Best Josh Jalinski Podcasts (2025)

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Left in the Dark: The Financial Mistake Couples Can’t Afford to Make 18:56

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18h ago18:56

18:56

When one spouse controls the finances and the other zones out, the consequences can be devastating. In this episode, Josh reveals why financial secrecy puts couples at risk both emotionally and financially, and how shared transparency can protect both your relationship and your retirement. We also discuss how “financial infidelity” destroys trust, …

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The Biggest Estate Planning Mistakes and How to Avoid Them 29:56

9d ago29:56

29:56

Estate planning isn’t just for the wealthy, it’s for anyone who wants to protect what they’ve built. Josh is breaking down 13 essential estate planning moves that can shield your family from unnecessary taxes, lawsuits, probate, and even financial disaster. Whether you’re married, single, retired, or still building your wealth, this episode offers …

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The Millennial Debt Spiral: Causes, Consequences, and Solutions 21:48

15d ago21:48

21:48

Millennial debt has quietly surged, and many people would rather talk about their weight or politics than their balances. Josh digs into the psychology behind money shame, why overspending feels so normal, and the simple behavioral strategies that can transform your financial life. If you’re feeling overwhelmed, this conversation will give you clar…

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Consistency Over Perfection: The Real Secret to Building Wealth 26:05

20d ago26:05

26:05

If you’ve ever tried (and failed) to stick to the “perfect budget,” you’re not alone. Today Josh dives into why perfectionism ruins more financial plans than bad investments, and how real people succeed by being consistent instead. We're talking about why old-school envelope budgeting still works, how to avoid lifestyle creep, and why paying yourse…

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The Pay Yourself Rule: Creating Your Own Retirement Paycheck 17:18

23d ago17:18

17:18

Today Josh is explaining the Pay Yourself Rule: a simple framework for turning your nest egg into a reliable retirement paycheck. Learn how to automate income, avoid costly mistakes, and protect your savings from market volatility, all while building a plan that supports both your needs and your lifestyle goals. Can't get enough of The Financial Qu…

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Why Your Taxes Might Increase in Retirement — and Potential Solutions 28:56

29d ago28:56

28:56

From RMDs and Roth conversions to Medicare IRMAA and year-end bonuses, Josh is breaking down how simple income decisions can trigger thousands in extra taxes, and how to avoid it. If you're 5–10 years from retirement and want to keep more of what you’ve earned... You don't want to miss this. Can't get enough of The Financial Quarterback? Click ‘Sub…

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The Hidden Tax Advantages of Real Estate Investing 43:21

1M ago43:21

43:21

Real estate remains one of the most powerful long-term wealth strategies. Josh breaks down how leverage, depreciation, and 1031 exchanges can help you grow faster, pay less in taxes, and protect against inflation... Plus, the common mistakes investors make. Can't get enough of The Financial Quarterback? Click ‘Subscribe’ so you never miss a play. I…

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Retire at 45? The FIRE Movement Myths No One Talks About 31:08

1M ago31:08

31:08

You always hear talk about retiring early... but is it actually realistic? From savings rates and side hustles to emotional readiness and the risk of post-retirement depression, Josh explores the pros and cons of the FIRE movement, and blind spots people forget to plan for. Can't get enough of The Financial Quarterback? Click ‘Subscribe’ so you nev…

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Safety, Income, Growth: Building a Smarter Retirement Plan 21:33

2M ago21:33

21:33

Today we're breaking down a real world case study that might hit close to home for you if you're nearing retirement... Linda just sold her business and wants safety, but her cash is now exposed to taxes, inflation, and falling interest rates. Josh explains the SIG framework (Safety, Income, Growth) and explains how municipal bonds, annuities, and s…

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Millionaire Habits: The Real Keys to Retiring Early 30:43

2M ago30:43

30:43

Can the average person really retire early, or is that dream reserved for the ultra-wealthy? Josh breaks down some of the habits self-made millionaires use to achieve financial freedom ahead of schedule. From keeping housing and car costs low to cooking at home and minimizing student debt, we discuss how small lifestyle choices can add up to millio…

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Gold Rush 2.0: Is Your Money Losing Value? 34:14

2M ago34:14

34:14

Gold is soaring, Bitcoin’s booming, and confidence in the dollar is slipping... So what does that mean for your money and your legacy? Josh breaks down the new “debasement trade,” why investors are fleeing fiat currency, and how everyday savers can protect their wealth through smart diversification. From gold ETFs to digital assets and balanced por…

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Permission to Spend: How to Enjoy Retirement Without the Guilt 46:09

2M ago46:09

46:09

Today we're tackling one of retirement’s biggest challenges: giving yourself permission to actually enjoy your money. From clients afraid to spend, to strategies for balancing growth with security, Josh breaks down how to shift from saving to living. Discover how a real financial plan can help you spend confidently, protect your legacy, and make yo…

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Smart Social Security Moves & What Every Generation Can Learn About Investing 27:38

2M ago27:38

27:38

By Josh Jalinski

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4 Money Habits to Skip in Your 20s (and What to Do Instead) 27:53

3M ago27:53

27:53

Today we're uncovering the costly habits that can derail your finances in your twenties, and how avoiding them can set you up for long-term success. From lifestyle creep and convenience spending to housing choices and travel trade-offs, Josh shares the strategies he used to build wealth early, along with timeless lessons on compounding and delayed …

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The Fed Cuts Rates: What It Really Means for Your Money 38:36

3M ago38:36

38:36

Rates are down, but the story isn’t as simple as cheaper mortgages. Josh is unpacking the Fed’s latest cut, explaining how it ripples through savings accounts, credit cards, housing, retirement planning and more. From refinancing to locking in higher yields, find out how to adjust your financial strategy before the window closes. Can't get enough o…

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Retirement Risk: The New Frontier of 401(k) Investing 18:04

3M ago18:04

18:04

We're taking a dive into an executive order shaking up 401(k) plans, exploring the risks and rewards of adding crypto, private equity, and hedge funds to retirement portfolios. Josh also breaks down the implications of a major AI infrastructure deal and what it signals for investors. Plus, with $7 trillion sitting in money market funds, Josh explai…

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Why Do So Many Americans Feel Broke? 41:48

3M ago41:48

41:48

A new survey shows that one in three Americans feel worse off financially than a year ago. From rising housing costs to growing debt and the cultural shift toward frugality, Josh explores why financial stress is climbing and how financial literacy (and a return to practical money habits) can help families fight back. Plus, Josh shares his insights …

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From Tech Boom to Retirement Bills: Are You Ready? 16:04

3M ago16:04

16:04

What's to make of the latest economic signals? From blockbuster tech earnings and shaky market breadth to rising healthcare costs in retirement, Josh is covering it all. Learn what sectors may thrive if growth slows, how to prepare your portfolio for seasonal weakness, and why planning ahead for medical expenses could be just as important as saving…

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Buy Now or Wait? Real Estate in a Shifting Market 18:32

3M ago18:32

18:32

If you've been hesitant on buying real estate because of the housing market, you'll want to listen to this episode, as we tackle one of today’s biggest money questions: should you buy a home now or wait for prices to cool? Josh breaks down how regional housing trends, mortgage rates, and supply shortages shape affordability, and why real estate is …

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The Retail Trading Boom: Bubble or Breakthrough? 19:04

4M ago19:04

19:04

Retail traders are reshaping Wall Street, AI-driven tools are fueling market momentum, and margin debt has crossed $1 trillion... But is this bullish enthusiasm or the next bubble in the making? Josh breaks down what’s behind the surge, the risks of leveraged trading, and why human judgment still matters in an AI-driven investing world. Can't get e…

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Everyday Habits That Build Extraordinary Wealth 32:03

4M ago32:03

32:03

Do you know an “everyday millionaire”? Someone who built financial independence through simple habits like saving consistently, driving modest cars, and resisting the pressure to keep up with the Joneses? Today Josh is unpacking the real path to wealth: not windfalls, not luck, but steady discipline. Plus, Josh turns to the next generation, sharing…

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Making Your Money Work for You in Retirement 42:51

4M ago42:51

42:51

From dividend stocks to reverse mortgages, annuities, and even little-known strategies like Qualified Longevity Annuity Contracts, Josh breaks down 11 ways to turn your nest egg into steady paychecks for life. Plus, we debunk reverse mortgage myths and share tips to maximize income, reduce taxes, and secure your retirement future. Can't get enough …

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Why the Fed’s Next Move Could Shake Your 401(k) 45:26

4M ago45:26

45:26

With sharp revisions to the May and June jobs reports and growing pressure for rate cuts, Josh dissects what this could mean for interest rates, inflation, and your portfolio. Josh also explores why President Trump might be trying to shift blame ahead of a possible downturn, critiques the Federal Reserve’s role in the economy, and the discussion tu…

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Is It Time to Let Your Financial Hair Down? 45:57

4M ago45:57

45:57

From smart retirement planning to the realities of car leasing, Josh is covering it all. He does a deep dive into how strategic income planning can slash your tax bill in retirement and even shares practical tips on stretching IRA benefits, the pros and cons of leasing vs. owning a car, and how real estate investments can play a role in tax strateg…

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Retirement Mistakes You Can’t Afford to Make 41:15

5M ago41:15

41:15

Breaking down the surprising ways retirees can optimize income and reduce taxes in light of the new “One Big Beautiful Bill.” From the real value of annuities and dividend strategies to decoding the new senior deduction, Josh brings clarity to the confusing world of retirement planning. Plus, hear his hot takes on Trump’s latest EU trade moves, the…