”If You Don’t Plan, You’re Stupid” is a podcast featuring estate planning attorney Andrew Rosenberg. The show aims to demystify estate planning and demonstrate why planning for your future is crucial for everyone, regardless of age or wealth status.blog
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Ifyoudont Podcasts
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Special Needs Planning: How to Protect a Loved One Without Jeopardizing Their Benefits
20:36
20:36
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Episode Summary: In this episode, Andy Rosenberg dives into the critical topic of special needs planning and how a well-intentioned inheritance can unintentionally disqualify a loved one from vital government benefits. Andy explains how a properly structured special needs trust can protect assets, preserve eligibility for Medicaid and SSI, and ensu…
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What Happens When a Loved One Dies Without a Will in Florida
20:44
20:44
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20:44
Episode Summary: In this insightful episode, Andy Rosenberg breaks down what it truly means to die without a will in Florida—and why it can create legal and emotional chaos for loved ones. He explains the probate process, the difference between dying “intestate” and “testate,” and how assets are distributed when there’s no estate plan in place. And…
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Digital Assets and Estate Planning: What Happens to Your Online Life?
20:54
20:54
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20:54
Episode Summary: In this episode, Estate planning attorney Andy Rosenberg explains why your digital life — from emails and photos to crypto and social media — must be part of your estate plan. He shares real client stories showing what happens when loved ones can’t access important accounts, and how his Legacy Portal helps families stay organized, …
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Estate Planning for Young Families: Protecting Kids, Guardianship, and Life Insurance
19:27
19:27
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19:27
Episode Summary: In this episode, Estate planning attorney Andy Rosenberg explains why young parents can’t afford to wait when it comes to protecting their families. He shares real-life stories and practical advice on naming guardians, avoiding probate, and setting up a plan that secures your children’s future — even if the unexpected happens. Key …
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What Happens If You’re Not Married? Estate Planning for Unmarried Couples in Florida
19:36
19:36
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19:36
Episode Summary In this episode, Andy breaks down one of the most overlooked estate planning topics—what happens when an unmarried partner passes away in Florida. Many couples live together without realizing that, under state law, they have no automatic legal rights to their partner’s assets, healthcare decisions, or property. Andy explains why pro…
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Homestead Property in Florida: What Your Estate Plan Needs to Get Right
20:04
20:04
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20:04
Episode Summary In this episode, Andy Rosenberg breaks down one of the most misunderstood topics in Florida estate planning — Homestead law. He explains what qualifies as homestead property, the legal and tax advantages that come with it, and the common mistakes people make when managing or transferring their homes. Andy also shares real-life examp…
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The Biggest Estate Planning Mistakes People Make in Florida
19:57
19:57
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19:57
Episode Summary In this episode of If You Don’t Plan, You Are Stupid!, Florida Estate Planning Attorney Andrew Rosenberg exposes the most common estate planning mistakes families make—and how to avoid them. From procrastination and outdated beneficiaries to the risks of joint accounts and guardianship court, Andrew Rosenberg breaks down the pitfall…
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The Executor of Your Will: Who Should You Choose and What Do They Actually Do?
19:33
19:33
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19:33
Episode Summary In this episode of If You Don’t Plan, You Are Stupid!, Florida Estate Planning Attorney Andrew Rosenberg explains the critical role of an executor—called a personal representative (PR) in Florida—in the probate process. Andy breaks down who qualifies to serve, what responsibilities the PR must carry out, and the qualities to look fo…
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Health Care Surrogates and Living Wills: Who Speaks for You?
18:48
18:48
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18:48
Episode Summary In this episode of If You Don't Plan, You Are Stupid!, estate planning attorney Andy Rosenberg delves into the critical aspects of medical decision making. They explore the differences between health care surrogates, living wills, and do-not-resuscitate (DNR) orders, providing clear explanations and real-life examples. The discussio…
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Blended Families and Estate Planning: Don’t Let Love Turn Into Legal War
17:15
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17:15
Episode Summary: In this insightful episode of If You Don’t Plan, You Are Stupid!, estate planning attorney Andy Rosenberg dives deep into the complexities of planning for blended families. With multiple marriages, children from different relationships, and joint assets, it’s easy for unintended outcomes—like accidental disinheritance—to occur with…
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Power of Attorney: The Most Misunderstood Estate Planning Tool
19:46
19:46
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19:46
Episode Summary: In this episode of If You Don’t Plan, You’re Stupid, estate planning attorney Andy Rosenberg explains one of the most powerful and misunderstood legal tools in estate planning: the Durable Power of Attorney. Andy breaks down the differences between durable, general, and limited powers of attorney, the risks of not having one in pla…
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Probate Court in Florida: The Nightmare You Can Avoid
19:20
19:20
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19:20
Episode Summary: In this informative episode, Florida estate planning attorney Andy Rosenberg explains the often misunderstood process of probate. Andy outlines what probate is, why it exists, how it works in Florida, and why families should aim to avoid it. The conversation explores practical strategies like proper asset titling, beneficiary desig…
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Wills vs. Trusts: What’s the Difference and Which One Do You Need?
16:38
16:38
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16:38
About the Show: "If You Don't Plan, You Are Stupid" is a podcast featuring estate planning attorney Andrew Rosenberg, designed to demystify estate planning and help listeners make informed decisions about protecting their assets and loved ones. Episode Summary: In this episode, host John Clements and estate planning attorney Andy Rosenberg break do…
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Why You Need an Estate Plan: It’s Not Just for Old People
17:35
17:35
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17:35
Episode Summary: In this inaugural episode, estate planning attorney Andrew Rosenberg discusses common misconceptions about wills and estate planning, sharing compelling real-life stories including his own personal experience with a near-fatal heart attack. He explains why having just a will isn't enough and the importance of proper estate planning…
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