Best Mel O CFP Podcasts (2025)

1
The Real Cost of No Taxes: Lessons from History and the 2025 Government Shutdown 1:13:20

Play Pause

14d ago1:13:20

1:13:20

The government's shut down again, and everyone's losing their shit. In this episode, I break down why shutdowns happen under both parties, why this one hits different, and what it means for your job, your money, and your life. But here's where it gets interesting: I tackle a Libertarian argument I hear constantly - "We'd all be better off without t…

1
Finding Financial Positivity Small Wins Micro Savings and Navigating Economic Stress 49:52

2M ago49:52

49:52

1
Are Boomers Really to Blame- Breaking Down Generational Wealth and Economic Policy 1:07:11

3M ago1:07:11

1:07:11

Today, host Mel O, CFP, takes on one of the most heated debates in financial and generational discourse: "Are Boomers Really to Blame?" Drawing from decades of economic policy, Mel digs into the legislation and shifts that have shaped our financial landscape—from Prop 13 in California to Reagan's tax cuts, the weakening of unions, and the boom-era …

1
Surviving Modern HOAs Fees Foreclosures and the Fight for Affordable Housing Final 57:25

3M ago57:25

57:25

On today's episode, host Mel O CFP dives deep into the world of Homeowners Associations—better known as HOAs—and unpacks why so many people have a love-hate (or just plain hate) relationship with them. From personal stories of financial hardship to the long, often ugly history of HOAs rooted in discrimination and systemic inequality, this episode p…

1
When Politics Manipulate Data The Danger for the 99 Percent 30:05

3M ago30:05

30:05

In this urgent episode, host Mel O, CFP, tackles the critical fallout from the unprecedented firing of the Bureau of Labor Statistics commissioner by the Trump administration. Mel O pulls back the curtain on how manipulating key economic data not only shakes the foundation of America's financial system, but hits the 99% hardest—impacting everything…

1
Behind Closed Doors How Private Equity Funds Profit Off Your Losses 1:03:59

4M ago1:03:59

1:03:59

Today Mel talks about the complex and often infuriating world of private equity—and she is not holding back. Fueled by Slayer and a fair dose of righteous anger, Mel unpacks how private equity firms have wormed their way into nearly every corner of the American economy, from the hospitals caring for our loved ones to the grocery stores stocking our…

1
Surviving Economic Downturns The Great Depression 2008 and the Power of the 99 Percent 1:06:08

5M ago1:06:08

1:06:08

From the Wall Street crash of 1929 to the housing collapse of 2008, this episode breaks down how economic disasters unfold—and how the 99% always bear the brunt. Mel O explores the policies, corporate greed, and systemic decisions that triggered both crashes, how financial protections like the FDIC came to be, and why today's wealth gap mirrors the…

1
Who Really Pays The 99% and Americas Fiscal Future 1:17:51

5M ago1:17:51

1:17:51

Join Mel O as she dives deep into the complexities around America's mounting national debt and the latest "big beautiful" tax bill making waves in Washington. In this episode, you'll get an unfiltered, passionate breakdown of what $36.21 trillion in national debt really means for everyday Americans—not just politicians and pundits. Mel O explains t…

1
From Silicon Valley Bank to Super PACs: Crypto's Trail in the Banking World 1:01:20

5M ago1:01:20

1:01:20

In this episode, Mel O returns to the mic after a hiatus, re-energized to tackle what's happening at the intersection of crypto and the traditional banking system—and why it matters to you, your wallet, and your kids' futures. We discusses S the latest political and economic moves shaking up the financial system, including a controversial Senate bi…

1
Constitution Unveiled Part 4 Term Limits DC Voting and the Myths of Congressional Pay 1:02:17

7M ago1:02:17

1:02:17

1
Americas Constitutional Amendments Amid Economic Crisis Tariffs Voting and State Power 1:10:11

7M ago1:10:11

1:10:11

1
Understanding Constitutional Amendments Deep Dive into 10-14 and Their Modern Interpretations 1:15:59

8M ago1:15:59

1:15:59

In today's episode, we explore amendments 10 through 14, delving into their historical context, the court cases that have shaped their interpretation, and their impact on today's legal landscape. From state sovereignty to the foundational principles of equal protection and birthright citizenship. Are your rights being violated? Link to Project 2025…

1
Uncovering the Constitution A Dive into the First Nine Amendments 1:21:09

8M ago1:21:09

1:21:09

1
Breaking Down Oil Subsidies Who Benefits and How Much 1:06:58

9M ago1:06:58

1:06:58

1
Evaluating Trumps Economic Policies- Tariffs Trade Surpluses and Consumer Impact 1:17:04

10M ago1:17:04

1:17:04

1
California Wildfires 2025 Economic Losses and the Insurance Industrys Role 56:02

10M ago56:02

56:02

Today, we discuss the extensive losses of the 2025 California wildfires and potential ramifications to the insurance industry. Can the industry pay the large number of claims that will be filed in the wake of the natural disaster. Is there any correlation to 2008? Mel O CFP discusses this and more. Catch Mel O Live on the Stationhead app @momentofm…

1
Financial Outlook for 2025 Tax Updates Digital Assets and Social Media Safeguards 54:51

11M ago54:51

54:51

In today's episode, Mel O dives into the evolving financial landscape that is 2025. She also discusses minors on social media generating income from explicit content while navigating the complexities of parental consent and ethical implications. Tax code changes and increased standard deductions. Is it more intersting than it sounds! Catch Mel O Li…

1
Makin Babies: Can Family Dynamics Drive Economic Growth Today 51:18

1y ago51:18

51:18

Is MAGA right? Today, I discuss the complex interplay between demographics, economy, and global politics in "Makin Babies." I explore how historical and current trends impact our financial landscape. The conversation delves into the power dynamics of declining birth rates, the strain on social security systems, and the critical importance of women'…

1
Election Betting and Polls: The Wealth Divide Threatening Democracy 1:02:02

1y ago1:02:02

1:02:02

Today, I discuss the dangers of election betting and how it can change election outcomes for you adn me. We discuss the dangers of foreign interfernece in our election process and how we are literally turning over the keys to let them do so. Catch Mel O Live on the Stationhead app @momentofmetal Wednesday at 6 AM Pacific Time. To learn about money …

1
Strategies to Manage Financial Stress and Enhance Business Success 1:16:02

1y ago1:16:02

1:16:02

Welcome to episode 2 of the Startupz.ai podcast. In this episode yours truly, Mel O, continues to struggle with finding a way to curb people's money anxieties. Grayson and I delve into the world of finance, strategy, and personal growth. Your host, Mel O, a Certified Financial Planner, is joined by business strategist Grayson Scott, who shares his …

1
From Financial Stress to Start Up Sucess-Startupz.ai 1:14:35

1y ago1:14:35

1:14:35

Welcome to the inaugural episode of Startupz.ai. Join me, Mel O CFP® and business strategist Grayson Scott from Startupz.ai as I navigate the world of business strategy. This podcast is designed for aspiring entrepreneurs and small business owners who are either just getting started or working through the challenges of growing a business. If you're…

1
Just the Tip-Tipping in America 1:02:36

1y ago1:02:36

1:02:36

Today, I discuss the ins and outs of tipping in America and how it came to be. Should we tax peoples tips? or are we just subsidizing the resturants employee pay roll? When there is automatic gratuity does the server get the full tip? You'd be surprised! Catch Mel O Live on the Stationhead app @momentofmetal Wednesday at 6 AM Pacific Time. To learn…

1
Immigrants Contributions to the U.S. Economy Debunking Myths and Highlighting Realities 1:29:54

1y ago1:29:54

1:29:54

1
The Ripple Effect: How 911 Reshaped Financial Markets and Insurance Industry pod audio 56:04

1y ago56:04

56:04

Today, we explore the aftermath effect of 9-11 on financial markets and the insurance sector. We also discuss why mass shootings are not considered domestic terrorism. Catch Mel O Live on the Stationhead app @momentofmetal Wednesday at 6 AM Pacific Time. To learn about money without out the pretentious Bu!!sh%t give me a follow here. Want to talk t…

1
The Massive NPD Data Breach Exposing Billions: What You Need to Know 51:28

1y ago51:28

51:28

Today, I discuss the massive social security and data breach that is NPD. 2.9 billion people have had their data stolen, you and I are probably one of them. Here are some good resources for you after you tunein. Freeze Your Credit: Equifax: Call 1-888-378-4329 or visit Equifax's website Experian: Call 1-888-397-3742 or visit Experian's website Tran…

Mel O CFP Podcasts

1
Finances the Other "F" Word

Mel O CFP, Zoe Terry ESQ

1
The Real Cost of No Taxes: Lessons from History and the 2025 Government Shutdown 1:13:20

1
Finding Financial Positivity Small Wins Micro Savings and Navigating Economic Stress 49:52

1
Are Boomers Really to Blame- Breaking Down Generational Wealth and Economic Policy 1:07:11

1
Surviving Modern HOAs Fees Foreclosures and the Fight for Affordable Housing Final 57:25

1
When Politics Manipulate Data The Danger for the 99 Percent 30:05

1
Behind Closed Doors How Private Equity Funds Profit Off Your Losses 1:03:59

1
Surviving Economic Downturns The Great Depression 2008 and the Power of the 99 Percent 1:06:08

1
Who Really Pays The 99% and Americas Fiscal Future 1:17:51

1
From Silicon Valley Bank to Super PACs: Crypto's Trail in the Banking World 1:01:20

1
Constitution Unveiled Part 4 Term Limits DC Voting and the Myths of Congressional Pay 1:02:17

1
Americas Constitutional Amendments Amid Economic Crisis Tariffs Voting and State Power 1:10:11

1
Understanding Constitutional Amendments Deep Dive into 10-14 and Their Modern Interpretations 1:15:59

1
Uncovering the Constitution A Dive into the First Nine Amendments 1:21:09

1
Breaking Down Oil Subsidies Who Benefits and How Much 1:06:58

1
Evaluating Trumps Economic Policies- Tariffs Trade Surpluses and Consumer Impact 1:17:04

1
California Wildfires 2025 Economic Losses and the Insurance Industrys Role 56:02

1
Financial Outlook for 2025 Tax Updates Digital Assets and Social Media Safeguards 54:51

1
Makin Babies: Can Family Dynamics Drive Economic Growth Today 51:18

1
Election Betting and Polls: The Wealth Divide Threatening Democracy 1:02:02

1
Strategies to Manage Financial Stress and Enhance Business Success 1:16:02

1
From Financial Stress to Start Up Sucess-Startupz.ai 1:14:35

1
Just the Tip-Tipping in America 1:02:36

1
Immigrants Contributions to the U.S. Economy Debunking Myths and Highlighting Realities 1:29:54

1
The Ripple Effect: How 911 Reshaped Financial Markets and Insurance Industry pod audio 56:04

1
The Massive NPD Data Breach Exposing Billions: What You Need to Know 51:28