On this episode of Cover Your Assets, we’re breaking down the critical — and often overlooked — difference between date of separation and legal separation during divorce. Attorney Diane Nguyen explains why this distinction matters, especially in high-asset cases where bonuses, stock options, or home appreciation could be at stake. We cover how Cali…

On this episode of “Cover Your Assets,” we explore how prenups have evolved from a taboo symbol of distrust to proactive agreements for financial transparency. Growing in popularity from 3% in 2010 to 15% today, couples are realizing that prenups aren’t just for the wealthy. They help protect assets, manage debts, and even safeguard blended familie…

On this episode, we’re talking to divorce attorney Michael Rice. Michael weighs in on mediation in divorce, explaining why having a consulting attorney makes the process less daunting and how mediation can lead to a more controlled and efficient divorce process. We also discuss strategies for preserving your financial interests through a divorce pr…

On today’s episode, we chat with Trisha Perez, an entrepreneur who empowers women through spirituality. She shares her interpretation of Nancy Hetrick’s four phases of transition during divorce, highlighting how introspection helped her identify the issues in her marriage and take action. We discuss the mediation process, navigating divorce in lock…

Our friend Sandy Anleu joins us on today’s episode to talk about the lessons she had to learn the hard way from her ‘DIY’ divorce 5 years ago. We go through Nancy Hetrick’s four stages of transition in divorce from last episode to unpack the moment Sandy knew her marriage was over, the toll divorce takes on your decision-making, and how she is usin…

Do you feel like your divorce is never-ending? Like it will dominate the rest of your life? There is a light at the end of the tunnel! Join us as we discuss the four stages of transition in divorce (and how long it takes to reach your “new normal”) with Nancy Hetrick, Founder & CEO of the Divorce Financial Planner Training Center. Nancy Hetrick on …

Who gets the house? Join us as we unpack one of the most financially (and emotionally) complicated questions in divorce. We talk about the pros and cons of selling, buying out your spouse and choosing joint ownership. Plus, we look at some common complications that people often miss. Jade Eagles on LinkedIn Josephti Cruz on LinkedIn Divorce might b…

Navigating divorce alone is incredibly intimidating. Join us as we talk to Marnie Maton about her story of finding a “divorce mentor” and how it made all the difference. We also walk through identifying your nonnegotiables, self-care, the power of preparedness, and much more! Connect with us! Marnie Maton on LinkedIn Marnie’s website "Vote For You"…

Dividing retirement savings during a divorce can be tricky. Join us as we break down the key differences between traditional and Roth IRAs, 401(k)s, HSAs and more. We also cover QDROs (Qualified Domestic Relations Orders), and how to avoid costly mistakes when splitting your retirement accounts. Whether you’re going through a divorce or planning ah…

The holidays after or during a divorce can be tough, but they’re a chance to create new traditions and focus on what matters most: family, kindness, and joy. Learn to co-parent with ease, set simple budgets, and teach your kids the power of giving back. From acts of kindness to fun traditions like sweaters and holiday lights, it’s all about making …

How do you separate the emotions from the business side of divorce? Learn how our guest, divorce prep coach Alex Beattie, helps individuals gather their essential administrative information and clearly define their goals and priorities before taking the plunge into separation. We also tackle the often-overlooked aspect of managing finances during a…

Can you really settle a divorce without messy court proceedings? Learn how Barry Davis, an experienced divorce mediator, helps couples navigate the potential conflicts of separation by empowering them to make their own decisions. Discover the benefits of divorce mediation—saving time, money, and creating a healthier emotional environment for everyo…

Ever rushed into a major decision only to regret it later? In this episode, Josephti and Jade share personal stories of hasty divorces and the costly financial mistakes that followed. They explore why so many women face unexpected financial surprises post-divorce and emphasize the importance of fully understanding your finances before making any bi…

What would you do if your partner suddenly wanted a divorce? In this episode of "Cover Your Assets," we tackle the gut-wrenching reality of divorce, especially for stay-at-home parents. First, we address the sheer emotional shock and the critical initial steps to take. Then, our discussion is all about taking control of your new life. We emphasize …

Understanding Social Security benefits during a divorce can impact your financial future. Join Jade Eagles and Josephti Cruz as they unravel the complexities of claiming spousal benefits based on your ex-spouse's work history. They debunk common myths and clarify eligibility criteria, particularly for lower wage earners or those who've struggled to…

What if an outdated beneficiary designation could disrupt your financial plans? In this episode of "Cover Your Assets" Josephti Cruz and Jade Eagles share real-life stories of unexpected life insurance settlements and highlight the importance of updating your policies post-divorce. We explore the challenges women face with health insurance after di…

Navigating single parenthood can be daunting, but with the right strategies, it’s possible to turn fear into empowerment. In this episode of "Cover Your Assets," we explore the emotional and financial challenges of transitioning to a single-income household. Learn from personal stories about budgeting, dividing assets, and managing increased expens…

Many people overlook the critical role emotions play in financial decisions during a divorce? Join us on "Cover Your Assets" as we reveal how addressing emotional stress can pave the way for sound financial planning. We'll take you on a journey through the seven emotional stages of divorce—shock and denial; fear; anger; bargaining; guilt; extreme s…

Can you imagine your ex-spouse inheriting millions of your assets just because you forgot to update some documents? In this episode of "Cover Your Assets," Josephti Cruz and Jade Eagles discuss the crucial need to update your estate plans during and after a divorce. Learn from real-life stories and expert advice to ensure your assets go where you w…

Divorce can turn your world upside down, but rebuilding your financial foundation is crucial. Join Jade Eagles and Josephti Cruz as they guide you through essential steps to reclaim financial stability post-divorce. Learn how to set new financial goals, build emergency savings, and secure long-term stability with retirement accounts. Discover smart…

Going through a divorce? Secure your financial future with essential credit protection strategies. Join Josephti Cruz and Jade Eagles as they share tips on monitoring and safeguarding your credit score, from checking credit reports to managing joint accounts. Learn how to leverage free credit tracking services and establish a solid credit baseline.…

Divorce may be all about money, but when it comes to children during divorce, it's all about them. Due to the delicate nature of co-parenting, navigating the expenses of raising a child can be difficult. Unexpected costs, communication barriers, and the general woes of kids can make this task beyond challenging. But it is not impossible. This week,…

Marriage may be all about love, but divorce is all about money. Therapists and mediators are great resources for your emotional and legal needs, but your finances should be left to the professionals—Certified Divorce Financial Analysts (CDFAs®). Their training and expertise provide a wealth of knowledge, helping to steer you in the right direction.…

Everything during a divorce gets split—including debt. But that doesn’t always mean that your collective debt gets simply cut down the middle. Managing your financial liabilities may seem like another chore, but it's vital for setting yourself up for success. This week, live from Walt Disney World, Josephti Cruz and Jade Eagles share the crucial kn…

Who gets the pizza oven during a divorce? What about the beach house? The answer isn’t always black and white for couples going through a divorce. The division of assets can quickly become an emotionally charged and lengthy process, especially for the unprepared. This week, Josephti Cruz and Jade Eagles break down splitting assets and the distincti…

Let’s face it—budgeting is hard. Unfortunately, budgeting post-divorce can be even harder. With emotions running high, having to restructure your spending habits can seem like one more thing to add to your ever-growing list. Fortunately, Josephti Cruz and Jade Eagles are here to equip listeners with the tips and tricks they need to foster financial…

We spend a lot of time focusing on the legal and emotional sides of divorce, but what about the financial? With a staggering 41% of women experiencing a drop in income post-divorce, understanding the short and long-term impacts of divorce is crucial for planning the next stages of your journey. Hosts Jade Eagles and Josephti Cruz offer a candid loo…

With 48% of new marriages ending in divorce, understanding the intricacies of divorce finance is more relevant than ever. "Financially Ever After" is a podcast dedicated to helping listeners navigate the complexities of divorce with confidence and clarity. Hosts Josephiti Cruz and Jade Eagles blend personal experiences with professional advice, off…