Best Peter Lazaroff Podcasts (2025)

1
Before You Add Alternatives: How to Tell if Private Markets Fit Within Your Plan (EP.231) 38:36

Play Pause

4d ago38:36

38:36

Get an inside look at what's shaping my thinking. Bi-weekly, I share the top 5 investing and financial planning articles I'm reading—straight to your inbox. Sign up for my newsletter. ----- In this rebroadcast, Peter sits in the guest chair to explain why he rarely recommends private markets—and the specific situations where they do belong. He lays…

1
Year-End Equity Comp Playbook With John Owens (EP.230) 33:59

3h ago33:59

33:59

Your finances have layers—investments, taxes, planning for the future. If you want a second set of eyes, Peter opened up a few spots for a quick, no-obligation call. Grab yours now. ----- Equity compensation can turbocharge wealth—and taxes. Brooklyn Fi managing partner John Owens joins Peter to share a clear year-end playbook for RSUs, ISOs/NQSOs,…

1
Retire Confidently With A Proven Drawdown Framework | AMA #10 - E121 55:31

14h ago55:31

55:31

Jesse returns for the 10th "Ask Me Anything" episode to tackle three listener questions that cut to the core of modern wealth planning. He opens with a deep dive into direct indexing, separating substance from sales pitch. While advocates tout it as the next evolution of indexing—combining personalization and tax-loss harvesting—Jesse explains why,…

1
Why Everyone Suddenly Loves Gold (and What Could Go Wrong) (EP.229) 11:09

18d ago11:09

11:09

Want a peek behind the scenes? Get my top 5 must-read financial articles that keep me ahead on innovative planning and investment strategies—exclusive, curated, and straight to your inbox bi-weekly when you sign up for my newsletter. ----- Gold just cleared $4,000 an ounce while stocks hover near highs—a rare split-screen of optimism and caution. I…

1
Marketing Algorithms Are Coming For Your Retirement Dollars | John Dinsmore - E120 34:18

1d ago34:18

34:18

Today, Jesse is joined by Professor John Dinsmore—behavioral finance researcher, marketing scholar, and author of The Marketing of Debt: How They Get You—for a conversation about how persuasion, psychology, and modern advertising quietly shape our financial lives. Together, they explore how marketers exploit human biases like loss aversion, anchori…

1
Stop Keeping Score: Power & Fairness With Money Ft. Heather and Doug Boneparth (EP.228) 35:12

25d ago35:12

35:12

Most financial mistakes happen because people don't see the full picture. My Net Worth Worksheet helps you track everything in one place—so you stay informed. Get it now. ------ Money talks fall apart when couples keep score. In this episode, Heather and Doug Boneparth show how fairness—not 50/50—actually works in real life, and how power shows up …

1
Should You Move to Cash When Markets Hit All-Time Highs? (EP.227) 12:28

1M ago12:28

12:28

Get an inside look at what's shaping my thinking. Bi-weekly, I share the top 5 investing and financial planning articles I'm reading—straight to your inbox. Sign up for my newsletter. ----- Markets have hit record levels dozens of times this year, and the headlines are filled with uncertainty. It's no wonder investors are asking whether now is the …

1
Special Needs Children: How to Protect Their Future and Yours - E119 40:06

15d ago40:06

40:06

Jesse goes solo for a deep dive into the vital yet often overlooked world of special needs financial planning. He opens with a personal story about his daughter's illness—an experience that deepened his empathy for parents whose caregiving journeys never pause—and uses it to frame the emotional and financial realities families face when raising a c…

1
From Numbers to Meaning When Building Your Retirement Plan with Carl Richards (EP.226) 38:06

1M ago38:06

38:06

Please rate and review The Long-Term investor in your favorite podcast app. ----- Author and illustrator Carl Richards joins the show to discuss his new book Your Money and the real conversations we should be having about finances. If you've ever wondered how to stop worrying about money and start using it intentionally, this conversation will leav…

1
Trapped By Taxes? How 351 Exchanges Let You Diversify Without Selling Your Stock (EP.225) 13:17

1M ago13:17

13:17

Wondering if you're making the right financial moves? Let's build a strategy you can rely on. Schedule a call with Peter to get professional guidance. ----- Many investors want to diversify out of a few appreciated stocks but can't stomach the tax bill that comes with selling. In this episode, Peter Lazaroff explains how Section 351 exchanges give …

1
The Only Free Lunch in Investing (Maybe) | AMA #9 - E118 1:26:40

1M ago1:26:40

1:26:40

Jesse fields six wide-ranging listener questions that dig into the heart of financial planning and investing. He opens with a challenge to the idea that age alone dictates portfolio strategy, emphasizing instead that time horizons, goals, and diversification determine the right balance between growth and preservation. From there, Jesse advises a li…

1
Year-End Tax Planning After the OBBBA (EP.224) 31:00

2M ago31:00

31:00

Your finances have layers—investments, taxes, planning for the future. If you want a second set of eyes, Peter opened up a few spots for a quick, no-obligation call. Grab yours now. ----- Tax law shifts can change the best time to recognize income, give to charity, and make big business decisions. This episode unpacks how the "One Big Beautiful Bil…

1
Military Money Lessons That Civilians Can't Afford to Miss | Spencer Reese - E117 1:05:37

2M ago1:05:37

1:05:37

Today, Jesse is joined by Spencer Reese—Air Force veteran, financial educator, and creator of the Military Money Manual—for a conversation about the surprising overlap between military transitions and civilian retirement. Together, they explore why the only constant in retirement is change, how life evolves through "go-go, slow-go, and no-go" phase…

1
Bond Funds vs Individual Bonds: What's Best for Your Portfolio? (EP.223) 14:34

2M ago14:34

14:34

Wondering if you're making the right financial moves? Let's build a strategy you can rely on. Schedule a call with Peter to get professional guidance. ----- When it comes to bonds, investors often face a tough question: should you own individual bonds or stick with bond funds? In this episode of The Long Term Investor, I break down the trade-offs a…

1
M&A, Valuations, and the Future of RIAs — A Conversation with Ian Wenik (EP.222) 32:33

2M ago32:33

32:33

Ready to hire an advisor? Whether it's for retirement planning, proactive tax planning, or navigating complex financial decisions, see how our team at Placorp can help. Schedule a call with Peter now. ----- What's it really like to cover the RIA and wealth management industry from the inside? In this episode, I talk with Ian Wenik, Editor at Citywi…

1
Manage Yourself More Than Your Portfolio | Hanna Horvath - E116 1:08:31

2M ago1:08:31

1:08:31

Today, Jesse is joined by Hanna Horvath—Certified Financial Planner, managing editor at Bankrate, and author of the Your Brain on Money newsletter—for a deep dive into the psychology behind our financial decisions and why money is never just about numbers. Together, they explore how unconscious "money scripts" formed in childhood shape lifelong hab…

1
Muni Bonds Explained: How To Incorporate Tax-Free Income With Investing For Retirement (EP.221) 16:38

2M ago16:38

16:38

Municipal bonds can be a powerful tool for high-income investors, but only when used thoughtfully. In this episode, I explain how to evaluate muni bonds with tax-equivalent yield, the difference between general obligation and revenue bonds, and why I avoid state-specific and high-yield issues. I also share Plancorp's implementation approach and giv…

1
Can AI Keep Driving the Stock Market Higher? Callie Cox Explains (EP.220) 35:41

3M ago35:41

35:41

Get updates for my new book: https://Theperfectportfoliobook.com ----- AI has fueled massive gains for Big Tech, but can one sector really carry the market forever? In this episode, I'm joined by Callie Cox, Chief Market Strategist at Ritholtz Wealth Management, to explore the tension between Wall Street's AI-fueled optimism and the realities of a …

1
Where Investors Go Wrong: Tax Traps, Math Mistakes, and Behavioral Biases - E115 1:10:29

3M ago1:10:29

1:10:29

Today, Jesse goes solo for a candid episode unpacking the most common mistakes and misconceptions he sees in personal finance, from the temptation to "rip off the bandaid" with Roth conversions to the behavioral traps of availability bias and flawed math around investment returns. He breaks down a real listener case study to show why paying million…

1
Mutual Funds vs ETFs vs SMAs: Which is the Best For You? (EP.219) 27:22

3M ago27:22

27:22

Check out the best podcast show notes on the internet at www.thelongterminvestor.com ----- Mutual funds, ETFs, and SMAs all give you access to the market — but the way they handle taxes, costs, and control can lead to very different outcomes. In this episode, I break down how each vehicle works, where it shines, and when it falls short. If you've e…

1
How Evidence-Based Advice Adds Up to 3% In Net Returns With Fran Kinniry (EP.218) 35:54

3M ago35:54

35:54

Not all financial advisors are created equal. Before you hire one, make sure you're asking the right questions. Use my structured interview worksheet to compare advisors and avoid costly mistakes. Get it free. Vanguard's Advisor's Alpha framework just turned 25—and few people know its impact better than Fran Kinniry, the study's original architect.…

1
The Risks and Rewards of Quitting Your Career | Kelan Kline - E114 1:03:56

3M ago1:03:56

1:03:56

Today, Jesse is joined by Kelan Kline, co-founder of The Savvy Couple, who shares his entrepreneurial journey from working as a jail deputy to building a successful online personal finance brand, emphasizing the importance of leveraging scalable income streams to achieve financial freedom. Kelan explains how entrepreneurship allows for more growth …

1
Reset Your Portfolio Expectations (Before It's Too Late) (EP.217) 36:49

3M ago36:49

36:49

Get updates for my new book: https://Theperfectportfoliobook.com ----- Recently, I joined Jesse Cramer on The Best Interest Podcast for a conversation on volatility, investor behavior, and how to avoid overreacting to headlines. We unpack why market noise can distort long-term plans and what to do when your risk tolerance feels misaligned with your…

1
The Power of Humility in Investing with Dan Rasmussen (EP.216) 39:51

4M ago39:51

39:51

Get updates for my new book: https://Theperfectportfoliobook.com ----- Dan Rasmussen, author of The Humble Investor, joins me to unpack the overlooked superpower of humility in investing. We discuss why market forecasts often go wrong, how overconfidence fuels financial mistakes, and where conventional wisdom can lead investors astray. Dan also rev…

1
How to Be Smart About Inheritance Planning | AMA #8 - E113 1:20:45

4M ago1:20:45

1:20:45

Jesse tackles six thoughtful listener questions spanning a range of personal finance topics. He begins with a question about using Social Security and pension payments as a means to replace bonds in a retirement portfolio. Why do we own bonds, anyway? Then Jesse dives into long-term care insurance, a common sticky topic for aging retirees. Do they …

1
Why Tax Benefits Shouldn't Drive Your Investment Decisions with Adam Cmejla (EP.215) 41:55

4M ago41:55

41:55

See exactly how I invest my own money. I break down my asset allocation, cash reserves, and why I keep my portfolio simple. Download the guide now. ----- I recently joined the 20/20 Money podcast to explore Opportunity Zones—investment vehicles known for their attractive tax benefits, but often misunderstood risks. As we dissect several real-world …

1
The Wealth Ladder: How Income, Spending, and Happiness Are Connected With Nick Maggiulli (EP.214) 33:06

4M ago33:06

33:06

Most financial mistakes happen because people don't see the full picture. My Net Worth Worksheet helps you track everything in one place—so you stay informed. Get it now. ----- In this episode, Nick Maggiulli, author of the acclaimed finance blog Of Dollars and Data, joins me to unpack his groundbreaking new book, The Wealth Ladder. We dive into fr…

1
Reset Your Portfolio Expectations, Before It's Too Late | Peter Lazaroff - E112 54:45

4M ago54:45

54:45

Jesse welcomes back Peter Lazaroff to discuss the psychology and strategy of investing during uncertain times. They explore how media narratives and recession fears can distort investor behavior, emphasizing the importance of focusing on business earnings rather than sensational headlines. Peter shares why he separates his portfolio thinking from h…

1
Why Is the U.S. Dollar Declining—and What Does It Mean for Investors? (EP.213) 9:43

4M ago9:43

9:43

Sign up here to receive Peter's quarterly market webinar. ----- In this episode, we explore one of 2025's most surprising financial trends: the significant decline of the U.S. dollar and the remarkable outperformance of international equities. Join host Peter Lazaroff as he breaks down exactly why the dollar weakened, how currency fluctuations dire…

1
When Smart Financial Planning Backfires - ChooseFI Companion Episode - E111 1:00:06

4M ago1:00:06

1:00:06

Today's episode is a special bonus episode, a companion to Jesse's discussion on episode 555 of ChooseFI! Jesse examines the risks of over-optimization in personal finance, concentrating on tax-loss harvesting, asset allocation, Roth conversions, and dividend investing. He explains how each strategy can offer value when used thoughtfully, but warns…

1
2025 Midyear Market Update: Navigating Volatility, Tariffs, and Global Opportunities (EP.212) 8:25

5M ago8:25

8:25

Access my recorded quarterly webinar by signing up for my newsletter. Get an inside look at what's shaping my thinking, plus see what I've been reading about investing and financial planning. ----- In this midyear update, Peter reviews the key trends shaping markets, politics, and the global economy in 2025. He covers market volatility sparked by t…

1
5 Investing Lessons Hidden In Market History (EP.211) 6:53

5M ago6:53

6:53

Help vote on book cover concepts, sign up now: https://Theperfectportfoliobook.com ----- What can the past teach us about today's ever-changing, volatile market? In this episode, Peter shares five timeless investing lessons drawn from market history—insights that are just as relevant today as ever. Adapted from a chapter in his upcoming book, The P…

1
Buffett's Blueprint - 8 Examples of Warren's Timeless Wisdom - E110 44:09

5M ago44:09

44:09

Jesse explores the timeless wisdom of Warren Buffett, highlighting both his disciplined investment philosophy and his unwavering emphasis on trust and character. Jesse breaks down Buffett's approach to buying great businesses at fair prices, holding them long-term, and focusing on intrinsic value, margin of safety, and staying within one's circle o…

1
How Not to Invest: Avoiding Common Mistakes and Dangerous Financial Advice with Barry Ritholtz (EP.210) 48:32

5M ago48:32

48:32

Get updates for my new book: https://Theperfectportfoliobook.com In this engaging episode, Barry Ritholtz—author of the influential Big Picture blog, host of the renowned Masters in Business podcast, and author of the new book How Not to Invest—shares invaluable insights into making smarter investment decisions. Barry challenges common financial my…

1
Announcing My New Book: The Perfect Portfolio (EP.209) 4:54

5M ago4:54

4:54

Get updates for my new book: https://Theperfectportfoliobook.com ----- Is there such a thing as a perfect portfolio? In this short solo episode, Peter Lazaroff shares exciting news—his next book, The Perfect Portfolio, is coming in late 2026. Peter offers a behind-the-scenes look at what inspired the book, how it builds on timeless investing lesson…

1
Scrimping, Splurging, and Other Crazy Spending Stories - E109 50:04

5M ago50:04

50:04

Jesse explores the value of financial priorities and the balance between spending and saving with guests Diania Merriam, Justin Peters, Bill Yount, Jeremy Schneider, Doc G, and Joe Saul-Sehy. Diania highlights the "iceberg principle" of stealth wealth—how true wealth is often what you don't see, like deferred purchases and unspent money. Justin sha…

1
Lessons on Investing, Market Crises, and the Power of Staying Calm With CNBC's Bob Pisani (EP.208) 38:37

5M ago38:37

38:37

Sign up for exclusive updates, offers, and bonus chapters of my new book: The Perfect Portfolio. ----- CNBC's Senior Markets Correspondent Bob Pisani has spent over 25 years reporting from the New York Stock Exchange floor. In this episode, Bob shares vivid stories from the heart of Wall Street, key lessons learned from decades of covering financia…

1
Go Roth Now Before It's Too Late? And Other Listener Questions | AMA #7 - E108 1:22:17

6M ago1:22:17

1:22:17

Jesse answers a range of listener questions on topics including estate planning, life insurance, financial benefits of marriage, tax strategies for high earners, healthcare in retirement, and investing during economic uncertainty. He explains that heirs to traditional IRAs must pay income tax on withdrawals, while taxable accounts benefit from a st…

1
TACO Investing: Navigating Market Volatility in the Age of Policy Whiplash (EP.207) 9:46

6M ago9:46

9:46

Sign up for exclusive updates, offers, and bonus chapters of my new book: The Perfect Portfolio. ----- Welcome to the world of TACO investing—where "Trump Always Chickens Out"—a phrase capturing the volatile cycle of aggressive policy threats followed by sudden reversals. In this episode, we'll use the TACO phenomenon as a lens to explore how inves…

1
Redefining Behavioral Finance for the Modern Investor with Brian Portnoy (EP.206) 50:03

6M ago50:03

50:03

Sign up for updates and exclusive offers related to Peter's new book, The Perfect Portfolio, by visiting https://theperfectportfoliobook.com ----- Recorded in front of an audience at the CFA Institute's global conference (CFA Live), I'm joined by behavioral finance expert Brian Portnoy to dive deep into Behavioral Finance 2.0. This conversation goe…

1
I'm Close to Retirement and the Market is Crazy…Now What? (EP.205) 10:41

6M ago10:41

10:41

Get an inside look at what's shaping my thinking. Bi-weekly, I share the top 5 investing and financial planning articles I'm reading—straight to your inbox. Sign up for my newsletter. ----- Approaching retirement when markets are turbulent can make even seasoned investors anxious. In this episode, you'll learn practical strategies for navigating un…

1
19 Questions to Uncover Good, Bad, and Ugly Financial Advisors | Don McDonald - E107 59:25

6M ago59:25

59:25

Today, Jesse is joined by Don McDonald to offer a critical examination of the financial advising and annuity industries, warning retirees and near-retirees about misleading sales tactics that exploit fear - especially the fear of market losses. They emphasize the importance of working with fee-only, fiduciary advisors who are legally obligated to a…

1
Financial History's Biggest Lessons and How Past Crashes Can Guide Your Investing with Mark Higgins (EP.204) 30:25

6M ago30:25

30:25

Big financial decisions ahead? Whether it's retirement, a career change, or navigating complex investments, get expert guidance in a quick, no-pressure call. Schedule yours now. ----- In this episode, Mark Higgins, author of Investing in U.S. Financial History, reveals how understanding historical market crashes and human behavior can provide inves…

1
Income vs. Total Return: Which Strategy Builds A More Reliable Retirement? (EP.203) 9:14

7M ago9:14

9:14

Where is your money really going? Most people are surprised when they track it. Use my Cash Flow worksheet to see exactly where your money is going—and how to make it work for you. Download it now. ----- Which approach is better: income-focused or total return investing? Many investors believe they should live off the income their portfolio generat…

1
Retirees' Mistakes and Wake-Up Calls: Expectations vs. Reality - E106 28:14

7M ago28:14

28:14

Jesse explores insights from the Retirements and Perspectives study, which captures the experiences and expectations of individuals transitioning into retirement, especially those aged 50 to 75. With half of the participants recently retired and the other half preparing to retire within two years, the study offers a timely look at the "final glide …

1
Are Private Markets Worth It? Vanguard's Fran Kinniry on Risks, Rewards, and Realities (EP.202) 34:30

7M ago34:30

34:30

Get an inside look at what's shaping my thinking. Bi-weekly, I share the top 5 investing and financial planning articles I'm reading—straight to your inbox. Sign up for my newsletter. ----- Private equity and private credit are booming—but should they have a place in your portfolio? Vanguard's Fran Kinniry joins Peter Lazaroff to break down the rea…

1
Should You Buy the Dip? Smart Strategies And Surprising Math (EP.201) 13:33

7M ago13:33

13:33

Where is your money really going? Most people are surprised when they track it. Use my Cash Flow worksheet to see exactly where your money is going—and how to make it work for you. Download it now. ----- When markets drop, many investors wonder if it's time to take action—and "buying the dip" sounds like a smart move. But is it really? In this epis…

1
It's Not Too Late: Smart Money Moves After 50 | Bill Yount - E105 58:38

7M ago58:38

58:38

Jesse explores the financial journey of late starters with guest Bill Yount, co-host of Catching Up to FI. In the opening monologue, Jesse shares his "Stupidly Simple Secret Sauce" for personal finance: spend less than you earn, grow income without inflating lifestyle, invest consistently, and prioritize savings. He warns against flashy success sto…

1
The Overlooked Aspects Most Retirement Plans Miss With Christine Benz (EP.200) 35:43

7M ago35:43

35:43

Get an inside look at what's shaping my thinking. Bi-weekly, I share the top 5 investing and financial planning articles I'm reading—straight to your inbox. Sign up for my newsletter. ----- Retirement planning isn't just about numbers—it's about lifestyle, relationships, and finding purpose. In this episode, I sit down with Christine Benz, Mornings…

1
Tariffs, Turbulence, and the Harsh Truths We Must Now Face - Bonus Episode 44:22

7M ago44:22

44:22

Today, Jesse critiques emotional, reactive investing during volatile market conditions—especially in response to tariffs and recession fears—while promoting disciplined, evidence-based strategies. Tariffs, though intended to protect domestic industries, often raise prices and stoke inflation, ultimately harming consumers, businesses, and investor s…