In an ever-more volatile world of savings and investments, it pays to stay calm and take the long view. In a bite-sized monthly podcast for Maher Brownsword’s family and friends, ANDY MAHER explains what's going on in the markets, how best to view these uncertain times, and where to find the best value for your future investments. Andy is in conversation with journalist and podcast producer Andrew Harrison, a long-time Maher Brownsword client. It's Your Money is a Podmasters Production for M ...
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Maherbrownsword Podcasts
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Don’t panic! Why 2025 was “a banger of a year”
31:29
31:29
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31:29Amid all the chaos, unpredictability and Trump’s tariffs it’s been easy to miss the fact that 2025 was actually (so far) a stellar year for investments. How? Why? And if it’s all down to A.I. are we heading for a stock market CrashGPT? Morningstar’s Mike Coop joins Andy Maher and enthusiastic amateur Andrew Harrison to look at a frantic year. Prese…
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Inheritance without tears – How to pass it on without messing it up
27:16
27:16
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27:16Inheritance tax is in Rachel Reeves’s sights. What’s the best way to pass on your estate and savings to the next generation, whomever they might be? Estates and trusts expert Ross Anderson of law firm Jones Whyte joins us to look at four different scenarios – from couples without kids to second families and more – and how to make the fruits of your…
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Cash with a conscience? Ethical investing in the Trump Age
27:22
27:22
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27:22The only way is ethics? ESG or Environmental, Social and Governance investing is under fire from Trump’s anti-woke agenda. But what’s the real picture? Can the $3trn ESG sector still pay off for investors? Hortense Bioy, head of sustainable investing research for Morningstar UK, explains how you CAN go woke without going broke. Presented by Andrew …
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Live at Meet the Manager – Your questions answered
33:17
33:17
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33:17It’s Your Money goes on the road to Andy’s latest Meet The Manager event in Stratford. Mike Coop, Morningstar’s Chief Investment Officer for EMEA, answers audience questions on everything from dodging the effects of Trump’s tariffs… to what impact might AI have on markets… to which countries might be underpriced for investors… and beyond. Presented…
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Please release me! – How equity release can work for you
22:08
22:08
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22:08Equity release from your home used to have a bad name – but now they’re among the safest and best-regulated products on the market. How can you draw down some value from your main property for a more comfortable retirement? Or to help kids get on the property ladder? And what’s a “lifetime mortgage”? Andy explains with the help of special guest and…
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Don’t panic! How to handle Trump’s tariffs typhoon
17:50
17:50
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17:50It’s been a bruising few days with Donald Trump’s on/off tariff driving stocks up and down wildly. How should we handle uncertain times? Dan Kemp of market data analysts joins Andy Maher to explain what Trump’s America First vision of world trade means for investors. Presented by Andrew Harrison and Andy Maher. Music: ‘Hold For Corporate’ licensed …
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Tax year 2024-25 ends on Sat 5 April. What should you sort out before the financial year rolls over? Andy Maher has a handy checklist for healthy personal tax – and he explains it all to Andrew Harrison. No notebook required! Here’s the checklist: 10] Sort out salary exchange if your employer offers it. 9] Use your capital gains allowance on shares…
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You might dream of the perfect retirement but are you planning for it in the right way? It’s not just about the money – it’s how you get the best out of life after work. Special guest Simon Ward and MBL client has been there and done that very successfully. He joins Andy Maher and Andrew Harrison to answer the big questions: How early should you st…
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It’s “new year, new you” time which means it’s the perfect moment to set some personal financial goals. But how do you choose them? How can you stick to them? And what are you REALLY saving for? Special guest Ryan Murphy – Morningstar’s expert in behavioural science – joins Andy and Andrew to look at the science of goals. Presented by Andrew Harris…
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What were the big financial events of the year? How did 2024’s seismic “year of elections” affect savers and investors? Will Donald Trump’s planned tariffs trigger a global trade war… or will they happen at all? And what’s the outlook for 2025? Special guest Mike Coop of Morningstar joins Andy and Andrew to look back on a whirlwind year. Presented …
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The first Labour budget in 14 years was bound to be painful – but did Rachel Reeves have to do it around Halloween? And what does it mean for savers and investors? Special guest Sean Burrows of P1 Capital joins Andy Maher and Andrew Harrison to explain the detail of the Chancellor’s changes to National Insurance, Inheritance and Capital Gains Tax, …
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Chancellor Rachel Reeves has to fill a £22bn black hole while sticking to her promise not to raise VAT, income tax or National Insurance. Will she target inheritance tax and/or capital gains tax instead? What will it mean if you’ve got a Buy To Let property or you’re working your inheritance plans? Special guest Sean Burrows of P1 Capital talks And…
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Labour’s plans for inheritance tax: How to prepare for them
28:26
28:26
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28:26What does the new Labour government have planned for inheritance tax? With the public finances in a mess, Chancellor Rachel Reeves has to find money somewhere. How can you secure your inheritance – and plan for care costs down the line. Special guest Ross Anderson of Jones Whyte is a specialist in estate planning and trust management. He talks Andy…
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Do elections really affect your investments?
28:26
28:26
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28:26Election turmoil is gripping both the UK and the US (where many of us are heavily invested) and you’d expect major moments like these to spook the markets. But do elections really affect the economy as much as you might think? And what can investors expect from a possible Starmer-Reeves government in the UK – and maybe Trump 2.0 in America? Special…
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Staying on course in a wild world: Meet the Manager live in Stratford
36:53
36:53
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36:53Where are interest rates going? What will the troubles in Ukraine and the Middle East mean for investors? How do you de-risk your retirement portfolio in an increasingly risky world? And how much is “enough”? Fund picker and investment manager Mark Preskett of Morningstar explains it all to Andy Maher and Andrew Harrison for another live Meet The M…
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What’s causing the pension gap for women?
24:53
24:53
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24:53You’ve heard of the pay gap for women. But what about the gender wealth and pension gap? It’s not just down to unfair pay rates. When women leave work to have children or care for family members, they interrupt their pension and savings contributions – with major consequences later in life. Maher Brownsword’s Sarah Robertson and Joan Evans explain …
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Finance guru Carl Richards makes complex financial ideas simple with his Sketch Guy cartoons and his Behavior Gap newsletter. He joins Andy Maher to explain easy ways to make financial thinking manageable… and how everything makes more sense when you draw it on a napkin. Music: ‘Hold For Corporate’ licensed from premiumbeat.com. It’s Your Money is …
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How much do you need to retire? What’s happening next with inflation? What do the markets think of a Labour government? Mike Coop of Morningstar and Andy Maher of MBS answer your questions at our Meet The Manager event at the Dean Swift pub in London on Jan 24. Music: ‘Hold For Corporate’ licensed from premiumbeat.com. It’s Your Money is a Podmaste…
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Time for a fresh start after a turbulent year? Mike Coop of analysts Morningstar joins Andy Maher to look at the year ahead, from the prospects on inflation and interest rates to what it all means for savings and investors. Music: ‘Hold For Corporate’ licensed from premiumbeat.com. It’s Your Money is a Podmasters Production. Learn more about your a…
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The 2023 Review – What we learned this year
24:18
24:18
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24:18Let’s end the year on a positive note. Andy Maher takes us through what we learned in a turbulent 2023, from inflation finally turning the corner to our experts’ smart techniques that will help you take mastery over your money in 2024. Music: ‘Hold For Corporate’ licensed from premiumbeat.com. It’s Your Money is a Podmasters Production. Learn more …
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Ep.40: Three magic numbers to rule your finances
24:10
24:10
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24:10What if we told you that you could reduce all the headaches of savings, investment, debt and living expenses to just three simple numbers? And that they could help you take control of your financial future. Consumer psychologist and behavioural economist Sarah Newcomb explains how she discovered the three keys to financial peace of mind. Music: ‘Ho…
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Ep.39: Why investing is a marathon not a sprint
23:31
23:31
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23:31How do you concentrate on your investing goals when the world is full of noise and chaos? How do you even set those goals in the first place? Find out how to stay on track – and the hidden reasons why we really make decisions – with special guest Ryan Murphy, Head of Behavioural Insights at investment advisers Morningstar. Music: ‘Hold For Corporat…
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Ep.38: Stock market recoveries and “A.I. euphoria”
24:16
24:16
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24:16Where is the stock market heading after the COVID/Ukraine/Energy/Brexit quadruple whammy? How should investors best handle the new trends? And is there an Artificial Intelligence bubble on the horizon as institutions pile in to the new tech sector? Andy Maher and special guest Mike Coop of Morningstar explain how not to get foxed by the FTSE. Music…
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How would you pay your bills if you suddenly couldn’t work? Income Protection Insurance AKA Permanent Health Insurance could help. Andy Maher plus special guest Richard Bradley of LV look at what could be the most valuable insurance you ever take out. Music: ‘Hold For Corporate’ licensed from premiumbeat.com. It’s Your Money is a Podmasters Product…
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How can you best minimise your exposure to the dreaded Inheritance Tax? And with Rishi Sunak considering changing the rules on “IHT”, what is the future for the tax that everyone hates? Andy Maher and special guest Hugh Storer of Goodwills Legal Services take you through a to-do list of estate planning. Music: ‘Hold For Corporate’ licensed from pre…
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The tax year is ending. What should you be thinking about? Andy Maher takes you through a checklist of Stocks and Shares ISAs, pension contributions, inheritance tax… and how to take the grief out of future planning. Music: ‘Hold For Corporate’ licensed from premiumbeat.com. It’s Your Money is a Podmasters Production. Learn more about your ad choic…
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Why do we make the choices we make? Behavioural scientist Ryan Murphy of Morningstar joins Andy Maher and Andrew to talk about the way we make decisions… and how to stay the course even if you’re surrounded by chaos. Music: ‘Hold For Corporate’ licensed from premiumbeat.com. It’s Your Money is a Podmasters Production. Learn more about your ad choic…
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Ep.33: Spring-clean your finances for 2023
22:22
22:22
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22:22Baby, it’s cold outside. And rainy. So it’s the best time to sort out your finances for the New Year. Andy Maher has your checklist for a pain-free 2023. Music: ‘Hold For Corporate’ licensed from premiumbeat.com. It’s Your Money is a Podmasters Production. Learn more about your ad choices. Visit podcastchoices.com/adchoices…
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With wild inflation, political instability, a cost of living crisis and war in Europe, 2022 has been one of the most tumultuous years in decades. Andy Maher and guest Dan Kemp of Morningstar spotlight the lessons of a rollercoaster year. Music: ‘Hold For Corporate’ licensed from premiumbeat.com. It’s Your Money is a Podmasters Production. Learn mor…
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Ep.31: Go green and prosper? Inside ESG investing
26:16
26:16
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26:16It’s all over the finance press but what does Environmental, Social, and Governance investing really mean? Andy Maher plus guests Nicollo Bragazza of Morningstar and Brian O’Kennedy of sustainable business Clearstream explain. Music: ‘Hold For Corporate’ licensed from premiumbeat.com. It’s Your Money is a Podmasters Production. Learn more about you…
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The Government's mini-budget sent shockwaves through the economy, with sterling crashing, interest rates rising and a Bank of England intervention. But what does it really mean? Andy Maher plus Mike Coop and Mark Preskett of Morningstar explain the Fiscal Event for the average investor. Music: ‘Hold For Corporate’ licensed from premiumbeat.com. It’…
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Financial independence doesn’t only mean going it alone from your job or partner. It means future-proofing your money against unexpected events – including inflation and the cost-of-living crisis. Andy Maher explains how, and guest client Julia Woodman tells us how she took charge of her finances. Music: ‘Hold For Corporate’ licensed from premiumbe…
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War in Ukraine, runaway inflation, a cost-of-living crisis and now we don’t know who’ll be running the economy. Andy Maher plus special guests Mike Coop and Dan Kemp of Morningstar explain where we are at the halfway point of the year… and what it means for investors. Music: ‘Hold For Corporate’ licensed from premiumbeat.com. It’s Your Money is a P…
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Ep.26: Don’t Let Inflation Eat Your Nest Egg
28:21
28:21
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28:21Inflation is surging thanks to fuel price spikes, the Ukraine War and more. Andy Maher plus special guest Mark Preskett of Morningstar explain how to not to live in a crisis with today’s high prices. Music: ‘Hold For Corporate’ licensed from premiumbeat.com. It’s Your Money is a Podmasters Production. Learn more about your ad choices. Visit podcast…
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Ep.25: The Cost of Living savings you SHOULDN’T make
22:46
22:46
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22:46Inflation, energy costs and interest rates are mounting and it’s tempting to cut your spending in the wrong places. Andy Maher explains why the obvious savings might not be the smart ones. Music: ‘Hold For Corporate’ licensed from premiumbeat.com. It’s Your Money is a Podmasters Production. Learn more about your ad choices. Visit podcastchoices.com…
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Ep.24: Put AnotherJumper On – 2022 So Far
26:30
26:30
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26:30It’s been quite a year so far, with crises in energy and the cost of living, tax, supply chains and Ukraine. Dan Kemo and Mike Coop of Morningstar join Andy Maher to work out what it all means. Music: ‘Hold For Corporate’ licensed from premiumbeat.com. It’s Your Money is a Podmasters Production. Learn more about your ad choices. Visit podcastchoice…
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Ep.23: Grab your tax breaks while you can
21:18
21:18
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21:18The tax year is ending. What do you need to do? Andy Maher has the answers. Plus, what are people’s biggest blunders when it comes to financial advice? Music: ‘Hold For Corporate’ licensed from premiumbeat.com. It’s Your Money is a Podmasters Production. Learn more about your ad choices. Visit podcastchoices.com/adchoices…
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Thinking of a fuss-free retirement? It’s not just about your investments, it’s your mindset too. Executive coach Lisa Quinn joins Andy Maher to explain how everyone can visualise their personal post-work paradise. Music: ‘Hold For Corporate’ licensed from premiumbeat.com. It’s Your Money is a Podmasters Production. Learn more about your ad choices.…
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What’s in store in the economy in 2022? Dan Kemp and Mike Coop of investment research fund Morningstar join Andy Maher to look at rising inflation, the cost of living crisis, the energy crunch… and why balance is everything. Music: ‘Hold For Corporate’ licensed from premiumbeat.com. It’s Your Money is a Podmasters Production. Learn more about your …
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It’s been a turbulent year. What do the events of 2021 mean for savers and investors? Andy Maher takes us through the ups and downs of an unpredictable 12 months. Music: ‘Hold For Corporate’ licensed from premiumbeat.com. It’s Your Money is a Podmasters Production. Learn more about your ad choices. Visit podcastchoices.com/adchoices…
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Ep 19: Quid Game – Personal debt and how it’s changing
23:33
23:33
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23:33Britain leads the world in at least one field: personal indebtedness. How should we handle it, how is borrowing changing… and are we ready for interest rates to go up? Andy Maher has advice. Music: ‘Hold For Corporate’ licensed from premiumbeat.com. It’s Your Money is a Podmasters Production. Learn more about your ad choices. Visit podcastchoices.c…
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Ep. 18: The Autumn of Discontent – plus IR35 explained
26:13
26:13
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26:13Economic stormclouds are gathering. What should you be doing about them right now? Plus HMRC’s crackdown on IR35 tax payments, with Andy Maher and special guests Tom Wallace and Rhys Thomas from WTT Consulting. Music: ‘Hold For Corporate’ licensed from premiumbeat.com. It’s Your Money is a Podmasters Production. Learn more about your ad choices. Vi…
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There’s no getting away from them – but you CAN plan for the best results. ANDY MAHER looks at the Inheritance Tax jungle and explains innovative ways to help you pass on what you’ve earned to your family, not the Chancellor. Learn more about your ad choices. Visit podcastchoices.com/adchoicesBy maherbrownsword
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Ep.16: Is ESG the investment for me? – with Dan Kemp
23:02
23:02
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23:02Why is Ethical, Social and Governance investing no longer a fringe sector? Dan Kemp of Morningstar joins Andy Maher to explain why a once-specialist area is challenging the mainstream. Music: ‘Hold For Corporate’ licensed from premiumbeat.com. It’s Your Money is a Podmasters Production. Learn more about your ad choices. Visit podcastchoices.com/adc…
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Ep.15: Protect yourself for the price of a pint
23:17
23:17
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23:17Why do we spend more on insuring our pets than ourselves? Insurance for illness and to protect your income is cheaper – and a LOT more important – than you think, says Andy Maher. Music: ‘Hold For Corporate’ licensed from premiumbeat.com. It’s Your Money is a Podmasters Production. Learn more about your ad choices. Visit podcastchoices.com/adchoice…
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Retirement is coming to all of us one day, but how do you know when your pot is enough? And what can you do to build it up, even if it’s late in the game? Andy Maher explains. Music: ‘Hold For Corporate’ licensed from premiumbeat.com. It’s Your Money is a Podmasters Production. Learn more about your ad choices. Visit podcastchoices.com/adchoices…
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Ep13: “So how’s it going?“ The 2021 Quarterly Review
22:54
22:54
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22:54Three months in, how is 2021’s financial environment shaping up for savers, investors and worried Chancellors called Rishi? Andy Maher explains how it started and how it’s going. Music: ‘Hold For Corporate’ licensed from premiumbeat.com. It’s Your Money is a Podmasters Production. Learn more about your ad choices. Visit podcastchoices.com/adchoices…
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Ep12: Budget Special – Rishi’s Fiscal Drag Race
21:27
21:27
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21:27What does the Budget mean? Will we have to brace ourselves for higher taxes that the Chancellor has hidden? Andy Maher has the answers. Music: ‘Hold For Corporate’ licensed from premiumbeat.com. It’s Your Money is a Podmasters Production. Learn more about your ad choices. Visit podcastchoices.com/adchoices…
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In uncertain times, how do you know if your investments are doing OK? ANDY MAHER has tips on what to look out for. Music: ‘Hold For Corporate’ licensed from premiumbeat.com. It’s Your Money is a Podmasters Production. Learn more about your ad choices. Visit podcastchoices.com/adchoicesBy maherbrownsword
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January’s a good time to take a fresh look at your savings, investments and retirement plans. ANDY MAHER explains what to look out for. Music: ‘Hold For Corporate’ licensed from premiumbeat.com. It’s Your Money is a Podmasters Production. Learn more about your ad choices. Visit podcastchoices.com/adchoices…
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