Best It S Simple Finance Podcasts (2025)

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Beyond Munis — New ETFs for Tax-Efficient Bond Investing 26:23

Play Pause

15h ago26:23

26:23

How to decide when to invest in municipal bonds versus new tax-efficient bond ETFs that don't invest in munis. We analyze several newer ETFs that earn bond-like returns while avoiding paying taxable income distributions. Sponsors Claude.ai - Sign up for Claude today and get 50% off Claude Pro Delete Me – Use code David20 to get 20% off Investments …

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143. The One Investing Concept That Explains 80% of Your Results (And Nobody Teaches It): Passive income, Financial freedom, Investing 8:07

3d ago8:07

8:07

If someone handed you €10,000 today and said “invest it” — would you know what to do? In this episode, you’ll discover: • What “asset allocation” actually means (in plain English) • Why it’s the #1 factor that determines your long-term investing success • How to find your ideal mix — even if you’re just starting with €50 a month If investing has ev…

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142. Why Looking Rich on Instagram Isn’t the Same as Being Wealthy (Part 1): Passive income, Financial freedom, Investing 5:59

7d ago5:59

5:59

Ever scrolled Instagram and felt like everyone else is richer than you? In this episode, you’ll hear: • Why looking rich online isn’t the same as being wealthy in real life • The quiet truth about what real financial freedom actually looks like • The hidden emotional cost of believing the Instagram illusion If you’ve ever felt “behind” because your…

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141. Don’t Copy U.S. Investing Advice: What Europeans Actually Need (Part 6): Passive income, Financial freedom, Investing 6:09

10d ago6:09

6:09

This is Part 6 of our series Don’t Take American Investment Advice If You Live in Europe. And today, we’re landing the plane. In this episode, you’ll hear: • Why U.S. investing advice isn’t “wrong” — but isn’t built for you • How copy-pasting it into your European reality can cost you thousands • The real roadmap every European investor needs to gr…

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140. Want to Be Richer? Answer These 3 Questions First: Passive income, Financial freedom, Investing 8:25

14d ago8:25

8:25

What if the difference between struggling and thriving came down to just 3 questions? Sounds crazy, right? But one groundbreaking study showed that answering them correctly could raise your income and save billions for society. In this episode, you’ll hear: • The 3 basic money questions that predict real-life wealth outcomes • Why teaching financia…

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Money for the Rest of Us Update 6:20

15d ago6:20

6:20

This week there isn’t a regular Money for the Rest of Us episode, but David shares an update on what’s happening behind the scenes. He previews an exclusive Plus member livestream on the forces shaping the next decade, explains why there won’t be a new episode next week, and highlights fresh content available on YouTube, Instagram, LinkedIn, and Su…

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139. Forget Roth IRAs & 401(k)s — Don’t Take American Investment Advice (Part 5): Passive income, Financial freedom, Investing 6:15

17d ago6:15

6:15

No American finance YouTuber will tell you: Europe has its own tax-advantaged accounts — and learning to use them is one of the smartest wealth moves you can make. In this episode (Part 5 of Don’t Take American Investment Advice If You Live in Europe), you’ll discover: • Why Roth IRAs, 401(k)s & HSAs don’t apply to Europeans at all • The European e…

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138. Why I Quit My “Safe” Job After Maternity Leave — And What It Taught Me (Part 1): Passive income, Financial freedom, Investing 6:35

21d ago6:35

6:35

What happens when the job you built your whole identity around suddenly feels impossible to reconcile with the life you want as a mother? In this new series, I share the story I’ve never told in full before: the breaking point that led me to walk away from a stable, prestigious job after maternity leave — with no Plan B. You’ll hear: • The exact mo…

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Resilient Wealth in an Era of Infinite Money 25:53

22d ago25:53

25:53

What happens when the money supply grows too slowly or too quickly? From gold-standard deflation to QE-driven inflation and inequality, we trace the lessons of monetary history, and what we can do today to protect ourselves in an age of infinite money. Topics covered include: How is the money supply measured, and why is it a subjective exercise Wha…

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137. The Dollar Trap: How Currency Risk Can Eat Your Returns — Don’t Take American Investment Advice (Part 4): Passive income, Financial freedom, Investing 7:15

24d ago7:15

7:15

Ever booked a trip in dollars, only to pay more once your bank converted it into euros? That same invisible currency swing can quietly drain your investments — and most beginners don’t even know it’s happening. This is Part 4 of our series Don’t Take American Investment Advice If You Live in Europe. You’ll discover: • How your ETF can go up while y…

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136. A Closet Full of Clothes and Nothing to Wear? Here’s What Really Fixes It: Passive income, Financial freedom, Investing 9:29

28d ago9:29

9:29

Be honest: how many times have you stared at a closet full of clothes and thought, “I have nothing to wear”? In this episode, we mix fashion, money, and mindset to explore: • Why more stuff (or more money) doesn’t fix the problem • What “circular fashion” reveals about stress-free spending • The surprising parallel between your wardrobe and your we…

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Forests, Fakes, and the Fight for the Real 22:30

29d ago22:30

22:30

From salmon leaping along the Vancouver Island coast to fake bands on Spotify, this episode explores the divide between the physical and digital economy, and what lumber markets, managed forests, and everyday life teach us about staying connected to the real. Topics covered include: How timber investing works and why it is reflective of how industr…

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24: Ep 024 : Term Insurance vs Endowment & ULIPs - What Should You Choose? 16:49

29d ago16:49

16:49

Lovaii Navlakhi and Shanthala Kumble break down term insurance vs endowment and ULIPs, helping you choose the right plan, protect your family, and avoid overpriced policies. Choosing the right life insurance can feel overwhelming with so many options available. In this episode, Lovaii Navlakhi and Shanthala Kumble simplify the choices by comparing …

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135. The S&P 500 Trap: Why 500 Companies ≠ Diversification — Don’t Take American Investment Advice (Part 3): Passive income, Financial freedom, Investing 8:37

1M ago8:37

8:37

“Just buy the S&P 500, that’s all you need.” Sounds safe, right? 500 companies, instant diversification… what could go wrong? This is Part 3 of our series Don’t Take American Investment Advice If You Live in Europe. And today we’re pulling back the curtain on one of the biggest myths in investing. You’ll discover: • If buying the S&P 500 is real di…

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134. Should You Invest in a Birkin Bag? The Truth About Luxury as an “Asset”: Passive income, Financial freedom, Investing 8:33

1M ago8:33

8:33

Is a Birkin really an investment…? What’s the truth behind the hype? And where do bags, watches, art, or wine actually fit into a real wealth-building plan? In this episode, you’ll hear: • What the Birkin phenomenon reveals about “alternative assets” • The hidden risks of turning handbags into retirement plans • The crucial difference between colle…

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133. The hidden risks of US brokerages for European investors - Don't Take American Investment Advice (part 2): Passive income, Financial freedom, Investing 9:57

1M ago9:57

9:57

Ever followed an American YouTuber, opened a broker account, and thought: “This looks global enough”? If you live in Europe, that choice could be quietly draining your money every single month. This is Part 2 of our series Don’t Take American Investment Advice if You Live in Europe. You’ll hear: • Why most U.S. brokers don’t actually work for Europ…

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132. Still waiting for “enough money” before you take your finances seriously?: Passive income, Financial freedom, Investing 6:16

1M ago6:16

6:16

Ever told yourself you’ll start learning about money once you have more of it? If you've been waiting for the “right moment” to start investing or learning about money, this episode will shift everything. Spoiler: the delay is costing you more than you think. In this episode, you’ll learn: Why waiting until you “have enough” to learn about investin…

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Why Central Banking Is So Hard and Why Fed Independence Matters 24:36

1M ago24:36

24:36

Central bankers set policy with incomplete information, unobservable targets, and constant trade-offs between growth, inflation, and employment. In this episode, we delve into how the fight for Federal Reserve independence could impact markets, interest rates, and your financial future. Topics covered include: What Federal Reserve Chair Powell said…

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131. Why You Can’t Buy VOO or SPY in Europe - Don’t Take American Investment Advice (Part 1): Passive income, Financial freedom, Investing 6:16

2M ago6:16

6:16

Ever tried to buy VOO or SPY from Europe and got blocked? It’s not your broker. It’s not your tech. And it’s definitely not you. This is Part 1 of our brand-new series: Don’t Take American Investment Advice if You Live in Europe. In this first part, you’ll discover: • Why most U.S. ETFs are off-limits to Europeans • The hidden U.S. tax trap almost …

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130. Better Sex? More Orgasms? The Answer Might Surprise You: Passive income, Financial freedom, Investing 7:19

2M ago7:19

7:19

What does opening an investment account have to do with better sex? One of my students shared something so unexpected during her graduation call that the whole group went silent — then burst out laughing, blushing, and nodding. You’ll hear: • A story that proves financial power doesn’t just stay in your bank account • The surprising ripple effect o…

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How To Invest During a Bubble 21:25

2M ago21:25

21:25

From the dot-com boom to today’s AI frenzy, bubbles follow a familiar script. This episode explores how to recognize them, what sustains them, and how to position your portfolio without getting swept up in the hype. Topics covered: How U.S. stock markets are the most concentrated and most expensive of all time What constitutes a bubble and what sus…

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23: Ep 023 : Is a Will Enough to Protect Your Legacy? 23:05

2M ago23:05

23:05

Many believe that writing a will is sufficient to safeguard their family’s future. The reality is that a will alone can leave your assets vulnerable to disputes, taxes, and long delays. In SIMMPLY LOVAII | Episode 23, we discuss: The difference between a will and a family trust Why setting up a trust can save your loved ones stress and money When y…

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129. Could Your Manicure Pay for Retirement? The Simple Start to a Millionaire Mindset: Passive income, Financial freedom, Investing 6:12

2M ago6:12

6:12

What if what you spend on a manicure could grow into your future freedom? I’m not saying you have to give up self-care forever — but that same amount could be your first step to a portfolio that compounds for decades. In this episode, you’ll discover: • How €50 can kickstart your investing habit (and your confidence) • Why small beginnings protect …

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128. Can’t Afford Financial Education? Here’s the Price You’re Already Paying: Passive income, Financial freedom, Investing 6:40

2M ago6:40

6:40

It’s a bit like unclenching your shoulders after realizing you’ve been hunched over all day — your body goes, “Ohhh… this feels better.” When you finally understand your money, your nervous system does the same thing. In this episode, you’ll hear: • The hidden cost of waiting until you “have more” before investing in your financial education • How …

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Six Principles for Thriving Under Uncertainty and How Big Tech Is Doing the Opposite 25:15

2M ago25:15

25:15

A practical framework for making better decisions, managing risk, and finding opportunity in unpredictable environments. We contrast these principles with the massive $2.9 trillion AI data center build-out by Big Tech, which is betting big on a single superintelligence future. Episode Sponsors LinkedIn Jobs – Use this link to post your job for free…

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127. How I Lost Thousands as a Beginner Investor — And The 5 Mistakes You Must Avoid: Passive income, Financial freedom, Investing 8:17

2M ago8:17

8:17

Ever wondered what the real price of beginner investing mistakes is? I’m not talking about small slip-ups — I’m talking about the kind of errors that quietly drained my returns and delayed my financial goals by years. In this episode, you’ll hear: • The five costly mistakes I made early on — and how they still affect me today • The hidden danger ev…

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126. When “Being Nice” Costs You: 4 Boundaries Every Woman Needs With Her Money: Passive income, Financial freedom, Investing 7:24

2M ago7:24

7:24

What if your money problems aren’t just about spending — saying yes when you mean no could be the REAL reason you're struggling financially. You keep picking up the check. You keep saying yes to the dinner, the gift, the thing you “should” do. All while your budget — and your peace — quietly suffer. This episode goes deep into a money habit no one …

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Why Most Hedge Funds Fail but This One Didn’t with Dave Thomas 39:14

2M ago39:14

39:14

Dave Thomas, CIO and Founder of long/short hedge fund, Atalan Capital Partners, shares why most hedge funds fail and the keys to being a long-term successful investor. Episode Sponsor Delete Me – Use code David20 to get 20% off Insiders Guide Email Newsletter Get our free Investors' Checklist when you sign up for the free Money for the Rest of Us e…

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125. Scared Of Your Finances? Why These 3 Numbers Are What You Need To Stop Avoiding Your Money & Start Feeling In Control: Passive income, Financial freedom, Investing 7:54

2M ago7:54

7:54

Most of us were never taught what “financial health” actually means — let alone how to check it without panic or perfection. In this episode, you’ll learn: The 3 core numbers that reveal the full picture of your finances (no math panic required) Why your net worth isn’t scary — even if it’s negative A simple mindset shift to stop avoiding your mone…

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124. 3 Hard Money Truths Every Woman Faces After Divorce or a Relationship Break — And How To Start Over: Passive income, Financial freedom, Investing 8:13

2M ago8:13

8:13

Did you hand over the money decisions to your partner… and now find yourself starting from scratch? Maybe you thought you were just “letting him handle it.” But now the relationship is over — and you’re left without a plan, a password, or a clue where to start. You are not broken. You are not stupid. In this powerful episode, you’ll learn: Why sayi…

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How To Better Navigate Money, Risk, Time, and Uncertainty with Carl Richards 38:05

2M ago38:05

38:05

David converses with renowned illustrator and financial philosopher Carl Richards on the abstraction of money, attention capital, distinguishing risk from uncertainty, and the importance of taking microactions. Insiders Guide Email Newsletter Get our free Investors' Checklist when you sign up for the free Money for the Rest of Us email newsletter O…

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123. 3 Clear Signs You're Ready To Start Investing (Even If You Think You're Not): Passive income, Financial freedom, Investing 4:23

2M ago4:23

4:23

Still waiting to feel ready before you start investing? Spoiler: You might already be ready — and this episode will prove it. Whether you’re still Googling “how investing works” or second-guessing your €50 impulse buys, the truth is: if you’re thinking long-term, you’re way closer than you think. In this episode, you’ll learn: Why your €50 “treat y…

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22: Ep 022 : Moving Abroad or Returning to India? Here’s How NRIs Can Plan Their Finances Right 27:03

3M ago27:03

27:03

Whether you're an NRI charting your path abroad or planning a return to India, your financial landscape is anything but one-size-fits-all. In this expert-led Q&A, Lovaii Navlakhi and Sneha Jaggar from IMMPL break down the 10 most common financial questions NRIs face—from mutual funds and Indian stock investments to retirement planning and tax compl…

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122. Why You Still Feel Broke — Even With a Full Bank Account: Passive income, Financial freedom, Investing 6:44

3M ago6:44

6:44

Why do you still feel broke... even with money in your account? If you’ve ever hesitated to open your banking app like it’s a haunted house or claimed you're “broke” while sipping a €6 iced latte you’re not alone — and you're definitely not crazy. Let’s talk about the real reason you’re stuck in scarcity mode. In this episode, you’ll learn: The psy…

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Should Private Assets, Gold, and Crypto Be Investment Options in 401k and other Defined Contribution Plans? 20:07

3M ago20:07

20:07

A new executive order could radically reshape retirement investing by allowing private equity, crypto, and gold in 401(k) plans. This episode examines the factors driving the demand for alternative assets in defined-contribution plans, the potential risks to everyday investors, and why fiduciary rules and financial literacy gaps still matter. Insid…

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121. Confused by ETFs? Here’s What They ACTUALLY Are & Why it’s one of the most beginner-friendly tools in investing: Passive income, Financial freedom, Investing 6:31

3M ago6:31

6:31

ETF. Three letters. One big mental block. If you’ve ever read an article that said “just buy an ETF” and thought, “Cool. What the hell is that?” — this episode is for you. We’re breaking down: What an ETF actually is (salad bar analogy included 🥗) Why it’s one of the most beginner-friendly tools in investing Whether you can lose all your money when…

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120. The REAL Reason You're Avoiding Looking At Your Bank Balance & How To Finally Regain Calm & ENJOY Spending Again: Passive income, Financial freedom, Investing 8:37

3M ago8:37

8:37

What if opening your bank app didn’t trigger anxiety? If the thought of checking your balance makes your chest tighten or you’ve ever avoided your finances out of fear — you’re not alone. But this isn’t about laziness or irresponsibility. It’s about how your nervous system was wired — and how to start healing. In this episode, you’ll learn: Why you…

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Will AI Wipe Out Half of White Collar Jobs or Is There an AI Bubble? 23:06

3M ago23:06

23:06

We explore the compelling questions surrounding artificial intelligence. Will AI create more new jobs than it destroys? Is AI already destroying jobs? Are we seeing overinvestment in companies and infrastructure in the AI space? Is there evidence that AI has increased productivity? Sponsors Money for the Rest of Us Plus Asset Camp Show Notes Behind…

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119. What Bonds ACTUALLY Are — And How They Help You Make Money (Without the Drama): Passive income, Financial freedom, Investing 7:44

3M ago7:44

7:44

If the word “bond” makes your brain fog up instantly, you’re not alone. But here’s the truth: if you’re investing (or planning to), you need to understand how bonds work—because they’re one of the core building blocks of a well-balanced portfolio. And no—this isn’t a dry finance lecture. This is the bond episode that finally makes sense. You’ll lea…

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21: Ep 021 : From First Pay check to First Portfolio : New financial Inning 27:36

3M ago27:36

27:36

What To Do With Your First Salary? Just started earning? Your first paycheck can be exciting — and overwhelming. In this episode, we break down what really happens to your salary, how to build smart financial habits early, and why the decisions you make now can shape your financial future. Whether you're in your first job or just beginning to manag…

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118. Terrified to Invest? Same. Here’s the Real Reason You’re More Prepared Than You Realize: Passive income, Financial freedom, Investing 7:22

3M ago7:22

7:22

Do you keep saying: 👉 “I’ll start when I understand more.” 👉 “It’s probably too late for me.” 👉 “I’m just not a finance person.” Let’s stop right there. Because what if the fear you feel isn’t a weakness… but a sign of how seriously you’re taking your future? In this quick, no-shame episode, you’ll learn: 💛 Why feeling scared to invest is normal — …

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Mining and the Global Race for Critical Minerals with Kinterra Capital 45:39

3M ago45:39

45:39

How the investing landscape is being reshaped by the global race for critical minerals. Topics covered in this conversation between FEG's Greg Dowling and private equity firm Kinterra Capital's co-founders, Cheryl Brandon and Kamal Toor include: How mining and mineral processing work What are critical minerals, what is driving the demand for them, …

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117. Thinking of Buying a Stock? STOP — Do This First to Avoid Beginner Mistakes Passive Income, Financial Freedom, Investing 8:54

3M ago8:54

8:54

Ever thought, “Maybe I should invest…” — and then immediately panicked, Googled random stocks, or copied your friend’s portfolio? Pause right there. Before you buy anything, this episode is your step-by-step foundation. You’ll learn: How to understand your risk tolerance in under 30 seconds — no quizzes, no math Why copying someone else’s portfolio…

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116. Wait… What Is Investing? The Beginner’s Guide You Wish School Had Taught You: Passive Income, Financial Freedom, Investing 9:20

3M ago9:20

9:20

Feel like you “should” be investing but secretly have no idea what that means? You are so not alone—and this episode is your judgment-free, finance-bro-free zone to finally get clear on the basics. We’ll unpack: What investing actually means (in plain, human words) The different types of investing and how to choose the right one And how to start—ev…

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115. How to understand what the hell private equity is, and why it's SO IMPORTANT for beginners: Passive Income, Financial Freedom, Investing 8:05

3M ago8:05

8:05

Think private equity is only for billionaires in grey suits? Think again. In today’s Finance Monday episode, we’re tackling a question that way too many beginner investors never ask—because no one told them they could: Can you, a regular person, invest in private equity? Here’s what you’ll learn: - what private equity is - why you need to use it in…

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114. How To Ask For More & Get The Raise You Deserve WITHOUT Feeling Guilty: Passive Income, Financial Freedom, Investing 10:56

4M ago10:56

10:56

What if saying just one sentence could be worth €10,000 more this year? In today’s mindset episode, we’re diving into one of the most overlooked wealth-building tools—salary negotiation—and how to use it without guilt, overthinking, or needing to act like someone you’re not. You’ll learn: How to stop undercharging or staying silent—and ask for more…

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Are Robo Advisors Worth It Even With Tax Loss Harvesting and Direct Indexing? 23:19

4M ago23:19

23:19

We examine how robo-advisors have evolved over the past decade to determine if their services justify the fees they charge. Topics covered include: How large are the top 5 robo-advisors Robo-advisor fees Robo-advisor holdings Why robo-advisors are turning toward direct indexing for tax loss harvesting How much excess return does tax loss harvesting…

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113. The Billion-Dollar Investing Lesson You Could've Learned from Pretty Woman...(But Didn't): Passive Income, Financial Freedom, Investing 10:19

4M ago10:19

10:19

What does Julia Roberts' boyfriend in Pretty Woman have to do with your investing journey? A lot more than you’d think. In this week’s Finance Monday episode, we unpack the world of private equity—one of the most powerful (and misunderstood) investing forces on the planet. You’ll learn: What private equity actually is—and how understanding it helps…

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20: Ep 020 : Global Planning: Navigating Money Without Borders 20:47

4M ago20:47

20:47

Moving across countries? Your money needs a passport too. In Episode 20, Lovaii Navlakhi and Khushboo Aggarwal break down the essentials of Cross-Border Financial Planning — perfect for NRIs, returning Indians, or anyone whose life spans across geographies. From managing taxes in multiple countries, handling social security, to planning for retirem…

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112. The Hidden Money Beliefs Keeping Women From Wealth - And How Barbie Made Them Visible: Passive Income, Financial Freedom, Investing 10:10

4M ago10:10

10:10

Is your money story really yours—or just Barbie’s old script in disguise? Mattel just launched a new AI-powered Barbie. But the real conversation? It’s not about technology—it’s about the invisible messages women receive about money, power, and possibility. In this episode, we connect Barbie’s glow-up to your financial mindset and ask: What stories…