Welcome to Financial Mastery Simplified, the podcast that turns the complex world of money into easy-to-understand lessons. Imagine sitting down to your favorite snack, a simple yet delightful peanut butter and jelly sandwich. That's the ease and satisfaction we aim to bring to your financial education journey. Each episode, hosted by a team with deep roots in the mortgage sector and a passion for simplification, peels back the layers of financial topics that touch every aspect of your life. ...
…
continue reading
Jax Crider Podcasts

1
Your Money, Your Rules | Financial Freedom, Money Management, Abundance Mindset, Budgeting, Spirituality
Erin Gray | Spiritual Wealth Coach, Former Certified Financial Planner and CFO
Ready to stop avoiding your money? You might look financially successful on the outside, but inside you feel anxious about money, unsure of what’s “enough,” or exhausted from trying to get it right. Even with wealth on paper, your nervous system can still feel scarcity. You’re not the only one, and you’re in the right place. Hi, I’m Erin, Spiritual Wealth Coach, former Certified Financial Planner, and CFO. I created this podcast to help you build true financial confidence, not just more fina ...
…
continue reading

1
136 | 3 Things Your Mortgage Lender Should Do (with Jax Crider)
46:01
46:01
Play later
Play later
Lists
Like
Liked
46:01Why do some mortgage experiences feel seamless while others turn into nightmares? It’s not just about interest rates; it’s about the lender guiding you through the process. In this episode, mortgage expert Jacqueline “Jax” Crider shares what most borrowers overlook: not all lenders are created equal. With 20+ years of experience and a law degree, J…
…
continue reading

1
139 | The Power of Language in Your Relationship with Money
17:39
17:39
Play later
Play later
Lists
Like
Liked
17:39Work with me: https://tidycal.com/eringray/45-min-call-with-erin You can have the thriving business, the healthy bank account, and all the financial boxes checked and still feel like it’s never enough. That empty, restless feeling isn’t about money at all. It’s about the words we use to speak to ourselves and about ourselves. Language carries energ…
…
continue reading
How to Achieve True Wealth with Gratitude and Intention In this episode of Financial Mastery Simplified, host Jax Crider and guest Monique Alvarez explore the importance of defining personal success beyond traditional norms. They discuss the significance of self-discovery, gratitude, and the power of choice in shaping one's life. Monique shares her…
…
continue reading

1
138 | Still Feeling Guilty When You Spend? Why Money Guilt Happens and How to Break the Cycle
18:04
18:04
Play later
Play later
Lists
Like
Liked
18:04Do you feel guilty when you spend money even when you can afford it? In this episode, I unpack the reasons why we feel money guilt and shame, how your nervous system was conditioned to equate spending with danger, and practical ways to rewire your money mindset. You’ll learn how childhood money conditioning shaped your nervous system, why guilt has…
…
continue reading

1
137 | The Money and Blessings Log: Rewiring Scarcity Thinking Using Neuroscience
13:28
13:28
Play later
Play later
Lists
Like
Liked
13:28Have you ever noticed how your brain latches onto financial worries while completely overlooking the money and abundance already in your life? You’re not imagining it. Your Reticular Activating System (RAS) which is the part of your brain that filters information was designed to scan for threats. Helpful for survival, not so helpful when it comes t…
…
continue reading

1
Why Most Entrepreneurs Stay Broke in 2025
47:18
47:18
Play later
Play later
Lists
Like
Liked
47:18Why Most Entrepreneurs Stay Broke in 2025 In this episode of Financial Mastery Simplified, host Jax Crider and guest Jen Perez discuss the importance of understanding money in both personal and business contexts. They emphasize the need for financial awareness, tracking numbers, and separating personal and business finances. Jen shares her experien…
…
continue reading

1
135 | Does Your Money Feel Like Love or Fear? Raising Your Money Frequency for More Abundance
18:42
18:42
Play later
Play later
Lists
Like
Liked
18:42What if money wasn’t something to chase, control, or fear and instead it is something that could feel like love? In this episode, I unpack the energetic truth that changed everything in my own financial journey and that is: money operates on the frequency of love, not fear. After years of relating to money through scarcity, stress, and performance,…
…
continue reading

1
134 | Why I Let Go of My CFP license: Trusting My Intuition Over Fear in Wealth Building
20:54
20:54
Play later
Play later
Lists
Like
Liked
20:54I'm peeling back the layers in this episode on why I let my CFP go and how I use financial planning with clients now. This episode is for the woman who senses there's more to money than logic and spreadsheets. Who's done the planning, hit the milestones, and still feels disconnected. I invited you on my journey of choosing soul alignment over fear …
…
continue reading

1
The #1 Habit That Changed My Finances and Mental Health
17:30
17:30
Play later
Play later
Lists
Like
Liked
17:30The #1 Habit That Changed My Finances and Mental Health In this episode of Financial Mastery Simplified, host Jax Crider discusses the importance of alignment and intentionality in achieving financial success. He shares personal experiences of facing challenges and emphasizes the need for a supportive community or 'tribe' to navigate life's ups and…
…
continue reading

1
133 | Redefining Retirement: Discovering the Freedom Mindset for Wealth and Work You Love
14:00
14:00
Play later
Play later
Lists
Like
Liked
14:00In this episode, I challenge the outdated narrative surrounding retirement and the concept of financial freedom. Have you ever caught yourself thinking, “I’ll finally rest when I retire”? I dive into how the traditional retirement model can feel restrictive, especially for women, and how it reinforces a scarcity mindset. Traditional retirement mode…
…
continue reading

1
The Psychology of Money: What Keeps You From Wealth?
56:06
56:06
Play later
Play later
Lists
Like
Liked
56:06The Psychology of Money: What Keeps You From Wealth? In this episode of Financial Mastery Simplified, host Jax Crider and guest Erin Gray delve into the emotional and psychological aspects of wealth and financial planning. They discuss the importance of transforming one's relationship with money, the need for self-discovery, and the impact of socie…
…
continue reading

1
132 | Your Thoughts Are Your Most Powerful Currency—Are You Spending or Investing Them?
10:52
10:52
Play later
Play later
Lists
Like
Liked
10:52What if your thoughts are sabotaging your money mindset and financial freedom? In this episode, we explore the concept of mental wealth and how our thoughts either drain our energy and creativity or lead to an abundance mindset. Just like unconscious spending leads to financial debt, mental habits such as overthinking, worry, and self-doubt can cre…
…
continue reading

1
Why Perfectionism Is Killing Your Progress
25:31
25:31
Play later
Play later
Lists
Like
Liked
25:31Why Perfectionism Is Killing Your Progress In this episode of Financial Mastery Simplified, Jax Crider discusses the significance of intention in achieving financial mastery and personal growth. He explores the detrimental effects of perfectionism and self-doubt, emphasizing the importance of taking small, intentional steps towards one's goals. Jax…
…
continue reading

1
131 | 3 Ways to Rewire Your Scarcity Mindset and Feel Safe Receiving More
22:45
22:45
Play later
Play later
Lists
Like
Liked
22:45Are you in a cycle where you feel that there's just not enough—time, money, love, or energy? That if you let go or slow down, everything might fall apart? In this episode, I dive into the deeper roots of scarcity mindset—a survival pattern shaped by childhood experiences, generational money trauma, and cultural conditioning. You’ll discover how sca…
…
continue reading

1
Save Money & Lose Weight in 2025: Here's How
55:10
55:10
Play later
Play later
Lists
Like
Liked
55:10Save Money & Lose Weight in 2025: Here's How In this episode, Jax Crider and Megan Gaul discuss the intricate relationship between health, wellness, and financial mastery. They explore how perceptions of food costs can deter individuals from pursuing healthier eating habits, the importance of convenience in food choices, and strategies for overcomi…
…
continue reading

1
130 | Why Selling Might Feel Uncomfortable and How to Shift It
15:30
15:30
Play later
Play later
Lists
Like
Liked
15:30Ever feel that knot in your stomach when it’s time to talk about your prices or invite someone into your offer? In this episode, I'm sharing my perspective on what it means to sell, especially for heart-centered women in business. Because selling isn’t about pressure or persuasion. It’s about helping someone say yes to themselves. When you shift yo…
…
continue reading

1
How Self-Awareness Can Transform Your Finances Forever
22:26
22:26
Play later
Play later
Lists
Like
Liked
22:26How Self-Awareness Can Transform Your Finances Forever In this episode of Financial Mastery Simplified, Jax Crider discusses the critical theme of balance in both life and finances. She shares her personal struggles with maintaining balance, particularly in the context of her ADHD, and emphasizes the importance of self-awareness in achieving a fulf…
…
continue reading

1
129 | How Hiding Behind Your Financial Security Can Sabotage Your Growth
10:17
10:17
Play later
Play later
Lists
Like
Liked
10:17Ever feel like the more financially secure you become, the more cautious you get? This feeling is not about being “responsible.” It’s a subtle, sneaky way our nervous system tries to protect us from change, uncertainty, and deeper levels of visibility and growth. In this episode, I'm exploring how our own financial comfort can impede our growth. Wh…
…
continue reading

1
Why Traditional Wealth Advice Is Failing You (Do THIS Instead)
59:20
59:20
Play later
Play later
Lists
Like
Liked
59:20Why Traditional Wealth Advice Is Failing You (Do THIS Instead) In this conversation, Jax Crider and Matt Teuschel explore the complexities of wealth building, emphasizing the importance of financial education and the need to challenge traditional financial advice. They discuss the role of personal responsibility in managing finances, the impact of …
…
continue reading

1
128 | Understanding Money Manifestation Through the Law of Gestation
16:13
16:13
Play later
Play later
Lists
Like
Liked
16:13Are your money goals and business dreams not manifesting as quickly as you'd like? In this episode, we explore the Law of Gestation—an essential principle for understanding manifestations. Everything has an incubation period, from seeds in the ground to the dreams you nurture. Learn how impatience disrupts your financial progress and discover how y…
…
continue reading

1
127 | Is Your Budgeting Software Preventing Wealth?
13:59
13:59
Play later
Play later
Lists
Like
Liked
13:59Your financial software is designed to track your past — not create your future. In this episode, we explore how tools like Monarch Money, QuickBooks, and your banking apps reflect where you've been, not where you're going. When you let old numbers dictate what’s possible, you unconsciously keep recreating the same financial story. True transformat…
…
continue reading

1
How to Build Wealth Without Feeling Overwhelmed
43:44
43:44
Play later
Play later
Lists
Like
Liked
43:44How to Build Wealth Without Feeling Overwhelmed In this episode of Financial Mastery Simplified, Jax Crider and Corey discuss the overwhelming nature of money and the importance of understanding one's relationship with it. They explore various financial strategies, the significance of self-awareness, and the need for financial education in schools.…
…
continue reading

1
126 | What If Your Money Healing Journey is the Best Financial Education for Your Kids?
17:59
17:59
Play later
Play later
Lists
Like
Liked
17:59Ever feel torn between wanting to teach your kids healthy money habits while still figuring them out yourself? You’re not the only one. In this episode, I dive into the beautifully messy middle of breaking generational money patterns. What if your healing journey is actually the lesson your kids need most? They’re not looking for perfection—they’re…
…
continue reading

1
125 | How to Create Generational Wealth That Goes Beyond Money
9:45
9:45
Play later
Play later
Lists
Like
Liked
9:45What if generational wealth isn’t just about money? We’ve been taught it’s all about assets and tax strategy. I believe the real legacy is about your money beliefs, patterns, and energy your kids pick up from you every single day. Many of us are the first in our families to build real wealth in our 30s and 40s, often from a foundation of scarcity a…
…
continue reading

1
The Money Lessons We Never Learned in School
51:59
51:59
Play later
Play later
Lists
Like
Liked
51:59The Money Lessons We Never Learned in School In this episode of Financial Mastery Simplified, Jax Crider and Paris discuss the critical role of mindset in achieving financial success. They emphasize the importance of intentionality in financial decisions, the impact of money on relationships, and the necessity of surrounding oneself with positive i…
…
continue reading

1
124 | Feeling Shame About “Losing Money”? Try These Money Mindset Reframes
10:51
10:51
Play later
Play later
Lists
Like
Liked
10:51Ever felt like you “lost money” on a course, coach, or investment that didn’t deliver what you expected? In this episode, I break down why money is never truly lost—it’s energy that circulates and always returns. I share my personal story of investing $8,000 in a program that fell short, and how reframing it as a powerful lesson kept me open to eve…
…
continue reading

1
123 | Is Your Budgeting App Really Serving You? 3 Reasons to Try Monarch Money
8:00
8:00
Play later
Play later
Lists
Like
Liked
8:00Frustrated by budgeting apps that feel rigid or never seem to capture all your transactions? In this episode, I’m sharing why Monarch Money has become one of my favorite financial tools — both for my own money management and with my clients. In this episode I discuss: Amazon integration: Monarch automatically pulls detailed information from your Am…
…
continue reading

1
Master Money by Mastering THIS First (Hint: It’s Not Budgeting)
52:21
52:21
Play later
Play later
Lists
Like
Liked
52:21Master Money by Mastering THIS First (Hint: It’s Not Budgeting) In this episode of Financial Mastery Simplified, host Jax Crider and financial expert PJ Vescovi delve into the complexities of financial health, exploring the emotional, spiritual, and practical aspects of money management. They discuss the importance of intentionality in financial de…
…
continue reading

1
122 | Navigating Financial Pressure in Business: A Heart-Centered Take on Money Mindset (with Jess Hershey)
35:52
35:52
Play later
Play later
Lists
Like
Liked
35:52What if your relationship with money reflects your deepest beliefs about yourself? In this episode, Jess Hershey, founder of MOCA Business Services interviewed me in her community and we unpack how our current financial reality often reveals our beliefs about our worthiness and safety. We explore why slowing down during money stress isn’t just self…
…
continue reading

1
121 | Why Financial Literacy is a Must if You Want to Lead Your Business Like a CEO (with Liz Hansen)
42:54
42:54
Play later
Play later
Lists
Like
Liked
42:54What happens when you stop outsourcing your power and start learning your numbers? In this episode, I’m joined by Liz Hansen—photographer and founder of Chicago Boudoir Photography—who shares how learning QuickBooks and taxes transformed her relationship with money, her business, and herself. We explore the deeper mindset shift that happens when yo…
…
continue reading

1
Passion or Paycheck? Why Most Careers Get It Wrong
52:55
52:55
Play later
Play later
Lists
Like
Liked
52:55Passion or Paycheck? Why Most Careers Get It Wrong In this episode, Jax Crider discusses the intersection of financial stress and career choices, particularly in low-paying fields like veterinary medicine. The conversation emphasizes the importance of side hustles, understanding debt to income ratios, and challenging traditional educational paths. …
…
continue reading

1
120 | How to Energetically Increase Your Capacity for More Wealth, Prosperity and Abundance
22:06
22:06
Play later
Play later
Lists
Like
Liked
22:06Ready to break through your financial ceiling? The solution isn’t another money hack—it’s expanding your energetic capacity to hold and receive more wealth. In this episode, I explain how your subconscious beliefs and nervous system shape your financial reality. If you’ve ever felt like you can't spend what you currently have or if abundance feels …
…
continue reading

1
119 | Are Your Bank Accounts Set Up Properly to Bypass Probate?
12:01
12:01
Play later
Play later
Lists
Like
Liked
12:01Do you have the proper beneficiary designations setup on your bank accounts? In this episode, I dive into the overlooked yet essential role of Payable on Death (POD) designations in estate planning. Whether you have a will, trust, or both, your plan might still not include properly designated PODs on your bank accounts, CDs, and money market funds.…
…
continue reading

1
What Most People Get Wrong About Insurance & Financial Freedom
43:39
43:39
Play later
Play later
Lists
Like
Liked
43:39What Most People Get Wrong About Insurance & Financial Freedom in 2025 In this episode of Financial Mastery Simplified, Jax Crider and Eric Buchanan discuss the delicate balance between enjoying life experiences and maintaining financial responsibility. They explore the importance of insurance, the emotional aspects of financial decisions, and the …
…
continue reading

1
118 | You Don’t Need More Money—You Need Nervous System Regulation: Heal Your Scarcity Mindset and Redefine Financial Freedom
19:43
19:43
Play later
Play later
Lists
Like
Liked
19:43Feeling financially secure on paper yet still stuck in scarcity inside? Many high-achieving women experience a disconnect between external financial success and internal emotional abundance. Traditional financial freedom focuses on numbers but misses the essential foundation: safety in your body. In this episode we'll discuss: Why financial freedom…
…
continue reading

1
117 | What If Your Partner Handles All the Money? Reclaiming Your Voice in Money Management Peacefully
18:03
18:03
Play later
Play later
Lists
Like
Liked
18:03Feeling financially invisible at home—even while running a successful business? You’re not alone. In this episode, I explore the emotional and behavioral roots behind why many women feel disconnected from money management in their personal lives—even if they’re confident managing finances in their business. I talk about how early childhood experien…
…
continue reading

1
Homeschooling Is Changing EVERYTHING (Here’s What Parents Need to Know)
50:26
50:26
Play later
Play later
Lists
Like
Liked
50:26Homeschooling Is Changing EVERYTHING (Here’s What Parents Need to Know) In this episode, Jax Crider and Angela Guerrero discuss the evolving landscape of homeschooling, addressing common misconceptions, the importance of socialization, and the financial aspects of homeschooling. They explore the flexibility that homeschooling offers, allowing famil…
…
continue reading

1
116 | Feeling Like the Financial Parent? 3 Tips to Shift Your Relationship’s Money Management Dynamic
21:02
21:02
Play later
Play later
Lists
Like
Liked
21:02The emotional weight of being the “responsible one” in your financial relationship can feel overwhelming at times. If you're always the one initiating money conversations, paying bills, and planning for the future—while your partner avoids it all—you might be taking on the role of the financial parent. In this episode, I share my personal story of …
…
continue reading

1
115 | Scared of IRS Audits? What Every Woman Needs to Know About Tax Debt, Liens & Taking Back Control (with Stephen Weisberg)
35:27
35:27
Play later
Play later
Lists
Like
Liked
35:27For many women, just hearing the word “IRS” can trigger shame, panic, or a deep urge to avoid. In this episode, tax attorney Stephen Weisberg, founder of The W Tax Group, helps us move beyond feeling fear and into clarity by breaking down what really happens during IRS audits, tax liens, and debt collection. With over a decade of experience, Stephe…
…
continue reading

1
Student Loans Are Killing Your Financial Freedom (Do THIS Instead)
35:58
35:58
Play later
Play later
Lists
Like
Liked
35:58Student Loans Are Killing Your Financial Freedom (Do THIS Instead) In this episode of Financial Mastery Simplified, Jax Crider discusses the complexities surrounding student loans and the financial burden they impose on families. She emphasizes the importance of understanding the true cost of education, the implications of income-based repayment pl…
…
continue reading

1
114 | 3 Ways to Separate Your Net Worth from Your Self-Worth
16:41
16:41
Play later
Play later
Lists
Like
Liked
16:41When was the last time you thought, “When I hit my financial goal, then I'll feel .....? In this episode, we explore how to break the deep-rooted connection between your self-worth and your net worth—and why disconnecting them is the key to true financial freedom. In this episode, we cover: Why your worth is inherent and never tied to a dollar amou…
…
continue reading

1
113 | Is Your Business Actually Profitable—Or Just Busy? Using Profit Pillars for Online Business Success
10:42
10:42
Play later
Play later
Lists
Like
Liked
10:42Are you unclear on your numbers in your business? In this episode, I break down the Profit Pillars Book by Parker Charles Stevenson and share how to assess your business finances in a way that feels nourishing to your body, soul, and business growth. We’ll also explore how financial clarity supports a healthier money mindset, nervous system regulat…
…
continue reading

1
Avoid Student Loan Traps: What Every Parent & Teen Must Know
48:49
48:49
Play later
Play later
Lists
Like
Liked
48:49Avoid Student Loan Traps: What Every Parent & Teen Must Know In this episode, Jax Crider and college prep coach Meenakshi discuss essential strategies for students and parents to navigate the complexities of college preparation, student loans, and financial planning. They emphasize the importance of understanding college costs, exploring alternativ…
…
continue reading

1
112 | Your Financial Team Works For You, Not The Other Way Around
18:23
18:23
Play later
Play later
Lists
Like
Liked
18:23Too many women in business walk out of meetings with their CPA, bookkeeper, or financial advisor feeling confused, unseen, or like they’ve lost a piece of their power. In this episode, I am breaking down why that happens—and what to do about it. You’ll learn how to reclaim your authority in financial conversations, regulate your nervous system befo…
…
continue reading

1
111 | How Sacred Money Dates Support Financial Freedom, Nervous System Regulation, and a Better Money Mindset
12:33
12:33
Play later
Play later
Lists
Like
Liked
12:33If you’ve been avoiding your finances because they feel overwhelming, stressful, or just too much—this episode is for you. In today’s conversation, I share the weekly practice that transformed my own relationship with money: money dates. Even as a former Certified Financial Planner and CFO, I used to avoid looking at my numbers—until I started appr…
…
continue reading

1
The Real Cost of Starting and Running a Business
48:31
48:31
Play later
Play later
Lists
Like
Liked
48:31The Real Cost of Starting and Running a Business In this conversation, Jax Crider and Kenny discuss the realities of entrepreneurship, emphasizing the importance of defining personal success, productivity over busyness, and the role of technology and AI in modern business. They explore the necessity of financial preparedness for entrepreneurs and t…
…
continue reading

1
110 | How to Stop Letting Money Control You and Start Creating Real Financial Confidence
14:36
14:36
Play later
Play later
Lists
Like
Liked
14:36Does it ever feel like your mood, decisions, or sense of safety are completely wrapped up with your money? In this episode, we're diving into why money feels so emotionally charged—and how to shift out of fear and into real financial confidence. Money only feels like it’s controlling you because you’ve (unknowingly) handed your power over to it. Mo…
…
continue reading

1
109 | Is Your Financial Plan Creating Financial Freedom—Or Quietly Causing Burnout?
14:14
14:14
Play later
Play later
Lists
Like
Liked
14:14Does your financial plan feel more stressful than supportive? Many women entrepreneurs try to follow rigid financial formulas that don’t align with their lives or businesses. Traditional plans often focus on distant futures without considering your evolving goals, wealth consciousness, or business changes. A financial plan should be simple, clear, …
…
continue reading

1
Why Financial Success Starts With Self-Belief
45:14
45:14
Play later
Play later
Lists
Like
Liked
45:14Why Financial Success Starts With Self-Belief in 2025 In this conversation, Jax Crider and Cody Jones explore the intricate connections between money, health, and personal development. They discuss how fitness and financial success are intertwined, emphasizing the importance of resilience, self-confidence, and intentionality in achieving one's goal…
…
continue reading

1
108 | What If Budgeting Felt Empowering? 3 Financial Mindset Shifts to Enjoy Managing Your Money
15:14
15:14
Play later
Play later
Lists
Like
Liked
15:14If budgeting feels like punishment, you're not alone. In this episode, I share how to shift from fear-based money management to an empowering, joyful practice rooted in alignment and abundance. You'll learn: 3 powerful financial mindset shifts to replace restriction with ease How to view expenses as receipts of appreciation rather than losses Why f…
…
continue reading