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My DVC Points

Chad Pennycuff

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We are a member-to-member community dedicated to helping each other maximize their DVC memberships by learning about other members' perspectives, experiences, and personal preferences. We all do Disney differently. We're a positive show with a healthy dose of realism. We are not affiliated with the Walt Disney Company or their subsidaries.
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Welcome to the Beginner's Garden Podcast! This is the podcast with easy-to-understand resources, tips, and information to help beginning gardeners get the most out of their gardening adventure -- big or small. When I began gardening in 2013, I scoured books and Internet resources to find all the information I could. Although good information was abundant, I had trouble understanding all the gardening lingo and sifting through the information to figure out what would work for me. In this podc ...
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Business and Beyond with Gerry Dick is a weekly conversation with Indiana leaders in business, politics, sports, entertainment…and beyond. The 30-minute podcast explores the successes, failures and memorable moments that have shaped the lives of high profile, high-performing individuals with a Hoosier connection. Inspirational, informative and sometimes emotional, Business and Beyond is an intimate conversation with well-known guests who share their personal, unfiltered stories and what moti ...
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Want to achieve financial independence without missing out on the fun? FI Minded is for anyone who wants to achieve financial freedom, live life on their own terms, and, most importantly, enjoy the journey along the way! Whether you’re just starting to think about financial independence or already deep into the process, FI Minded gives you the tools and inspiration to make FI a reality - without giving up the things you love. Each episode, we’ll cover topics like: *Financial Independence Str ...
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CFO THOUGHT LEADER

The Future of Finance is Listening

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CFO THOUGHT LEADER is a podcast featuring firsthand accounts of finance leaders who are driving change within their organizations. We share the career journey of our spotlighted CFO guest: What do they struggle with? How do they persevere? What makes them successful CFOs? CFO THOUGHT LEADER is all about inspiring finance professionals to take a leadership leap. We know that by hearing about the successes — (and yes, also the failures) — of others, today’s CFOs can more confidently chart thei ...
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What would you do if you had to start over, completely from scratch? In this episode, I share the wild true story of Audrey, a woman who vanished in 1962 and was just found alive, 63 years later. Her story sparked a thought experiment: if you had to reinvent yourself, new city, new career, new hobbies, what path would you choose? We’ll explore what…
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When Tom Egan walks a homeowner through the math—“If your house is worth a million dollars and you owe five hundred thousand,” he says—the traditional options surface quickly: load the balance sheet with a costly home‑equity loan or sell and hope you can find somewhere new to live. That binary choice, he explains, is exactly what Hometap set out to…
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Ever wondered if you can actually grow apple trees organically—and get fruit? Or maybe you’ve got a tree that’s not thriving and you’re not sure why. In this episode, certified arborist and fruit tree expert Susan Poizner joins me to answer the most common questions about growing apple trees at home. We’ll talk about: 🍎 Choosing the right variety &…
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In this episode, we sit down with the new president of the University of Southern Indiana — and the first USI graduate to ever lead the university. Steven Bridges shares his vision, including the highly anticipated transition to Division I athletics and what it means for the campus community. We also dive into the challenges facing higher education…
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Imagine an accounts‑receivable clerk clicking through four different systems just to finish one routine task. Chad Gold sees that bottleneck instantly. Fullstory’s newly launched Workforce product maps every mouse‑stroke of such employee journeys, then surfaces friction points so companies can “make them more productive, so they can do even more va…
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Broadcasting from Planful’s Perform 25 conference in Miami, CFO Thought Leader presents frontline finance insights in an on‑location special. CEO Grant Halloran rejects the narrative that generative AI replaces people; instead he calls it the only viable antidote to a looming three‑million‑professional accounting shortage and collapsing CPA pipelin…
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I get why some people aren’t into traveling. Long flights crammed in a middle seat, overpriced hotels that smell like smoke, and being miles away from the city center - none of that screams “dream vacation.” Now, I’m past the days of budget airlines and sketchy motels but I’m also not flying first class with lay-down seats or staying in luxury hote…
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When a restaurant’s weekly salmon order suddenly spikes in price, Emma Whelan wants chefs adjusting menus the next morning—not tallying losses a month later. “The system will alert them if the price of salmon (has) gone up unexpectedly,” she tells us, describing MarginEdge’s real‑time cost engine. It is a small but telling vignette from Whelan’s fi…
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Our Fort Wilderness Cabins review series continues by deeply diving into the cabins themselves. Our guests cover the pros and cons of staying in the cabins. There's no washer and dryer in the cabin. You need to bring your room towels to the pool. The master bedroom is shared with two bunk beds. But the glamping charm of staying at the cabins far ou…
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Have you ever wondered if you could fill a raised bed with 100% compost? Or whether pressure-treated wood is actually safe for gardens? In today's episode, I sit down in person with Gardener Scott to tackle common raised bed myths and smart strategies for growing success — whether you're gardening on a patio or across a backyard full of beds. 💬 Top…
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From a pool side inspiration in the Dominican Republic to store shelves across the country, Jill and Bryce Morrison have turned a vacation idea into a nationally distributed sensation. They are the co-founders of Mom Water—fruit-infused vodka water that’s taken the alcohol industry by storm. In this episode, the couple from tiny Ferdinand, Indiana …
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When Peloton’s stock debuted in 2019, CFO Jill Woodworth believed the playbook was air‑tight. She had shifted fiscal calendars, re‑segmented reporting and shaped statements that “tell a story,” she tells us. Then COVID hit. Orders “flew nine‑fold overnight,” marketing was switched off, and customer focus narrowed to a single metric: getting bikes f…
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For nearly ten years, Kevin Ingram knocked on S&P’s door, arguing that FM’s A‑plus rating undervalued its balance sheet. Other agencies, such as Fitch, already had the mutual insurer at AA. Each visit, Ingram presented fresh data; each time, the agency hesitated, wary of revising a long‑standing mark. Last summer, six months after FM dropped “Globa…
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Chad is headed to the Disney parks across Asia (Shanghai, Hong Kong, and Tokyo) and is seeking advice from our own international parks expert, Jill Crichton. If you're a Disney aficionado or a globetrotting adventurer eager to explore the magic of Disney parks beyond the borders of the United States, this episode is your ultimate guide. Jill, a sea…
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Herbs are some of the easiest — and most rewarding — plants you can grow, but getting started can bring up a lot of questions. Where should you plant them? Should you start from seed or buy transplants? Which ones will keep growing year after year? In today’s episode, I’ll walk you through the five easiest herbs for beginners and help you plan wher…
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In this episode, former Purdue University President Mitch Daniels joins us for an inside look at the new $168 million Mitch Daniels School of Business at Purdue, which is now under construction. Daniels shares his vision for how the school will stand apart, producing a different kind of graduate. We also get his take on a range of timely topics, fr…
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When Gillian Munson pictures a Vimeo customer, she doesn’t start with a filmmaker, she imagines an insurance company or a corner grocery store owner uploading a training clip into Vimeo’s ever thirsty player, and hitting publish without ever surrendering control—or ad space—to a third‑party network. That simple embed workflow, she tells us, explain…
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This Planning Aces episode explores how finance leaders navigate volatility without drifting into political cross‑currents like tariffs. Prologis CFO Tim Arndt explains why e‑commerce triples warehouse demand and how real‑estate strategies must adapt. Genworth CFO Jerome Upton shows how disciplined leverage and balanced product exposure turn rate u…
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For most of us pursuing financial independence, the math is pretty straightforward: earn more, spend less, and invest the difference. But what if you could speed things up and discover a new passion along the way? That’s where side hustles come in. Not only can they give your FI plan a serious income boost, but they also let you explore projects th…
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Bea Ordonez still recalls the whirlwind of her first CFO post: a raw fintech start‑up where, in two short years, she recruited “over a hundred people,” built the processes they would follow and decided what kind of culture would bind them, she tells us. Immersing herself in every workflow taught her that finance leadership begins on the frontline—l…
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Are you ready to take your herb gardening and foraging skills to the next level? In today’s episode, author Bevin Cohen joins me to share practical, beginner-friendly advice on growing, harvesting, and using herbs throughout the seasons. We explore common herbs like calendula, dill, chickweed, plantain, dandelion, and parsley—and even touch on wild…
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May in Indianapolis is a month-long celebration of speed, tradition and community leading up to the iconic Indianapolis 500. At the heart of it all is the 500 Festival, a nonprofit fueling more than 30 community events and programs that are part what makes May in Indy so special. In this episode, 500 Festival CEO Bob Bryant talks about the organiza…
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Back in the 1990s, Dilip Upmanyu sat in a room filled with servers as he pieced together a homegrown database of costs and SKUs. His employer at the time couldn’t tell which products paid the bills; by dawn, the young financial analyst could. That improvised profitability model, he tells us, still informs his investment mindset today. Upmanyu never…
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Tariffs aren’t just for global trade - you can apply the concept to your personal life to protect your time, energy, and values. As we gain more financial freedom, how we spend and make money should evolve too. In this short and reflective episode, I explore the idea of personal tariffs and how I have applied this to things that may seem like a goo…
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A little more than decade ago, Travis Page was hauling gear off a tour bus, criss-crossing the country with indie bands. One late night, sweat-soaked and exhausted, he noticed fans waiting in the rain simply to glimpse their favourite artist. Passion like that ought to power a business, he thought. That backstage epiphany still guides him as CFO of…
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Welcome to an enchanting episode of the MyDVCPoints podcast, where Disney magic meets cruising adventures! In this episode, we're joined by the delightful Sherry from CruiseTipsTV, who brings her wealth of cruising expertise to unravel the secrets of Disney Vacation Club (DVC) ownership and Disney cruises. Whether you're a Disney enthusiast or a cr…
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Have you ever dreamed of growing lemons but didn’t know where to start—or tried and failed like I have? In this episode, I’m diving into the world of Meyer lemons: the sweet, compact citrus tree that’s perfect for container gardening in Zones 8 and below. In this episode: 🍋 [00:01:30] Why Meyer lemons are the go-to citrus for home gardeners 🍋 [00:0…
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In this episode, we sit down with Ascension St. Vincent Carmel President Chad Dilley, to explore the fast-changing healthcare landscape in one of Indiana’s fastest-growing counties. From explosive population growth to game-changing technology, we unpack the trends shaping the future of care in Central Indiana and beyond. Chad also shares his person…
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It was Friday the 13th in March of 2020, and Steven Miller was staring at a suddenly irrelevant budget. Hours earlier Warby Parker had shuttered every one of its 280 stores to protect employees and customers. “Remember that plan we just approved?” he asked the leadership team. “Forget it.” In its place he introduced PAR—Pause, Adjust, Redeploy—a fr…
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You’ve run the numbers a hundred times. You’ve built the spreadsheets, projected the growth, and calculated your safe withdrawal rate down to the decimal. On paper, money isn’t an issue. You should feel secure. But you don’t. Because even though the math checks out, the feeling doesn’t. The scarcity mindset, the one that pushed you to save relentle…
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It was a morning commute Chris Greiner had made hundreds of times before. Living in old Shanghai and working in the city’s sleek business district, Greiner’s daily drive to the Jin Mao Tower often stretched well beyond an hour. But on this particular day, his driver told him they’d arrive in just 30 minutes. Puzzled but intrigued, Greiner went alon…
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In this episode, we explore how backyard gardeners can apply market farming techniques to grow healthier, more productive gardens with Pam Dawling author of Sustainable Market Farming. From disease and pest control to crop rotation and weeding, our guest shares practical, sustainable strategies drawn from real-world farming experience. Topics we co…
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When Jennifer Wiese’s son was diagnosed with autism, she went to work, searching for ways to support his health. And she started in the kitchen. That journey led to the creation of BeeFree, a line of gluten-free snacks that began with trial-and-error recipes and has grown into a nationally distributed brand, found in the nation’s largest retailers.…
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Jerome Upton still remembers the silence that descends just before a game begins. As captain of his college team, he’d scan the huddle, gauge nerves, and ask, “What does winning look like today?” “That’s where I learned the power of shared goals,” Upton tells us. Years later, the Genworth Financial CFO opens staff meetings similarly—then hands team…
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t was sixty days into his new role when Brian McClintock tells us he realized the company’s monthly “profit” was actually a million-dollar loss. As the CFO reviewed the financials, he discovered that each rosy figure concealed a troubling truth. For many executives, panic might have followed. Instead, McClintock’s response underscored a key princip…
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If you're a Disney Vacation Club (DVC) member looking to maximize your magical experiences, our latest podcast episode is a must-listen. Titled "Maximize Your Disney Vacation Club Membership: Unlocking Magic Beyond with Exclusive Perks and Strategies," this episode delves deep into the treasure trove of benefits that come with being a DVC member. A…
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