The Whole Wealth Journey podcast, hosted by Jim Gebhardt and Matthew Grishman, offers a transformative approach to wealth and personal growth for entrepreneurs seeking Wealth With a Why™. Originally known as Financial Sobriety, the show evolved from Matthew's personal struggle with money and self-worth, to a comprehensive exploration of true wealth and human connection. The podcast now focuses on the concept of Whole Wealth, emphasizing that wealth is more than just financial assets—it's abo ...
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Gebhardt Group Inc Podcasts

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Episode 161: Entrepreneur's Personal Planning Series Wrap-Up.
53:31
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53:31We would love to hear what you have to say about this episode. Please send us a text. This episode, your hosts, Jim Gebhardt and Matthew Grishman really get their arms around the entrepreneur's journey as they wrap up the series for entrepreneur's personal planning. This is perfect for that time when the business gets sold or there's an exit and th…
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Episode 160: Personal Planning. A Practical, Proven Process for Entrepreneurs.
1:03:45
1:03:45
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1:03:45We would love to hear what you have to say about this episode. Please send us a text. This episode, the guys dive deep into the concept of 'Life 3.0,' an era post-business exit where entrepreneurs can create meaningful, fulfilling lives into what some may call retirement. They discuss the importance of personal planning alongside business and finan…
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Episode 159: Entrepreneurs Empowered. The Essential Guide to Personal Planning Before Retirement.
49:18
49:18
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49:18We would love to hear what you have to say about this episode. Please send us a text. Emphasizing a departure from the traditional concept of retirement, Jim Gebhardt and Matthew Grishman dive into the paradox of entrepreneurs' disdain for conventional retirement and the need for holistic personal planning. They highlight the importance of clarity,…
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Episode 158: The Four Barriers Holding Holding You Back From Personal Planning Success
58:32
58:32
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58:32We would love to hear what you have to say about this episode. Please send us a text. Can adveristy be a catalyst to growth? Ever wondered how personal planning can reshape your world? This episode, Matthew Grishman and Jim Gebhardt take you on a journey through personal health challenges that sparked a profound shift in mindset. We explore how see…
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Episode 157: Personal Planning - The Key to Successful Post Business Transitions.
30:42
30:42
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30:42We would love to hear what you have to say about this episode. Please send us a text. In this first of a four part series, we'll examine why it is that 75% of the business owners regret their business sale after the first year, a statistic that challenges conventional success measures. What if the key to a fulfilling post-business life isn't as muc…
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Episode 156: Understanding the Leverage of "Who Not How" for Business Success
53:20
53:20
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53:20We would love to hear what you have to say about this episode. Please send us a text. Transitioning from work to the later stages of life doesn't have to be daunting. Discover how focusing on "who" can be far more effective than getting lost in the "how." Your hosts, Jim Gebhardt and Matthew Grishman discuss how embracing your unique abilities and …
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Episode 155: Encore Edition. How the Whole Wealth Journey Begins.
1:04:51
1:04:51
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1:04:51We would love to hear what you have to say about this episode. Please send us a text. This is an encore episode of the introduction to the Whole Wealth Journey process that released previously in August, 2024. It's a good refresher or introduction to your hosts, Matthew Grishman and Jim Gebhardt. Enjoy... Gratitude is a big part of the Whole Wealth…
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Episode 154: Bridging the Wealth Gap - Where You Are vs Where You Want to Be
59:14
59:14
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59:14We would love to hear what you have to say about this episode. Please send us a text. Transitioning from business ownership brings its own set of challenges, particularly when one's identity is closely tied to their professional life. Join us, Jim Gebhardt and Matthew Grishman as we dive into the complexities of the "wealth gap," where post-sale li…
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Episode 153: Wealth Built With Clarity and Intentionality.
48:50
48:50
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48:50We would love to hear what you have to say about this episode. Please send us a text. Harnessing the strength of intentionality and the power of clarity, learn how to cultivate a warrior mentality in our fast-paced world. Your hosts, Jim Gebhardt and Matthew Grishman explore the space between stimulus and reaction to develop mental toughness and in…
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Episode 152: Financial Clarity Begins With Personal Awareness
40:52
40:52
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40:52We would love to hear what you have to say about this episode. Please send us a text. What if embracing gratitude could transform how you experience life's fleeting moments? Everything is temporary and the need to slow down to reflect on expectations for the future is a requirement. That has to start, however, with recognition that one must be awar…
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Episode 151: Entrepreneurial Awareness and the Principle of the Four P's.
43:58
43:58
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43:58We would love to hear what you have to say about this episode. Please send us a text. Experience the profound journey of personal growth and gratitude in our latest episode, where we celebrate Matthew's milestone of 3,000 days of sobriety. We'll explore how these accomplishments are not isolated victories but part of a greater tapestry of resilienc…
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Episode 150: Building Trust in Relationships Through Interest, Communication and Empathy
1:02:53
1:02:53
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1:02:53We would love to hear what you have to say about this episode. Please send us a text. How do you unlock the secrets to a healthier, more fulfilling life ? By harnessing the power of relationships. Can knowing the right people really expedite your path to recovery and growth? Explore the profound influence of connections as we share personal stories…
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Episode 149: Leadership Inspires Culture and Confidence.
46:58
46:58
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46:58We would love to hear what you have to say about this episode. Please send us a text. What if you could unlock the secrets to raising resilient children and transforming business leadership simultaneously? Discover how shifting focus from participation trophies to genuine resilience can shape future leaders, both at home and in the marketplace. Thr…
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Episode 148: Fostering Resilience with Confidence and Clarity.
51:13
51:13
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51:13We would love to hear what you have to say about this episode. Please send us a text. After a health scares prompted us to reevaluate our priorities, we realized that gratitude, presence, and confidence play crucial roles in nurturing both personal growth and business success. Embracing emotions like fear and sadness without resistance can enhance …
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Episode 147: Embracing Vulnerability for Deeper Connection.
1:06:07
1:06:07
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1:06:07We would love to hear what you have to say about this episode. Please send us a text. What happens when unexpected challenges throw your family into disarray? Imagine having to make tough parenting decisions while nurturing the resilience and gratitude needed to thrive. Hosts, Matthew Grishman and Jim Gebhardt take you through personal journeys of …
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Episode 146: The Epicenter of Wealth Begins With an Understanding of Gratitude.
54:30
54:30
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54:30We would love to hear what you have to say about this episode. Please send us a text. Feeling overwhelmed by the general hustle of, well, life? Picture a reality where slowing down is the key to unlocking success and personal growth. In this episode Matthew and Jim explore this concept with a blend of descriptive themes and personal anecdotes. The …
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Episode 145: Peeking Into 2025 With Intention NOT Resolution.
1:01:07
1:01:07
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1:01:07We would love to hear what you have to say about this episode. Please send us a text. As we navigated the roller coaster of 2024, we found ourselves reflecting on the resilience and gratitude that have become cornerstones of our journey. From the heartache of loss to the overwhelming stress of global uncertainty, each moment taught us invaluable le…
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Episode 144: A Holiday Reflection on Five Years of the Journey Toward Whole Wealth.
34:49
34:49
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34:49We would love to hear what you have to say about this episode. Please send us a text. Reflecting back to a certain Christmas Eve five years ago, we embarked on a journey that reshaped our approach to finances by aligning them with life's true purpose. That pivotal moment, intertwined with unexpected connections and encounters, taught us the value o…
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Episode 143: Curiosity and Connection: Transforming Retirement With Intentionality and Mindfulness.
1:09:44
1:09:44
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1:09:44We would love to hear what you have to say about this episode. Please send us a text. Can a simple change in your workout routine transform your perspective on life? Uncover the unexpected benefits of ditching distractions as we share personal stories of growth from skepticism to appreciation. We'll explore how shifting from judgment to curiosity c…
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Episode 142: Building the Blueprint for What's Next.
48:19
48:19
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48:19We would love to hear what you have to say about this episode. Please send us a text. Have you ever sat down and really thought about the best investment you ever made? Was it a business idea? A real estate venture? A hot stock? Join your hosts Matthew Grishman and Jim Gebhardt, as they reveal the best investments they’ve ever made as wealth adviso…
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Episode 141: Entrepreneurial Success Comes with Risk but Are Your Financial Strategies Secure?
53:39
53:39
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53:39We would love to hear what you have to say about this episode. Please send us a text. Risk is a huge part of entrepreneurship. But it’s more than a numbers game—it's about identifying where your finances stray from your core values and life goals. As we come closer to the end of the financial planning stage of the Whole Wealth Journey, we dive deep…
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Episode 140: Continuing With the Core Values and Alignment From the Clarity Compass.
31:24
31:24
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31:24We would love to hear what you have to say about this episode. Please send us a text. Imagine a tool that can pinpoint the very essence of what drives your decisions—from the significant financial ones to the seemingly trivial daily choices. Our latest episode introduces the Clarity Compass, an innovative approach that starts with a simple card gam…
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Episode 139: Defining Your Story Through Self Discovery.
1:03:11
1:03:11
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1:03:11We would love to hear what you have to say about this episode. Please send us a text. In the hustle of entrepreneurship, finding quiet time isn't just a luxury—it's a necessity. This is where one finds clarity about their innermost values and begins to get in motion. Through personal stories and professional insights, Jim and Matthew emphasize the …
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Episode 138: Motion Matters. Understanding the Goes Ins and Goes Outs on Your Personal Balance Sheet.
34:17
34:17
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34:17We would love to hear what you have to say about this episode. Please send us a text. Ever wonder how a simple vacation can morph into a powerful metaphor for financial success? This episode begins with the anticipation of a serene vacation on the California coast, challenging us to depart from our daily grind as “human-doings” to embrace the essen…
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Episode 137: Congruency and The Law of Diminishing Intent.
52:51
52:51
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52:51We would love to hear what you have to say about this episode. Please send us a text. Ever wondered why authenticity is crucial for entrepreneurial success? This episode, Jim and Matthew take you into the vitality of living a congruent financial life. The guys unravel the importance of managing personal and professional finances with equal discipli…
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Episode 136: Unpacking the Path to True Prosperity by Knowing the Four P's to Wealth.
1:02:48
1:02:48
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1:02:48We would love to hear what you have to say about this episode. Please send us a text. How do you recharge your energy—solitary moments of reflection or the buzz of social interactions? Join your hosts, Jim Gebhardt and Matthew Grishman in a fascinating discussion about the intricate dance between introvert and extrovert and how our energy sources s…
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Episode 135: How the Whole Wealth Journey Begins: Understanding Your Financial Security.
1:04:43
1:04:43
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1:04:43We would love to hear what you have to say about this episode. Please send us a text. Gratitude is a big part of the Whole Wealth Journey and it’s the staple Jim and Matthew use to kick off each show. But this episode is a bit different. Yes, you'll hear gratitude for a family visit to New York and a bucket-list golf trip to Ireland, but the true p…
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Episode 134: Creating Wealth With Purpose to Pursue Passions and Meaningful Memories.
54:02
54:02
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54:02We would love to hear what you have to say about this episode. Please send us a text. What if you could redefine wealth to truly enrich your life? Join us, Matthew Grishman and Jim Gebhardt as we embark on a remarkable journey, starting with heartfelt reflections for an upcoming bucket list golf trip to Southern Ireland and a joyous family reunion …
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Episode 133: Welcome to The Whole Wealth Journey; Getting More From Your Money Than Just More Money.
54:36
54:36
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54:36We would love to hear what you have to say about this episode. Please send us a text. How would your life change if your financial decisions truly aligned with your core values? Get ready as we, Matthew Grishman and Jim Gebhardt, transform your money mindset with the evolution of Financial Sobriety to The Whole Wealth Journey. We share our holistic…
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Episode 132: Graduation Part II - Cops to Coaches to Consultants. Developing Our Children.
46:43
46:43
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46:43We would love to hear what you have to say about this episode. Please send us a text. Can blaming debt for your financial struggles actually make things worse? This episode challenges Dave Ramsey's anti-debt stance, arguing that it might be causing parents to miss key opportunities for investing in their children's futures. Instead of fostering sel…
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Episode 131: Bonus Track of Tips and Tricks on Getting Mindset in Motion.
15:44
15:44
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15:44We would love to hear what you have to say about this episode. Please send us a text. When co-host Matthew Grishman faced serious health issues, it became clear that healing needed to start from within before he could tackle anything else, be it financial or personal challenges. In this episode, we unpack the intricate connection between self-heali…
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Episode 130: Growth Mindset to Graduation Milestones-Putting Perfection Into Perspective.
34:58
34:58
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34:58We would love to hear what you have to say about this episode. Please send us a text. Join us, your hosts, Matthew Grishman and Jim Gebhardt, for an insightful journey through the various facets of life's milestones and personal growth in this episode. Reflecting on the graduation season, we explore the idea that graduation is not just an end but a…
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Episode 129: How Money Barrels Support Financial Stability and Lead to Emotional Fulfillment.
55:30
55:30
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55:30We would love to hear what you have to say about this episode. Please send us a text. Unlock the secrets to financial stability and emotional fulfillment in this latest episode, where your hosts Jim Gebhardt and Matthew Grishman promise to provide you with actionable insights to master your finances and enrich your life experiences. We start on a h…
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Episode 128: How Self Investment and Human Connection Counter Depression and Suicidal Thoughts.
41:12
41:12
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41:12We would love to hear what you have to say about this episode. Please send us a text. Ever wondered how a simple gesture like remembering someone's name can transform a relationship? Join your hosts, Matthew Grishman and Jim Gebhardt as they chat with David Woods Bartley, who shares how name recall can have a profound impact on human connections. T…
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Episode 127: Human Connection is the Lifeline to Mental Wellness
42:09
42:09
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42:09We would love to hear what you have to say about this episode. Please send us a text. This is an encore episode from David Woods Bartley on his personal journey in dealing with depression, attempted suicide and mental health issues. With May being Mental Health Awareness month, it seemed appropriate for your hosts, Matthew Grishman and Jim Gebhardt…
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Episode 126: In the Game of Stocks, You Learn Best One Base At a Time.
42:34
42:34
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42:34We would love to hear what you have to say about this episode. Please send us a text. In this episode, Matthew & Jim attempt to unlock the secrets of savvy investing with a deeper-dive into the heart of a company's financial health. They'll work to make sense of the overwhelming digital information landscape, guiding you through the process of vett…
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Episode 125: Time for a Little Spring Training on Stocks.
52:36
52:36
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52:36We would love to hear what you have to say about this episode. Please send us a text. Matthew enjoys a little baseball nostalgia this episode as the discussion of stocks gets underway. This episode, your hosts begin to unpack the complexities of the stock market from a variety of different perspectives starting with the types of players in the mark…
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Episode 124: Maximum Uncertainty? Let's Revisit the Blueprint.
46:55
46:55
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46:55We would love to hear what you have to say about this episode. Please send us a text. Unlock the secrets of financial mastery and legacy building that have stood the test of time as your hosts, Matthew and Jim, explore the intricate dance of control within our economic lives. Embark on a journey through personal anecdotes and historical insights th…
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Episode 123: Why Maximum Uncertainty Favors the Predictability of Bonds.
40:04
40:04
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40:04We would love to hear what you have to say about this episode. Please send us a text. Could shifting interest rates be the key to unlocking your portfolio's potential? Your hosts, Jim Gebhardt and Matthew Grishman explore the complex recipes of bond investments, analyzing how a changing rate environment might just be ingredients for an incredible o…
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Episode 122: Bonds Are Back! Let's Start With Why.
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50:50
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50:50We would love to hear what you have to say about this episode. Please send us a text. Join your hosts, Jim Gebhardt and Matthew Grishman as they explore the resurgence of bonds as an investment option with a semblance of stability and fixed returns. This episode illuminates the allure of bonds in an era where traditional real estate investments enc…
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Episode 121: Two Final Steps to Minimizing Stress and Anxiety in 2024.
34:08
34:08
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34:08We would love to hear what you have to say about this episode. Please send us a text. The small things in life hold immense joy. Join your hosts, Matthew Grishman and Jim Gebhardt as they cover steps 2 & 3 in preparation for stress reduction in 2024. You'll find selective consumption has the ability to weigh heavily or lessen the burden on our ment…
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We would love to hear what you have to say about this episode. Please send us a text. Ever found yourself battling the morning blues and desperately searching for a silver lining? Your hosts, Jim Gebhardt and Matthew Grishman start with an uplifting reminder that gratitude isn't just an emotion, but a practice that can pivot your entire day from di…
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Episode 119: What You Focus On...Will Flourish.
39:35
39:35
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39:35We would love to hear what you have to say about this episode. Please send us a text. Ever find yourself awash with the New Year fervor, scribbling resolutions you swear you'll stick to? That's where your hosts, Jim Gebhardt and Matthew Grishman found themselves —eager to translate the energy of January into lasting momentum. This episode is a meet…
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Episode 118: Spending Health to Acquire Wealth... That's Not Living.
39:32
39:32
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39:32We would love to hear what you have to say about this episode. Please send us a text. The dance between health, wealth, and personal connections often leads us through unexpected rhythms. As your hosts, Matthew Grishman and Jim Gebhardt settle back into the studio, you'll learn where they've been and how they've emerged to return. The conversation …
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Episode 117: A Holiday Message and Encore Episode of Matthew's Story.
48:15
48:15
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48:15We would love to hear what you have to say about this episode. Please send us a text. Your hosts Jim and Matthew share a little holiday gratitude this episode before taking you back to where it all began with Matthew's story that got the whole ball rolling for Financial Sobriety. Always a great reminder to take a little time for reflection at the e…
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Episode 116: The 10 - 10 - 10 Rule for More Intentional Spending.
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46:25
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46:25We would love to hear what you have to say about this episode. Please send us a text. Spending a little crazed around the holidays? Worried about self-control and how to reign in the wallet? This encore episode was long enough ago you may have forgotten the 10-10-10 rule of self-discipline on the spend. Matthew describes how he's found a method to …
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Episode 115: Recognizing Gratitude. The Alliance.
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51:58
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51:58We would love to hear what you have to say about this episode. Please send us a text. It's the beginning of the holiday season, the season of giving and what better way to demonstrate financial sobriety than to share a story of need and success as it relates to some of our most misunderstood families and children... those in the Foster Care System.…
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Episode 114: Temptation to Transformation: Strategies for a Debt-Free Holiday Season
32:01
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32:01We would love to hear what you have to say about this episode. Please send us a text. As the year draws to a close, it's time to get very intentional about your spending. Hear your hosts Jim and Matthew break down the value of the Clarity Compass and how it can help you sift through the fluff to identify what truly matters to you and your family. T…
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Episode 113: Social Security Simplified. Capturing Your Millions.
48:02
48:02
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48:02We would love to hear what you have to say about this episode. Please send us a text. Did you know that as a married couple who've both worked, you could be sitting on a lifetime benefit of over $2 million from Social Security? It's not common knowledge, but this retirement asset can even generate a guaranteed 8% return from the Social Security Adm…
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Episode 112: Understanding the Medicare Maze. From Confusion to Confidence.
58:31
58:31
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58:31We would love to hear what you have to say about this episode. Please send us a text. Your host Jim Gebhardt is joined by none other than his wife and Medicare expert for the firm where you'll get some guidance and direction to answer the top three questions people ask about Medicare: how does it work, how much does it cost, and what are the choice…
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