Best One Step Wealthier Podcasts (2025)

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Rest Is Productive (Even When It Feels Like It’s Not) 8:14

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4d ago8:14

8:14

In this episode, I talk about something I’m still learning myself: how to rest without guilt. I share a personal story about almost working 14 days in a row (again) and what made me stop mid-email. I’ve always believed that more work equals more worth — and it’s a belief I’m actively unlearning. This is an episode for anyone who feels the urge to f…

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Freedom Comes From Needing Less — Not From Having More 6:55

11d ago6:55

6:55

In this episode of One Step Wealthier, I explore why true financial freedom isn't about endless earning — it's about needing less. I share a parable of two brothers, one a royal advisor and the other a monk, to illustrate the balance between ambition and contentment. Drawing from my own experience working hourly jobs and building toward independenc…

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The Job I Didn't Get (and Why It Set Me Free) 12:51

18d ago12:51

12:51

In this week’s reflective episode, I talk about the rejection that turned out to be a blessing in disguise. After going through a six-stage recruitment process for a financial advisory firm, I was devastated to be turned down — but in hindsight, it saved me from a career that would have clashed deeply with my core values. I share my experience, my …

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Am I Dreaming Small – or Dreaming Real? Navigating Income Limits & Integrity 11:37

25d ago11:37

11:37

Is earning more always the answer? This week, I reflect on a powerful conversation with friends about raising income vs. cutting spending — and share why I’ve chosen a different path. My income isn’t scalable right now, and instead of chasing more hours or higher pay at any cost, I’ve chosen peace of mind, low expenses, and integrity. 🎧 Quick heads…

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Introvert Burnout: Why I Need a Day Alone to Function 10:14

1M ago10:14

10:14

For years, I thought I was an extrovert. I love chatting with people, I’m never shy in social settings, and I’m often the one starting conversations. But here’s the twist — after a day full of social interaction, I feel completely drained. In this episode, I share how I discovered I’m actually an ambivert and how working in a people-facing job left…

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How to Get Rich Without Earning More 10:47

1M ago10:47

10:47

You don’t need a six-figure salary to build wealth — just patience, consistency, and a plan. In this episode, I share how I’ve built financial security through minimum-wage jobs, consistent investing, and choosing peace of mind over hustle. If you’re not earning more yet, this one’s for you. 💸 How small amounts can add up to real freedom 🧠 Why you …

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What Wealth Means to Me Now (and How It Changed Over Time) 9:15

2M ago9:15

9:15

In today’s episode, I share how my definition of wealth has evolved over the years — from growing up in a communist country, to chasing validation through travel, to finally discovering that true wealth means time, health, freedom, and peace. I talk about how minimalism, quiet mornings, and working on passion projects like this podcast became my ne…

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Not My Dream Job—But It Funds My Dream Life 8:53

2M ago8:53

8:53

In today’s episode of One Step Wealthier, I talk about why I chose a simple, low-stress job over chasing titles or corporate recognition. I work as a receptionist—not because it’s my “dream job,” but because it gives me what I actually need: time, energy, and mental space to build my own dreams. I share why I’m not trying to turn my passion into a …

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Why I’m Holding More Than Just Stocks 9:59

2M ago9:59

9:59

In this episode of One Step Wealthier, I share what recent market volatility taught me about diversification and emotional peace of mind. We dive into the concept of negatively correlated assets — what they are, why they matter, and how they’ve helped me feel more secure with my investments. 💡 Topics we cover: What are negatively correlated assets?…

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Loneliness vs. Solitude: Learning to Like Being Alone 8:41

2M ago8:41

8:41

This episode started quietly—with a glass of wine and an evening alone—and turned into something deeper. I talk about the difference between loneliness and solitude, and how I went from craving connection to finding peace in my own company. From a party-filled life in my 20s to cycling solo through the Australian outback (and crying on the side of …

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Invest in Your Health: Energy Is Your Most Valuable Asset 9:57

2M ago9:57

9:57

In this episode, I share a deeply personal reflection sparked by a recent health scare. It wasn’t serious, but it made me stop and really consider how I spend my time, energy, and focus — and how often we overlook the most important investment we can make: our own health. You’ll hear about: Why energy is a resource worth protecting The real ROI of …

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Why Saving Alone Won’t Make You Rich: The Missing Piece I Wish I Knew Sooner 10:45

3M ago10:45

10:45

In this episode of One Step Wealthier, I open up about a big realization I had on my FIRE journey—saving money, even on a low income, isn't enough. I share how I used to feel like a master saver, tucking away money even during call center jobs, only to find out that savings alone won’t build long-term wealth. We’ll talk about inflation (yes, the sn…

1
Every Job I Took to Fund My FIRE Journey 18:25

3M ago18:25

18:25

In this raw and real episode, I talk through all the jobs—yes, all of them—that helped me stay on track with my FIRE (Financial Independence, Retire Early) journey. From translation dreams crushed by reality, to countless call centers, barista gigs, flyer-handing, NGO fundraising, NHS interpreting, cat sitting, and finally landing in security—I’ve …

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FIRE on a Low Income: Why It’s Still for Me (Even as a SINK, Not a DINK) 10:52

3M ago10:52

10:52

Think financial independence is only for tech bros and high-earning couples? Think again. In this episode, I talk about pursuing FIRE (Financial Independence, Retire Early) on a modest income—on my own, living in London, without six-figure earnings or a partner to split bills with. I'm what you'd call a SINK: Single Income, No Kids. I cover: Why FI…

1
Find Your Why: The Real Key to Investing and Personal Growth 8:13

3M ago8:13

8:13

In this episode of One Step Wealthier, I share the biggest lesson from a recent talk I gave to a group of women eager to invest—your 'why' matters more than the 'how'. Whether it's financial independence, personal freedom, or supporting loved ones, your motivation is the real engine behind consistent saving, investing, and personal growth. I dive i…

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Sailing from Vanuatu to Australia: What It Taught Me About Risk, Money and Freedom 12:43

4M ago12:43

12:43

This episode wasn’t planned—but life rarely is. A single email this morning pulled me back to 2018, to the middle of the Pacific Ocean, on a yacht I had no business being on. With no sailing experience, not much swimming confidence, and a head full of doubts, I joined a 70-something New Zealander named Peter Mortimer on a voyage from Vanuatu to Aus…

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You Don’t Need to Be an Expert to Start Investing 14:50

4M ago14:50

14:50

Ten years ago, investing felt like a secret language spoken only by men in suits. In this episode, I’m talking to the version of me that was too intimidated to even start—and to anyone else who thinks they’re not smart enough, too late, or not “finance-y” enough to invest. This one’s especially for women who’ve been told money isn’t their thing. (S…

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My Very First Steps Into Investing (and the Mistakes I Made) 19:16

4M ago19:16

19:16

In this episode, I take you all the way back to where my investing journey began. Spoiler: it wasn’t glamorous — it involved peer-to-peer lending platforms, random gold purchases, and a lot of confusion. I didn’t grow up around people who invested, and everything I know now was self-taught, often through trial and error. I talk about: How I started…

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I’m Not a Late Bloomer — I’m Right on Time 9:10

4M ago9:10

9:10

In this episode, I reflect on what it feels like when everyone around you seems to be checking off life milestones—weddings, babies, "proper" jobs—and you're walking a completely different path. My best friend is getting married soon, and it brought up a lot. I talk about choosing freedom over expectations, solitude over convention, and how fulfill…

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How Much Money I Make While I Sleep (And Why It Matters More Than You Think) 6:50

5M ago6:50

6:50

In this episode, I talk about something I find incredibly exciting—earning money while I sleep. Recently, I went on a two-week trip and realized that my investments quietly covered the whole thing. Food, hostels, beer, everything. That’s when it hit me: I could technically live off my “sleep money.” I’ll walk you through what that means, why it’s n…

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Lifestyle Deflation: Why Having Less Made Me Feel Richer 9:41

5M ago9:41

9:41

Last week, I talked about lifestyle inflation — the sneaky way our spending rises with our income. This week, I’m flipping that idea on its head with something I call lifestyle deflation. In this episode, I share how simplifying my life, working a low-pressure job, and hiking solo through the muddy wilds of Scotland taught me to appreciate real fre…

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30 Euros for Underwear?! My Tale of Lifestyle Inflation 6:28

5M ago6:28

6:28

Have you ever caught yourself spending way more than you used to on basic items—like underwear—and wondered, "How did I get here?" In this episode, I dive into my personal experience with lifestyle inflation, sharing how easy it is to let spending creep upwards as your income grows. Tune in to discover: Simple strategies to recognize and control li…

1
When Everyone’s Talking About Gold… 8:27

5M ago8:27

8:27

In this episode, I share an honest observation that started in an airport queue—with a woman holding a printed chart of gold prices. From airport lounges to village bars, it seems like everyone suddenly has an opinion on gold. Why does this happen? And what does it really mean when an asset like gold becomes the center of casual conversation? I exp…

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Why I’m Not a Financial Advisor (Yet) 9:30

5M ago9:30

9:30

In this episode, I share a very honest update about why I’ve decided not to pursue a traditional financial advisor role—for now. From studying for my diploma while working full-time, to realizing some roles don’t align with my values or lifestyle, it’s been a ride. I talk about the pressures, the pivot, and what’s next. If you've ever doubted your …

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How overcoming obstacles makes us stronger 4:56

1y ago4:56

4:56

In this week’s One Step Wealthier podcast episode, we explore how overcoming obstacles makes us stronger. Join me and over 35 million users who love Revolut. Sign up with my link below: https://revolut.com/referral/?referral-code=kristi22a5!FEB2-24-AR I use Wise to send money abroad. Really easy and a lot cheaper than the bank! Give it a try with a…

1
How waking up at 5 am changed my life 4:52

1y ago4:52

4:52

In this week’s One Step Wealthier podcast episode, we explore how important it is to start your day early for your personal success. Join me and over 35 million users who love Revolut. Sign up with my link below: https://revolut.com/referral/?referral-code=kristi22a5!FEB2-24-AR I use Wise to send money abroad. Really easy and a lot cheaper than the…

1
Empower Yourself: Stop Playing the Victim and Take Control 6:54

1y ago6:54

6:54

Empower Yourself: Stop Playing the Victim and Take ControIn this episode of the One Step Wealthier podcast, we delve into the importance of empowering yourself by taking control of your life and stopping the cycle of playing the victim. We discuss practical strategies and mindset shifts to help you become the master of your own destiny and create t…

1
Why investing in yourself should be your priority 7:40

1y ago7:40

7:40

In this week’s episode of the One Step Wealthier podcast, we explore why investing in yourself should be your number one priority. From improving your skills and knowledge to nurturing your physical and mental well-being, we discuss the many benefits of prioritizing self-investment in both personal development and financial success. Tune in to lear…

1
These 5 skills will make you irreplaceable by AI 6:41

1y ago6:41

6:41

In this week’s episode, we explore the five essential skills that will make you irreplaceable by artificial intelligence. As technology advances, it's more important than ever to develop skills that set you apart from machines. From critical thinking and creativity to emotional intelligence and adaptability, we dive into how these skills can help y…

1
Why I stopped following the news and why you should too 5:18

1y ago5:18

5:18

In this week’s episode, I discuss why I decided to stop following the news and why you should consider doing the same. With so much negative and sensationalized information bombarding us daily, I explore the impact that constantly consuming the news can have on our mental health and overall well-being. Tune in to learn how taking a break from the n…

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How much money do you make while you sleep? 5:55

1y ago5:55

5:55

In this week’s episode, I delve into the world of passive income and answer the burning question: how much money do you make while you sleep? Join me as I explore different ways to generate passive income and learn how you can start building wealth even when you're catching some Z's. Tune in for tips and tricks to help you achieve financial freedom…

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Buying a property. Is it an investment? 6:45

1+ y ago6:45

6:45

In this week’s episode, I discuss the age-old question: is buying a property an investment? We delve into the pros and cons of buying a property as a means of building wealth. Whether you're a first-time buyer or a seasoned investor, this episode will provide valuable insights to help you make informed decisions about your property investments. Tun…

1
How spending less will make you free 4:33

1+ y ago4:33

4:33

In this week’s episode, I explore the empowering concept of how spending less money can lead to greater financial freedom. Tune in to discover the liberating power of spending less and how it can ultimately lead you on the path to financial independence. Join me and over 35 million users who love Revolut. Sign up with my link below: https://revolut…

1
5 most common investing mistakes 6:17

1+ y ago6:17

6:17

In this week’s episode, I dive into the 5 biggest investing mistakes you can make. From trying to time the market to ignoring diversification, I break down common pitfalls that could be holding you back from reaching your financial goals. Tune in to learn how to avoid these mistakes and set yourself up for success in your investment journey. Whethe…

1
Why you should get out of your comfort zone 8:05

1+ y ago8:05

8:05

This episode explores why stepping outside of your comfort zone is necessary for personal growth and achieving financial success. I discuss how staying comfortable can lead to complacency and missed opportunities, and share ways to start expanding your comfort zone in both your personal and financial life. From trying new activities to taking calcu…

1
Why I love London - the charm of bigger cities 6:12

1+ y ago6:12

6:12

In this week’s episode, I explore the allure of bigger cities through the lens of my love for London. Join me as I delve into the charm of city life, the opportunities for growth, and the lessons I have learned along the way. Whether you're a city-dweller or dreaming of making it big in a bustling urban centre, this episode offers valuable insights…

1
Why an average millionaire has 7 income streams and why you should have some too 8:35

1+ y ago8:35

8:35

In this week’s episode, I dive into the importance of having multiple income streams to build wealth and achieve financial freedom. I discuss the benefits of diversifying your income sources, such as minimizing risk and increasing your earning potential. I also explore different ways to create passive income streams, such as investing in real estat…

1
My Reflections from the Camino: Mini-retirements 6:17

1+ y ago6:17

6:17

In this week’s episode, I discuss the transformative power of taking mini-retirements, inspired by the reflections of my recent journey on the Camino de Santiago. I explore how stepping away from the daily grind can lead to personal growth, increased clarity, and a deeper sense of fulfilment. Tune in to hear practical tips on how to incorporate min…

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My Reflections from the Camino: Time vs. Money 7:46

1+ y ago7:46

7:46

In this week’s episode, I share my reflections from my journey along the Camino de Santiago. As I walked the ancient pilgrimage route, I found myself contemplating the age-old question of time versus money. Join me, as I discuss the importance of balancing both time and money in our pursuit of wealth and fulfilment. Discover how experiences like th…

1
Why your first 100K will change your life 12:21

1+ y ago12:21

12:21

In this episode of the One Step Wealthier podcast, I dive into the transformative power of reaching your first 100,000 in savings or investments. I discuss the mindset shifts that come with achieving this financial milestone, the practical steps to take to get there, and how hitting this goal can change your life for the better. Join me as I explor…

1
Why your savings rate might be more important than your salary 7:48

1+ y ago7:48

7:48

In this week’s episode, I break down why your savings rate might be more important than your salary when it comes to building wealth. Whether you're just starting or looking to improve your investment strategy, understanding the power of saving and investing can help you reach your financial goals faster. I also discuss the dangers of lifestyle inf…

1
Why am I single and why that’s ok 9:11

1+ y ago9:11

9:11

In this week’s episode of the One Step Wealthier podcast, I dive into the topic of being single and why it is perfectly okay. I discuss common misconceptions and pressures society puts on individuals to be in a relationship, and offer valuable insights on how being single can be a positive and empowering experience. Whether you're navigating the wo…

1
Step by step: how I would invest my first 1000 pounds right now 11:03

1+ y ago11:03

11:03

In this week’s episode, I walk you through a step-by-step guide on how to invest your first 1000 pounds. Whether you're a beginner looking to dip your toes into the world of investing or someone looking to diversify their portfolio, this episode breaks down the process into easy-to-follow steps. The ETF that I recommend: Vanguard S&P 500 UCITS ETF …

1
Building an Emergency Fund: Why It's Important and How to Get Started 8:39

1+ y ago8:39

8:39

In this week’s episode, we discuss the importance of building an emergency fund and provide tips on how to get started. An emergency fund is crucial for financial stability and peace of mind, especially during uncertain times. We will explore why having an emergency fund is important, how much you should aim to save, and practical steps you can tak…

1
6 tips for traveling on a budget 9:28

1+ y ago9:28

9:28

In this week’s episode, I share an exciting set of travel tips that will revolutionize the way you embark on your future adventures. Join me as I uncover a treasure trove of budget travel hacks that have successfully allowed me to wander the world without breaking the bank. Whether you're a seasoned globetrotter or a first-time adventurer, these pr…

1
How I have visited over 70 countries and why I stopped traveling 10:22

1+ y ago10:22

10:22

In this week’s episode, join me as I embark on a journey through my travel experiences, spanning over 70 countries. As an intrepid adventurer, I've traversed the globe, immersing myself in diverse cultures, breathtaking landscapes, and unforgettable encounters. From crossing Australia by bicycle, sailing in the Pacific Ocean, trekking in the Himala…

1
Let’s talk about crypto 9:33

1+ y ago9:33

9:33

In this week’s episode, we delve into the intriguing world of cryptocurrencies. This episode serves as a beginner's guide to understanding the ins and outs of crypto. Listeners can expect to gain a clear understanding of blockchain technology, the decentralized nature of cryptocurrency, and how these digital assets differ from traditional forms of …

1
FIRE: Your Path to Financial Independence and Early Retirement 9:18

1+ y ago9:18

9:18

In this week’s episode, we delve into the intriguing world of financial independence and early retirement. If you've ever dreamed of escaping the traditional 9-to-5 grind and enjoying life on your terms, this episode is for you! We explore how by saving, investing and living frugally, you will be able to reach early retirement. We take a look at th…

1
These books will improve your financial knowledge 8:54

1+ y ago8:54

8:54

In this week’s episode, we dive into the world of personal finance and highlight some must-read books that can greatly improve your financial knowledge. I understand that managing money can often be overwhelming and intimidating, but by exploring these helpful books, you'll gain the confidence and tools to make smarter financial decisions. By the e…