Life can throw some serious curveballs—divorce, the loss of a partner, a business collapse, kids leaving home. Suddenly, you're in the financial driver’s seat, whether you were ready for it or not. And that can feel overwhelming. But here’s the thing: You can rebuild, reclaim, and reset your financial life. In today’s episode, I walk you through th…
…
continue reading

1
S3_E18 (part 3) How to Beat Burnout and Live a Life of Adventure with Tracey Wright
20:52
20:52
Play later
Play later
Lists
Like
Liked
20:52Intuitive Living and the Pitfalls of Diet Culture with Tracey Wright 🌿✨ In this episode, Phoebe Blamey continues her conversation with Tracey Wright, focusing on the profound impact of diet culture and the benefits of intuitive living. Tracey shares insights from her 15 years in the well-being space, challenging common misconceptions about nutritio…
…
continue reading

1
S3_E18 (part 2) How to Beat Burnout and Live a Life of Adventure - with Tracey Wright
21:38
21:38
Play later
Play later
Lists
Like
Liked
21:38Corporate True Grit 🌧️💪🏼: How Adventure Builds Resilience If you're ready to learn how facing adversity head-on can help you rediscover your inner strength, deepen friendships, and navigate life's toughest moments, you won't want to miss this. In this episode, Phoebe Blamey sits down with Tracey Wright to explore the transformative power of nature …
…
continue reading

1
S3_E18 (part 1) How to Beat Burnout and Live a Life of Adventure - with Tracey Wright
22:26
22:26
Play later
Play later
Lists
Like
Liked
22:26From Chef Hats 👩🏻🍳 to Hiking Boots 🥾: How Adventure Can Change Your Life Ever felt like life’s passing you by, wondering if it’s too late to start something new? In this episode of 'My Happy Money Journey,' Phoebe Blamey invites Tracey Wright, owner of Take Shape Adventures, and a seasoned health and fitness expert, to share her transformative jou…
…
continue reading

1
S3_International Womens Day BONUS EPISODE
16:18
16:18
Play later
Play later
Lists
Like
Liked
16:18Happy International Women's Day! Today, we're diving deep into how money can truly empower us as women. Many of us carry fears around finance, but it's time to step out of scarcity and into our financial power. Money isn't just currency; it's freedom, choice, and independence. Phoebe shares her personal insights, including powerful stories from her…
…
continue reading

1
S3_E17 Three life changing lessons from Financial Feb Fast
24:03
24:03
Play later
Play later
Lists
Like
Liked
24:03Have you ever wondered where your money really goes? Or felt like your finances could use a serious reset? That’s exactly what Financial FebFast was all about, and in this episode, I’m sharing the biggest lessons learned—so you can take action and transform your spending habits today! For a month, I went live daily, sharing insights, answering ques…
…
continue reading

1
S3_E16 part 3 The Happy Sales Journey with Frances Pratt
21:19
21:19
Play later
Play later
Lists
Like
Liked
21:19Leaving a secure, high-paid sales career to start your own business is both exciting and terrifying. In this episode, I sit down with Frances Pratt, sales expert and author of More Sales, Less Marketing, to discuss how she transitioned from a successful commission-based sales role to launching her own business. She shares the tough decisions, the u…
…
continue reading

1
S3_E16 part 2 More Sales Less Marketing with Frances Pratt
20:41
20:41
Play later
Play later
Lists
Like
Liked
20:41"Marketing without sales is just noise. Sell first, market later." – Frances Pratt Are you spending too much time on marketing and not enough on selling? Many business owners fall into the trap of focusing on branding, social media, and content—without actually making sales. In Part 3, Frances Pratt explains why sales should come first and how to m…
…
continue reading

1
S3_E16 part 1 Sales as a life skill with Frances Pratt
21:28
21:28
Play later
Play later
Lists
Like
Liked
21:28Do you hesitate when stating your price? Fear rejection when asking for the sale? You’re not alone. In Part 1 of our conversation, Frances Pratt reveals why so many of us struggle with selling—and how to shift your mindset to make sales feel easy, natural, and empowering. What You’ll Learn in This Episode: ✔️ Why selling isn’t about convincing—it’s…
…
continue reading

1
S3 E15 From fear to fabulous in three money moves
21:12
21:12
Play later
Play later
Lists
Like
Liked
21:12💰 Do you ever get to the end of a pay cycle and realize you have nothing left—right before a bill arrives? It’s frustrating, stressful, and can make you feel like you’ll never get ahead. I’ve been there! Seriously! In this episode of My Happy Money Journey, I’m sharing the three money moves that completely transformed my financial life. ✅ The Two-A…
…
continue reading

1
S3_E14 Funding your Dreams with Sarah Ingram from Entourage
23:35
23:35
Play later
Play later
Lists
Like
Liked
23:35What if financing wasn’t overwhelming but actually empowering? In this episode, we’re diving deep into asset finance, debt consolidation, and business lending with Sarah Ingram, a highly qualified finance expert with over 10 years in the finance industry and 15 years in client management. Sarah has built her career on helping people and businesses …
…
continue reading

1
S3_E13 Financial Feb Fast - how to clean up your spending NOW!
18:41
18:41
Play later
Play later
Lists
Like
Liked
18:41Financial FebFast: A Spend Cleanse for a Mindful Money Reset thank you to our sponsors at Entourage: https://entourage.com.au/ Ever wonder where your money disappears each month? Struggling with rising costs and wanting to break free from impulse spending? In this episode, I’m sharing my journey through Financial FebFast, a simple but powerful spen…
…
continue reading

1
S3_E12 Unlocking financial confidence with Scott Malcolm
24:51
24:51
Play later
Play later
Lists
Like
Liked
24:51Let’s be real—talking about money can feel a bit…meh. But what if financial planning wasn’t about spreadsheets and sacrifices, but about designing a life that actually makes you happy? That’s exactly what we’re diving into with Scott Malcolm, founder of Money Mechanics, and all-around legend when it comes to making money conversations fun and meani…
…
continue reading
In this episode of My Happy Money Journey, we’re stepping into the new year with intention and purpose. If unfulfilled resolutions have left you frustrated in the past, this episode will help you align your goals with your values and truly thrive in 2025. Here’s what we’re covering: Celebrating your wins: Why small victories matter and how they kee…
…
continue reading

1
S3_E10 Holiday Harmony: Spend Smarter, Stress Less
20:06
20:06
Play later
Play later
Lists
Like
Liked
20:06Episode Summary: Christmas is coming, and so are the endless to-do lists, family gatherings, and, let’s be honest, the financial stress. But don’t worry—I’ve got you covered! In this episode, I’m diving into ways to make the holiday season simpler, cheaper, and way less overwhelming. We’ll chat about how much we really spend this time of year (spoi…
…
continue reading
On this episode of My Happy Money Journey, we’re talking about getting you home...especially for you if you are starting over after divorce or raising kids solo. It’s not hopeless!!! I had the absolute pleasure of chatting with Nittaya Phommachack, mortgage broker extraordinaire and finance whiz from our sponsor, Entourage. Nittaya is a true champi…
…
continue reading
Today, we’re unpacking the risks and rewards of investing. and I will give you four key factors for you to consider. Let’s start by saying most of you are already investors. If you’ve got superannuation, you’re in the game! But like many, I had a set and forget attitude toward my super. Over time, I’ve realised how that approach can massively impac…
…
continue reading

1
S3E7prt2 Do you really know your style? How to create your style and be seen!
38:26
38:26
Play later
Play later
Lists
Like
Liked
38:26Jane Vandermeer is a multi-award winning, global expert personal stylist, and we chat to her about colour, corporate and how to be seen. Recently named ‘Best International Personal Stylist CEO 2023 and 2024’ also ‘Must Trusted International Personal Stylist of the Year” this woman is amazing! Jane wanted to challenge the stereotypes about midlife w…
…
continue reading

1
S3E7 part 1 Do you really know your style? How fashion can break the partiarchy!
22:18
22:18
Play later
Play later
Lists
Like
Liked
22:18Jane Vandermeer is a multi-award winning, global expert personal stylist, and we chat to her about colour, corporate and how to be seen. Recently named ‘Best International Personal Stylist CEO 2023 and 2024’ also ‘Must Trusted International Personal Stylist of the Year” this woman is amazing! I loved talking to Jane about fashion, and all about how…
…
continue reading
We all have big ideas of what we would do if we had a sudden windfall of a million dollars - but today we want to get practical. Now, I know it’s tempting to imagine a dream getaway, buying luxury items, or even a private island! Today's episode explores some smart strategies to maximise that million-dollar windfall. I know you know that a million …
…
continue reading

1
S3E4 (Part 2) Jules Brooke: How To Be A Woman Of Influence.
25:22
25:22
Play later
Play later
Lists
Like
Liked
25:22Oh how I love chatting with Jules Brooke….after the formality of part one of this interview - where Jules tells us how to be a woman of influence, we are chatting about changing the world. How is it that women, and in particular women who feel invisible and devalued can step into our power. Lets deep into the patriarchy, the empowerment of women in…
…
continue reading

1
S3E5 Breaking Free from Debt: Overcoming Shame and Taking Control
20:22
20:22
Play later
Play later
Lists
Like
Liked
20:22About 12 years ago I was broke and broken up with. Debt seemed insurmountable and I was in a constant state of scarcity. That state really does keep you from moving forward. So here I am - diving deep and giving you some of the strategies that got me from there to here…not without a few wrong turns of course. What I found was its not just one thing…
…
continue reading

1
S3E4 (Part 1) Jules Brooke: How To Be A Woman Of Influence.
26:39
26:39
Play later
Play later
Lists
Like
Liked
26:39Hey Honeys In this exciting first part of a two-part interview, I had the immense pleasure of sitting down with the remarkable Jules, a true powerhouse in the realm of public relations and women's empowerment. Our conversation centered around the vital topic of how women can take up more space and become influential figures in their respective fiel…
…
continue reading

1
S3E3 Manifesting VS Magical Thinking : Designing Your Dream Life.
31:13
31:13
Play later
Play later
Lists
Like
Liked
31:13In this episode, I dive deep into the intersection of money mindset and practical financial knowledge, emphasizing the importance of both in achieving financial success. As I embark on this solo journey, I share my thoughts on the prevalent discussions around money mindset and the often-overlooked practical aspects of managing finances. I begin by …
…
continue reading
In the final part of this episode, we continue our enlightening conversation with Sallyanne Hartnell, diving deeper into the intricacies of navigating life after divorce. We reflect on the emotional toll that separation can take, particularly when it comes to the loss of friendships and the support systems that often fracture during this challengin…
…
continue reading
Hey Honeys! I'm excited to share the latest episode of the Happy Money Journey podcast, where we continue our deep dive into the complexities of relationships and breakups with the amazing Sallyanne Hartnell. This is part 2 of our 3-part interview, and trust me you don't want to miss it. In this part, Sallyanne shares some truly eye-opening insight…
…
continue reading

1
S3E2 Clarity During Separation: Building your support network.
26:33
26:33
Play later
Play later
Lists
Like
Liked
26:33Hey everyone! I'm excited to share our latest episode where we dive deep into the complexities of navigating divorce and financial independence. Whether you're contemplating separation or have already taken that step, this episode is packed with valuable insights. Here are my top three takeaways that I believe everyone should consider: Financial Vi…
…
continue reading

1
S3E1 Own Your Future : Three Steps To Financial Security
29:35
29:35
Play later
Play later
Lists
Like
Liked
29:35We are back - Welcome you to Season 3, with award winning finance guru and best selling author Phoebe Blamey! Time to get back on your The Happy Money Journey, folks!!! This week is a big welcome to season 3 – and time to tell the truth to ourselves BEFORE ITS TOO LATE! My question to you is – what do you owe your 80 year old self?If you are near m…
…
continue reading
Hey Honeys. What Does Wealth Mean to You? We often think of wealth as just money, but it's so much more than that! True wealth is about financial security, yes but it's also about health, happiness, and living a life filled with joy and meaningful connections. In the final episode of our season, we dive deep into what it means to be wealthy. From p…
…
continue reading