Best Phil Putney Podcasts (2026)

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“Should I Retire Early to Watch My Grandkids?” 16:40

Play Pause

14d ago16:40

16:40

Want to learn more about financial planning? Please subscribe to our channel and you won't miss a video ➟ https://bit.ly/33RO6mV Book an appointment with Phil to get your customized planning process started ➟ https://www.afswealthmgt.com/schedule-appointment Daycare costs are out of control, and for many families, grandparents feel like the only sa…

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I’m 62: Should I File For Social Security Or Wait? 13:34

19d ago13:34

13:34

Want to learn more about financial planning? Please subscribe to our channel and you won't miss a video ➟ https://bit.ly/33RO6mV Book an appointment with Phil to get your customized planning process started ➟ https://www.afswealthmgt.com/schedule-appointment Turning 62 might not feel like a milestone birthday until you realize the Social Security c…

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What If I Retire With “Only” $1M? 16:07

26d ago16:07

16:07

Want to learn more about financial planning? Please subscribe to our channel and you won't miss a video ➟ https://bit.ly/33RO6mV Book an appointment with Phil to get your customized planning process started ➟ https://www.afswealthmgt.com/schedule-appointment It’s easy to feel behind when you compare your savings to your brother, your coworkers, or …

1
How 2025 Changed Your Financial Plan: Year In Review 19:41

1M ago19:41

19:41

Want to learn more about financial planning? Please subscribe to our channel and you won't miss a video ➟ https://bit.ly/33RO6mV Book an appointment with Phil to get your customized planning process started ➟ https://www.afswealthmgt.com/schedule-appointment A lot happened in 2025… Big political swings, stubborn inflation, new tax rules, and even a…

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5 Red Flags When Looking for a Financial Advisor 15:34

1M ago15:34

15:34

Want to learn more about financial planning? Please subscribe to our channel and you won't miss a video ➟ https://bit.ly/33RO6mV Book an appointment with Phil to get your customized planning process started ➟ https://www.afswealthmgt.com/schedule-appointment How do you know when an advisor just isn’t the right fit? Phil shares all the subtle (and n…

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Love, Marriage & Money: The Second (or Third) Time Around 14:50

2M ago14:50

14:50

Want to learn more about financial planning? Please subscribe to our channel and you won't miss a video ➟ https://bit.ly/33RO6mV Book an appointment with Phil to get your customized planning process started ➟ https://www.afswealthmgt.com/schedule-appointment Getting married in your 50s often means you’re combining lives but not necessarily combinin…

1
Charitable Giving in Retirement: How to Give and Save on Taxes 14:41

2M ago14:41

14:41

Book an appointment with Phil to get your customized planning process started ➟ https://www.afswealthmgt.com/schedule-appointment Giving Tuesday (Dec 2, 2025) and year-end donations are just around the corner. But before you hit that “donate” button, let’s talk about how to give with both your heart and your head. Today, Phil shares how to make gen…

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Do Your Feelings Belong in Your Financial Plan? 19:01

2M ago19:01

19:01

Book an appointment with Phil to get your customized planning process started ➟ https://www.afswealthmgt.com/schedule-appointment Most people think financial planning is about calculators, spreadsheets, and strategies. But that’s only half the story. The truth is, your feelings about money can have just as much impact on your retirement as the numb…

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The Truth About Managing Money with Multiple Advisors 13:46

2M ago13:46

13:46

Book an appointment with Phil to get your customized planning process started ➟ https://www.afswealthmgt.com/schedule-appointment Some people believe having two financial advisors means double the wisdom, but it often means double the confusion. Phil explains why splitting your money between advisors can lead to conflicting advice, missed tax oppor…

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Retirement Healthcare Costs Just Jumped Again (2025 Update) 15:36

3M ago15:36

15:36

Book an appointment with Phil to get your customized planning process started ➟ https://www.afswealthmgt.com/schedule-appointment Health care costs are rising faster than almost every other expense in retirement, and the latest numbers prove it. Phil breaks down Fidelity’s 2025 estimate showing that a 65-year-old couple retiring today can expect to…

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Where Should You Invest $1 Million in Today's Market? 17:49

3M ago17:49

17:49

Book an appointment with Phil to get your customized planning process started ➟ https://www.afswealthmgt.com/schedule-appointment If you suddenly had a million dollars to invest, where would you put it, and how would you decide? That was the question put to three financial advisors in a recent Financial Advisor Magazine article. Today, Phil reacts …

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Is It Finally Time to Buy Bonds Again? 18:50

3M ago18:50

18:50

Want to learn more about financial planning? Please subscribe to our channel and you won't miss a video ➟ https://bit.ly/33RO6mV Book an appointment with Phil to get your customized planning process started ➟ https://www.afswealthmgt.com/schedule-appointment For years, bonds were the “boring” part of a portfolio, but with higher yields, many invest…

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Reacting To Unfiltered Retirement Takes from YouTube 20:55

3M ago20:55

20:55

Want to learn more about financial planning? Please subscribe to our channel and you won't miss a video ➟ https://bit.ly/33RO6mV Book an appointment with Phil to get your customized planning process started ➟ https://www.afswealthmgt.com/schedule-appointment Forget polished advice. If you want the truth about retirement, read the YouTube comments. …

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The 5 Must-Do’s In Year One of Retirement 15:13

4M ago15:13

15:13

Want to learn more about financial planning? Please subscribe to our channel and you won't miss a video ➟ https://bit.ly/33RO6mV Book an appointment with Phil to get your customized planning process started ➟ https://www.afswealthmgt.com/schedule-appointment Well, you’re retired. Now what? Some people subscribe to the “first year rule,” which says …

1
The Truth About Downsizing in Retirement 16:46

4M ago16:46

16:46

Want to learn more about financial planning? Please subscribe to our channel and you won't miss a video ➟ https://bit.ly/33RO6mV Book an appointment with Phil to get your customized planning process started ➟ https://www.afswealthmgt.com/schedule-appointment Downsizing in retirement seems like a no-brainer, but it’s not that simple. In this episode…

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The Hidden Medicare Penalty You Might Be Paying 14:59

4M ago14:59

14:59

Want to learn more about financial planning? Please subscribe to our channel and you won't miss a video ➟ https://bit.ly/33RO6mV Book an appointment with Phil to get your customized planning process started ➟ https://www.afswealthmgt.com/schedule-appointment Think Medicare is free at 65? Think again. Many retirees are shocked to learn about IRMAA- …

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How to Change Careers at 55 Without Ruining Retirement 19:18

4M ago19:18

19:18

Want to learn more about financial planning? Please subscribe to our channel and you won't miss a video ➟ https://bit.ly/33RO6mV Book an appointment with Phil to get your customized planning process started ➟ https://www.afswealthmgt.com/schedule-appointment After years in the corporate world, you’re ready for something different. Something hands-o…

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Inflation Is Still Wrecking Retirement Confidence 14:10

5M ago14:10

14:10

Want to learn more about financial planning? Please subscribe to our channel and you won't miss a video ➟ https://bit.ly/33RO6mV Book an appointment with Phil to get your customized planning process started ➟ https://www.afswealthmgt.com/schedule-appointment Inflation may no longer dominate headlines like it did in 2022, but it’s still a top concer…

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The Real Numbers Behind the Big Beautiful Bill 12:05

5M ago12:05

12:05

Want to learn more about financial planning? Please subscribe to our channel and you won't miss a video ➟ https://bit.ly/33RO6mV Book an appointment with Phil to get your customized planning process started ➟ https://www.afswealthmgt.com/schedule-appointment When it comes to tax law changes, even official government summaries can get the details wr…

1
You’re Not Ready to Retire If This Is All You’ve Done 21:20

5M ago21:20

21:20

You’ve spent decades building your investment accounts, monitoring the markets, and contributing to your 401(k). That’s great. But here’s the truth: you’re not ready to retire if that’s all you’ve done. Retirement planning isn’t just about your portfolio; it’s about so much more. In today’s episode, Phil dives into all the non-investment decisions …

1
Not Every Retirement Plan Fits Neatly In A Box 15:12

5M ago15:12

15:12

Book an appointment with Phil to get your customized planning process started ➟ https://www.afswealthmgt.com/schedule-appointment No two retirements look the same, and often clients come in with circumstances that make a cookie-cutter plan impossible. In this episode, Phil looks at some examples of these more unique and challenging scenarios and ex…

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Separate Accounts, Shared Future: Planning Retirement With Separate Finances 17:19

6M ago17:19

17:19

Book an appointment with Phil to get your customized planning process started ➟ https://www.afswealthmgt.com/schedule-appointment In this episode, Phil tackles a question many couples face: how do you plan for retirement when your finances have always been separate? Maybe one of you has a pension, the other a 401(k). Maybe you split expenses or han…

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What’s Missing from Dave Ramsey’s 9-Step Retirement Plan 21:17

6M ago21:17

21:17

Want to learn more about financial planning? Please subscribe to our channel and you won't miss a video ➟ https://bit.ly/33RO6mV Book an appointment with Phil to get your customized planning process started ➟ https://www.afswealthmgt.com/schedule-appointment Dave Ramsey is one of the most recognized voices in personal finance. His 9-step retirement…

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Let's Talk about the Big Beautiful Bill (BBB) 22:09

6M ago22:09

22:09

Want to learn more about financial planning? Please subscribe to our channel and you won't miss a video ➟ https://bit.ly/33RO6mV Book an appointment with Phil to get your customized planning process started ➟ https://www.afswealthmgt.com/schedule-appointment The Big Beautiful Bill has officially passed, and Phil is here to bring you everything you …

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Should You Gift Now or Leave a Legacy Later? 14:40

6M ago14:40

14:40

You’ve worked hard, saved well, and now you’re thinking about giving back—maybe to your kids, your grandkids, or a cause you care about. But should you wait and pass that wealth on later, or give while you’re still around to enjoy the impact? Let’s talk about how to make that decision with confidence. Here’s some of what we discuss in this episode:…

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Planning for Retirement When You’ll Never Have an Empty Nest 17:52

7M ago17:52

17:52

For many parents, retirement planning includes the idea of an empty nest. But what if that’s never going to be your reality? Today, Phil answers a viewer question about how to plan for retirement while continuing to care for an adult child on the autism spectrum. It’s a question more families are facing, and in this episode, we’re walking through t…

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Big Changes - The 4% Rule Gets a Makeover 16:14

7M ago16:14

16:14

The 4% rule gets talked about like gospel in retirement planning. But let’s be honest, it’s always been more of a rough guess than a golden rule. Now, its original creator is revising it to 4.7%. So, does that mean your retirement paycheck just got a raise, or is this just another headline that oversimplifies a complex decision? In a world of volat…

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Let’s Talk Target-Date Funds: Pros and Cons 11:48

7M ago11:48

11:48

Target-date funds seem like the ultimate “set it and forget it” retirement strategy, but are they really as simple and safe as advertised? In today's episode, Phil unpacks these popular, automatic investment options that now hold over $4 trillion in assets. If you’re like many people, your 401k automatically funnels your money into these funds base…

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Key Things For Parents & Grandparents To Teach A New Graduate 20:42

7M ago20:42

20:42

Graduation season is an exciting milestone, not just for the grads, but for parents and grandparents who have supported them along the way. Today, Phil wants to share practical ways you can help your graduate make smart financial decisions early, along with actions that could have a lasting impact on their future. Here’s some of what we discuss in …

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5 Ways Wishful Thinking Can Damage Your Retirement 17:52

8M ago17:52

17:52

A little hope is good for the soul, but when it comes to retirement planning, wishful thinking can lead to serious financial mistakes. Today, Phil is walking through five common examples of wishful thinking that can quietly damage your retirement and how you can build a plan that protects your future instead of relying on luck. Here’s some of what …

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A Market Strategy for Type A Investors: Why Doing Less Might Be Your Best Move 18:46

8M ago18:46

18:46

Today Phil’s talking about Type A personalities. If you’re driven, competitive, and goal-oriented then you’re part of the club that often struggles during difficult markets. When things get tough, your instinct is to work harder, push more, and fix the problem. But in investing, that instinct can sometimes backfire. In this episode, Phil unpacks th…

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Why The Psychology of Money Says Your Emotions Matter More Than Math 17:49

8M ago17:49

17:49

Today Phil’s kicking off his new Financial Book Club with The Psychology of Money by Morgan Housel. This book isn’t just about money strategies. It’s about why we make the choices we make, even when they don’t seem to make sense. You might find that your mindset is a bigger advantage than any investment tip. If you’ve ever wondered why it’s so hard…

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Can Real Estate Boost Your Retirement Plan? 23:17

9M ago23:17

23:17

Can real estate actually boost your retirement plan? Is renting a property a reliable source of income, or just added stress? The short answer: it depends. In this episode, Phil breaks down the many ways real estate can support- or complicate- your retirement strategy. From rental properties and house flipping to reverse mortgages, REITs, and home …

1
Turn Your Savings Into a Real Retirement Plan 18:23

9M ago18:23

18:23

You’ve worked hard, saved diligently, and now you’ve got a solid 401(k) and a few other accounts... but now what? In this episode, Phil answers a common question submitted by one our listener’s: How do I turn my savings into a real retirement plan? We’ll walk through how to shift from accumulation to distribution, and explains how to organize your …

1
Is 2025 a Bad Time to Retire? 17:37

9M ago17:37

17:37

Thinking about retiring in 2025? You're not alone, but the timing might feel a little... complicated. With stock market swings, whispers of a recession, economic uncertainty, federal layoffs, and tariffs making headlines, it's no wonder many are feeling uneasy. But what if you had 2025 circled on the calendar long before all this? Is it still a sma…

1
Stop Sacrificing Your Future For Your Adult Kids 16:15

9M ago16:15

16:15

How much support is too much when it comes to helping your adult children financially? A growing number of retirees are facing the dilemma of supporting adult kids at the expense of their own retirement goals. Let’s talk about how to prioritize your finances and why keeping your kids on the payroll could erode away everything you’ve worked for. Her…

1
Caring for an Aging Parent: Financially Smart or Emotionally Costly? 19:50

10M ago19:50

19:50

Caring for aging parents is something many of us will face—but few are fully prepared for the financial, emotional, and logistical challenges that come with it. In this episode, we will tackle this common scenario for Baby Boomers and discuss what happens when you're part of the “sandwich generation”—caring for both kids and aging parents. Our ques…

1
The HSA Secret: Can You Really Build a Tax-Free Retirement Fund? 15:39

10M ago15:39

15:39

Are HSAs one of the best tax-advantaged accounts out there? Can you really stockpile a massive balance and use it tax-free in retirement? This is what a listener wants to know so we’ll analyze whether that’s a potential pitfall or if she’s maximizing this planning tool. Here’s some of what we discuss in this episode: 💰 HSA = A Supercharged Roth IRA…

1
Gold Rush 2025: Should You Get In? 14:39

10M ago14:39

14:39

Gold prices are surging, JPMorgan is making a massive $4 billion gold delivery, and people are wondering if they should invest in gold. Gold has long been promoted as a safe haven in times of uncertainty, but with markets shifting, inflation concerns lingering, and a possible trade war on the horizon, is now the right time to add it to your retirem…

1
Trade War 2.0 - What Could It All Mean 22:29

10M ago22:29

22:29

With so much happening domestically and abroad from a financial standpoint, this week’s show is going to look into the implications of Trade War 2.0 and its potential effects on the economy and markets. Phil will break down the latest economic data, tariff announcements, and which sectors might respond positively to the changes. Here’s what we disc…

1
Great Side Gigs for Extra Retirement Income & Fun 13:06

10M ago13:06

13:06

For some people, the idea of retiring and then getting another job is detestable. For others, they can’t sit still and have to go find some other job. For the latter crowd, there are plenty of popular “side gig” jobs for retirees. This week on the podcast, Phil discusses the shifting mindset surrounding retirement. We explore the various avenues av…

1
Do Smart Investors Really Need a Financial Advisor? 15:00

11M ago15:00

15:00

If you’ve spent years successfully managing your own investments, do you really need a financial advisor? That’s the question we’ve heard from a number of different people. So, is working with an advisor just an extra expense, or could it actually add real value? In this episode, we break down when and why even experienced investors might benefit f…

1
What Do Proposed Tariffs Mean For Your Portfolio? 15:17

11M ago15:17

15:17

With the recent political landscape, tariffs have become a hot topic, often surrounded by confusion and misinformation. How do you sit through the noise to find out how this might impact you? In this episode, Phil breaks down what tariffs are and how they can affect your investment portfolio as you near retirement. Here’s what we discuss in this ep…

1
Is Tech Overweighted? Understanding The Current Market Landscape 17:14

11M ago17:14

17:14

This week on Phil’s Tax Hacks, Phil and Marc dive into the current state of the stock market with a particular focus on the tech sector. They discuss the growing concerns around tech companies being overweighted in the S&P 500, and how recent news, including competition from a Chinese AI company, is shaking up the market. Phil highlights key issues…

1
The New Retirement: Why Many Are Choosing Work Over Leisure 16:02

11M ago16:02

16:02

A recent article on Fortune highlights a growing trend among baby boomers: continuing to work well into their 60s and 70s. Surprisingly, this is not out of necessity, but for the mental stimulation, social connections, and fulfillment that work provides. With nearly 20% of Americans over 65 still employed, this shift is challenging traditional view…

1
How Will Trump’s Executive Orders Reshape the Economic Landscape 23:53

12M ago23:53

23:53

President Donald Trump wasted little time taking action once he returned to office, and people are wondering how these long list of Executive orders will reshape the economic and financial landscape. Join CPA and financial specialist Phil Putney as he breaks down the implications of these changes on inflation, energy costs, tariffs, and more. Here’…

1
Social Security Claiming Tips + New Legislation 22:50

12M ago22:50

22:50

Staying informed about Social Security changes is crucial for maximizing your benefits, and recent legislation will change benefits for a significant number of Americans. Today we’re going to bring you up to speed on the Social Security Fairness Act and explain how this legislation will be retroactive to 2024, potentially offering a financial windf…

1
Retirement Spending Strategies That Could Change Your Life! 17:04

1y ago17:04

17:04

It’s the beginning of a new year – a time when many of us make resolutions to improve our lives. But how often do we resolve to improve the way we feel about our finances? In the latest episode, Phil explores the crucial transition from saving to confidently spending your hard-earned funds. Here’s what we discuss in this episode: 0:00 – Intro 1:51 …

1
Are Future Retirement Worries Harming Your Mental Health TODAY? 19:14

1y ago19:14

19:14

Are future retirement worries causing you mental health issues today? That's happening to a lot of folks right now. There's so much stress going on out there that we certainly panic about some of these things and maybe sometimes it’s justifiable. So let's talk about the mental health challenges tied to fut…

1
How Should You Invest Money That You’ll Need in 3 Years? 14:57

1y ago14:57

14:57

One of the most difficult scenarios for investing is what to do with money you know you’re going to need within a few years for a large expense. You don’t want that money to be stagnant during that time but you also can’t afford to take on much risk either. Today we’re going to talk about strategic planning for short-term needs and explore the best…