Best Gihan Podcasts (2025)

1
Melbourne HOT or NOT? with Richard Bharata 58:14

Play Pause

8d ago58:14

58:14

In this episode, we chat with buyers agent Richard Bharata, we discuss pros and cons of purchasing property in Melbourne. He shares some case studies and how navigating land tax and compliance (minimum standards) is part and parcel of the investing game. He also updates us of his impressive portfolio- 14million dollars in 4 years! ➢tips on sourcing…

1
Buying own business premises (SMSF GP practice), with Annalyse Crane 48:58

22d ago48:58

48:58

In this episode part 2 of chat with Dr Annalyse Crane, we explore challenges involved with practice ownership, including negotiating purchase of the business premises. ➢being your own landlord ➢painful lesson about property purchasing and contracts- how to avoid paying double stamp duty! ➢why tenant doctor will generate more revenue than allied hea…

1
From PE teacher to GP, with Annalyse Crane 45:31

1M ago45:31

45:31

In this chat with Dr Annalyse Crane, we explore journey from PE teacher to studying medicine. Work ethic, taking calculated investment risks, juggling work with kids is just a typical day for her! Topics discussed include: ➢first job $5/hr ➢what sparked change from teacher to study medicine ➢buying first property at 21 years old ➢having a spouse wh…

1
Property development or not? with Scott Yip, Mortgage broker 55:08

2M ago55:08

55:08

Today we chat with Scott Yip, banker turned mortage broker. With 15 years experience with lending, he shares how lending has changed over the years. ➢funny story how he accidentally fell into banking career. ➢different between active and passive property investing ➢self-development- property courses ➢property development site for townhouses- issues…

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The downsides of property investing 17:12

2M ago17:12

17:12

Can you actually lose with property investing in Australia? seems everyone talks about the positives and the big wins, but often downsides are not talked about. In this episode, I'm going to shed some light- so you make an informed decision. Some disadvantages include: 1.large lumpsum to get started 2.property is illiquid 3.maintenance! 4.bad prope…

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Setting goals for new financial year 20:12

3M ago20:12

20:12

How do I as an early 30s GP in Australia, set goals. In this episode, we talk about financial, professional and personal goals. SMART goals. We talk about 50/30/20 rule for high income earners. Avoiding lifestyle creep- easier said than done often. Other things to consider: super contributions, review personal insurances, setting a budget. Other ep…

1
Dev Raga personal story (Frugality, surgery to GP, net worth target) 1:18:28

4M ago1:18:28

1:18:28

In this episode, we go behind the scenes with another doctor podcaster- Dev Raga. Long episode, where Dev shares some real gems, taking us behind the scenes- from a particular moment in David Jones as a kid, to medical school, to mastering the 3A's as a surgical trainee, to then GP. He also reveals how much he earns in a year, and also net worth ta…

1
Dr Gihan- Happiness, personal growth, and Coach for lifestyle medicine 48:11

4M ago48:11

48:11

In this chat with Dr Gihan "Dr G", we explore his backstory in medicine, investing in yourself, as well as what process was like becoming an author of "Do Happy", and now business coach for lifestyle medicine practitioners looking to widen their impact. We discuss what lifestyle medicine entails for Dr G, and what inspired him to do long consultati…

1
6 properties in under 3 years (Johnson Lin) 48:08

4M ago48:08

48:08

Inspiring chat with Johnson, optometrist and buyers agent. At just 27 years old, he has gone from zero to 6 properties in under 3 years! Inspirational seeing young healthcare professionals achieving great things. Another large portfolio story: How a couple built a 40 property portfolio in Australia find out more about Johnson: About — Prime Vantage…

1
Both patient and doctor (leading to special interest in allergies), Dr Jason Yu 1:02:33

5M ago1:02:33

1:02:33

In this chat with Dr Jason Yu, we discuss money story, journey through junior doctor years, and becoming a GP with special interest in alleriges. •choosing a business partner •money backstory-humble beginnings, parents working a stall at Haymarket in Sydney •inefficiencies in the hospital system •own allergies health story •being a patient making y…

1
Secrets to weight loss (Low carb clinic, Dr Avi Charlton) 1:09:21

5M ago1:09:21

1:09:21

Today we have a special Guest- Dr Avi Charlton, GP and founder of Melbourne Low Carb Clinic. Graduated From Melbourne Uni 2000, GP since 2003. She has done extensive education with Low Carb Down Under and Nutrition Network. She has done additional training with The Australasian College of Nutrition and Environmental Medicine (ACNEM). Also recently …

1
How to get into medical school Australia (with Dr Jason Yu) 59:15

6M ago59:15

59:15

Today we interview Dr Jason Yu, GP and Co-Founder of MissionMed, which provides UCAT and medicine interview training. •why chose medicine (and personal story) •undergraduate vs graduate medicine •medicine entry getting more competitive •journey into med school, his UMAT/UCAT score, how failed first time interview •what is working as a doctor really…

1
How a couple built a 40 property portfolio in Australia 1:32:41

6M ago1:32:41

1:32:41

Han and AIlinh, from running optometry business to now buyers agents. Humble beginnings, working locum jobs, and growing to 40+ property portfolio. •day-to-day juggling tasks, getting great deals •growing up in South Western Sydney, saving way to first deposit •how mentor helped avoid Off the plan disaster •riding the 2004-2007 Perth wave, doubling…

1
How Doctors can pass exams and interviews (Gail Carmody, RN and Coach) 1:04:37

7M ago1:04:37

1:04:37

Gail Carmody helps doctors and healthcare workers pass high stake exams and job interviews. From early days working as a nurse at St Vincent's in Sydney, to Director of Nursing, CEO and then Business Development Manager roles in the private healthcare sector in multiple countries- New Zealand, Singapore, Malaysia, Indonesia, UAE. What are the diffe…

1
Doctors pay too much tax? (remember the big picture, with Munzural Khan) 38:22

7M ago38:22

38:22

Munzural Khan, accountant, and founder of KHI Partners, sits down in a behind-the scenes interview. He shares his philosophy of service in his business, also property journey to a sizeable portfolio, and finishes with a case study on a high-earning doctor who felt was paying too much tax! •helping new doctors, all the way to multi-centre clinic own…

1
Doctor Salary Australia | Which specialty earns the most? 17:59

8M ago17:59

17:59

We revisit this hot topic-How much do doctors in Australia actually make? And is there a pay gap between the states? (NSW, Queensland, Victoria, South Australia, ACT, NT, Western Australia, Tasmania) Which are the high paying specialties? Finally, we explore the pathways for IMG doctors to work in Australia. Resources/links: MABEL study on GP and s…

1
GP to Weight loss entrepreneur (Dr Angela, Enlighten Me) 47:13

8M ago47:13

47:13

In this episode, we have a behind the scenes chat with Dr Angela Kwong- GP and founder of Enlighten Me-a doctor designed meal replacement shake for weight loss. Not only do we discuss the weight loss industry in Australia, but also Angela's journey in medicine and also investing. Migrant background, working hard, investing with her first paycheck, …

1
Locum market broken? (Dr Anu, StatDoctor) 36:05

9M ago36:05

36:05

•Dr Anu's experience with locuming, and how StatDoctor can revolutionise this space •leaving steady pay-check, to zero pay security with building a start-up •building a brand •how StatDoctor can make it easier for doctors, and cost-effective for hospitals •developing an app •AUSCEP(Australian Clinical Entrepreneur Program) •locum rates collapse-wha…

1
How to Retire with Commercial Retail shops (with Phil King) 37:09

9M ago37:09

37:09

Phil retired at 53 years old, but found retirement mind-numbingly boring, and so he decided to draw on his experience to help others buy commercial property- specialising in retail shops. I thank Phil for sharing in depth behind-the-scenes how he finds deals. •the extensive due diligence required for commercial property •keeping in contact with age…

1
Why Doctors don't get Wealthy 15:54

10M ago15:54

15:54

WARNING: Controversial topic. But you may be a doctor wondering why you just can't get ahead. High single or dual incomes but high expenses: mortgage, insurance, CPD and registration, private school fees for kids, new care, a couple of holidays here and there- it all adds up! Not to mention medical school HECS debt. ...and most doctors don't earn h…

1
Income protection Explained (chat with advisor Jason Hugo) 33:49

10M ago33:49

33:49

Personal insurances often something put in the 'too hard' basket, but to kick of the new year- good time to reflect and review. In this episode with Bluerock insurance advisor Jason Hugo, we explore: • when should you consider getting insurance (tip: easier to get when younger/healthier) •differences with income protection, TPD, trauma insurances •…

1
Doctor and Entrepreneur Tom Lee (Hopmedic founder) 57:09

11M ago57:09

57:09

Inspiring in-depth interview with Dr Tom Lee, founder of Hopmedic, a telehealth and locum job portal. His medicine and entrepreneurial journey has been full of ups and downs. •big life decision to move from NZ to Australia, to pursue dream of medical school •shock when entering junior doctor workforce •locum opportunities •active trading: shorting …

1
How doctors can get into the property market (and avoid scams, part2 Dr JL) 35:51

11M ago35:51

35:51

In part 2 of my chat with Dr JL: •personal philosophy on property investing. •cashflow vs capital gains. •Perth market. •exit plan for property? •Dr JL passive income funding his travel! •Dr JL first hand experience with MLM Take home tips: Paying yourself first. Taking action. Other resources/links Buying my first property at 23 years old Music Cr…

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Passive Income with 2.5Million dollar portfolio (Dr JL part1) 38:09

11M ago38:09

38:09

Dr JL, GP shares his career journey, and investing journey. •BPT background to currently working General Practice •humble beginnings to now passive income •Rich Dad Poor Dad, Barefoot investor, How to Create an income for life (Margaret Lomas) •property portfolio 2.5M •property spruiker story (what red flags to look out for) •first investment prope…

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Doctors and SMSF (chat with Bluerock advisor Nadine) 36:35

12M ago36:35

36:35

Hot topic is SMSF (Self Managed Super Fund) •what minimum balance to start SMSF •what assets do doctor clients invest inside SMSF •property and SMSF, how can be powerful tool to growth retirement savings •case study- commercial property. growing from 1 to 6 million! Disclaimer- as always, speak to your own licensed advisor. Other resources/links: E…

1
Growing a consulting business (Dr Kristal Lau, part 2) 1:08:57

1y ago1:08:57

1:08:57

Part 2 in chat with Dr Kristal Lau. having lived and worked in many countries, she shares her experiences and perspectives on healthcare and business differences. Also she shares how she is dominating her niche area and growing a community. Some topics covered include: •differences between US and Australian healthcare system •her experience living …

1
Dr Kristal Lau (becoming an Author and Entrepreneur) 31:32

1y ago31:32

31:32

In this episode, we interview Dr Kristal Lau- journey from medicine to entrepreneurship and postpartum wellness consulting. •medical school, BPT •geriatrics specialty, and a sad story about palliative care •life changes, military spouse, Masters of Public Health •psychology of money- drop in come as stay at home spouse •becoming an author •USMLE Fi…

1
Capital Growth vs Cashflow (Richard Bharata) 31:06

1y ago31:06

31:06

Another insightful episode with property investor and BA Richard Bharata. We cover age old debate "capital growth vs cashflow" •Richard's recent purchase Melbourne, how yield compares to regional QLD •resi vs commercial •some cashflow strategies- granny flat, duplex, unit blocks, NDIS, rooming homes We talk about some common sayings "Cashflow keeps…

1
Investing in 10 year cycles (Dr Anna Pham Part 2) 32:59

1y ago32:59

32:59

In Part 2 of chat with Dr Anna Pham, we discuss •resi vs commercial property cashflow numbers •thoughts on buyers agents •building a community of doctors to take interest in investing (LifeCycle Projects) •teaching children importance of finances •investing in 10 year cycles Connect with Dr Anna Pham- Anna Pham | LinkedIn Other resources/links: Pro…

1
Dr Anna Pham's Property Journey 32:42

1y ago32:42

32:42

We have a special guest- Dr Anna Pham- GP, entrepreneur, property investor. In Part 1 of this interview, we discuss: •medical school, and choice of specialty •how lending has changed over last 2 decades •Anna's impressive property portfolio •philosphy on Principal and Interest repayments •mindset, investing as a single mum •commercial property •act…

1
Locum doctor cancellations (3 strike rule, with Max Drakeley Part 2) 19:25

1y ago19:25

19:25

In this part 2 of interview with locum agent Max, we discuss: •do locum agents really prioritise one doctor over another? •last minute cancellations! •Max's 3 strike rule •media perception that locum agencies are driving up healthcare costs •workforce planning for healthcare services •tips for locum doctors, and how to get in touch with Max: mdrake…

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Locum doctor roles (Interview with agent Max Drakeley) 35:10

1y ago35:10

35:10

In this chat with locum agent Max, we discuss: •which medical specialties get the highest rates •doctor preferences for lifestyle and shorter stints post-COVID •behind the scenes look at the work locum agents need to do •how GPs can upskill to do rural generalist roles •urgent care, telehealth, and the challenges... Part 2:Locum doctor cancellation…

1
Side hustles as a doctor (Revisited) 17:02

1+ y ago17:02

17:02

"Multiple income streams" is often stated as way to get ahead financially. In this episode, we explore some side hustles that doctors can do, including: • locuming (especially rural locations) • consulting • medicolegal work • writing (for medical journals, developing guidelines for primary health network) • cosmetics Additional note- as of 2025, a…

1
Tips on Perth investing (David Hall interview Part 2) 31:29

1+ y ago31:29

31:29

We are back for part 2 interview with Perth buyers agent David Hall. •dark side of rental growth • horror story about self-managing a property • more strategies (e.g. combining duplex lots) • tips for negotiating with a seller • how a junior doctor bought their first property for 740k, with development potential. Resources/links: Why is Australia S…

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Perth buyers agent (David Hall Interview Part 1) 39:15

1+ y ago39:15

39:15

How much does mining, oil and gas influence Perth's property market? What is driving the current boom? In this interview with Perth buyers agent David Hall, we discuss overview of Perth market, his personal investing philosophy and much more. •difference between current market 2024 and last boom 2004-2007) •what is a balanced market for Perth •reta…

1
5 tips to choosing a Property Manager (and Mistakes to avoid) 20:44

1+ y ago20:44

20:44

Property investing involves assets worth hundreds of thousands to millions of dollars- so choosing someone to manage this asset is so important. We have all heard stories about difficult tenants, and property managers missing things and even not contactable! Property managers have a difficult task, and also have high turnover. I have learnt over th…

1
Life Update- Finance challenges! 21:21

1+ y ago21:21

21:21

In this episode, I give an update on Passive Income Doctor, and how portofolio is faring- interest rates in last 2 years gone from 2% to 6.5%. Headline inflation has been 7%p.a but when I see property prices, grocery prices, it seems more like 10-20%. I also talk about finance challenges- obstacles in obtaining lending. I discuss the current 3% int…

1
Interview with Dr Urszula Carr (NHS to Australia, Life Coaching) 34:49

1+ y ago34:49

34:49

In this episode we chat with Dr Urzula Carr, histopathologist, and life coach. We discuss journey from Poland to UK, working in the NHS, and then life in Australia. We talk about some property wins including granny flat/studio, feasibility studies for property development. Finally we discuss her journey, how life coaching and self development helpe…

1
Private billing (the why and how) 12:37

1+ y ago12:37

12:37

Why the trend is from bulkbilling to mixed/private billing? The Medicare rebate freeze, and effects on general practice sustainability. The rising costs of running a small business. Steps doctors and practices can implement to transition to private billing: 1. meeting to discuss 2.advertise in advance- notice to patients 3. train reception staff, i…

1
Richard Bharata (Perth boom, and 2024 predictions) 30:57

1+ y ago30:57

30:57

We have back on the show Richard Bharata, property investor and buyers agent. We catchup on what's happened in the last 12 months, some recent cracker deals. Also he shares some common investor mistakes, and also some tips for interstate investing. Finally we discuss Perth property market, and also predictions for what areas and price points will d…

1
Buying Home vs Investment property 10:35

1+ y ago10:35

10:35

Age old question, buying own home vs investment property? And which one first? Where rentvesting sits in the picture? It is a personal question, however in this episode I explore some things you may have not considered before. Resources/links: Property Investing for Doctors Buying my first property at 23 years old Music Credit: Bass Nation. New epi…

1
Holidays (and Why Points Hacking is a Trap) 20:53

1+ y ago20:53

20:53

Holidays and taking timeout is important for doctors. How to optimise this, and how it can help you be a better doctor. Also I talk about my (controversial opinion) on points hacking, and some hidden dangers. Other resources/reference: Why Physician Vacation Time is Vital | JAMA Career Center (jamanetwork.com) Historic change to Declaration of Gene…

1
Index Funds and ETF 8:36

1+ y ago8:36

8:36

In this episode, we explore basics behind index funds and ETFs- rising popularity over last few decades. Also, how it stacks up against active/managed funds. As always, please note this is general information, and not personalised financial advice. Resources/links: What Are Index Funds, and How Do They Work? (investopedia.com) Music Credit: Bass Na…

1
Profiting from Market Cycles 12:56

1+ y ago12:56

12:56

Theres a common saying "Its time in the market, not timing the market". I believe long term horizon for investing is important, however timing entry into a market is also important- to get early wins, to give some confidence; also to avoid buying at a peak and experience big falls. In this episode, I talk about market cycles, presidential cycle, pr…

1
Doctors and AI (Interview with Claire, ScriptAI) 23:09

1+ y ago23:09

23:09

In this episode, I interview Claire Lim, medical student and co-founder of ScriptAI, an artificial intelligence tool to help doctors write notes. We discuss her entrepreneurial journey, including sourdough, Electronic Medical Records and AI tools. Importance of pivoting, and creating solutions for challenges in everyday life and clinical medicine. …

1
Insights from Eamon Murray (Locum Agent Australia) 50:58

2y ago50:58

50:58

In this episode, I chat with Eamon, a medical recruiter looking after locum doctors all around Australia. We start by discussing the motivations and benefits for locum doctors, then explore some challenges/pitfalls that can happen- sudden cancellations, doublebooking, job not accurately advertised. We touch on some challenges facing rural healthcar…

1
Personal Finances for Doctors 16:47

2y ago16:47

16:47

How can busy doctors set up their personal finances to maximize chance of success? Todays episode, I share 5 steps that you can take to simplify your finances. 1. Assess your current situation 2. Set a compelling goal 3. Develop habits (track spending, regular self-education, monitor savings rate) 4.Action plan 5. Reassess/re-evaluate Resources/lin…

1
Predictions for 2024 (Property, Healthcare trends) 20:54

2y ago20:54

20:54

Today, we review what property prices did in 2023, and what factors are shaping the Australian property market for 2024. I also discuss some key announcements from the 2023-2024 Budget regarding healthcare, and discuss trends with General Practice, healthcare spending, and private health insurance. Resources/links: Will house prices go up in 2023? …

1
Tips for Sydney Property Market (Dan Sofo, Buyers Agent) 38:48

2y ago38:48

38:48

Today we chat with Dan Sofo, Sydney buyers agent who covers bluechip areas such as the highly desired Eastern suburbs. We cover his journey from hospitality to real estate, his investing philosophy. Stay tuned to learn some tips on property negotiation. -long hours, and managing 70 staff in hospitality business -importance of assets outside of busi…

1
20 Must Ask Questions for Every Property Investor (Margaret Lomas) 15:08

2y ago15:08

15:08

Margaret Lomas is a recognised Australian property expert, and the best-selling author of nine property investment books, including 20 Must Ask Questions for Every Property Investor. Dr Dan shares his thoughts, and some key takeaways: 1. Identifying tomorrow's blue chip areas can boost your returns. 2. Appealing to families is important- owner occu…