Welcome to the Early Retirement Roadmap podcast, your audio guide to preparing for and thriving in early retirement! If you’re dreaming of retiring early but feeling overwhelmed about where to start, or if you’re already retired and looking to make the most of your freedom, you’re in the right place. I’m your host Mike Upland, and I successfully retired at 55. Through this podcast, I share my personal early retirement journey—the victories, the challenges, and all the essential lessons I’ve ...
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Mike Upland Podcasts
Rancher and Outfitter talks about mule deer hunts and upland bird hunting in Eastern Washington State.
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The Outdoor Drive PodcastBuckle up and ride along with two good ole boys as they bring the outdoors to your ears — straight from the tailgate of a pickup truck. The Outdoor Drive is your go-to hunting and fishing podcast, where real stories, raw experiences, and honest conversations take center stage. We dive deep into the heart of the outdoor lifestyle, sharing the trials, triumphs, and lessons learned in the woods and on the water. Whether you're a seasoned outdoorsman or just getting star ...
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This is a show about the life of wildlife biologists and other people who are passionate about bird hunting, bird habitat and bird dogs.
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A podcast for hillwalkers and climbers about the people we share the hills with. Get to know some of the other users, managers, and owners of our uplands. Meet characters and personalities who live Outdoor Lives. This podcast will be of particular interest to mountain leaders, hill and moorland leaders and mountaineering instructors, but it's hoped anyone who climbs or walks in the hills of the UK and Ireland might be interested too. Listed in the top 20 UK Nature and Wildlife Podcasts by ht ...
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After 30 years working to restore nature in forests and on farms, Pete Leeson takes time out to revisit the people he’s met along the way. Throughout the series, Pete discovers how land managers are adapting and responding to the nature crisis we all face, while navigating the economic challenges within farming today. People are at the heart of this podcast, holding the potential to do some incredible things. We meet farmers, ecologists, rewilders and more to find out how communities are bui ...
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Clays and Birds is a podcast that strives to bring knowledge, reviews, and experience from hunters, shooters, and industry representatives to the hunting and clay shooting community. I will try to cover everything from the newest shotguns to dog food. If you live to shoot anything that flies with a shotgun like I do, this is the podcast for you.
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This week, we sit down with Doug Howlett, one of the most recognized voices in outdoor journalism. As a veteran outdoor writer and editor for multiple national hunting and conservation magazines, Doug has spent decades chasing whitetails, gobblers, and stories across the country. Each season, hunters turn to his Rut Report and Turkey Report for the…
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Does Retiring Early Reduce Social Security? The Truth.
9:26
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9:26Does retiring early reduce Social Security? The truth—how benefits are really calculated: the 35-year rule, Average Indexed Monthly Earnings (AIME), bend points, indexing only through age 59, and why “zeros” hurt. In this episode, I break down: Why Social Security is based on your highest 35 indexed years—not your last job. How indexing stops after…
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Rusty and Mark sit down with Mike Arns from Outdoors For Our Heroes(OFOH) as they discuss an upcoming elk hunt for a terminally ill Veteran. Join us for the end of season mule deer hunting stories and more. [email protected] (509) 681-0218 1845 Road 14 N. E. Coulee City, WA, 99115 www.hiddenranchoutfitters.com…
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Meet Joseph the Mink Man — a larger-than-life character whose passion for minks has taken him from the backwoods to the headlines. Whether he’s raising them, rescuing them, or running from them, Joseph’s stories are as wild as the creatures themselves. Tonight, we dig into his world: the fur trade, the controversy, the mystery, and the man behind t…
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Epping Forest - John Phillips - Cattle in the Forest
42:47
42:47
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42:47John Phillips manages the long horn cattle in Epping Forest - John's episode is third in our series of 4 podcasts about Epping Forest. This amazing 6000 acre ancient woodland and site of special scientific interest is literally cheek by jowl with the city of London - the woodland sits mainly between the London boroughs of Chingford and Epping - an …
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7 Signs You Should Retire Earlier Than You Think
10:24
10:24
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10:24Retirement planning, early retirement, 7 signs you’re ready to retire, retire earlier than you think, retire in your 50s, how to retire early—here’s how to know if the numbers and lifestyle say YES. If you’re wondering “Am I actually ready to retire sooner?”, this episode walks through 7 clear signs—financial, lifestyle, and mindset—that indicate y…
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🚨No Subsidies in 2026? Plan A vs Plan B (DO THIS)
9:44
9:44
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9:442026 health insurance: If Affordable Care Act (ACA) subsidies end, Plan A vs Plan B. Open Enrollment Nov 1; enroll by Dec 15 for Jan 1. MAGI targets, 400% FPL, on-exchange vs off-exchange. In this video,“No Subsidies in 2026? Plan A vs Plan B (Do This)”— I provide two pathways so you’re ready to enroll by Dec 15 for a Jan 1 health insurance start, …
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This one’s a game changer. We’re sitting down with the team from Drone Deer Recovery to talk about how drone technology is transforming the way hunters track and recover deer. In this episode, we cover: • Real recovery stories straight from the field • How drones and thermal imaging work together • The ethics and regulations around drone recovery •…
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Retirement planning: 5 things to sell before you retire—downsize the house, cut support for adult children, ditch RV/boat “toys,” drop the second car, and release your work identity with my Keep-Sell-Swap test. If you want a calmer, freer retirement, subtraction beats addition. In this video I walk through five high-impact things to sell (or stop f…
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Rusty, Skip and I talk about Mule Deer hunting this season and memories made at deer camp.By HROadventures
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Becoming an outdoorsman can feel pretty daunting. There’s so much to learn, and taking that first step into the wild can be tough. But today, we’re dropping the tailgate with someone who’s making that journey a whole lot easier—Fisher Neal of Learn to Hunt NYC. Fisher’s got one of the best mottos out there: he guides new hunters from start to finis…
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Epping Forest - Andy Froud - Pollarding and Nature
51:24
51:24
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51:24Andy's episode in second in our series of 4 podcasts about Epping Forest. This amazing 6000 acre ancient woodland and site of special scientific interest is literally cheek by jowl with the city of London - the woodland sits mainly between the London boroughs of Chingford and Epping - an area of woodland that rises not far from the city and travels…
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Retirement planning, early retirement, money traps: timeshares, vacation homes, high-fee annuities, whole life insurance, long-term care insurance, high-yield bonds, high-fee active funds, cash flow, withdrawal rate. In this episode, we break down 7 “assets” rich retirees avoid—and why skipping them protects your cash flow and flexibility before an…
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Hunter Advantage | Christian Babcock
1:47:44
1:47:44
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1:47:44This week we drop the tailgate and hang out with our good friends over at Hunter Advantage! Fresh back from an epic Canadian adventure, these boys are loaded with stories that’ll have you laughing, learning, and fired up for your own hunts. From the wild country up north to the grind of everyday whitetail chasing, they’ve got plenty to share—and yo…
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Episode 20 "Predator Hunting with Kelly"
1:16:02
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1:16:02Rusty sits down with Predator Hunting Guide KellyBy HROadventures
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Tonight we drop the tailgate with a week full of stories! Steve and his father made the trip up to visit Brian from Williams Woods and Water, and it turned into one for the books. From campfire laughs to unforgettable hunts, we dive into it all—including the story of Mark’s giant bull and the grit it took to bring him down. Buckle up and come take …
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Epping Forest - Tom Boughton - History and Culture
39:42
39:42
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39:42Tom Boughton's episode kicks off our series of 4 podcasts about Epping Forest. This amazing 6000 acre ancient woodland and site of special scientific interest is literally cheek by jowl with the city of London - the woodland sits mainly between the London boroughs of Chingford and Epping - an area of woodland that rises not far from the city and tr…
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I retired early at 55. In this episode I show exactly how to retire early with 5 proven keys to early retirement: the mindset that powers compounding, how to raise your savings rate, the income multiplier, simple investing with low-cost index funds, and retirement planning that avoids sequence-of-returns risk. If you want to retire early—or just bu…
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Series 5 Episode 9 - James Rebanks Upland Cumbrian Farmer
1:13:11
1:13:11
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1:13:11James needs little by way of introduction - he's well known for his views on farming and both his books and many broadcasts and interviews he's had on the subject. We were lucky enough to have worked with James on the farm with various hedge and tree planting events over the years. Enjoy an episode about farming planting trees and hedges and not lo…
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Deprivation Whitetails Ben Stanton and Sam Whitehead
1:17:43
1:17:43
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1:17:43This week the tailgate drops with our buddies Sam Whitehead & Ben Stanton! 🦌 They’ve got a one-of-a-kind story about a deer they tagged this season… and the unexpected trouble that came with it. From the highs of the hunt to the chaos that followed, this one’s packed with laughs, lessons, and a ride you don’t wanna miss! Learn more about your ad ch…
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ACA MAGI: How to Calculate & Manage It for Big Savings!
16:56
16:56
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16:56ACA MAGI explained: how to calculate and manage Modified Adjusted Gross Income (MAGI) for Affordable Care Act (ACA) subsidies—step-by-step, with a free MAGI calculator to lower premiums and maximize premium tax credits/subsidies. In this episode, we calculate ACA MAGI step-by-step using a real early-retiree scenario and show you how to keep ACA pre…
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Big Bucks and Big Crashes | Spook Spann
2:09:07
2:09:07
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2:09:07This week we drop the tailgate with none other than Spook Spann—a name that needs no introduction in the hunting world. From legendary whitetail pursuits to living the outdoor lifestyle at full throttle, Spook has built a reputation as one of the most passionate and driven hunters out there. We dive into his story, the highs and lows of the hunt, a…
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Series 5 Episode 10 - Coppice worker Lee Basset talks Sweet Chestnut
43:47
43:47
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43:47We meet coppice worker Lee Bassett on a Cumbrian farm talking about his work to bring farm woodlands back into economic use and value to farms. Given the increase in planting on farms we need to value wood on our farms either using it directly or for sale. Lee is especially interested in bringing sweet chestnut into use in Cumbria, and on this farm…
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This week on The Outdoor Drive we drop the tailgate with our good friend and tuner Rodger Dean from Bowguy Custom Archery! Rodger’s a NJ native who’s been in the archery game since he was a kid and never let go of the dream. From shop rat to running his own business, his story is full of passion, grit, and a love for the bowhunting lifestyle. Come …
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Roth Conversions or ACA Subsidies? The Early Retirement Dilemma No One Talks About
11:11
11:11
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11:11Roth conversions vs. ACA subsidies is the early retirement dilemma no one talks about. If you’re planning for early retirement, you need to know how Roth IRA conversions can raise your MAGI and cost you ACA health insurance subsidies before Medicare. In this episode, I’ll break down the trade-off, show you real examples, and share strategies to bal…
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Rusty has archery hunters in camp. The temperature is 107 degrees so the boys have joined us on the podcast while they get lunch and get out of the heat. Join us as we go around the table and hear why they keep coming back to hunt with Rusty and his guides.By HROadventures
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New England Bowhunter | Brian Osborn
1:44:06
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1:44:06Tonight we drop the tailgate with New England bowhunter Brian Osborn! Fresh off an elk hunt out West, Brian dives into the grind, the lessons, and the true grit it takes to chase big game in rugged country. From an East Coast bowhunter heading west to all the prep and dedication behind the adventure—you won’t want to miss this ride! Sponsors: BowTe…
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“Buckle up! Moose Man Drew from Mooseland crashes into this episode and it’s nothing but nonstop laughs, wild stories, and big-time outdoor energy. You already know this one’s gonna be a ride you don’t wanna miss! From moose shed hunting to crazy adventures. https://mooselands.com/collections/dog-chews Sponsors: BowTech archey: https://bowtecharch…
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5 Things I Wish I Knew BEFORE Retiring Early at 55
8:38
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8:38Early retirement at 55 comes with financial and lifestyle challenges most people don’t expect. In this video, I share 5 things I wish I knew before retiring early, including lessons on retirement planning, healthcare costs, spending habits, and mindset shifts that can make or break your retirement years. Retiring early isn’t just about saving enoug…
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We’re dropping the tailgate with Ryan Nye, a rising star in the world of kayak bass fishing. In just a short time, Ryan has climbed the tournament ranks, making plenty of waves along the way. From his first cast to his winning strategies, hear how it all started and what keeps him at the top of his game. Come take the ride—you won’t want to miss th…
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Episode 18 "Wenatchee Valley Museum and Cultural Center"
1:14:00
1:14:00
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1:14:00Rusty sits down with Jeff Becklund from the Wenatchee Valley Museum and Cultural Center, to discuss geologic tours available through HRO Adventures and the museum. Wenatchee Valley Museum and Cultural Center 127 South Mission Street Wenatchee, WA 98801 Phone: (509) 888-6240 Fax: (509) 888-6256 fax Email: [email protected]…
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The Biggest Retirement Mistake? Working Past 60
7:34
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7:34Working past 60 might seem smart, but it could be the biggest retirement mistake you make. In this video, we reveal the hidden costs of working past 60 — from lost health years to missed financial opportunities — and how to find your perfect retirement timing. You’ll learn why the payoff for working longer can shrink after age 60, how taxes and Med…
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We’re dropping the tailgate with our good friend Jake Hart from Bowminded. From grinding in the bowhunting business to chasing big bucks in the deer woods, Jake’s got a wild story you’ll have to hear to believe. Bows, bucks, and a twist you won’t see coming—Come and take the Ride https://www.bowminded.com https://www.theoutdoordrive.com/ Sponsors: …
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Rusty talks with Marc Eyler and Mike Odello. Marc has been a guide for Rusty for many years and he talks about guiding on public and private land. Mike was one of Rusty's very early bow hunting clients. We talk archery with Mike as well as some very memorable hunts he has had with Rusty and Marc.By HROadventures
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This week, we drop the tailgate with our good friend and passionate outdoorsman Dave Parrish! Originally a Midwest native, Dave made the move East, bringing his deep-rooted outdoor traditions with him—from waterfowl hunting and crappie fishing to dog training. Come take the ride with us as we dive into his journey, training many dogs and what he do…
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Series 5 Episode 8 - Ancient Woodland Walk with Maurice Pankhurst
53:44
53:44
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53:44In this episode we meet Maurice Pankhurst who spent his life working for nature and especially trees and woods. Maurice recently retired as the National Trust's forester for Borrowdale in the north of the English Lake District - and, for this interview, we meet him close to his home in Borrowdale for a walk in some of his favourite woods and trees.…
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One Big Beautiful Bill: 2025 Retirement Tax Shake-Up for Retirees & Future Retirees
9:20
9:20
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9:20Wondering how the 2025 tax law changes affect your retirement strategy? This video breaks down the One Big Beautiful Bill Act, a landmark tax bill signed into law by President Trump — and its HUGE implications for retirees, early retirees, and anyone planning for financial independence. 📌 Here’s what you’ll learn: 🏦 2025 retirement tax changes that…
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Josh Carney | Bear and Pig hunting with Hounds
1:22:52
1:22:52
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1:22:52We’re dropping the tailgate once again on The Outdoor Drive — and this week, we’re joined by none other than Josh Carney of Bullfrog Outdoors! Josh is a diehard outdoorsman who travels the entire coast year after year with his hounds, chasing everything from hogs to bears. He lives and breathes the wild, and his stories are just as rugged as the te…
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How to Tap Your IRA or 401(k) Early —NO IRS PENALTY! | Rule 72(t) Explained
8:17
8:17
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8:17Want early access to your 401(k) or IRA before age 59½ without getting slammed by the IRS 10% penalty? In this episode, I’ll walk you through the IRS Rule 72(t)—a little-known but completely legal loophole that allows penalty-free early withdrawals through SEPP (Substantially Equal Periodic Payments). This strategy could unlock your early retiremen…
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Episode 16 "Conservation Starts Here"
1:41:51
1:41:51
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1:41:51We sit down with the Turkey Whisperer Eric Braaten, WDFW Region 2 Private Lands Biologist, to review the changes to Washington baiting rules, enforcement and hunter access programs. There are many new changes to Washington hunting rules. Know before you go. Conservation starts with due diligence.By HROadventures
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We drop the tailgate on this episode with the boys from the NYC Bowhunting Podcast! From the concrete jungle to the big woods, these guys are putting in the work and chasing wild game the hard way. Tune in as we talk urban archery, public land grind, and the passion that keeps it all going. Let’s get into it — only on The Outdoor Drive Podcast. Lea…
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Series 5 Episode 7 - The Courtyard Dairy with Andy Swinscoe
58:02
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58:02Andy and Kathy Swinscoe have developed, from very small beginnings, a cheese retail business that now employs over 20 people in the heart of Yorkshire. The business has been located just outside Settle since 2017 and has grown to include the Cheese Shop, cheese production facility, museum and restaurant. Andy has spent a life in and around cheese b…
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Countdown to Retirement: Are You Really Ready to Take the Leap?
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11:30Are you really ready for retirement? As your retirement countdown begins, I reveal the critical steps you must take to ensure you're fully prepared to retire confidently and securely. From defining your retirement vision to setting a realistic retirement age, I cover everything you need to know for effective retirement planning. In this retirement …
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This week we drop the tailgate with the owner of Maine Fly Co! From handcrafted custom fly rods to repurposed waders with a story, there’s so much to discover about this unique Maine-based company. Tune in as we dive into the heart and soul behind Maine Fly Co and what makes it a true gem in the fly fishing world. Don’t miss this one — hit play and…
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Thinking about early retirement? Here are 6 powerful reasons to retire early—covering retirement planning, financial freedom, health, and why waiting longer could cost more than money. Whether you're close to retiring or just exploring the idea, these insights might change how you think about work, money, and time. Inspired by the popular topic “5 …
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Tonight we drop the tailgate and celebrate hitting episode 300! We’re throwing it back with a live listener call-in show and inviting everyone who’s been part of the journey—whether you’ve been on the mic or just along for the ride. We apologize in advance for the chaos, the wild stories, and the good times ahead… but that’s what makes it real. Tha…
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Rusty talks fishing Banks lake and guiding upland bird hunters with Don and Brett.By HROadventures
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The Top 10 Retirement Myths That Could Cost YOU Thousands!
22:44
22:44
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22:44Think you need $1 million to retire? That Medicare covers everything? Or that your expenses will drop after you stop working? In this episode of the Early Retirement Roadmap Podcast, I bust the top 10 retirement myths—with real data and practical advice. These are the beliefs that could seriously derail your plans and cost you thousands if you fall…
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Series 5 Episode 6 - Ecological Monitoring Mike Douglas
1:00:00
1:00:00
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1:00:00Mike has been ecologically monitoring habitat restoration sites for us for nearly a decade. He has shown to us several times over not just the value of monitoring change but also how, when you do monitor change after a habitat restoration project, nature responds rapidly.... but not always by the book! He has uncovered lots of positive changes that…
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We’re joined by Colin from CCIS—the Connecticut Cryptid Investigative Society. He’s spent years chasing legends, digging into local lore, and tracking the truth behind Connecticut’s strangest stories. From Bigfoot to the Melon Heads and everything in between, Colin brings firsthand encounters and wild stories you won’t want to miss. https://cryptid…
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