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Cash Car Convert

James Kinson

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Are you in auto debt? This podcast is dedicated to helping educate and inspire people like you. To enable you to kick auto debt to the curb. Helping you invest in yourself, not things.
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To start this episode, I want people to take a reality check. Most of us are too optimistic when it comes to our futures. I'm all for positive thinking, but we most often expect the future to be better than our pasts. This isn't always the case. This concept is illustrated by a Prudential Insurance ad where they ask people to place magnets, one eac…
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Steve Stewart back on the Cash Car Convert show to tell his Cash Car Story. Okay, Steve agreed to be on to get me back behind the microphone. The things some people will do to help a friend. He continues to be a great supporter of this show. I'm humbled and appreciate his support. Let's just say he has "bought" into the cash car lifestyle. It was g…
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What a great show we have today! Today, we have a young lady, Lauren Bowling, on who was a theater major and graduated with no student loan debt. Her parents made sure she had no student loans. The foe of most every college student got her though, credit cards. She finished college with thousands in debt and a dream. Lauren Bowling dreamed of being…
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Hey converts! It feels good to be back behind the mic! April was a busy month! Taxes were due to be filed and I had and audit for the previous year's taxes. Yikes! My wife and I Bought two houses using the 1031 exchange program to defer taxes on a house we sold in March. We rented both houses in just a couple of weeks. It feels good to have an addi…
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Hey converts! Today's guest is on due to a Facebook post. Wild, right? Well, I was so impressed with the post that I knew I had to have this person on. Lucky for me, she was kind enough to agree to be on the show. She has an awesome story and I know you will be inspired and blessed by her story. We are blessed today to have Amy Robles from Woman En…
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My wife and I finally bought our third used car, after thinking about it for a couple of months, and just in time. My mother-in-law arrived tonight. So, we won't have to do the car shuffle. After thinking of something sporty or maybe small and super economical, we finally decided on something in the middle. Really practical. We bought a 2010 Ford F…
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Today, I will go through articles I found on the web to help listeners determine the best way to get out of an auto lease. US News and World Report: Buying vs. Leasing Benefits of Leasing a Car Leasing a car is similar to financing the purchase of the car in many ways, but there are some key differences. You might be able to get more car for less m…
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This is a special episode for me! I'm getting to interview a friend I've know for about 10 years. He and I have played tennis with and against each other. His name is Ron Whitson. Ron is a class guy, and it is my honor to call him friend. A while back, I was on Facebook posting about my show. Ron was online and saw the post. He quizzed me about wha…
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I want to start off the show talking about my pastor's current series at Gateway Church, the Blessed Life. It is an awesome series and I would recommend anyone give it a listen. It will change your life. It is based on Pastor Robert Morris' best selling book of the same name. The Blessed Life: http://gatewaypeople.com/articles/blessed-life As part …
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Let's explain the dangers of auto leasing! Jeff Bartlett, deputy automotive editor at Consumer Reports“If you asked me what is the most expensive way to get a car, the answer would be: You only want to own it during its period of greatest depreciation and then move to another new vehicle.” “Well, that’s what leasing is.” lease noun \ˈlēs\: a legal …
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I'm going to be talking about a few things today. I'm going to speak about a woman who paid off her debt and what her budget looked like before and after paying off the debt. Budgets can be a wonderful tool to tell a story. I'm also going to speak about an article I found comparing 401K saving levels by age and income level. This will be enlighteni…
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The Cash Car Convert show 2014 in review. What a blessed year! What has happened with the podcast? Great guests Pat Flynn John Lee Dumas Rachel Cruze Tom Corley Larry Winget Jaime Tardy Dan Miller Jared Easley Steve Stewart Break throughs: Speaking Podcast Dallas Meetup Podcast South Florida Meetup North Austin Entrepreneur Meetup Podcast Movement …
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HO HO HO! Merry Christmas! I want to talk to you about a best selling book. In fact it is the best selling book of all time. It is such a best seller, they don’t even list it on the best seller lists. I thought with it being Christmas time, it would be a good time for me to provide some of my thoughts on this book. Yes, you likely have already gues…
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Steve Stewart has a great story about the way his journey to financial started. It started with the Rippingtons. Steve was driving in his car and heard the Rippintons being played on a radio station. Being a jazz guy, he decided to hang on through he break and see what else they had to offer. Much to his surprise, they came back and started playing…
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On this episode of the Cash Car Convert, I have the pleasure of having the one and only Cliff Ravenscraft. The Podcast Answerman. What a journey Cliff has had. In December 2005, Cliff Ravenscraft, together with his wife, Stephanie, founded the Generally Speaking Production Network (gspn.tv). Since then, he has produced over 3,200 of his very own po…
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If you turn on the news on any given day, you have a good chance of hearing about the epidemic of student loan debt. You will hear about a generation losing their ability to borrow for cars, homes, or furnishings. I share the concern over student loan debt, it is a problem. I see a larger problem. A problem which I seem to be one of only a few peop…
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Rey Brown was kind enough to join the Cash Car Convert show for an interview. Rey has worked in the wireless industry for about 10 years. He has extensive knowledge of the workings of all the major carriers. He also has spent a great deal of time exploring the apps that exist for both the iPhone and the Android ecosystems. He will share this extens…
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One of the people I planned to meet at FinCon14 was Todd Tresidder. Mission accomplished! Todd has an amazing story. He went from being a high school entrepreneur and mechanic to hedge fund manager. He found himself "retired" at age 35 after selling the hedge fund business he was a partner in. This was in 1998. Todd has remained retired while ridin…
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After my road trip to FinCon14. I recorded this episode, interviewing my friend Jared Easley, at FinCon 14 in New Orleans. FinCon14 is a financial bloggers conference. This is my first trip to FinCon. At this conference, bloggers and podcasters get together to socialize and build a community around helping people with their personal finance. All fi…
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I'm recording from the road to FinCon14 for this episode. I will be talking about my new and old tires purchased from Discount Tire. I also talk about a Wall Street Journal article about people making 6 figures filing for bankrupcy. I did into what money will and own't do for you. I also cover happiness from a money perspective. Enjoy!…
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John G. Miller is the author of QBQ! The Question Behind the Question, Flipping the Switch: Unleash the Power of Personal Accountability, Outstanding! 47 Ways to Make Your Organization Exceptional and co-author of Parenting the QBQ Way. He is founder of QBQ, Inc., an organizational development firm based in Colorado dedicated to “Helping Organizati…
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In this episode of the Cash Car Convert podcast I will recount a conversation I had with a business hardware leasing representative, review an instance commercial, and discuss the Stanford Marshmallow Test. I spoke to a leasing representative this week and talked to him about how he bought cars. It was an interesting discussion and I was surprised …
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Life happens to all of us. Two weeks ago I attend a funeral for my wife's grandfather. This week, I became a grandfather. It can all happen fast. Many people live their lives as though nothing in their life was going to change. They have an expectation of perfection in their lives that just doesn't exist. A major life event will happen to all of us…
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Last week, I attended my wife's grandfather's funeral. Next week, I'm expecting my first grandson. It put me in mind to think about my legacy. I hope my legacy is that I will have created a cash car revolution. That my audience will grow. I will be covered by local and national media and my message spreads. I will give a TED talk, because I have an…
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I want you to be the hero of your own story. Why you ask? No one is coming to rescue you, that's why. Not the lottery, not a millionaire, not a family member, and not the government. In the last 5 years the economic down turn has caused most american families to feel less certain about their future. No only their future, but also that of their chil…
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So many topics to cover this week. I apologize for missing a week on my podcast. A friend who lost their job had their car repossessed. The Urban Institute publishes a report on Debt in America. This report shows that 91 percent of the population in the United States has a credit score. Of those 35% have at least one account in collection. Seriousl…
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This episode will be about being a person of excellence. Back in February on Cash Car Convert episode 12, I had some friends who were going to buy a newer car to get one that would have better gas milage and have a nice long warranty. I don’t know what the car payments would have been, but they decided not to buy the newer car after I offered to bu…
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Rachel Cruze is a NY Times & Wall Street #1 bestselling author. Someone who has spent a great deal of the last 5 years touring college campuses large and small all around this great country of ours teaching the youth how to handle money. Rachel was only 6 months old when her dad Dave Ramsey lost everything in bankruptcy and started building back fr…
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Derek and Carrie Olsen between engagement and “I do,” had all the tough conversations about money that most couples avoid for decades. If they ever have them! The first year of their marriage, financially speaking, was rough. They planned a wedding, a honeymoon, and a short sale on their house, all at the same time. They had to hold on for dear lif…
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Larry Winget is a 6 times New York Times/Wall Street Journal bestselling author who has been translated into 20 languages. He is a member of the International Speaker Hall Of Fame. He has starred in his own television series and appeared in national television commercials. Larry is also regular contributor on many news shows on the topics of money,…
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Gunnar Johnson is a gentleman who has served as the Executive Pastor of Financial Stewardship at Gateway Church in Southlake, Texas since 2006. He is a fan of cycling and an avid skate-boarder. His book, Generous Life Journey is the culmination of over 10 years of faith, struggles, and obedience to carry out a very clear and precise vision God gave…
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Todays guest is host of the wildly successful podcast the Eventual Millionaire. She has been featured in a number of news outlets such as CNNMoney, CNN Newsroom, and Fox Business. She has also been feature on or in Kiplinger’s, Yahoo! finance, Time, and Success. She has also authored, The Eventual Millionaire: How Anyone Can Be an Entrepreneur and …
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In The Great Gatsby, F. Scott Fitzgerald said "Let me tell you about the very rich. They are different from you and me." He went on to say some unkind things about the rich. The author I interviewed on this episode has a much different view of the rich. In his book, Rich Habits, Tom Corley shares a story of how 10 rich habits can change a persons l…
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My life has been a whirlwind the last 4 months and I wanted to take this episode to catch up on a few of the major things going on in my life. Expanded job roll leading to more travel. Spouse taking on new job. Moving into a new home at the end of May. Long weekend vacation. Being interviewed on several podcasts. Speaking at a couple of Podcast mee…
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I was going to speak on something else this week, but I wanted to speak on an article that just made me shake my head. The article was published back in November of 2013 and is titled “Five Reasons to Buy a New Car” by Ravi Kumarr at groundreport.com. I am concerned for the people who read this article and over 13,544 have, up from about 3,000 when…
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My sister, Beverly Vaughan, was diagnosed with uterine cancer in 1988 when she was 28 years old. She was given 6 months to live. She thought she would never see her daughter be married or have children, but she did. How did she do it? Listen to today's show and find out. I believe Beverly's story will let you know you can always fight back, you hav…
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Four year ago, Jen McDonough found her family hitting rock bottom when their son was diagnosed with a lifetime medical condition. They were devastated both financially and emotionally. During this very painful, embarrassing, and difficult time, They went through many obstacles in not only in their finances, but also in their relationships, health, …
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Dan Miller is the author of the New York Times best selling 48days to the Work You Love, No More Dreaded Mondays, and Wisdom meets Passion. He has been a guest on CBS’s The Early Show, MSNBC’s Hardball with Chris Mathews, Moody MidDay Connection, and the Dave Ramsey Show. He has spoken at the White House Christian Fellowship, and is in high demand …
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The largest purchase most people make is their house. The second is their cars. Dealers know that, but they won’t share it with you. However, they will show you how they can “get you into this car for the low monthly payment of fill-in-the-blank.” Monthly payments are the biggest distractions salesmen use against us - and we eat it up! The future w…
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On today’s podcast I interview a Jim Munchbach, who is a real renaissance man. He has worked as a master mechanic, now has his own State Farm Agency, he is a Certified Financial Planner, he is college professor at the Bauer College of Business at the University of Houston, he hosts multiple podcasts, he is a speaker, he is the author of multiple bo…
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If you have been listening to my podcast, you understand the quality used car buying process. Now, I am going to take you through the steps I use when selling my own car. I have sold many cars over the years and I have had a great deal of success. The last three cars I sold were gone in less than two days and two of them sold the first day. Many of…
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How much does mindset matter? This week we will explore how much mindset has impacted my life. I hope by me sharing my journey, a journey I have only shared with just a handful of people. Some of this journey may resonate with what you are going through or have gone through. I want to give you hope that no matter your circumstances you can make dec…
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This is my favorite time in the used car purchasing process. Finally getting to purchase a “new” car after all the work and getting to drive a quality used car home. If you have followed my previous episodes in your used car search, you have done your research and found a car that makes sense for you. You have eliminated cars that were too expensiv…
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As we are now nearly 2 months into 2014 many of us reflect to take stock of how we are faring in our New Year’s Resolutions. Are we still on course? Are we better or worse off than we were in December?Many of us tend to lose focus quickly in the new year. The gym start to get back to their normal levels of activity. The resolution to get up early f…
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When I leave my home to look at a car after all the research and screening, I feel pretty confident I will be looking at a quality used car. Even so, I still have to do an inspection and so will you.The goal of my inspection is to minimize the risk of buying a car that might become more of a problem than a blessing to me and my family.When I arrive…
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I interview a person who is the Social Media Manager at Indiana Wesleyan University a Podcaster at Beyond the To Do List and Social Media Correspondent for Podcast Answer Man. He is also the co-author of Beyond the To Do List: Goals. He is also the master of all things bacon. He is Mr. Erik J. Fisher.…
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